Jm Short Term Fund Direct-IDCW

  • 3 Months
  • 6 Months
  • 1 Year
  • 3 Years
  • 5 Years
  • RSI
3 Months Returns : 0.66%
NAV: ₹13.20 as on Thu Nov 05, 2026
Fund NAV

Fund Overview of Jm Short Term Fund Direct-IDCW

  • ₹78.4 Cr
    AUM
  • ₹13.20
    NAV
  • 0.39%
    Expense Ratio
  • Debt
    Fund Category
As on Thu Nov 05, 2026
Calculate your Returns
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Minimum amount you can invest: ₹500

Maximum amount you can invest: ₹1,00,000

We have used a return rate of 15% for our calculations.

The total value of your investment after 10 years will be
₹ 1,39,328.64
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Jm Short Term Fund Direct-IDCW Return Comparison

Tenure Absolute(%) Annualised(%) Category Average(%)
3 Months 0.66% NA 1.00%
6 Months 2.81% NA 4.64%
1 Year 4.70% 4.70% 8.71%
2 Years 13.51% 6.54% 8.38%
3 Years 22.69% 7.06% 7.90%
View More
As on Thu Nov 05, 2026

Asset Allocation of Jm Short Term Fund Direct-IDCW

debt instruments

97.50%

other assets or cash equivalents

2.50%
Top Holdings
Government Of India 34587 Goi 18ju31 7.02 Fv Rs 100
16.31%
Government Of India 37080 Goi 16fb31 6.36 Fv Rs 100
17.32%
Government Of India 37080 Goi 16fb31 6.36 Fv Rs 100
17.32%
Government Of India 37080 Goi 16fb31 6.36 Fv Rs 100
17.32%
Government Of India 37080 Goi 16fb31 6.36 Fv Rs 100
17.32%
 
Top Sectors
Entities
283.72%
Detailed Portfolio Analysis
As on Thu Nov 05, 2026
Invest Now

About Fund

About Jm Short Term Fund Direct-IDCW

Jm Short Term Fund Direct-IDCW is one Debt mutual fund offered by JM Financial Mutual Fund. Launched on 29 Aug 2022, the fund aims Regular Income over Short Term. Investment in Debt and Money Market securities such that the Macaulay duration of the portfolio is between 1 year - 3 years. It manages assets worth ₹78.4 crore as on Sat Oct 31, 2026. The expense ratio stands at 0.39%.
The portfolio allocation consists of 97.50% in debt instruments, 2.50% in other assets or cash equivalents.Managed by Ruchi Fozdar, it has delivered a return of 4.70% in the last year, a total return since inception of 6.85%.
When planning financial products individuals generally consider best sip in india based on investment horizon.

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  • Jayant Dhoot

    Fund Manager

  • Chartered Accountant, Company Secretary, B.Com

    Manager Education

  • Killol Pandya

    Fund Manager

  • Mr. Pandya is a B.Com (H) from N.M College of Commerce, DPCM from ICFAI and MMS (Finance) from K.J. Somaiya Institute of Management Studies and Research.

    Manager Education

  • Ruchi Fozdar

    Fund Manager

  • Ms. Ruchi is a graduate in science and PGDBM in finance

    Manager Education

Key Metrics of Jm Short Term Fund Direct-IDCW

  • Standard Deviation
    1.31%
  • Mean
    6.75%
  • Sharpe Ratio
    0.90%
  • Sortino Ratio
    1.38%

Jm Short Term Fund Direct-IDCW Fund Details

Fund Names Jm Short Term Fund Direct-IDCW
Inception Date 29 Aug 2022
Lock In No Lock-in
 
Risk Principal at low to moderate risk
Category Average Annual Returns 8.71
More Details
Highest NAV in last 52 weeks & Lowest NAV in last 52 weeks

Compare Mutual Funds
Jm Short Term Fund Direct-IDCW Fund Returns Comparison

Compare Jm Short Term Fund Direct-IDCW with other mutual funds in the same category

Jm Short Term Fund Direct-IDCW

Bank Of India Short Term Fund Direct-Growth

Bank Of India Short Term Fund Direct-IDCW Monthly

Compare more funds

Start An Sip Today Watch Your Money Grow

Top Performing Mutual Funds

Fund Names AUM (Cr) 1M 3M 1Yr 3Yr 5Yr
Bank Of India Short Term Fund Direct-Growth trend ₹254 0.52% 0.87% 5.00% 7.67% 10.89%
Bank Of India Short Term Fund Direct-IDCW Monthly trend ₹254 0.52% 0.87% 5.00% 7.67% 10.89%
Bank Of India Short Term Fund Direct-IDCW Quarterly trend ₹254 0.52% 0.87% 5.00% 7.67% 10.89%
Bank Of India Short Term Fund Regular-Growth trend ₹254 0.46% 0.72% 4.38% 7.06% 10.34%
Bank Of India Short Term Fund Regular-IDCW Monthly trend ₹254 0.46% 0.72% 4.38% 7.06% 10.34%
Bank Of India Short Term Fund Regular-IDCW Quarterly trend ₹254 0.46% 0.72% 4.38% 7.06% 10.34%
ICICI Prudential Short Term Fund Direct Plan-Growth trend ₹18,468 0.46% 0.72% 5.63% 7.67% 7.14%
ICICI Prudential Short Term Fund Direct Plan-IDCW Monthly trend ₹18,468 0.46% 0.72% 5.63% 7.67% 7.14%
Aditya Birla Sun Life Short Term Direct Fund Direct-Growth trend ₹5,269 0.38% 0.58% 5.03% 7.55% 6.87%
Aditya Birla Sun Life Short Term Direct Fund Direct-IDCW trend ₹5,269 0.38% 0.58% 5.03% 7.55% 6.87%
View More
increase growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns

More funds from JM Financial Mutual Fund

Fund Names AUM (Cr) 1M 3M 6M 1Yr 3Yr
Jm Short Term Fund Direct-Growth increase ₹78 0.35% 0.66% 2.81% 4.70% 7.06%
Jm Short Term Fund Regular-Growth increase ₹78 0.29% 0.48% 2.44% 3.95% 6.26%
Jm Short Term Fund Regular-IDCW increase ₹78 0.29% 0.48% 2.44% 3.95% 6.26%
increase growth is based on 1-month returns of the funds

Jm Short Term Fund Direct-IDCW Calculator

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Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
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Top Mutual Funds

Fund Names AUM (Cr) NAV 3Yr 5Yr 10Yr
ICICI Prudential Short Term Fund Direct Plan-Growth trend ₹18,468 ₹71.14 7.67% 7.14% 7.71%
ICICI Prudential Short Term Fund-Growth trend ₹18,468 ₹64.70 7.04% 6.46% 6.94%
ICICI Prudential Short Term Fund Direct Plan-IDCW Monthly trend ₹18,468 ₹12.74 7.67% 7.14% 7.71%
ICICI Prudential Short Term Fund-IDCW Monthly trend ₹18,468 ₹12.12 7.04% 6.46% 6.94%
HDFC Short Term Fund Direct Plan-Growth trend ₹13,967 ₹35.55 7.39% 6.59% 7.30%
HDFC Short Term Fund-Growth trend ₹13,967 ₹34.30 7.08% 6.22% 6.98%
HDFC Short Term Fund Direct Plan-IDCW trend ₹13,967 ₹21.06 7.39% 6.59% 7.30%
HDFC Short Term Fund-IDCW trend ₹13,967 ₹20.38 7.08% 6.22% 6.98%
HDFC Short Term Fund-IDCW Fortnightly trend ₹13,967 ₹10.22 7.08% 6.22% 6.98%
HDFC Short Term Fund Direct Plan-IDCW Fortnightly trend ₹13,967 ₹10.33 7.39% 6.59% 7.30%
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Top funds are based on Fund AUM

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Jm Short Term Fund Direct-IDCW Detailed Portfolio

Stocks Sector % of Holding Value
Government Of India 34587 Goi 18ju31 7.02 Fv Rs 100Entities16.31%₹16.63 Cr
Government Of India 37080 Goi 16fb31 6.36 Fv Rs 100Entities17.32%₹14.12 Cr
Government Of India 37080 Goi 16fb31 6.36 Fv Rs 100Entities17.32%₹14.12 Cr
Government Of India 37080 Goi 16fb31 6.36 Fv Rs 100Entities17.32%₹14.12 Cr
Government Of India 37080 Goi 16fb31 6.36 Fv Rs 100Entities17.32%₹14.12 Cr
Government Of India 37080 Goi 16fb31 6.36 Fv Rs 100Entities17.32%₹14.12 Cr
Government Of India 36232 Goi 21jl30 6.01 Fv Rs 100Entities15.13%₹12.11 Cr
Government Of India 36232 Goi 21jl30 6.01 Fv Rs 100Entities15.13%₹12.11 Cr
Government Of India 36232 Goi 21jl30 6.01 Fv Rs 100Entities15.13%₹12.11 Cr
Government Of India 36232 Goi 21jl30 6.01 Fv Rs 100Entities14.43%₹11.99 Cr
Government Of India 36232 Goi 21jl30 6.01 Fv Rs 100Entities15.03%₹11.96 Cr
Government Of India 36232 Goi 21jl30 6.01 Fv Rs 100Entities14.06%₹11.91 Cr
Government Of India 36232 Goi 21jl30 6.01 Fv Rs 100Entities11.35%₹9.93 Cr
Government Of India 36232 Goi 21jl30 6.01 Fv Rs 100Entities11.35%₹9.93 Cr
Government Of India 36232 Goi 21jl30 6.01 Fv Rs 100Entities11.36%₹9.92 Cr
Government Of India 36232 Goi 21jl30 6.01 Fv Rs 100Entities11.85%₹9.91 Cr
Government Of India 36232 Goi 21jl30 6.01 Fv Rs 100Entities11.42%₹9.88 Cr
Government Of India 36232 Goi 21jl30 6.01 Fv Rs 100Entities11.70%₹9.86 Cr
Government Of India 37080 Goi 16fb31 6.36 Fv Rs 100Entities11.45%₹9.07 Cr
Government Of India 37080 Goi 16fb31 6.36 Fv Rs 100Entities11.45%₹9.07 Cr
View More

Top Debt Funds

Fund Names NAV 3Yr 5Yr 52 weeks high
Bank Of India Short Term Fund Direct-Growth increase ₹31.27 7.67% 10.89% -
Bank Of India Short Term Fund Direct-IDCW Monthly increase ₹15.14 7.67% 10.89% -
Bank Of India Short Term Fund Direct-IDCW Quarterly increase ₹14.41 7.67% 10.89% -
Bank Of India Short Term Fund Regular-Growth increase ₹28.54 7.06% 10.34% -
Bank Of India Short Term Fund Regular-IDCW Monthly increase ₹14.58 7.06% 10.34% -
Bank Of India Short Term Fund Regular-IDCW Quarterly increase ₹14.43 7.06% 10.34% -
ICICI Prudential Short Term Fund Direct Plan-Growth increase ₹71.14 7.67% 7.14% -
ICICI Prudential Short Term Fund Direct Plan-IDCW Monthly increase ₹12.74 7.67% 7.14% -
Aditya Birla Sun Life Short Term Direct Fund Direct-Growth increase ₹55.50 7.55% 6.87% -
Aditya Birla Sun Life Short Term Direct Fund Direct-IDCW increase ₹10.52 7.55% 6.87% -
View More
increase growth is based on 5Y returns of the funds

Frequently Asked Questions

Jm Short Term Fund Direct-IDCW

What is the current AUM of Jm Short Term Fund Direct-IDCW?

As of Sat Oct 31, 2026, Jm Short Term Fund Direct-IDCW manages assets worth ₹78.4 crore

How has Jm Short Term Fund Direct-IDCW performed recently?

  • 3 Months: 0.66%
  • 6 Months: 2.81%

What is the long-term performance of Jm Short Term Fund Direct-IDCW?

  • 3 Years CAGR: 7.06%
  • Since Inception: 6.85%

What is the portfolio composition of Jm Short Term Fund Direct-IDCW?

Debt: 97.50%, Others: 2.50%.

Who manages Jm Short Term Fund Direct-IDCW?

Jm Short Term Fund Direct-IDCW is managed by Ruchi Fozdar from JM Financial Mutual Fund.

Which are the top companies Jm Short Term Fund Direct-IDCW has invested in?

  • GOVERNMENT OF INDIA 34587 GOI 18JU31 7.02 FV RS 100 – 16.31% of the fund's portfolio
  • GOVERNMENT OF INDIA 37080 GOI 16FB31 6.36 FV RS 100 – 17.32% of the fund's portfolio
  • GOVERNMENT OF INDIA 37080 GOI 16FB31 6.36 FV RS 100 – 17.32% of the fund's portfolio
  • GOVERNMENT OF INDIA 37080 GOI 16FB31 6.36 FV RS 100 – 17.32% of the fund's portfolio
  • GOVERNMENT OF INDIA 37080 GOI 16FB31 6.36 FV RS 100 – 17.32% of the fund's portfolio

Which are the major sectors Jm Short Term Fund Direct-IDCW focuses on?

  • Entities – 283.72% of the fund's portfolio
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