UP Pension 2026 - Eligibility and Online Application

The UP Pension Scheme is a government-initiated social security plan that provides financial assistance to qualified citizens who are vulnerable because of old age or disabilities. It is applicable to senior citizens (60+), widows and people with disabilities of low-income families, with annual income limits of 46,080 (rural) and 56,460 (urban). The eligible applicants can apply through the SSPY portal by signing up and attaching necessary documents, as this highlights the state's commitment to social security support.

Read more
  • Peaceful Post-Retirement Life

  • Tax Free Regular Income

  • Wealth Generation to beat Inflation

  • 4.8++ Rated
  • 12.02 Crore Registered Consumer
  • 51 Partners Insurance Partners
  • 5.9 Crore Policies Sold
We are rated++
rating
12.02 Crore
Registered Consumer
51
Insurance Partners
5.9 Crore
Policies Sold

Start Investing ₹10k/Month & Build a corpus of ₹1 Crore# on Retirement

+91
Secure
We don’t spam
Please wait. We Are Processing..
Your personal information is secure with us
By clicking on ''View Plans'' you, agreed to our Privacy Policy and Terms of use #For a 55 year on investment of 20Lacs #Discount offered by insurance company
Get Updates on WhatsApp

What is the UP Pension Scheme?

The UP Pension Scheme, formally called the Social Security Pension Yojana (SSPY), is a welfare programme introduced by the Government of Uttar Pradesh to offer regular financial support to economically vulnerable citizens. The programme is run by the State Social Welfare Department and aims to assist senior citizens, widowed or destitute women, persons with disabilities (Divyang), and people affected by leprosy.

Every year, over 1 crore beneficiaries across different categories receive pension benefits through this programme, making it one of the largest state-level social security systems in India. The primary objective is to reduce financial hardship, ensure social inclusion, and help disadvantaged residents live with dignity and basic economic stability.

Types of UP Pension Schemes

Under the UP Pension Scheme, there are three major pension categories to cover different socio-economic needs:

  1. Old Age Pension (Vridha Pension Yojana)
  2. Widow and Destitute Pension
  3. Disability and Leprosy Pension

Overall, these provisions make sure vulnerable citizens are given appropriate and targeted financial support.

Old Age Pension (Vridha Pension Yojana)

The Old Age Pension (Vridha Pension Yojana) offers a monthly financial support to elderly people in Uttar Pradesh who are financially weak and do not receive any other pension. Its purpose is to provide a basic income to senior citizens aged 60 years and above, helping them fulfil daily needs with dignity. In FY 2025-26, the programme assisted more than 67.5 lakh citizens, sending ₹4,061 crore through Aadhaar-linked DBT as quarterly instalments.

Old Age Pension (Vridha Pension Yojana) Details

Topic Details
Scheme Name Old Age Pension Scheme (Vriddha Pension Yojana)
Launched By Government of Uttar Pradesh
Beneficiaries Senior citizens aged 60 years and above
Minimum Age Limit 60 years
Income Limit
  • Rural: ₹46,080/year
  • Urban: ₹56,460/year
Eligibility
  • Must be a UP resident
  • Belong to a BPL family
  • Not receive any other pension
Monthly Pension Amount ₹1,000 per month (₹12,000 annually), paid via DBT (Direct Benefit Transfer) into the beneficiary's bank account.
Required Documents
  • Aadhaar card
  • Recent photograph
  • Age proof
  • Income certificate
Application Mode Online via SSPY portal

Widow and Destitute Pension (Vidhwa Pension Yojana)

The Widow and Destitute Pension provides financial help to women who have lost their husbands and have no income. This pension helps widowed or destitute women lead an independent life with regular monetary assistance from the government. In the FY 2025-26, over ₹783 crore reached around 26.1 lakh women via DBT under UP pension schemes, giving consistent help.

Widow and Destitute Pension Scheme Details

Topic Details
Eligibility Widow and destitute
Minimum Age Limit 18 years
Income Limit Family income up to ₹2,00,000 per year
Other Pensions Not eligible if receiving any other government pension schemes
Monthly Assistance ₹500 per month
Required Documents
  • Passport-size photograph
  • Husband's death certificate
  • Bank passbook
  • Income certificate
How to Apply Online via SSPY portal

Disability and Leprosy Pension (Divyang and Leprosy Yojana)

The Divyang and Leprosy Pension Scheme delivers support to people with disabilities and individuals affected by leprosy under financial stress. This pension scheme aims to promote social and economic inclusion by providing regular financial assistance. During FY 2025-26, the state got funds amounting to ₹331.40 crore for over 11 lakh disabled individuals and ₹111.60 crore for about 12,400 leprosy patients with the pension to be distributed in instalments.

Disability and Leprosy Pension Scheme Details

Criteria Disabled Pension Leprosy Pension
Age Limit 18 years Not specified; eligibility based on certified medical status
Income Limit
  • Rural: ₹46,080
  • Urban: ₹56,460
  • Rural: ₹46,080
  • Urban: ₹56,460
Disability / Leprosy % 40% to 100% Disabled due to leprosy (with any percentage of disability)
Pension Eligibility Not eligible if receiving other pension schemes Not eligible if receiving other pension schemes
Monthly Grant ₹1,000 ₹3,000
Required Documents
  • Photo
  • Disability certificate
  • Income certificate
  • Gram Sabha resolution (rural)
  • Bank passbook (urban)
  • Photo
  • Leprosy certificate
  • Income certificate
  • Gram Sabha resolution (rural)
  • Bank passbook (urban)

How to Apply for the UP Pension Scheme?

Eligible residents may submit applications for Old Age Pension, Widow and Destitute Pension, and Disability and Leprosy Pension via the official SSPY UP portal. Applicants who need assistance can complete the online process with help from Jan Suvidha Kendras or designated government offices.

Online Application Process

Individuals having internet access may submit applications directly via the SSPY UP portal by using steps:

  1. Visit the Official SSPY Portal: Open the SSPY UP website and select the pension scheme you wish to apply for.
  2. Open the Application Form: Click on the "Apply Online" option and carefully read the eligibility criteria and instructions.
  3. Enter Personal Details: Fill in your district, tehsil, urban or rural status, name as per Aadhaar, gender, date of birth, father's or husband's name, category, mobile number, and complete address.
  4. Give Bank And Income Details: Please fill in the Bank, Branch, Account number, IFSC code and Information of income certificate issued by the Tehsildar.
  5. Add Scheme Specific Information: Scheme requirements vary by category, with additional documents needed for widow and disability-related pensions.
  6. Upload Required Documents: Submit a passport-size photograph, age proof, income certificate, and scheme-related documents in the required file format and size.
  7. Submit the Application: Accept the declaration, enter the captcha, and submit the application. Record the registration number for future reference and easy tracking.

Assisted Application Process

Applicants who are not able to apply independently will be supported to submit their application online through authorised centres.

  1. Visit an Assistance Centre: Go to a nearby Jan Suvidha Kendra, District Social Welfare Office, or Tehsil Office that provides support for SSPY pension applications.
  2. Request Pension Application Support: Inform the staff about the pension scheme you wish to apply for.
  3. Provide Personal and Scheme Details: Share personal details such as name as per Aadhaar, date of birth, address, category, and contact information.
  4. Submit Required Documents: Provide Aadhaar card details, bank account information, income proof, and scheme-specific papers such as death or disability certificates.
  5. Verification and Online Form Entry: The employee verifies the details, fills out the information on the SSPY portal, uploads supporting documents, and submits the form online.
  6. Acknowledgment of Receipt: After submission, a receipt or registration number is issued, which helps applicants to know the status of their application in the future.

How to Check the Application Status of UP Pension

Upon filling out the online application form of the UP Pension Scheme, the applicant can easily track the progress of the same through the official portal. Examination of the status of the application allows the applicant to know that all the details are still accurate and pension disbursements are made on time.

  1. Visit the Official Portal: Go to the UP Integrated Social Pension Portal.
  2. Select the Scheme: Scroll along the homepage, spot the pension scheme (Old Age, Widow, Divyang), and click on "About the Scheme".
  3. Open Applicant Login: Click on the "Applicant Login" option to access the login window.
  4. Choose Pension Type: Kindly determine the suitable pension category for you, whether Old Age Pension, Widow Pension, or the Divyang Pension scheme.
  5. Enter Login Details: Submit your Registration ID and mobile number, then press "Send OTP".
  6. Verify and View Status: Enter the OTP and captcha, click Login, and your application status will be displayed.

Process to Check Pension List

Citizens can check the UP Social Security Pension (SSPY) portal to see whether their name is shown on the pension lists. This ensures transparency and helps applicants confirm their eligibility for schemes like Old Age, Disabled, or Widow/Destitute Pension.

  1. Visit the Official Portal: Open the SSPY UP official website.
  2. Select the Pension Scheme: On the homepage, tap the pension scheme you want to check, for instance, Old Age Pension, Disabled Pension, or Destitute/Widow Pension.
  3. Open Scheme Dashboard: The dashboard of the selected pension scheme will appear on your screen.
  4. Click on Pensioner List: Scroll down, then click on the "Pensioner List" link to view all beneficiaries.
  5. Enter Location Details: To filter the list, select a district, development block, gram panchayat, or village.
  6. View the Pension List: Filter the list by district, development block, gram panchayat, and village.

Pension Payment Process and Disbursement Cycle

Across Uttar Pradesh, pension schemes for elderly destitute and widowed women and persons affected by disability or leprosy are paid quarterly into Aadhaar-linked bank accounts through Direct Benefit Transfer (DBT). Funds are released once the beneficiary information is verified by the SSPY UP portal.

Quarter Pension Months Covered Department Name Payment Method Expected Release Date
FY 25-26 Q4 January - March Social Welfare / Women Welfare / Dept. of Empowerment Direct bank transfer (DBT) 15 March 2026
FY 26-27 Q1 April - June Social Welfare / Women Welfare / Dept. of Empowerment Direct bank transfer (DBT) To be announced
FY 26-27 Q2 July - September Social Welfare / Women Welfare / Dept. of Empowerment Direct bank transfer (DBT) To be announced
FY 26-27 Q3 October - December Social Welfare / Women Welfare / Dept. of Empowerment Direct bank transfer (DBT) To be announced

Key Takeaways

The Old Age Pension (Vridha Pension Yojana) is steadily expanding, with targets now raised to 67.50 lakh beneficiaries after exceeding earlier goals, showing dedication towards elderly welfare. These statistics show the government's dedicated actions to provide monetary support for disadvantaged elderly people, women, and disabled citizens.

Frequently Asked Questions

  • Q1. What is the minimum age to apply for the UP Old Age Pension?

    Ans. The minimum qualifying age for UP Old Age Pension remains sixty years. Applicants also need proper income and residence proof to remain eligible for this scheme.
  • Q2. How much does a destitute woman receive under the pension scheme?

    Ans. Eligible destitute women under the UP Pension Scheme are provided with a fixed monthly sum of ₹500, which is deposited directly into their Aadhaar-linked bank account.
  • Q3. Can a Divyang person apply for both disability and old age pension?

    Ans. No, a Divyang applicant must choose the pension category that fits them best. Dual benefits from multiple schemes are not permitted under the UP Pension regulations.
  • Q4. How long does it take to get a pension after applying?

    Ans. Processing durations depend on the validation of documents, bank account details, and eligibility criteria. Applicants may view the status of their application online via the SSPY UP portal.
  • Q5. Is there an income limit to qualify for the UP Pension Scheme?

    Ans. Yes, applicants need to satisfy certain income criteria, which vary between rural and urban regions, and according to scheme type, to qualify for pension benefits.

˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved insurance plan.
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
+Returns Since Inception of LIC Growth Fund
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.

Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
Pension Calculator
Pension Calculator
How much do you need to save for retirement?
₹ 20,000
₹ 25,000
₹ 30,000
Monthly Expenses in 2026
Edit Done
Your expense go up every year by
Today 2026 Your expenses today in 2023, at the age of 34 Yrs
Your expenses in 2043, at the age of 55 Yrs
For a monthly pension of ₹77,300
you need to invest
₹14,300/month
Calculated as per past performance of 15%
View Plan Recalculate?

Pension plans articles

Recent Articles
Popular Articles
Bihar Pension 2026 - How to Apply, Eligibility, and Pension Amount

19 Feb 2026

Social security represents an essential measure for supporting
Read more
City Union Bank NPS

17 Feb 2026

The National Pension Scheme is a government-sponsored retirement
Read more
DCB Bank NPS

17 Feb 2026

The National Pension Scheme is a government-sponsored retirement
Read more
Karnataka Grameena Bank NPS

16 Feb 2026

National Pension Scheme (NPS) is a government-sponsored
Read more
अटल पेंशन योजना में कितना पैसा कटता है

30 Jan 2026

अटल पेंशन योजना में कटने
Read more
Sevarth Mahakosh
  • 24 May 2023
  • 177906
The Sevarth Mahakosh Portal is a one-stop digital solution for state government employees and pensioners in
Read more
Is NPS Considered in the New Tax Regime
  • 17 Jul 2025
  • 95805
NPS is considered in the new tax regime, and recent changes announced in the Union Budget 2025 have made it even
Read more
Top 15 Pension Plans in India~
  • 14 Feb 2023
  • 136906
List of Top 15 Pension Plans Overview Basis of Selection Wrapping Up View all content List of Top 15
Read more
Vridha Pension
  • 23 Feb 2023
  • 35560
What is the Vridha Pension Eligibility Criteria Documents Required Vridha Pension Online Apply View all
Read more
Buy the Annuity Plans of 2026
  • 10 Dec 2015
  • 262489
10 mins read Annuity plans in India are the financial products that provide you with a guaranteed, regular
Read more

Claude
top
Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL