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Fund Overview of Iti Banking & PSU Debt Fund Direct-IDCW
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₹33.5 CrAUM
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₹14.17NAV
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0.23%Expense Ratio
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DebtFund Category
Minimum amount you can invest: ₹500
Maximum amount you can invest: ₹1,00,000
We have used a return rate of 15% for our calculations.
Iti Banking & PSU Debt Fund Direct-IDCW Return Comparison
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 1.69% | NA | 0.71% |
| 6 Months | 2.84% | NA | 4.51% |
| 1 Year | 5.20% | 5.20% | 8.39% |
| 2 Years | 14.18% | 6.85% | 8.14% |
| 3 Years | 23.06% | 7.16% | 7.57% |
| 5 Years | 36.38% | 6.40% | 6.29% |
Asset Allocation of Iti Banking & PSU Debt Fund Direct-IDCW
debt instruments
86.55%other assets or cash equivalents
13.45%Iti Banking & PSU Debt Fund Direct-IDCW is one Debt mutual fund offered by ITI Mutual Fund. Launched on 22 Oct 2020, the fund aims Regular income over short to medium term. Investments in debt and money market instruments, consisting predominantly of securities issued by Banks, Public Sector undertakings, Public Financial Institutions & Municipal Bonds. It manages assets worth ₹33.5 crore as on Tue Jun 30, 2026. The expense ratio stands at 0.23%. Fund Manager Manager EducationAbout Iti Banking & PSU Debt Fund Direct-IDCW
The portfolio allocation consists of 86.55% in debt instruments, 13.45% in other assets or cash equivalents.Managed by Laukik Bagwe, it has delivered a return of 5.20% in the last year, a total return since inception of 6.22%.
When planning wealth creation strategies savvy investors often refer to which sip is best based on financial goals.
Key Metrics of Iti Banking & PSU Debt Fund Direct-IDCW
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Standard Deviation1.04%
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Mean6.94%
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Sharpe Ratio1.14%
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Sortino Ratio2.00%
Iti Banking & PSU Debt Fund Direct-IDCW Fund Details
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Compare Iti Banking & PSU Debt Fund Direct-IDCW with other mutual funds in the same category
Iti Banking & PSU Debt Fund Direct-IDCW
UTI Banking & PSU Fund Direct-flexi IDCW
UTI Banking & PSU Fund Direct-Growth
Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
UTI Banking & PSU Fund Direct-flexi IDCW  |
₹1,101 | 0.43% | 1.91% | 5.84% | 7.40% | 7.66% |
| UTI Banking & PSU Fund Direct-Growth |
₹1,101 | 0.43% | 1.91% | 5.84% | 7.40% | 7.66% |
| UTI Banking & PSU Fund Direct-IDCW Half Yearly |
₹1,101 | 0.43% | 1.91% | 5.84% | 7.40% | 7.66% |
| UTI Banking & PSU Fund Direct-IDCW Monthly |
₹1,101 | 0.43% | 1.91% | 5.84% | 7.40% | 7.66% |
| UTI Banking & PSU Fund Direct-IDCW Quarterly |
₹1,101 | 0.43% | 1.91% | 5.84% | 7.40% | 7.66% |
| UTI Banking & PSU Fund Direct-IDCW Yearly |
₹1,101 | 0.43% | 1.91% | 5.84% | 7.40% | 7.66% |
| UTI Banking & PSU Fund Regular-flexi IDCW |
₹1,101 | 0.41% | 1.84% | 5.57% | 7.13% | 7.38% |
| UTI Banking & PSU Fund Regular-Growth |
₹1,101 | 0.41% | 1.84% | 5.57% | 7.13% | 7.38% |
| UTI Banking & PSU Fund Regular-IDCW Half Yearly |
₹1,101 | 0.41% | 1.84% | 5.57% | 7.13% | 7.38% |
| UTI Banking & PSU Fund Regular-IDCW Monthly |
₹1,101 | 0.41% | 1.84% | 5.57% | 7.13% | 7.38% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from ITI Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
|
Iti Banking & PSU Debt Fund Regular-Growth
|
₹34 | 0.19% | 1.55% | 2.57% | 4.64% | 6.58% |
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Iti Banking & PSU Debt Fund Direct-Growth
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₹34 | 0.23% | 1.69% | 2.84% | 5.20% | 7.16% |
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Iti Banking & PSU Debt Fund Regular-IDCW
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₹34 | 0.19% | 1.55% | 2.57% | 4.64% | 6.58% |
growth is based on 1-month returns of the fundsIti Banking & PSU Debt Fund Direct-IDCW Calculator
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Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| Axis Banking & PSU Debt Direct Plan-Growth |
₹12,270 | ₹2,892.54 | 7.20% | 6.24% | 7.26% |
| Axis Banking & PSU Debt Fund-Growth |
₹12,270 | ₹2,796.47 | 6.90% | 5.94% | 6.97% |
| Axis Banking & PSU Debt Fund-IDCW Daily |
₹12,270 | ₹1,039.13 | 6.90% | 5.94% | 6.97% |
| Axis Banking & PSU Debt Direct Plan-IDCW Daily |
₹12,270 | ₹1,039.13 | 7.20% | 6.24% | 7.26% |
| Axis Banking & PSU Debt Fund-IDCW Monthly |
₹12,270 | ₹1,033.74 | 6.90% | 5.94% | 6.97% |
| Axis Banking & PSU Debt Direct Plan-IDCW Monthly |
₹12,270 | ₹1,033.80 | 7.20% | 6.24% | 7.26% |
| Axis Banking & PSU Debt Direct Plan-IDCW Weekly |
₹12,270 | ₹1,038.20 | 7.20% | 6.24% | 7.26% |
| Axis Banking & PSU Debt Fund-IDCW Weekly |
₹12,270 | ₹1,038.20 | 6.90% | 5.94% | 6.97% |
| Bandhan Banking And PSU Fund Direct-Growth |
₹12,172 | ₹27.04 | 7.27% | 6.28% | 7.27% |
| Bandhan Banking And PSU Fund Regular-Growth |
₹12,172 | ₹26.19 | 6.95% | 5.96% | 6.96% |
Iti Banking & PSU Debt Fund Direct-IDCW Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Repo/cblo | Unspecified | 25.21% | ₹9.52 Cr |
| Government Of India 35943 Goi 05my35 6.33 Fv Rs 100 | Entities | 19.93% | ₹8.47 Cr |
| Repo/cblo | Unspecified | 20.74% | ₹7.85 Cr |
| Repo/cblo | Unspecified | 17.40% | ₹6.54 Cr |
| Repo/cblo | Unspecified | 17.45% | ₹6.52 Cr |
| Government Of India 35943 Goi 05my35 6.33 Fv Rs 100 | Entities | 17.59% | ₹6.41 Cr |
| Government Of India 35943 Goi 05my35 6.33 Fv Rs 100 | Entities | 17.59% | ₹6.41 Cr |
| Repo/cblo | Unspecified | 16.12% | ₹5.86 Cr |
| Government Of India 35943 Goi 05my35 6.33 Fv Rs 100 | Entities | 14.57% | ₹5.42 Cr |
| Government Of India 36574 Goi 06ot35 6.48 Fv Rs 100 | Entities | 13.29% | ₹4.96 Cr |
| Repo/cblo | Unspecified | 12.90% | ₹4.87 Cr |
| Government Of India 36574 Goi 06ot35 6.48 Fv Rs 100 | Entities | 10.21% | ₹3.85 Cr |
| Net Receivables | Unspecified | 11.30% | ₹3.78 Cr |
| Net Receivables | Unspecified | 11.30% | ₹3.78 Cr |
| Net Receivables | Unspecified | 11.30% | ₹3.78 Cr |
| Net Receivables | Unspecified | 11.30% | ₹3.78 Cr |
| Net Receivables | Unspecified | 8.56% | ₹3.64 Cr |
| Nuclear Power Corpn. Of India Ltd. 8.14 25/03/2028 | Energy & Utilities | 7.34% | ₹3.12 Cr |
| Nuclear Power Corpn. Of India Ltd. 8.14 25/03/2028 | Energy & Utilities | 8.55% | ₹3.12 Cr |
| Nuclear Power Corpn. Of India Ltd. 8.14 25/03/2028 | Energy & Utilities | 8.55% | ₹3.12 Cr |
Top Debt Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| UTI Banking & PSU Fund Direct-flexi IDCW |
₹20.54 | 7.40% | 7.66% | - |
| UTI Banking & PSU Fund Direct-Growth |
₹23.84 | 7.40% | 7.66% | - |
| UTI Banking & PSU Fund Direct-IDCW Half Yearly |
₹15.82 | 7.40% | 7.66% | - |
| UTI Banking & PSU Fund Direct-IDCW Monthly |
₹13.72 | 7.40% | 7.66% | - |
| UTI Banking & PSU Fund Direct-IDCW Quarterly |
₹17.74 | 7.40% | 7.66% | - |
| UTI Banking & PSU Fund Direct-IDCW Yearly |
₹13.65 | 7.40% | 7.66% | - |
| UTI Banking & PSU Fund Regular-flexi IDCW |
₹15.68 | 7.13% | 7.38% | - |
| UTI Banking & PSU Fund Regular-Growth |
₹23.38 | 7.13% | 7.38% | - |
| UTI Banking & PSU Fund Regular-IDCW Half Yearly |
₹15.61 | 7.13% | 7.38% | - |
| UTI Banking & PSU Fund Regular-IDCW Monthly |
₹13.44 | 7.13% | 7.38% | - |
growth is based on 5Y returns of the funds
Frequently Asked Questions
Iti Banking & PSU Debt Fund Direct-IDCW
What is the current AUM of Iti Banking & PSU Debt Fund Direct-IDCW?
As of Tue Jun 30, 2026, Iti Banking & PSU Debt Fund Direct-IDCW manages assets worth ₹33.5 crore
How has Iti Banking & PSU Debt Fund Direct-IDCW performed recently?
- 3 Months: 1.69%
- 6 Months: 2.84%
What is the long-term performance of Iti Banking & PSU Debt Fund Direct-IDCW?
- 3 Years CAGR: 7.16%
- 5 Years CAGR: 6.40%
- Since Inception: 6.22%
What is the portfolio composition of Iti Banking & PSU Debt Fund Direct-IDCW?
Debt: 86.55%, Others: 13.45%.
Who manages Iti Banking & PSU Debt Fund Direct-IDCW?
Iti Banking & PSU Debt Fund Direct-IDCW is managed by Laukik Bagwe from ITI Mutual Fund.
Which are the top companies Iti Banking & PSU Debt Fund Direct-IDCW has invested in?
- Repo/CBLO – 25.21% of the fund's portfolio
- GOVERNMENT OF INDIA 35943 GOI 05MY35 6.33 FV RS 100 – 19.93% of the fund's portfolio
- Repo/CBLO – 20.74% of the fund's portfolio
- Repo/CBLO – 17.40% of the fund's portfolio
- Repo/CBLO – 17.45% of the fund's portfolio
Which are the major sectors Iti Banking & PSU Debt Fund Direct-IDCW focuses on?
- Unspecified – 163.58% of the fund's portfolio
- Entities – 93.18% of the fund's portfolio
- Energy & Utilities – 24.44% of the fund's portfolio
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