Bandhan Banking And PSU Debt Fund Direct-IDCW Quarterly

  • 3 Months
  • 6 Months
  • 1 Year
  • 3 Years
  • 5 Years
  • RSI
3 Months Returns : 0.75%
NAV: ₹11.05 as on Thu Nov 05, 2026
Fund NAV

Fund Overview of Bandhan Banking And PSU Debt Fund Direct-IDCW Quarterly

  • ₹11,847.5 Cr
    AUM
  • ₹11.05
    NAV
  • 0.39%
    Expense Ratio
  • Debt
    Fund Category
As on Thu Nov 05, 2026
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Minimum amount you can invest: ₹500

Maximum amount you can invest: ₹1,00,000

We have used a return rate of 15% for our calculations.

The total value of your investment after 10 years will be
₹ 1,39,328.64
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Bandhan Banking And PSU Debt Fund Direct-IDCW Quarterly Return Comparison

Tenure Absolute(%) Annualised(%) Category Average(%)
3 Months 0.75% NA 0.71%
6 Months 3.34% NA 4.51%
1 Year 5.33% 5.33% 8.39%
2 Years 13.64% 6.60% 8.14%
3 Years 22.76% 7.07% 7.57%
5 Years 35.74% 6.30% 6.29%
7 Years 56.94% 6.65% NA
10 Years 99.77% 7.16% 7.57%
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As on Thu Nov 05, 2026

Dividend of Bandhan Banking And PSU Debt Fund Direct-IDCW Quarterly : 0.76%

Dividends are declared by the fund house based on the income generated from the underlying assets. While many mutual funds distribute dividends annually, the payout frequency ultimately depends on the fund house’s decision

Asset Allocation of Bandhan Banking And PSU Debt Fund Direct-IDCW Quarterly

debt instruments

86.62%

other assets or cash equivalents

13.38%
Top Holdings
Reverse Repo
20.12%
Goi Sec 7.18 14/08/2033
12.12%
Reverse Repo
13.56%
Reverse Repo
13.56%
Reverse Repo
13.56%
 
Top Sectors
Unspecified
162.74%
Entities
64.66%
Detailed Portfolio Analysis
As on Thu Nov 05, 2026
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About Fund

About Bandhan Banking And PSU Debt Fund Direct-IDCW Quarterly

Bandhan Banking And PSU Debt Fund Direct-IDCW Quarterly is one Debt mutual fund offered by Bandhan Mutual Fund. Launched on 07 Mar 2013, the fund aims To generate short term stable returns with a low risk strategy. Investments in good quality fixed income & Money Market securities issuedby scheduled Commercial banks. It manages assets worth ₹11,847.5 crore as on Sat Oct 31, 2026. The expense ratio stands at 0.39%.
The portfolio allocation consists of 86.62% in debt instruments, 13.38% in other assets or cash equivalents.Managed by Suyash Choudhary, it has delivered a return of 5.33% in the last year, a total return since inception of 7.61%.
The latest dividend was declared on 30 Sep 2026 at 0.76% of face value.
Long-term investors commonly compare various which sip is best before they build long-term investment portfolios.

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  • Brijesh Shah

    Fund Manager

  • Mr. Shah is a Post Graduate Diploma in Finance.

    Manager Education

  • Gautam Kaul

    Fund Manager

  • Mr. Kaul is a B.Com (H) and MBA (Finance).

    Manager Education

  • Suyash Choudhary

    Fund Manager

  • Mr. Choudhary is a B.A (H) Economics from Delhi University and PGDM from IIM Calcutta.

    Manager Education

Key Metrics of Bandhan Banking And PSU Debt Fund Direct-IDCW Quarterly

  • Standard Deviation
    1.35%
  • Mean
    6.79%
  • Sharpe Ratio
    0.90%
  • Sortino Ratio
    1.79%

Bandhan Banking And PSU Debt Fund Direct-IDCW Quarterly Fund Details

Fund Names Bandhan Banking And PSU Debt Fund Direct-IDCW Quarterly
Inception Date 07 Mar 2013
Lock In No Lock-in
 
Risk Principal at low to moderate risk
Category Average Annual Returns 8.39
More Details
Highest NAV in last 52 weeks & Lowest NAV in last 52 weeks

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Bandhan Banking And PSU Debt Fund Direct-IDCW Quarterly Fund Returns Comparison

Compare Bandhan Banking And PSU Debt Fund Direct-IDCW Quarterly with other mutual funds in the same category

Bandhan Banking And PSU Debt Fund Direct-IDCW Quarterly

UTI Banking & PSU Debt Fund Direct-flexi IDCW

UTI Banking & PSU Debt Fund Direct-Growth

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Top Performing Mutual Funds

Fund Names AUM (Cr) 1M 3M 1Yr 3Yr 5Yr
UTI Banking & PSU Debt Fund Direct-flexi IDCW trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Direct-Growth trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Direct-IDCW Half Yearly trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Direct-IDCW Monthly trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Direct-IDCW Quarterly trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Direct-IDCW Yearly trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Regular-flexi IDCW trend ₹1,448 0.33% 1.33% 5.58% 7.17% 7.52%
UTI Banking & PSU Debt Fund Regular-Growth trend ₹1,448 0.33% 1.33% 5.58% 7.17% 7.52%
UTI Banking & PSU Debt Fund Regular-IDCW Half Yearly trend ₹1,448 0.33% 1.33% 5.58% 7.17% 7.52%
UTI Banking & PSU Debt Fund Regular-IDCW Monthly trend ₹1,448 0.33% 1.33% 5.58% 7.17% 7.52%
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increase growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns

More funds from Bandhan Mutual Fund

Fund Names AUM (Cr) 1M 3M 6M 1Yr 3Yr
Bandhan Banking And PSU Debt Fund Direct-Growth increase ₹11,848 0.30% 0.75% 3.34% 5.33% 7.07%
Bandhan Banking And PSU Debt Fund Regular-Growth increase ₹11,848 0.27% 0.67% 3.18% 5.01% 6.75%
Bandhan Banking And PSU Debt Fund Regular-IDCW increase ₹11,848 0.27% 0.67% 3.18% 5.01% 6.75%
Bandhan Banking And PSU Debt Fund Regular-IDCW Daily increase ₹11,848 0.27% 0.67% 3.18% 5.01% 6.75%
Bandhan Banking And PSU Debt Fund Direct-IDCW Daily increase ₹11,848 0.30% 0.75% 3.34% 5.33% 7.07%
Bandhan Banking And PSU Debt Fund Regular-IDCW Fortnightly increase ₹11,848 0.27% 0.67% 3.18% 5.01% 6.75%
Bandhan Banking And PSU Debt Fund Direct-IDCW Fortnightly increase ₹11,848 0.30% 0.75% 3.34% 5.33% 7.07%
Bandhan Banking And PSU Fund Debt Regular-IDCW Monthly increase ₹11,848 0.27% 0.67% 3.18% 5.01% 6.75%
Bandhan Banking And PSU Debt Fund Direct-IDCW Monthly increase ₹11,848 0.30% 0.75% 3.34% 5.33% 7.07%
View More
increase growth is based on 1-month returns of the funds

Bandhan Banking And PSU Debt Fund Direct-IDCW Quarterly Calculator

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Top Mutual Funds

Fund Names AUM (Cr) NAV 3Yr 5Yr 10Yr
Bandhan Banking And PSU Debt Fund Regular-Growth trend ₹11,848 ₹26.39 6.75% 5.98% 6.86%
Bandhan Banking And PSU Debt Fund Direct-Growth trend ₹11,848 ₹27.27 7.07% 6.30% 7.16%
Bandhan Banking And PSU Debt Fund Regular-IDCW trend ₹11,848 ₹14.25 6.75% 5.98% 6.86%
Bandhan Banking And PSU Debt Fund Direct-IDCW trend ₹11,848 ₹14.34 7.07% 6.30% 7.16%
Bandhan Banking And PSU Debt Fund Regular-IDCW Daily trend ₹11,848 ₹10.88 6.75% 5.98% 6.86%
Bandhan Banking And PSU Debt Fund Direct-IDCW Daily trend ₹11,848 ₹10.48 7.07% 6.30% 7.16%
Bandhan Banking And PSU Debt Fund Regular-IDCW Fortnightly trend ₹11,848 ₹10.64 6.75% 5.98% 6.86%
Bandhan Banking And PSU Debt Fund Direct-IDCW Fortnightly trend ₹11,848 ₹10.48 7.07% 6.30% 7.16%
Bandhan Banking And PSU Debt Fund Direct-IDCW Monthly trend ₹11,848 ₹10.47 7.07% 6.30% 7.16%
Bandhan Banking And PSU Fund Debt Regular-IDCW Monthly trend ₹11,848 ₹10.71 6.75% 5.98% 6.86%
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Top funds are based on Fund AUM

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Bandhan Banking And PSU Debt Fund Direct-IDCW Quarterly Detailed Portfolio

Stocks Sector % of Holding Value
Reverse RepoUnspecified20.12%₹2,383.78 Cr
Goi Sec 7.18 14/08/2033Entities12.12%₹1,622.55 Cr
Reverse RepoUnspecified13.56%₹1,613.20 Cr
Reverse RepoUnspecified13.56%₹1,613.20 Cr
Reverse RepoUnspecified13.56%₹1,613.20 Cr
Reverse RepoUnspecified13.56%₹1,613.20 Cr
Reverse RepoUnspecified13.56%₹1,613.20 Cr
Government Of India 36232 Goi 21jl30 6.01 Fv Rs 100Entities11.19%₹1,415.61 Cr
Reverse RepoUnspecified11.16%₹1,401.24 Cr
Reverse RepoUnspecified10.61%₹1,274.19 Cr
Reverse RepoUnspecified10.61%₹1,274.19 Cr
Reverse RepoUnspecified10.61%₹1,274.19 Cr
Reverse RepoUnspecified10.61%₹1,274.19 Cr
Reverse RepoUnspecified10.61%₹1,274.19 Cr
Reverse RepoUnspecified10.61%₹1,274.19 Cr
Government Of India 36185 Goi 07jl40 6.68 Fv Rs 100Entities9.80%₹1,187.09 Cr
Government Of India 34208 Goi 08ap34 7.1 Fv Rs 100Entities8.33%₹1,115.21 Cr
Government Of India 36185 Goi 07jl40 6.68 Fv Rs 100Entities7.74%₹942.31 Cr
Government Of India 36185 Goi 07jl40 6.68 Fv Rs 100Entities7.74%₹942.31 Cr
Government Of India 36185 Goi 07jl40 6.68 Fv Rs 100Entities7.74%₹942.31 Cr
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Top Debt Funds

Fund Names NAV 3Yr 5Yr 52 weeks high
UTI Banking & PSU Debt Fund Direct-flexi IDCW increase ₹20.85 7.43% 7.80% -
UTI Banking & PSU Debt Fund Direct-Growth increase ₹24.19 7.43% 7.80% -
UTI Banking & PSU Debt Fund Direct-IDCW Half Yearly increase ₹16.05 7.43% 7.80% -
UTI Banking & PSU Debt Fund Direct-IDCW Monthly increase ₹13.82 7.43% 7.80% -
UTI Banking & PSU Debt Fund Direct-IDCW Quarterly increase ₹18.00 7.43% 7.80% -
UTI Banking & PSU Debt Fund Direct-IDCW Yearly increase ₹13.85 7.43% 7.80% -
UTI Banking & PSU Debt Fund Regular-flexi IDCW increase ₹15.90 7.17% 7.52% -
UTI Banking & PSU Debt Fund Regular-Growth increase ₹23.70 7.17% 7.52% -
UTI Banking & PSU Debt Fund Regular-IDCW Half Yearly increase ₹15.83 7.17% 7.52% -
UTI Banking & PSU Debt Fund Regular-IDCW Monthly increase ₹13.53 7.17% 7.52% -
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increase growth is based on 5Y returns of the funds

Frequently Asked Questions

Bandhan Banking And PSU Debt Fund Direct-IDCW Quarterly

What is the current AUM of Bandhan Banking And PSU Debt Fund Direct-IDCW Quarterly?

As of Sat Oct 31, 2026, Bandhan Banking And PSU Debt Fund Direct-IDCW Quarterly manages assets worth ₹11,847.5 crore

How has Bandhan Banking And PSU Debt Fund Direct-IDCW Quarterly performed recently?

  • 3 Months: 0.75%
  • 6 Months: 3.34%

What is the long-term performance of Bandhan Banking And PSU Debt Fund Direct-IDCW Quarterly?

  • 3 Years CAGR: 7.07%
  • 5 Years CAGR: 6.30%
  • Since Inception: 7.61%

What is the portfolio composition of Bandhan Banking And PSU Debt Fund Direct-IDCW Quarterly?

Debt: 86.62%, Others: 13.38%.

Who manages Bandhan Banking And PSU Debt Fund Direct-IDCW Quarterly?

Bandhan Banking And PSU Debt Fund Direct-IDCW Quarterly is managed by Suyash Choudhary from Bandhan Mutual Fund.

When was the last dividend declared by Bandhan Banking And PSU Debt Fund Direct-IDCW Quarterly?

Latest dividend was declared on 30 Sep 2026 at 0.76% of face value.

Which are the top companies Bandhan Banking And PSU Debt Fund Direct-IDCW Quarterly has invested in?

  • Reverse Repo – 20.12% of the fund's portfolio
  • GOI Sec 7.18 14/08/2033 – 12.12% of the fund's portfolio
  • Reverse Repo – 13.56% of the fund's portfolio
  • Reverse Repo – 13.56% of the fund's portfolio
  • Reverse Repo – 13.56% of the fund's portfolio

Which are the major sectors Bandhan Banking And PSU Debt Fund Direct-IDCW Quarterly focuses on?

  • Unspecified – 162.74% of the fund's portfolio
  • Entities – 64.66% of the fund's portfolio
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