HDFC Life ProGrowth Plus Returns Calculator

Why Should You Use HDFC Life ProGrowth Plus Returns Calculator?

The following points further explain why a ULIP investor should use the HDFC Life ProGrowth Plus Returns Calculator:

• Visualize Growth Potential: The Returns Calculator allows you to see the potential growth of your investment over time, helping you make informed decisions.

• Flexibility: You have the option to adjust premium amounts and policy terms to explore different investment scenarios and optimize returns.

• Easy Access: Every individual can access HDFC Life ProGrowth Plus Returns Calculator. Anyone can access it by visiting the official website of HDFC Life according to their convenience.The calculator is available online free of cost for everyone to use. You can access it any time of the day from across the globe.

• Simple to use: This ULIP calculator has easy steps and a clean interface. Within a few clicks, you can find information on your preferred policy.

• Compare Fund Options: The calculator lets you compare various funds available under ProGrowth Plus, catering to different risk appetites and investment objectives.

• Realistic Financial Planning: The calculator helps in realistic financial planning by setting achievable targets and understanding investment outcomes.

How to Use HDFC Life ProGrowth Plus Returns Calculator?

The HDFC Life ProGrowth Plus Returns Calculator is a kind of SIP Calculator that is designed in such a way that the user doesn't need an advanced knowledge of finances to use.

The steps required to use this calculator are:

To use Policybazaar's HDFC Life ProGrowth Plus Returns Calculator:

Step 1: Visit the Policybazaar website.

Step 2: Search for "HDFC Life ProGrowth Plus Returns Calculator."

Step 3: Enter your details like amount you wish to invest, how long you want to stay invested for and expected rate of return.

Step 4: The calculator wil display the results. 

Step 6: Review the results for projected returns and benefits.

Step 7: Adjust inputs to compare different scenarios.

The results will be displayed on the screen. You can also try different combinations of values to choose your suitable policy.

People also read: HDFC Life NIFTY 200 Alpha 30 Fund NFO

HDFC Life ProGrowth Plus Returns Calculator Example

• Step 1 – Enter plan details: Sum assured – INR 30,00,000

• Step 2: Premium amount: Let's enter INR 8,000

• Step 3: Premium frequency: Let's enter "Monthly". It means you will be paying a premium of INR 8,000 every month.

• Step 4: Select plan options – Life or Early Life: Let's select "Life."

• Step 5: Enter the life assured details.

• Step 6: Under "Fund Details" Let's select "Equity Fund" and enter 100% in "Equity Plus Fund". 

• Step 7: Click on "Calculate".

• Step 8: – Policy term: Let's choose 20 Years.

• Step 9: Use the Slider that is provided. Let's slide it to the end, where it shows maturity to see the maturity amount.

• Step 10: Total Benefit = INR 33,98,491.

The calculation is done, and the result shows that the maturity amount is INR 33,98,491 and a life cover of 30 Lakhs.

So, you will get Rs 33,98,491 at the end of 20 years by just investing Rs 8,000 monthly for 20 years.

List of ULIP Funds ^~

Returns 3 Years 5 Years 10 Years

Fund Name

AUM

NAV

Returns (in %)

3 Year

5 Year

10 Year

Top 300 Fund

SBI Life

AUM:1,981 Cr

1,981 Cr

NAV

53.52

1.42%

Returns

10.26%

Returns

9.34%

Returns

11.99%

Highest Returns

Get Details

Opportunities Fund

HDFC Life

AUM:35,377 Cr

35,377 Cr

NAV

71.47

2.19%

Returns

17.12%

Highest Returns

Returns

13.42%

Returns

14.3%

Get Details

High Growth Fund

Axis Max Life

AUM:12,572 Cr

12,572 Cr

NAV

106.73

3.30%

Returns

23.89%

Highest Returns

Returns

18.97%

Returns

18.15%

Get Details

Opportunities Fund

ICICI Prudential Life

AUM:3,551 Cr

3,551 Cr

NAV

55.37

1.81%

Returns

14.22%

Highest Returns

Returns

11.96%

Returns

12.39%

Get Details

Multi Cap Fund

Tata AIA Life

AUM:9,938 Cr

9,938 Cr

NAV

59.77

2.06%

Returns

17.65%

Returns

21%

Returns

22%

Highest Returns

Get Details

Accelerator Mid-Cap Fund II

Bajaj Life

AUM:5,458 Cr

5,458 Cr

NAV

74.47

2.32%

Returns

15.69%

Highest Returns

Returns

13.13%

Returns

13.89%

Get Details

Multiplier

Birla Sun Life

AUM:5,005 Cr

5,005 Cr

NAV

89.52

2.73%

Returns

17.13%

Highest Returns

Returns

15.25%

Returns

15.45%

Get Details

Classic Opportunities Fund

Kotak Mahindra OM Life

AUM:13,553 Cr

13,553 Cr

NAV

64.67

2.20%

Returns

14.01%

Highest Returns

Returns

11.47%

Returns

13.09%

Get Details

Virtue II

PNB MetLife

AUM:3,237 Cr

3,237 Cr

NAV

63.97

1.75%

Returns

13.92%

Returns

13.31%

Returns

14.59%

Highest Returns

Get Details

Equity II Fund

Canara HSBC Life

AUM:3,340 Cr

3,340 Cr

NAV

38.3

1.31%

Returns

10.07%

Returns

9.16%

Returns

10.33%

Highest Returns

Get Details

Blue-Chip Equity Fund

Star Union Dai-ichi Life

AUM:1,446 Cr

1,446 Cr

NAV

32.45

0.89%

Returns

8.45%

Returns

8.08%

Returns

10.12%

Highest Returns

Get Details

Grow Money Plus Fund

Bharti AXA

AUM:446 Cr

446 Cr

NAV

64.05

2.09%

Returns

11.97%

Returns

10.83%

Returns

14.22%

Highest Returns

Get Details

Equity Top 250 Fund

Edelwiess Life

AUM:526 Cr

526 Cr

NAV

53.47

1.67%

Returns

11.88%

Highest Returns

Returns

10.04%

Returns

11.31%

Get Details

Future Apex Fund

Future Generali

AUM:130 Cr

130 Cr

NAV

51.63

1.82%

Returns

12.22%

Returns

11.57%

Returns

13.05%

Highest Returns

Get Details

Pension Dynamic Equity Fund

Pramerica Life

AUM:6 Cr

6 Cr

NAV

68.45

2.22%

Returns

10.54%

Returns

9.42%

Returns

11.07%

Highest Returns

Get Details

Accelerator Fund

Bandhan Life

AUM:219 Cr

219 Cr

NAV

45.54

1.48%

Returns

13.9%

Highest Returns

Returns

13.56%

Returns

13.55%

Get Details

Balanced Fund

LIC India

AUM:2,730 Cr

2,730 Cr

NAV

18.14

-0.09%

Returns

9.84%

Highest Returns

Returns

7.4%

Returns

-

Get Details

see more plans

Disclaimer :
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in

People also read: HDFC Life Midcap Momentum Fund

Advantages of HDFC Life ProGrowth Plus Returns Calculator

Some advantages of HDFC Life ProGrowth Plus Returns Calculator are:

• Calculating the future financial needs: This calculator allows you to calculate the maturity amount of the plan, which helps you decide how much you should invest to meet your needs.

• Easy to understand: Calculations are simple and fast. Just enter a few details, and you will understand the plan's details, which makes understanding the functioning of the plan simple for ordinary people.

• Setting up a financial goal: It can help set up your financial goals in life, such as investment goals and life coverage goals to protect your loved ones.

Information Required

• Coverage amount

• Premium amount

• Premium frequency 

• Plan option (Life or Early life)

• Basic information about the insured

• Name, Date of Birth, Gender, Email ID, Mobile Number

• Fund allocation

• Policy term

• Rate of return

Benefits of Buying HDFC Life ProGrowth Plus Plan

Benefits of buying the HDFC Life ProGrowth Plus are:

• Investments in Market-Linked Schemes: The HDFC Life ProGrowth Plus plan invests your money into equity and debt funds. These market-linked schemes help investors earn better returns than conventional investment instruments such as gold and FDs, similar to how the best SIP supports steady wealth creation over the long term.

• Diverse range of funds: This plan provides multiple fund options to choose from. It gives the investor the option of equity fund, balanced fund, and debt fund.

• Flexibility: This fund asks you to choose the life coverage, i.e. the sum assured. It helps investors to a great extent because every investor has different financial needs.

• Investing habit: Investing in a ULIP will help you build the practice of investing. Since the interest rates are going down rapidly and inflation is soaring, you must earn better returns to ensure a promising future for you and your family.

• Family protection: A ULIP plan generates wealth for you and gives your family financial protection in case of a mishap.

• Financial Goals: You must have a financial goal in your life to retire at a pre-decided age. And ULIPs help you with that. The HDFC Life ProGrowth Plus Returns Calculator estimates the returns on your investment which will help you to plan your retirement better. 

• Tax Benefits: HDFC Life ProGrowth Plus plan is eligible for income tax deduction under Section 80C up to INR 1.5 lakh pa. The maturity proceeds of this plan can also be exempt from tax under Section 10(10D). Also, in case of the death of the ULIP investor, the amount received by the family will be exempt from tax u/s 10(10D) of The Income Tax Act 1961.

Wrapping It Up!

The HDFC Life ProGrowth Plus Returns Calculator will help you enormously in your family financial planning. The calculator also allows you to select options like several policy terms, several funds to invest in like equity, balanced, and debt. Every investor and policyholder can use it easily to know certain details.