Bandhan Retirement Fund Regular-Growth

  • 3 Months
  • 6 Months
  • 1 Year
  • 3 Years
  • 5 Years
  • RSI
3 Months Returns : -0.29%
NAV: ₹12.76 as on Thu Nov 05, 2026
Fund NAV

Fund Overview of Bandhan Retirement Fund Regular-Growth

  • ₹174.5 Cr
    AUM
  • ₹12.76
    NAV
  • 2.70%
    Expense Ratio
  • Hybrid
    Fund Category
As on Thu Nov 05, 2026
Calculate your Returns
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Minimum amount you can invest: ₹500

Maximum amount you can invest: ₹1,00,000

We have used a return rate of 15% for our calculations.

The total value of your investment after 10 years will be
₹ 1,39,328.64
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Bandhan Retirement Fund Regular-Growth Return Comparison

Tenure Absolute(%) Annualised(%) Category Average(%)
3 Months -0.29% NA 2.67%
6 Months 2.73% NA 10.68%
1 Year -0.18% -0.18% 2.84%
2 Years 5.39% 2.66% 17.05%
3 Years 28.45% 8.70% 16.22%
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As on Thu Nov 05, 2026

Asset Allocation of Bandhan Retirement Fund Regular-Growth

equities

62.63%

debt instruments

21.31%

other assets or cash equivalents

16.06%
Large Cap: 78.88%
Mid Cap: 14.62%
Small Cap: 6.50%
Other: 0.00%
Top Holdings
Government Of India 33071 Goi 19ju53 7.3 Fv Rs 100
22.73%
Government Of India 33071 Goi 19ju53 7.3 Fv Rs 100
22.20%
Government Of India 33071 Goi 19ju53 7.3 Fv Rs 100
22.20%
Government Of India 33071 Goi 19ju53 7.3 Fv Rs 100
21.66%
Government Of India 33071 Goi 19ju53 7.3 Fv Rs 100
21.66%
 
Top Sectors
Entities
433.34%
Detailed Portfolio Analysis
As on Thu Nov 05, 2026
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About Fund

About Bandhan Retirement Fund Regular-Growth

Bandhan Retirement Fund Regular-Growth is one Hybrid mutual fund offered by Bandhan Mutual Fund. Launched on 18 Oct 2023, the fund aims Capital appreciation and income generation over long term. A hybrid scheme with investment in equity and equity related instruments as well as debt and money market instruments. It manages assets worth ₹174.5 crore as on Wed Sep 30, 2026. The expense ratio stands at 2.7%.
The portfolio allocation consists of 62.63% in equities, 21.31% in debt instruments, 16.06% in other assets or cash equivalents.Managed by Gautam Kaul, it has delivered a return of -0.18% in the last year, a total return since inception of 8.31%.
Considering risk tolerance individuals often review best sip plans during the overall investment planning.

Read more
  • Viraj Kulkarni

    Fund Manager

  • Mr. Kulkarni is a B.Tech. (Electronics), CFA and also holds a PGDM (Finance).

    Manager Education

  • Brijesh Shah

    Fund Manager

  • Mr. Shah is a Post Graduate Diploma in Finance.

    Manager Education

  • Gaurav Satra

    Fund Manager

  • Mr. Satra has done B.Com and CA

    Manager Education

  • Vishal Biraia

    Fund Manager

  • Mr. Biraia has done B.E and CFA

    Manager Education

  • Ritika Behera

    Fund Manager

  • Ms. Behera has done B.Com and MBA (Finance)

    Manager Education

  • Gautam Kaul

    Fund Manager

  • Mr. Kaul is a B.Com (H) and MBA (Finance).

    Manager Education

Key Metrics of Bandhan Retirement Fund Regular-Growth

  • Standard Deviation
    9.30%
  • Mean
    7.52%
  • Sharpe Ratio
    0.21%
  • Sortino Ratio
    0.26%

Bandhan Retirement Fund Regular-Growth Fund Details

Fund Names Bandhan Retirement Fund Regular-Growth
Inception Date 18 Oct 2023
Lock In 1825
SIP Minimum Investment amount ₹100
SWP Minimum Investment amount ₹200
STP Minimum Investment amount ₹500
 
Risk Principal at very high risk
Category Average Annual Returns 2.84
More Details
Highest NAV in last 52 weeks & Lowest NAV in last 52 weeks

Compare Mutual Funds
Bandhan Retirement Fund Regular-Growth Fund Returns Comparison

Compare Bandhan Retirement Fund Regular-Growth with other mutual funds in the same category

Bandhan Retirement Fund Regular-Growth

Bank Of India Aggressive Hybrid Fund Direct-Growth

Bank Of India Aggressive Hybrid Fund Direct-IDCW

Compare more funds

Start An Sip Today Watch Your Money Grow

Top Performing Mutual Funds

Fund Names AUM (Cr) 1M 3M 1Yr 3Yr 5Yr
Bank Of India Aggressive Hybrid Fund Direct-Growth trend ₹2,196 -0.87% -0.51% 11.18% 16.08% 14.23%
Bank Of India Aggressive Hybrid Fund Direct-IDCW trend ₹2,196 -0.87% -0.51% 11.18% 16.08% 14.23%
ICICI Prudential Retirement Fund - Hybrid Aggressive Plan Direct-Growth trend ₹1,268 0.86% -4.48% 2.04% 17.54% 13.85%
ICICI Prudential Retirement Fund - Hybrid Aggressive Plan Direct-IDCW trend ₹1,268 0.86% -4.48% 2.04% 17.54% 13.85%
ICICI Prudential Aggressive Hybrid Fund Direct-Growth trend ₹50,706 4.09% -1.14% 0.54% 13.73% 13.59%
ICICI Prudential Aggressive Hybrid Fund Direct-IDCW Half Yearly trend ₹50,706 4.09% -1.14% 0.54% 13.73% 13.59%
ICICI Prudential Aggressive Hybrid Fund Direct-IDCW Monthly trend ₹50,706 4.09% -1.14% 0.54% 13.73% 13.59%
ICICI Prudential Aggressive Hybrid Fund Direct-IDCW Yearly trend ₹50,706 4.09% -1.14% 0.54% 13.73% 13.59%
Edelweiss Aggressive Hybrid Fund Direct-Growth trend ₹3,875 4.25% -0.51% 2.59% 13.94% 13.31%
Edelweiss Aggressive Hybrid Fund Direct-IDCW trend ₹3,875 4.25% -0.51% 2.59% 13.94% 13.31%
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increase growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns

More funds from Bandhan Mutual Fund

Fund Names AUM (Cr) 1M 3M 6M 1Yr 3Yr
Bandhan Aggressive Hybrid Fund Direct-Growth increase ₹2,663 4.85% 0.30% 7.21% 6.97% 15.90%
Bandhan Aggressive Hybrid Fund Regular-Growth increase ₹2,663 4.73% -0.05% 6.45% 5.46% 14.34%
Bandhan Aggressive Hybrid Fund Regular-IDCW increase ₹2,663 4.73% -0.05% 6.45% 5.46% 14.34%
Bandhan Aggressive Hybrid Fund Direct-IDCW increase ₹2,663 4.85% 0.30% 7.21% 6.97% 15.90%
Bandhan Retirement Fund Direct-Growth increase ₹174 5.58% 0.13% 3.57% 1.47% 10.52%
Bandhan Retirement Fund Regular-IDCW increase ₹174 5.44% -0.29% 2.73% -0.18% 8.70%
Bandhan Retirement Fund Direct-IDCW increase ₹174 5.58% 0.13% 3.57% 1.47% 10.52%
Bandhan Aggressive Hybrid Passive FOF Regular-Growth increase ₹22 1.54% -4.12% 0.90% 3.44% 11.72%
Bandhan Aggressive Hybrid Passive FOF Direct Plan-Growth increase ₹22 1.55% -4.07% 1.04% 3.81% 12.41%
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increase growth is based on 1-month returns of the funds

Bandhan Retirement Fund Regular-Growth Calculator

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Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
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Top Mutual Funds

Fund Names AUM (Cr) NAV 3Yr 5Yr 10Yr
SBI Aggressive Hybrid Fund Direct Plan-Growth trend ₹86,163 ₹354.05 13.21% 9.86% 12.51%
SBI Aggressive Hybrid Fund-Growth trend ₹86,163 ₹317.82 12.47% 9.13% 11.67%
SBI Aggressive Hybrid Fund Direct Plan-IDCW trend ₹86,163 ₹103.60 13.21% 9.86% 12.51%
SBI Aggressive Hybrid Fund-IDCW trend ₹86,163 ₹67.35 12.47% 9.13% 11.67%
ICICI Prudential Aggressive Hybrid Fund Direct-Growth trend ₹50,706 ₹453.78 13.73% 13.59% 15.40%
ICICI Prudential Aggressive Hybrid Fund-Growth trend ₹50,706 ₹405.98 13.07% 12.93% 14.56%
ICICI Prudential Aggressive Hybrid Fund-IDCW Half Yearly trend ₹50,706 ₹24.44 13.07% 12.93% 14.56%
ICICI Prudential Aggressive Hybrid Fund Direct-IDCW Half Yearly trend ₹50,706 ₹28.14 13.73% 13.59% 15.40%
ICICI Prudential Aggressive Hybrid Fund Direct-IDCW Monthly trend ₹50,706 ₹70.17 13.73% 13.59% 15.40%
ICICI Prudential Aggressive Hybrid Fund-IDCW Monthly trend ₹50,706 ₹42.57 13.07% 12.93% 14.56%
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Top funds are based on Fund AUM

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Bandhan Retirement Fund Regular-Growth Detailed Portfolio

Stocks Sector % of Holding Value
Government Of India 33071 Goi 19ju53 7.3 Fv Rs 100Entities22.73%₹41.24 Cr
Government Of India 33071 Goi 19ju53 7.3 Fv Rs 100Entities22.20%₹40.44 Cr
Government Of India 33071 Goi 19ju53 7.3 Fv Rs 100Entities22.20%₹40.44 Cr
Government Of India 33071 Goi 19ju53 7.3 Fv Rs 100Entities21.66%₹40.40 Cr
Government Of India 33071 Goi 19ju53 7.3 Fv Rs 100Entities21.66%₹40.40 Cr
Government Of India 33071 Goi 19ju53 7.3 Fv Rs 100Entities21.37%₹40.07 Cr
Government Of India 33071 Goi 19ju53 7.3 Fv Rs 100Entities21.29%₹39.99 Cr
Government Of India 33071 Goi 19ju53 7.3 Fv Rs 100Entities21.86%₹39.97 Cr
Government Of India 33071 Goi 19ju53 7.3 Fv Rs 100Entities21.86%₹39.97 Cr
Government Of India 33071 Goi 19ju53 7.3 Fv Rs 100Entities21.86%₹39.97 Cr
Government Of India 33071 Goi 19ju53 7.3 Fv Rs 100Entities21.86%₹39.97 Cr
Government Of India 33071 Goi 19ju53 7.3 Fv Rs 100Entities21.59%₹39.72 Cr
Government Of India 33071 Goi 19ju53 7.3 Fv Rs 100Entities21.45%₹39.70 Cr
Government Of India 33071 Goi 19ju53 7.3 Fv Rs 100Entities21.31%₹38.75 Cr
Government Of India 33071 Goi 19ju53 7.3 Fv Rs 100Entities21.31%₹38.75 Cr
Government Of India 33071 Goi 19ju53 7.3 Fv Rs 100Entities21.31%₹38.75 Cr
Government Of India 33071 Goi 19ju53 7.3 Fv Rs 100Entities21.31%₹38.75 Cr
Government Of India 33071 Goi 19ju53 7.3 Fv Rs 100Entities21.18%₹38.69 Cr
Government Of India 33071 Goi 19ju53 7.3 Fv Rs 100Entities21.31%₹38.52 Cr
Government Of India 33071 Goi 19ju53 7.3 Fv Rs 100Entities22.01%₹38.41 Cr
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Frequently Asked Questions

Bandhan Retirement Fund Regular-Growth

What is the current AUM of Bandhan Retirement Fund Regular-Growth?

As of Wed Sep 30, 2026, Bandhan Retirement Fund Regular-Growth manages assets worth ₹174.5 crore

How has Bandhan Retirement Fund Regular-Growth performed recently?

  • 3 Months: -0.29%
  • 6 Months: 2.73%

What is the long-term performance of Bandhan Retirement Fund Regular-Growth?

  • 3 Years CAGR: 8.70%
  • Since Inception: 8.31%

What is the portfolio composition of Bandhan Retirement Fund Regular-Growth?

Equity: 62.63%, Debt: 21.31%, Others: 16.06%.

Who manages Bandhan Retirement Fund Regular-Growth?

Bandhan Retirement Fund Regular-Growth is managed by Gautam Kaul from Bandhan Mutual Fund.

What is the market-cap allocation of Bandhan Retirement Fund Regular-Growth?

Large Cap: 78.88%, Mid Cap: 14.62%, Small Cap: 6.50%.

Which are the top companies Bandhan Retirement Fund Regular-Growth has invested in?

  • GOVERNMENT OF INDIA 33071 GOI 19JU53 7.3 FV RS 100 – 22.73% of the fund's portfolio
  • GOVERNMENT OF INDIA 33071 GOI 19JU53 7.3 FV RS 100 – 22.20% of the fund's portfolio
  • GOVERNMENT OF INDIA 33071 GOI 19JU53 7.3 FV RS 100 – 22.20% of the fund's portfolio
  • GOVERNMENT OF INDIA 33071 GOI 19JU53 7.3 FV RS 100 – 21.66% of the fund's portfolio
  • GOVERNMENT OF INDIA 33071 GOI 19JU53 7.3 FV RS 100 – 21.66% of the fund's portfolio

Which are the major sectors Bandhan Retirement Fund Regular-Growth focuses on?

  • Entities – 433.34% of the fund's portfolio
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