Franklin India Banking & PSU Debt Fund Regular-IDCW

  • 3 Months
  • 6 Months
  • 1 Year
  • 3 Years
  • 5 Years
  • RSI
3 Months Returns : 0.81%
NAV: ₹10.87 as on Thu Nov 05, 2026
Fund NAV

Fund Overview of Franklin India Banking & PSU Debt Fund Regular-IDCW

  • ₹565.4 Cr
    AUM
  • ₹10.87
    NAV
  • 0.49%
    Expense Ratio
  • Debt
    Fund Category
As on Thu Nov 05, 2026
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Minimum amount you can invest: ₹500

Maximum amount you can invest: ₹1,00,000

We have used a return rate of 15% for our calculations.

The total value of your investment after 10 years will be
₹ 1,39,328.64
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Franklin India Banking & PSU Debt Fund Regular-IDCW Return Comparison

Tenure Absolute(%) Annualised(%) Category Average(%)
3 Months 0.81% NA 0.71%
6 Months 2.76% NA 4.51%
1 Year 5.14% 5.14% 8.39%
2 Years 13.77% 6.66% 8.14%
3 Years 22.62% 7.03% 7.57%
5 Years 34.63% 6.13% 6.29%
7 Years 52.73% 6.24% NA
10 Years 93.51% 6.82% 7.57%
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As on Thu Nov 05, 2026

Dividend of Franklin India Banking & PSU Debt Fund Regular-IDCW : 1.58%

Dividends are declared by the fund house based on the income generated from the underlying assets. While many mutual funds distribute dividends annually, the payout frequency ultimately depends on the fund house’s decision

Asset Allocation of Franklin India Banking & PSU Debt Fund Regular-IDCW

debt instruments

82.66%

other assets or cash equivalents

17.34%
Top Holdings
Cash Margin
28.04%
Cash Margin
28.05%
Cash Margin
28.05%
Cash Margin
28.84%
Cash Margin
28.88%
 
Top Sectors
Unspecified
389.42%
Industrials
9.75%
Detailed Portfolio Analysis
As on Thu Nov 05, 2026
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About Fund

About Franklin India Banking & PSU Debt Fund Regular-IDCW

Franklin India Banking & PSU Debt Fund Regular-IDCW is one Debt mutual fund offered by Franklin Templeton Mutual Fund. Launched on 25 Apr 2014, the fund aims Regular income for Medium term capital appreciation with current income. An income fund that invests predominantly in debt and money market instruments issued by Banks, PSUs, PFIs and Municipal Bonds. It manages assets worth ₹565.4 crore as on Wed Sep 30, 2026. The expense ratio stands at 0.49%.
The portfolio allocation consists of 82.66% in debt instruments, 17.34% in other assets or cash equivalents.Managed by Sandeep Manam, it has delivered a return of 5.14% in the last year, a total return since inception of 7.31%.
The latest dividend was declared on 21 Sep 2026 at 1.58% of face value.
To take well-planned investment decisions it helps to also explore best sip in india suited to financial planning needs.

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  • Anuj Tagra

    Fund Manager

  • Mr. Anuj Tagra is a graduate of Guru Gobind Singh Indraprastha University and an MBA from Narsee Monjee Institute of Management Studies

    Manager Education

  • Chandni Gupta

    Fund Manager

  • She holds B.E. degree in IT and CFA degree from CFA Institute, USA.

    Manager Education

  • Sandeep Manam

    Fund Manager

  • Mr. Manam is a PGDM (IIM-Ahmedabad), B.Tech (Electronics & Communication Engg.)- National Institute of Technology Calicut

    Manager Education

Key Metrics of Franklin India Banking & PSU Debt Fund Regular-IDCW

  • Standard Deviation
    1.12%
  • Mean
    6.76%
  • Sharpe Ratio
    1.07%
  • Sortino Ratio
    1.55%

Franklin India Banking & PSU Debt Fund Regular-IDCW Fund Details

Fund Names Franklin India Banking & PSU Debt Fund Regular-IDCW
Inception Date 25 Apr 2014
Lock In No Lock-in
SIP Minimum Investment amount ₹100
SWP Minimum Investment amount ₹500
STP Minimum Investment amount ₹500
 
Risk Principal at low to moderate risk
Category Average Annual Returns 8.39
More Details
Highest NAV in last 52 weeks & Lowest NAV in last 52 weeks

Compare Mutual Funds
Franklin India Banking & PSU Debt Fund Regular-IDCW Fund Returns Comparison

Compare Franklin India Banking & PSU Debt Fund Regular-IDCW with other mutual funds in the same category

Franklin India Banking & PSU Debt Fund Regular-IDCW

UTI Banking & PSU Debt Fund Direct-flexi IDCW

UTI Banking & PSU Debt Fund Direct-Growth

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Top Performing Mutual Funds

Fund Names AUM (Cr) 1M 3M 1Yr 3Yr 5Yr
UTI Banking & PSU Debt Fund Direct-flexi IDCW trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Direct-Growth trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Direct-IDCW Half Yearly trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Direct-IDCW Monthly trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Direct-IDCW Quarterly trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Direct-IDCW Yearly trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Regular-flexi IDCW trend ₹1,448 0.33% 1.33% 5.58% 7.17% 7.52%
UTI Banking & PSU Debt Fund Regular-Growth trend ₹1,448 0.33% 1.33% 5.58% 7.17% 7.52%
UTI Banking & PSU Debt Fund Regular-IDCW Half Yearly trend ₹1,448 0.33% 1.33% 5.58% 7.17% 7.52%
UTI Banking & PSU Debt Fund Regular-IDCW Monthly trend ₹1,448 0.33% 1.33% 5.58% 7.17% 7.52%
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increase growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns

More funds from Franklin Templeton Mutual Fund

Fund Names AUM (Cr) 1M 3M 6M 1Yr 3Yr
Franklin India Banking & PSU Debt Fund Direct-Growth increase ₹565 0.15% 0.87% 2.90% 5.44% 7.37%
Franklin India Banking & PSU Debt Fund Regular-Growth increase ₹565 0.13% 0.81% 2.76% 5.14% 7.03%
Franklin India Banking & PSU Debt Fund Direct-IDCW increase ₹565 0.15% 0.87% 2.90% 5.44% 7.37%
increase growth is based on 1-month returns of the funds

Franklin India Banking & PSU Debt Fund Regular-IDCW Calculator

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Top 25% of investors consistently generate more than 12% return
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Top Mutual Funds

Fund Names AUM (Cr) NAV 3Yr 5Yr 10Yr
Bandhan Banking And PSU Debt Fund Regular-Growth trend ₹11,848 ₹26.39 6.75% 5.98% 6.86%
Bandhan Banking And PSU Debt Fund Direct-Growth trend ₹11,848 ₹27.27 7.07% 6.30% 7.16%
Bandhan Banking And PSU Debt Fund Regular-IDCW trend ₹11,848 ₹14.25 6.75% 5.98% 6.86%
Bandhan Banking And PSU Debt Fund Direct-IDCW trend ₹11,848 ₹14.34 7.07% 6.30% 7.16%
Bandhan Banking And PSU Debt Fund Regular-IDCW Daily trend ₹11,848 ₹10.88 6.75% 5.98% 6.86%
Bandhan Banking And PSU Debt Fund Direct-IDCW Daily trend ₹11,848 ₹10.48 7.07% 6.30% 7.16%
Bandhan Banking And PSU Debt Fund Regular-IDCW Fortnightly trend ₹11,848 ₹10.64 6.75% 5.98% 6.86%
Bandhan Banking And PSU Debt Fund Direct-IDCW Fortnightly trend ₹11,848 ₹10.48 7.07% 6.30% 7.16%
Bandhan Banking And PSU Debt Fund Direct-IDCW Monthly trend ₹11,848 ₹10.47 7.07% 6.30% 7.16%
Bandhan Banking And PSU Fund Debt Regular-IDCW Monthly trend ₹11,848 ₹10.71 6.75% 5.98% 6.86%
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Top funds are based on Fund AUM

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Franklin India Banking & PSU Debt Fund Regular-IDCW Detailed Portfolio

Stocks Sector % of Holding Value
Cash MarginUnspecified28.04%₹140.00 Cr
Cash MarginUnspecified28.05%₹140.00 Cr
Cash MarginUnspecified28.05%₹140.00 Cr
Cash MarginUnspecified28.84%₹140.00 Cr
Cash MarginUnspecified28.88%₹140.00 Cr
Cash MarginUnspecified29.13%₹140.00 Cr
Cash MarginUnspecified20.42%₹110.00 Cr
Cash MarginUnspecified21.92%₹105.07 Cr
Cash MarginUnspecified15.92%₹90.02 Cr
Cash MarginUnspecified15.92%₹90.02 Cr
Cash MarginUnspecified15.92%₹90.02 Cr
Cash MarginUnspecified15.44%₹90.01 Cr
Cash MarginUnspecified19.03%₹90.00 Cr
Net Current AssetsUnspecified15.87%₹90.00 Cr
Net Current AssetsUnspecified15.87%₹90.00 Cr
Net Current AssetsUnspecified15.87%₹90.00 Cr
Net Current AssetsUnspecified15.41%₹90.00 Cr
Net Current AssetsUnspecified15.41%₹90.00 Cr
Net Current AssetsUnspecified15.41%₹90.00 Cr
India Infrastructure Finance Company Limited 7.56 Ncd 20mr28 Fvrs1lacIndustrials9.75%₹52.50 Cr
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Top Debt Funds

Fund Names NAV 3Yr 5Yr 52 weeks high
UTI Banking & PSU Debt Fund Direct-flexi IDCW increase ₹20.85 7.43% 7.80% -
UTI Banking & PSU Debt Fund Direct-Growth increase ₹24.19 7.43% 7.80% -
UTI Banking & PSU Debt Fund Direct-IDCW Half Yearly increase ₹16.05 7.43% 7.80% -
UTI Banking & PSU Debt Fund Direct-IDCW Monthly increase ₹13.82 7.43% 7.80% -
UTI Banking & PSU Debt Fund Direct-IDCW Quarterly increase ₹18.00 7.43% 7.80% -
UTI Banking & PSU Debt Fund Direct-IDCW Yearly increase ₹13.85 7.43% 7.80% -
UTI Banking & PSU Debt Fund Regular-flexi IDCW increase ₹15.90 7.17% 7.52% -
UTI Banking & PSU Debt Fund Regular-Growth increase ₹23.70 7.17% 7.52% -
UTI Banking & PSU Debt Fund Regular-IDCW Half Yearly increase ₹15.83 7.17% 7.52% -
UTI Banking & PSU Debt Fund Regular-IDCW Monthly increase ₹13.53 7.17% 7.52% -
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increase growth is based on 5Y returns of the funds

Frequently Asked Questions

Franklin India Banking & PSU Debt Fund Regular-IDCW

What is the current AUM of Franklin India Banking & PSU Debt Fund Regular-IDCW?

As of Wed Sep 30, 2026, Franklin India Banking & PSU Debt Fund Regular-IDCW manages assets worth ₹565.4 crore

How has Franklin India Banking & PSU Debt Fund Regular-IDCW performed recently?

  • 3 Months: 0.81%
  • 6 Months: 2.76%

What is the long-term performance of Franklin India Banking & PSU Debt Fund Regular-IDCW?

  • 3 Years CAGR: 7.03%
  • 5 Years CAGR: 6.13%
  • Since Inception: 7.31%

What is the portfolio composition of Franklin India Banking & PSU Debt Fund Regular-IDCW?

Debt: 82.66%, Others: 17.34%.

Who manages Franklin India Banking & PSU Debt Fund Regular-IDCW?

Franklin India Banking & PSU Debt Fund Regular-IDCW is managed by Sandeep Manam from Franklin Templeton Mutual Fund.

When was the last dividend declared by Franklin India Banking & PSU Debt Fund Regular-IDCW?

Latest dividend was declared on 21 Sep 2026 at 1.58% of face value.

Which are the top companies Franklin India Banking & PSU Debt Fund Regular-IDCW has invested in?

  • Cash Margin – 28.04% of the fund's portfolio
  • Cash Margin – 28.05% of the fund's portfolio
  • Cash Margin – 28.05% of the fund's portfolio
  • Cash Margin – 28.84% of the fund's portfolio
  • Cash Margin – 28.88% of the fund's portfolio

Which are the major sectors Franklin India Banking & PSU Debt Fund Regular-IDCW focuses on?

  • Unspecified – 389.42% of the fund's portfolio
  • Industrials – 9.75% of the fund's portfolio
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