What is a chit fund and how does Gokulam Chits operate?

A chit fund is a savings scheme where a group contributes a fixed amount monthly. Members can borrow from the fund through bidding or lottery. Gokulam Chits operates legally under the Chit Funds Act, providing transparent and reliable chit schemes.

Are there resources on Gokulam Chits in Malayalam?

Yes, detailed explanations and operational guides in Malayalam are available via videos and documents, making it easier for the Kerala audience to understand the schemes.

Is Gokulam Chits registered and legal?

Yes, Sree Gokulam Chit & Finance Co Pvt Ltd complies with all legal registrations under the Chit Funds Act. The company has been operating since 1968 with a strong reputation.

How is the KSFE Pravasi Pension Scheme linked to chit funds like Gokulam Chits?

Similar to chit funds, KSFE Pravasi Chitty scheme also offers a savings product for NRKs, blending chit fund principles with pension benefits. Subscribers of KSFE Pravasi Chits can opt to utilize their prize money for pension contributions, sometimes in collaboration with LIC for pension payouts.

Gokulam Chits

Sree Gokulam Chit & Finance Co. Pvt. Ltd. (SGCF) is one of the leading chit fund companies in India, standing as the flagship enterprise of the diversified Gokulam Group of Companies. With a legacy spanning over five decades, the company has played a crucial role in providing structured savings and borrowing options, especially to small investors, businessmen, and professionals across the country.

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What is Gokulam Chits?

Sree Gokulam Chit & Finance Co Pvt Ltd (SGCF) operates as a flagship company under Gokulam Group of Companies. It manages chit fund schemes by pooling monthly subscriptions from subscribers who participate for mutually beneficial financial support. The company follows strict legal compliance and registration requirements to ensure security and transparency. Gokulam Chits offers various chit plans, including those with short and long terms (e.g., 20 to 25 months) and ranging in values from a minimum of Rs. 1 lakh to larger sums, catering to different financial needs.

Gokulam Chits in Kerala

Gokulam Chits has a significant presence in Kerala, with branches in many towns such as Adimaly, Adoor, Alappuzha, Alathur, Aluva, Ambalappuzha, Anchal, Angamali, Areekode, and Aryanad. The company provides convenient services, including door-to-door collection of monthly chit subscriptions with options for daily, weekly, and monthly payments. This accessibility has made it popular among Kerala residents and regional businesses.

Gokulam Chits Contact Number

For customer service and inquiries, the primary contact number for Gokulam Chits is +91 4439807700. This number is widely used by customers for information on products, payments, and general support. The company also has additional contact numbers and email IDs for technical support and specific queries to facilitate smooth customer interaction.

Gokulam Chits Near Me

To find "Gokulam Chits near me," customers can search for branch locations online or visit the official website, which lists detailed addresses of all branches across India, including Kerala. Local offices in major cities and towns enable easy access to their chit fund services. Branches operate with customer-friendly hours, commonly from 9 AM to 6 PM on weekdays.

Conclusion

Gokulam Chits stands out as a trusted chit fund company with a rich legacy and a broad operational footprint, especially prominent in Kerala. Its transparent processes, multiple plan options, and accessible branch network make it a reliable choice for those interested in chit funds for saving and borrowing purposes.

FAQs

What is a chit fund and how does Gokulam Chits operate?

A chit fund is a savings scheme where a group contributes a fixed amount monthly. Members can borrow from the fund through bidding or lottery. Gokulam Chits operates legally under the Chit Funds Act, providing transparent and reliable chit schemes.
Are there resources on Gokulam Chits in Malayalam?

Yes, detailed explanations and operational guides in Malayalam are available via videos and documents, making it easier for the Kerala audience to understand the schemes.
Is Gokulam Chits registered and legal?

Yes, Sree Gokulam Chit & Finance Co Pvt Ltd complies with all legal registrations under the Chit Funds Act. The company has been operating since 1968 with a strong reputation.
How is the KSFE Pravasi Pension Scheme linked to chit funds like Gokulam Chits?

Similar to chit funds, KSFE Pravasi Chitty scheme also offers a savings product for NRKs, blending chit fund principles with pension benefits. Subscribers of KSFE Pravasi Chits can opt to utilize their prize money for pension contributions, sometimes in collaboration with LIC for pension payouts.

˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in

Past 10 Years' annualised returns as on 01-11-2025

^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.

*All savings are provided by the insurer as per the IRDAI approved insurance plan.

Tax benefit is subject to changes in tax laws. Standard T&C Apply
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ

^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.

¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.

**Returns are based on past 10 years’ fund performance data (Fund Data Source: Value Research).

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