LIC NPS Fund

LIC NPS Fund

LIC NPS Fund, managed by LIC Pension Fund Ltd., is a government-regulated retirement savings scheme under the National Pension System (NPS). It allows individuals to invest systematically in a diversified portfolio comprising equity, bonds, and government securities, aiming for long-term growth and secure retirement. LIC's expertise and trusted legacy make this fund a reliable choice for building a retirement corpus.

Top Holdings of LIC NPS Fund

Company Name

P/E Ratio

Assets (%)

HDFC Bank

21.04

7.97

ICICI Bank

18.97

6.90

Reliance Industries

23.31

6.17

Larsen & Toubro

31.76

3.94

State Bank of India

10.02

3.80

Bharti Airtel

33.71

3.79

Infosys

22.84

3.34

ITC

14.70

2.79

Axis Bank

12.72

2.74

Tata Consultancy

22.62

2.27

Ultratech Cement

53.42

2.00

NTPC

13.68

1.93

Kotak Mahindra Bank

21.10

1.89

Hindustan Unilever

56.02

1.78

Bajaj Finance

35.86

1.78

Mahindra & Mahindra

32.61

1.71

Maruti Suzuki India

34.53

1.58

Sun Pharmaceutical Industries

38.08

1.47

Bharat Electronics

54.00

1.33

Power Grid Corporation Of India

17.30

1.22

HCL Technologies

22.97

1.19

Tata Steel

47.03

1.12

Hindalco Industries

9.92

1.07

Cipla

23.41

1.05

Max Healthcare Institute

99.16

1.00

As on 31-Aug-2025

P/E Ratio: Price-to-Earnings ratio

FAQs

Who can open an LIC NPS account?

Any Indian citizen (Resident, NRI, or OCI) between 18 and 70 years of age can open an NPS account with LIC Pension Fund, provided they comply with KYC norms and documentation requirements.

What are the main benefits of LIC NPS Fund?

Diversified investment with exposure to equities, bonds, and government securities.
Low fund management charges.
Strong historical performance and trust associated with LIC.
Flexibility to change investments and fund managers.
Suitable for long-term wealth creation towards retirement.

Can a subscriber change their investment option or fund manager?

Yes, NPS subscribers can switch between Auto and Active choices. Subscribers can also change their pension fund manager (including to or from LIC Pension Fund) as per PFRDA guidelines.

Particulars	Details
Assets (Rs. in crore)	1,819.06
Scheme Inception Date	4-Oct-10
Top 3 Sectors	Government Securities; Monetary Intermediation of Banks; Other Credit Granting
Returns Since Inception	9.60%

Sector	Fund (%)
Financial	30.58
Technology	13.15
Energy & Utilities	12.82
Consumer Discretionary	10.76
Consumer Staples	9.26
Industrials	8.98
Materials	6.63
Healthcare	5.54
Unspecified	1.34
Real Estate	0.53
Diversified	0.43

Particulars	Details
Equity	98.66%
Debt	0.82%
Cash & Cash Eq.	0.52%

Period Invested for	Absolute Returns	Annualised Returns
1 Month	2.70%	-
3 Month	3.10%	-
6 Month	13.00%	-
9 Month	5.10%	-
1 Year	0.60%	0.60%
2 Year	31.90%	14.80%
3 Year	53.90%	15.50%
5 Year	148.20%	19.90%

Highlights of the LIC NPS Fund

Sector-wise Holdings of LIC Pension Fund NPS

Asset Allocation of LIC Pension Fund NPS

Top Holdings of LIC NPS Fund

LIC Pension Fund NPS Returns

Tax Treatment of LIC NPS Fund

FAQs

Who can open an LIC NPS account?

What are the main benefits of LIC NPS Fund?

Can a subscriber change their investment option or fund manager?

Pension plans articles

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