Bajaj Finserv Banking And PSU Debt Fund Direct-IDCW Monthly

  • 3 Months
  • 6 Months
  • 1 Year
  • 3 Years
  • 5 Years
  • RSI
3 Months Returns : 0.60%
NAV: ₹11.03 as on Thu Nov 05, 2026
Fund NAV

Fund Overview of Bajaj Finserv Banking And PSU Debt Fund Direct-IDCW Monthly

  • ₹305.0 Cr
    AUM
  • ₹11.03
    NAV
  • 0.35%
    Expense Ratio
  • Debt
    Fund Category
As on Thu Nov 05, 2026
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Minimum amount you can invest: ₹500

Maximum amount you can invest: ₹1,00,000

We have used a return rate of 15% for our calculations.

The total value of your investment after 10 years will be
₹ 1,39,328.64
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Bajaj Finserv Banking And PSU Debt Fund Direct-IDCW Monthly Return Comparison

Tenure Absolute(%) Annualised(%) Category Average(%)
3 Months 0.60% NA 0.71%
6 Months 3.07% NA 4.51%
1 Year 4.22% 4.22% 8.39%
2 Years 13.13% 6.36% 8.14%
As on Thu Nov 05, 2026

Dividend of Bajaj Finserv Banking And PSU Debt Fund Direct-IDCW Monthly : 0.63%

Dividends are declared by the fund house based on the income generated from the underlying assets. While many mutual funds distribute dividends annually, the payout frequency ultimately depends on the fund house’s decision

Asset Allocation of Bajaj Finserv Banking And PSU Debt Fund Direct-IDCW Monthly

debt instruments

97.81%

other assets or cash equivalents

2.19%
Top Holdings
Others Cblo
19.28%
Others Cblo
19.28%
Others Cblo
19.28%
Others Cblo
20.19%
Others Cblo
15.41%
 
Top Sectors
Unspecified
178.19%
Financial
63.71%
Detailed Portfolio Analysis
As on Thu Nov 05, 2026
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About Fund

About Bajaj Finserv Banking And PSU Debt Fund Direct-IDCW Monthly

Bajaj Finserv Banking And PSU Debt Fund Direct-IDCW Monthly is one Debt mutual fund offered by Bajaj Finserv Mutual Fund. Launched on 13 Nov 2023, the fund aims Income over short to medium term. investment primarily in securities issued by Scheduled Commercial Banks (SCBs), Public Sector undertakings (PSUs), Public Financial Institutions (PFIs), Municipal Corporations and such other bodies. It manages assets worth ₹305.0 crore as on Sat Oct 31, 2026. The expense ratio stands at 0.35%.
The portfolio allocation consists of 97.81% in debt instruments, 2.19% in other assets or cash equivalents.Managed by Siddharth Chaudhary, it has delivered a return of 4.22% in the last year, a total return since inception of 7.18%.
The latest dividend was declared on 15 Jul 2026 at 0.63% of face value.
Depending on risk tolerance individuals often review which sip is best as part of their overall investment planning.

Read more
  • Nimesh Chandan

    Fund Manager

  • Mr. Chandan is an MBA in Finance.

    Manager Education

  • Siddharth Chaudhary

    Fund Manager

  • Mr. Chaudhary is a B.Com (H) and PGDM (Securities Markets).

    Manager Education

Bajaj Finserv Banking And PSU Debt Fund Direct-IDCW Monthly Fund Details

Fund Names Bajaj Finserv Banking And PSU Debt Fund Direct-IDCW Monthly
Inception Date 13 Nov 2023
Lock In No Lock-in
 
Risk Principal at low to moderate risk
Category Average Annual Returns 8.39
More Details
Highest NAV in last 52 weeks & Lowest NAV in last 52 weeks

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Bajaj Finserv Banking And PSU Debt Fund Direct-IDCW Monthly Fund Returns Comparison

Compare Bajaj Finserv Banking And PSU Debt Fund Direct-IDCW Monthly with other mutual funds in the same category

Bajaj Finserv Banking And PSU Debt Fund Direct-IDCW Monthly

UTI Banking & PSU Debt Fund Direct-flexi IDCW

UTI Banking & PSU Debt Fund Direct-Growth

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Top Performing Mutual Funds

Fund Names AUM (Cr) 1M 3M 1Yr 3Yr 5Yr
UTI Banking & PSU Debt Fund Direct-flexi IDCW trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Direct-Growth trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Direct-IDCW Half Yearly trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Direct-IDCW Monthly trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Direct-IDCW Quarterly trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Direct-IDCW Yearly trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Regular-flexi IDCW trend ₹1,448 0.33% 1.33% 5.58% 7.17% 7.52%
UTI Banking & PSU Debt Fund Regular-Growth trend ₹1,448 0.33% 1.33% 5.58% 7.17% 7.52%
UTI Banking & PSU Debt Fund Regular-IDCW Half Yearly trend ₹1,448 0.33% 1.33% 5.58% 7.17% 7.52%
UTI Banking & PSU Debt Fund Regular-IDCW Monthly trend ₹1,448 0.33% 1.33% 5.58% 7.17% 7.52%
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increase growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns

More funds from Bajaj Finserv Mutual Fund

Fund Names AUM (Cr) 1M 3M 6M 1Yr 3Yr
Bajaj Finserv Banking And PSU Debt Fund Regular-Growth increase ₹305 0.32% 0.47% 2.79% 3.65% -
Bajaj Finserv Banking And PSU Debt Fund Direct-Growth increase ₹305 0.37% 0.60% 3.07% 4.22% -
Bajaj Finserv Banking And PSU Debt Fund Regular-IDCW increase ₹305 0.32% 0.47% 2.79% 3.65% -
Bajaj Finserv Banking And PSU Debt Fund Regular-IDCW Monthly increase ₹305 0.32% 0.47% 2.79% 3.65% -
increase growth is based on 1-month returns of the funds

Bajaj Finserv Banking And PSU Debt Fund Direct-IDCW Monthly Calculator

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Top Mutual Funds

Fund Names AUM (Cr) NAV 3Yr 5Yr 10Yr
Bandhan Banking And PSU Debt Fund Regular-Growth trend ₹11,848 ₹26.39 6.75% 5.98% 6.86%
Bandhan Banking And PSU Debt Fund Direct-Growth trend ₹11,848 ₹27.27 7.07% 6.30% 7.16%
Bandhan Banking And PSU Debt Fund Regular-IDCW trend ₹11,848 ₹14.25 6.75% 5.98% 6.86%
Bandhan Banking And PSU Debt Fund Direct-IDCW trend ₹11,848 ₹14.34 7.07% 6.30% 7.16%
Bandhan Banking And PSU Debt Fund Regular-IDCW Daily trend ₹11,848 ₹10.88 6.75% 5.98% 6.86%
Bandhan Banking And PSU Debt Fund Direct-IDCW Daily trend ₹11,848 ₹10.48 7.07% 6.30% 7.16%
Bandhan Banking And PSU Debt Fund Regular-IDCW Fortnightly trend ₹11,848 ₹10.64 6.75% 5.98% 6.86%
Bandhan Banking And PSU Debt Fund Direct-IDCW Fortnightly trend ₹11,848 ₹10.48 7.07% 6.30% 7.16%
Bandhan Banking And PSU Debt Fund Direct-IDCW Monthly trend ₹11,848 ₹10.47 7.07% 6.30% 7.16%
Bandhan Banking And PSU Fund Debt Regular-IDCW Monthly trend ₹11,848 ₹10.71 6.75% 5.98% 6.86%
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Top funds are based on Fund AUM

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Bajaj Finserv Banking And PSU Debt Fund Direct-IDCW Monthly Detailed Portfolio

Stocks Sector % of Holding Value
Others CbloUnspecified19.28%₹60.76 Cr
Others CbloUnspecified19.28%₹60.76 Cr
Others CbloUnspecified19.28%₹60.76 Cr
Others CbloUnspecified20.19%₹59.10 Cr
Others CbloUnspecified15.41%₹56.77 Cr
Others CbloUnspecified15.41%₹56.77 Cr
Others CbloUnspecified15.41%₹56.77 Cr
Others CbloUnspecified16.77%₹51.15 Cr
Others CbloUnspecified11.78%₹45.73 Cr
Others CbloUnspecified9.38%₹36.58 Cr
National Bank For Agriculture And Rural Development Sr 23i 7.62 Loa 31jn28 Fvrs1lacFinancial7.79%₹30.24 Cr
National Bank For Agriculture And Rural Development Sr 26b 6.85 Bd 19jn29 Fvrs1lacFinancial9.45%₹30.11 Cr
National Bank For Agriculture And Rural Development Sr 26b 6.85 Bd 19jn29 Fvrs1lacFinancial8.99%₹30.07 Cr
National Bank For Agriculture And Rural Development Sr 26b 6.85 Bd 19jn29 Fvrs1lacFinancial8.99%₹30.07 Cr
National Bank For Agriculture And Rural Development Sr 26b 6.85 Bd 19jn29 Fvrs1lacFinancial10.24%₹29.99 Cr
National Bank For Agriculture And Rural Development Sr 26b 6.85 Bd 19jn29 Fvrs1lacFinancial-—
Others CbloUnspecified8.00%₹29.49 Cr
Others CbloUnspecified8.00%₹29.49 Cr
Rural Electrification Corporation Limited Series Goi-v 8.54 Bd 15nv28 Fvrs10lacFinancial8.26%₹26.33 Cr
Rural Electrification Corporation Limited Series Goi-v 8.54 Bd 15nv28 Fvrs10lacFinancial8.99%₹26.33 Cr
View More

Top Debt Funds

Fund Names NAV 3Yr 5Yr 52 weeks high
UTI Banking & PSU Debt Fund Direct-flexi IDCW increase ₹20.85 7.43% 7.80% -
UTI Banking & PSU Debt Fund Direct-Growth increase ₹24.19 7.43% 7.80% -
UTI Banking & PSU Debt Fund Direct-IDCW Half Yearly increase ₹16.05 7.43% 7.80% -
UTI Banking & PSU Debt Fund Direct-IDCW Monthly increase ₹13.82 7.43% 7.80% -
UTI Banking & PSU Debt Fund Direct-IDCW Quarterly increase ₹18.00 7.43% 7.80% -
UTI Banking & PSU Debt Fund Direct-IDCW Yearly increase ₹13.85 7.43% 7.80% -
UTI Banking & PSU Debt Fund Regular-flexi IDCW increase ₹15.90 7.17% 7.52% -
UTI Banking & PSU Debt Fund Regular-Growth increase ₹23.70 7.17% 7.52% -
UTI Banking & PSU Debt Fund Regular-IDCW Half Yearly increase ₹15.83 7.17% 7.52% -
UTI Banking & PSU Debt Fund Regular-IDCW Monthly increase ₹13.53 7.17% 7.52% -
View More
increase growth is based on 5Y returns of the funds

Frequently Asked Questions

Bajaj Finserv Banking And PSU Debt Fund Direct-IDCW Monthly

What is the current AUM of Bajaj Finserv Banking And PSU Debt Fund Direct-IDCW Monthly?

As of Sat Oct 31, 2026, Bajaj Finserv Banking And PSU Debt Fund Direct-IDCW Monthly manages assets worth ₹305.0 crore

How has Bajaj Finserv Banking And PSU Debt Fund Direct-IDCW Monthly performed recently?

  • 3 Months: 0.60%
  • 6 Months: 3.07%

What is the long-term performance of Bajaj Finserv Banking And PSU Debt Fund Direct-IDCW Monthly?

  • Since Inception: 7.18%

What is the portfolio composition of Bajaj Finserv Banking And PSU Debt Fund Direct-IDCW Monthly?

Debt: 97.81%, Others: 2.19%.

Who manages Bajaj Finserv Banking And PSU Debt Fund Direct-IDCW Monthly?

Bajaj Finserv Banking And PSU Debt Fund Direct-IDCW Monthly is managed by Siddharth Chaudhary from Bajaj Finserv Mutual Fund.

When was the last dividend declared by Bajaj Finserv Banking And PSU Debt Fund Direct-IDCW Monthly?

Latest dividend was declared on 15 Jul 2026 at 0.63% of face value.

Which are the top companies Bajaj Finserv Banking And PSU Debt Fund Direct-IDCW Monthly has invested in?

  • Others CBLO – 19.28% of the fund's portfolio
  • Others CBLO – 19.28% of the fund's portfolio
  • Others CBLO – 19.28% of the fund's portfolio
  • Others CBLO – 20.19% of the fund's portfolio
  • Others CBLO – 15.41% of the fund's portfolio

Which are the major sectors Bajaj Finserv Banking And PSU Debt Fund Direct-IDCW Monthly focuses on?

  • Unspecified – 178.19% of the fund's portfolio
  • Financial – 63.71% of the fund's portfolio
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