HDFC Retirement Fund - Equity Plan Regular-Growth

  • 3 Months
  • 6 Months
  • 1 Year
  • 3 Years
  • 5 Years
  • RSI
3 Months Returns : -1.35%
NAV: ₹49.09 as on Thu Nov 05, 2026
Fund NAV

Fund Overview of HDFC Retirement Fund - Equity Plan Regular-Growth

  • ₹6,644.8 Cr
    AUM
  • ₹49.09
    NAV
  • 1.87%
    Expense Ratio
  • Equity
    Fund Category
As on Thu Nov 05, 2026
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Minimum amount you can invest: ₹500

Maximum amount you can invest: ₹1,00,000

We have used a return rate of 15% for our calculations.

The total value of your investment after 10 years will be
₹ 1,39,328.64
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HDFC Retirement Fund - Equity Plan Regular-Growth Return Comparison

Tenure Absolute(%) Annualised(%) Category Average(%)
3 Months -1.35% NA 3.06%
6 Months 2.18% NA 12.13%
1 Year -4.69% -4.69% 0.23%
2 Years -1.92% -0.96% 19.05%
3 Years 31.77% 9.63% 17.87%
5 Years 67.02% 10.80% 20.71%
7 Years 187.47% 16.28% NA
10 Years 274.83% 14.13% 14.09%
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As on Thu Nov 05, 2026

Asset Allocation of HDFC Retirement Fund - Equity Plan Regular-Growth

equities

94.52%

other assets or cash equivalents

4.91%
Large Cap: 67.50%
Mid Cap: 10.50%
Small Cap: 22.00%
Other: 0.00%
Top Holdings
Repo
10.15%
Hdfc Bank Ltd
9.16%
Hdfc Bank Ltd
8.57%
Hdfc Bank Ltd
8.39%
Hdfc Bank Ltd
8.50%
 
Top Sectors
Financial
135.84%
Unspecified
25.66%
Detailed Portfolio Analysis
As on Thu Nov 05, 2026
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About Fund

About HDFC Retirement Fund - Equity Plan Regular-Growth

HDFC Retirement Fund - Equity Plan Regular-Growth is one Equity mutual fund offered by HDFC Mutual Fund. Launched on 25 Feb 2016, the fund aims a corpus to provide for pension in the form of income to the extent of the redemption value of their holding after the age of 60 years.investment predominantly in equity and equity related instruments It manages assets worth ₹6,644.8 crore as on Wed Sep 30, 2026. The expense ratio stands at 1.87%.
The portfolio allocation consists of 94.52% in equities, 4.91% in other assets or cash equivalents.Managed by Shobhit Mehrotra, it has delivered a return of -4.69% in the last year, a total return since inception of 16.03%.
To take well-planned financial choices it helps to also review best sip investment suited to financial planning needs.

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  • Arun Agarwal

    Fund Manager

  • Mr. Agarwal is a B.Com. and Chartered Accountant

    Manager Education

  • Nandita Menezes

    Fund Manager

  • CA (ICAI, INDIA), B.Com (University of Mumbai)

    Manager Education

  • Dhruv Muchhal

    Fund Manager

  • Mr. Dhruv has done B.Com, CA and CFA

    Manager Education

  • Srinivasan Ramamurthy

    Fund Manager

  • Mr. Ramamurthy is an engineer by qualification from Jadavpur University and has done his MBA from IIM - Calcutta.

    Manager Education

  • Shobhit Mehrotra

    Fund Manager

  • He is an MBA from Clemson University, USA.

    Manager Education

Key Metrics of HDFC Retirement Fund - Equity Plan Regular-Growth

  • Standard Deviation
    13.58%
  • Mean
    8.84%
  • Sharpe Ratio
    0.24%
  • Alpha
    -1.14%
  • Beta
    0.86%
  • Sortino Ratio
    0.30%

HDFC Retirement Fund - Equity Plan Regular-Growth Fund Details

Fund Names HDFC Retirement Fund - Equity Plan Regular-Growth
Inception Date 25 Feb 2016
Lock In 1825
 
Risk Principal at very high risk
Category Average Annual Returns 0.23
More Details
Highest NAV in last 52 weeks & Lowest NAV in last 52 weeks

Compare Mutual Funds
HDFC Retirement Fund - Equity Plan Regular-Growth Fund Returns Comparison

Compare HDFC Retirement Fund - Equity Plan Regular-Growth with other mutual funds in the same category

HDFC Retirement Fund - Equity Plan Regular-Growth

SBI Children's Fund - Investment Plan Direct-Growth

ICICI Prudential Retirement Fund - Pure Equity Plan Direct-Growth

Compare more funds

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Top Performing Mutual Funds

Fund Names AUM (Cr) 1M 3M 1Yr 3Yr 5Yr
SBI Children's Fund - Investment Plan Direct-Growth trend ₹7,949 0.59% -0.61% 11.55% 21.73% 18.34%
ICICI Prudential Retirement Fund - Pure Equity Plan Direct-Growth trend ₹2,106 3.09% -2.89% 2.60% 20.40% 17.99%
ICICI Prudential Retirement Fund - Pure Equity Plan Direct-IDCW trend ₹2,106 3.09% -2.89% 2.60% 20.40% 17.99%
SBI Children's Fund - Investment Plan Regular-Growth trend ₹7,949 0.51% -0.84% 10.48% 20.45% 16.98%
ICICI Prudential Retirement Fund - Pure Equity Plan-Growth trend ₹2,106 2.96% -3.23% 1.26% 18.75% 16.38%
ICICI Prudential Retirement Fund - Pure Equity Plan-IDCW trend ₹2,106 2.96% -3.23% 1.26% 18.75% 16.38%
HDFC Flexi Cap Direct Plan-Growth trend ₹108,547 6.99% 0.22% 2.04% 17.31% 16.37%
HDFC Flexi Cap Direct Plan-IDCW trend ₹108,547 6.99% 0.22% 2.04% 17.31% 16.37%
Bank Of India Flexi Cap Fund Direct-Growth trend ₹3,098 1.10% 0.24% 8.01% 19.30% 15.74%
Bank Of India Flexi Cap Fund Direct-IDCW trend ₹3,098 1.10% 0.24% 8.01% 19.30% 15.74%
View More
increase growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns

More funds from HDFC Mutual Fund

Fund Names AUM (Cr) 1M 3M 6M 1Yr 3Yr
HDFC Flexi Cap Fund Regular-Growth increase ₹108,547 6.93% 0.07% 7.57% 1.39% 16.55%
HDFC Flexi Cap Direct Plan-Growth increase ₹108,547 6.99% 0.22% 7.89% 2.04% 17.31%
HDFC Flexi Cap Fund Regular-IDCW increase ₹108,547 6.93% 0.07% 7.57% 1.39% 16.55%
HDFC Flexi Cap Direct Plan-IDCW increase ₹108,547 6.99% 0.22% 7.89% 2.04% 17.31%
HDFC Retirement Fund - Equity Plan Direct-Growth increase ₹6,645 6.09% -1.12% 2.67% -3.74% 10.78%
HDFC Diversified Equity All Cap Active FOF Regular-Growth increase ₹2,583 4.89% -2.54% 3.63% -2.14% -
HDFC Diversified Equity All Cap Active FOF Direct-Growth increase ₹2,583 4.98% -2.30% 4.13% -1.16% -
HDFC Diversified Equity All Cap Active FOF Regular-IDCW increase ₹2,583 4.89% -2.54% 3.63% -2.14% -
HDFC Diversified Equity All Cap Active FOF Direct-IDCW increase ₹2,583 4.98% -2.30% 4.13% -1.16% -
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increase growth is based on 1-month returns of the funds

HDFC Retirement Fund - Equity Plan Regular-Growth Calculator

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Top Mutual Funds

Fund Names AUM (Cr) NAV 3Yr 5Yr 10Yr
Parag Parikh Flexi Cap Fund Regular-Growth trend ₹145,070 ₹84.38 12.64% 10.73% 16.48%
Parag Parikh Flexi Cap Fund Direct-Growth trend ₹145,070 ₹92.71 13.40% 11.58% 17.38%
Parag Parikh Flexi Cap Fund Direct-IDCW trend ₹145,070 ₹92.71 13.40% 11.58% 17.38%
Parag Parikh Flexi Cap Fund Regular-IDCW trend ₹145,070 ₹84.38 12.64% 10.73% 16.48%
HDFC Flexi Cap Fund Regular-Growth trend ₹108,547 ₹2,091.13 16.55% 15.61% 15.60%
HDFC Flexi Cap Direct Plan-Growth trend ₹108,547 ₹2,305.35 17.31% 16.37% 16.39%
HDFC Flexi Cap Fund Regular-IDCW trend ₹108,547 ₹75.56 16.55% 15.61% 15.60%
HDFC Flexi Cap Direct Plan-IDCW trend ₹108,547 ₹93.21 17.31% 16.37% 16.39%
Kotak Flexi Cap Fund Regular-Growth trend ₹53,087 ₹85.39 12.26% 9.74% 12.53%
Kotak Flexi Cap Fund Direct-Growth trend ₹53,087 ₹97.25 13.22% 10.71% 13.60%
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Top funds are based on Fund AUM

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HDFC Retirement Fund - Equity Plan Regular-Growth Detailed Portfolio

Stocks Sector % of Holding Value
RepoUnspecified10.15%₹670.89 Cr
Hdfc Bank LtdFinancial9.16%₹605.46 Cr
Hdfc Bank LtdFinancial8.57%₹604.56 Cr
Hdfc Bank LtdFinancial8.39%₹594.72 Cr
Hdfc Bank LtdFinancial8.50%₹592.38 Cr
Hdfc Bank LtdFinancial8.50%₹592.38 Cr
RepoUnspecified8.25%₹584.53 Cr
Hdfc Bank LtdFinancial8.52%₹570.60 Cr
Hdfc Bank LtdFinancial8.03%₹557.55 Cr
Icici Bank LtdFinancial7.69%₹537.98 Cr
Icici Bank LtdFinancial7.69%₹537.98 Cr
Icici Bank LtdFinancial7.69%₹537.98 Cr
Icici Bank LtdFinancial7.69%₹537.98 Cr
Icici Bank LtdFinancial7.69%₹537.98 Cr
Icici Bank LtdFinancial7.69%₹537.98 Cr
Hdfc Bank LtdFinancial7.62%₹532.65 Cr
RepoUnspecified7.26%₹512.42 Cr
Hdfc Bank LtdFinancial7.47%₹510.69 Cr
Hdfc Bank LtdFinancial7.47%₹510.69 Cr
Hdfc Bank LtdFinancial7.47%₹510.69 Cr
View More

Top Equity Funds

Fund Names NAV 3Yr 5Yr 52 weeks high
SBI Children's Fund - Investment Plan Direct-Growth increase ₹53.78 21.73% 18.34% -
ICICI Prudential Retirement Fund - Pure Equity Plan Direct-Growth increase ₹38.67 20.40% 17.99% -
ICICI Prudential Retirement Fund - Pure Equity Plan Direct-IDCW increase ₹38.65 20.40% 17.99% -
SBI Children's Fund - Investment Plan Regular-Growth increase ₹49.89 20.45% 16.98% -
ICICI Prudential Retirement Fund - Pure Equity Plan-Growth increase ₹34.48 18.75% 16.38% -
ICICI Prudential Retirement Fund - Pure Equity Plan-IDCW increase ₹34.49 18.75% 16.38% -
HDFC Flexi Cap Direct Plan-Growth increase ₹2,305.35 17.31% 16.37% -
HDFC Flexi Cap Direct Plan-IDCW increase ₹93.21 17.31% 16.37% -
Bank Of India Flexi Cap Fund Direct-Growth increase ₹42.20 19.30% 15.74% -
Bank Of India Flexi Cap Fund Direct-IDCW increase ₹36.06 19.30% 15.74% -
View More
increase growth is based on 5Y returns of the funds

Frequently Asked Questions

HDFC Retirement Fund - Equity Plan Regular-Growth

What is the current AUM of HDFC Retirement Fund - Equity Plan Regular-Growth?

As of Wed Sep 30, 2026, HDFC Retirement Fund - Equity Plan Regular-Growth manages assets worth ₹6,644.8 crore

How has HDFC Retirement Fund - Equity Plan Regular-Growth performed recently?

  • 3 Months: -1.35%
  • 6 Months: 2.18%

What is the long-term performance of HDFC Retirement Fund - Equity Plan Regular-Growth?

  • 3 Years CAGR: 9.63%
  • 5 Years CAGR: 10.80%
  • Since Inception: 16.03%

What is the portfolio composition of HDFC Retirement Fund - Equity Plan Regular-Growth?

Equity: 94.52%, Others: 4.91%.

Who manages HDFC Retirement Fund - Equity Plan Regular-Growth?

HDFC Retirement Fund - Equity Plan Regular-Growth is managed by Shobhit Mehrotra from HDFC Mutual Fund.

What is the market-cap allocation of HDFC Retirement Fund - Equity Plan Regular-Growth?

Large Cap: 67.50%, Mid Cap: 10.50%, Small Cap: 22.00%.

Which are the top companies HDFC Retirement Fund - Equity Plan Regular-Growth has invested in?

  • Repo – 10.15% of the fund's portfolio
  • HDFC Bank Ltd – 9.16% of the fund's portfolio
  • HDFC Bank Ltd – 8.57% of the fund's portfolio
  • HDFC Bank Ltd – 8.39% of the fund's portfolio
  • HDFC Bank Ltd – 8.50% of the fund's portfolio

Which are the major sectors HDFC Retirement Fund - Equity Plan Regular-Growth focuses on?

  • Financial – 135.84% of the fund's portfolio
  • Unspecified – 25.66% of the fund's portfolio
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