Kotak Floating Interest Rates Fund Direct-Growth

  • 3 Months
  • 6 Months
  • 1 Year
  • 3 Years
  • 5 Years
  • RSI
3 Months Returns : 0.69%
NAV: ₹1,674.10 as on Thu Nov 05, 2026
Fund NAV

Fund Overview of Kotak Floating Interest Rates Fund Direct-Growth

  • ₹2,984.4 Cr
    AUM
  • ₹1,674.10
    NAV
  • 0.24%
    Expense Ratio
  • Debt
    Fund Category
As on Thu Nov 05, 2026
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Minimum amount you can invest: ₹500

Maximum amount you can invest: ₹1,00,000

We have used a return rate of 15% for our calculations.

The total value of your investment after 10 years will be
₹ 1,39,328.64
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Kotak Floating Interest Rates Fund Direct-Growth Return Comparison

Tenure Absolute(%) Annualised(%) Category Average(%)
3 Months 0.69% NA 1.11%
6 Months 2.83% NA 4.55%
1 Year 5.30% 5.30% 8.48%
2 Years 14.48% 7.00% 8.44%
3 Years 24.49% 7.57% 8.07%
5 Years 38.48% 6.73% 6.77%
7 Years 62.10% 7.14% NA
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As on Thu Nov 05, 2026

Asset Allocation of Kotak Floating Interest Rates Fund Direct-Growth

debt instruments

97.18%

other assets or cash equivalents

2.82%
Top Holdings
4.45% Government Of India (30/10/2034)
21.09%
4.45% Government Of India (30/10/2034)
22.04%
4.45% Government Of India (30/10/2034)
1.00%
4.45% Government Of India (30/10/2034)
19.38%
4.45% Government Of India (30/10/2034)
19.49%
 
Top Sectors
Entities
207.47%
Unspecified
35.88%
Financial
17.08%
Detailed Portfolio Analysis
As on Thu Nov 05, 2026
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About Fund

About Kotak Floating Interest Rates Fund Direct-Growth

Kotak Floating Interest Rates Fund Direct-Growth is one Debt mutual fund offered by Kotak Mahindra Mutual Fund. Launched on 14 May 2019, the fund aims Income over a short term investment horizon. Investment in debt & money market securities having maturity of one business day. It manages assets worth ₹2,984.4 crore as on Sat Oct 31, 2026. The expense ratio stands at 0.242%.
The portfolio allocation consists of 97.18% in debt instruments, 2.82% in other assets or cash equivalents.Managed by Deepak Agrawal, it has delivered a return of 5.30% in the last year, a total return since inception of 7.13%.
For those looking to make well-planned financial choices it makes sense to also compare best sip plan suited to individual risk appetite.

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  • Manu Sharma

    Fund Manager

  • Mr. Sharma has done M.Com and CA.

    Manager Education

  • Deepak Agrawal

    Fund Manager

  • Mr. Agrawal is Post Graduate in Commerce from Mumbai University, Chartered Accountant, Company Secretary and CFA.

    Manager Education

Key Metrics of Kotak Floating Interest Rates Fund Direct-Growth

  • Standard Deviation
    1.19%
  • Mean
    7.25%
  • Sharpe Ratio
    1.41%
  • Sortino Ratio
    2.18%

Kotak Floating Interest Rates Fund Direct-Growth Fund Details

Fund Names Kotak Floating Interest Rates Fund Direct-Growth
Inception Date 14 May 2019
Lock In No Lock-in
 
Risk Principal at moderate risk
Category Average Annual Returns 8.48
More Details
Highest NAV in last 52 weeks & Lowest NAV in last 52 weeks

Compare Mutual Funds
Kotak Floating Interest Rates Fund Direct-Growth Fund Returns Comparison

Compare Kotak Floating Interest Rates Fund Direct-Growth with other mutual funds in the same category

Kotak Floating Interest Rates Fund Direct-Growth

Axis Floating Interest Rates Fund Direct-Growth

Axis Floating Interest Rates Fund Direct-IDCW Daily

Compare more funds

Start An Sip Today Watch Your Money Grow

Top Performing Mutual Funds

Fund Names AUM (Cr) 1M 3M 1Yr 3Yr 5Yr
Axis Floating Interest Rates Fund Direct-Growth trend ₹145 1.02% 1.30% 7.08% 8.52% 7.34%
Axis Floating Interest Rates Fund Direct-IDCW Daily trend ₹145 1.02% 1.30% 7.08% 8.52% 7.34%
Axis Floating Interest Rates Fund Direct-IDCW Monthly trend ₹145 1.02% 1.30% 7.08% 8.52% 7.34%
Axis Floating Interest Rates Fund Direct-IDCW Quarterly trend ₹145 1.02% 1.30% 7.08% 8.52% 7.34%
Axis Floating Interest Rates Fund Direct-IDCW Yearly trend ₹145 1.02% 1.30% 7.08% 8.52% 7.34%
Franklin India Floating Interest Rates Fund Direct-Growth trend ₹256 0.25% 1.00% 5.97% 7.96% 7.19%
Franklin India Floating Interest Rates Fund Direct-IDCW Daily trend ₹256 0.25% 1.00% 5.97% 7.96% 7.19%
ICICI Prudential Floating Interest Rates Fund Direct-Growth trend ₹8,027 0.39% 0.80% 6.10% 7.73% 7.12%
ICICI Prudential Floating Interest Rates Fund Direct-IDCW Daily trend ₹8,027 0.39% 0.80% 6.10% 7.73% 7.12%
ICICI Prudential Floating Interest Rates Fund Direct-IDCW Others trend ₹8,027 0.39% 0.80% 6.10% 7.73% 7.12%
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increase growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns

More funds from Kotak Mahindra Mutual Fund

Fund Names AUM (Cr) 1M 3M 6M 1Yr 3Yr
Kotak Floating Interest Rates Fund Regular-Growth increase ₹2,984 0.26% 0.59% 2.63% 4.89% 7.15%
Kotak Floating Interest Rates Fund Direct-IDCW increase ₹2,984 0.30% 0.69% 2.83% 5.30% 7.57%
Kotak Floating Interest Rates Fund Regular-IDCW increase ₹2,984 0.26% 0.59% 2.63% 4.89% 7.15%
increase growth is based on 1-month returns of the funds

Kotak Floating Interest Rates Fund Direct-Growth Calculator

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Top 25% of investors consistently generate more than 12% return
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Top Mutual Funds

Fund Names AUM (Cr) NAV 3Yr 5Yr 10Yr
HDFC Floating Interest Rates Fund Regular-Growth trend ₹15,498 ₹53.92 7.23% 6.64% 6.98%
HDFC Floating Interest Rates Fund Direct Plan-Growth trend ₹15,498 ₹55.18 7.48% 6.89% 7.20%
HDFC Floating Interest Rates Fund Direct Plan-IDCW Daily trend ₹15,498 ₹10.08 7.48% 6.89% 7.20%
HDFC Floating Interest Rates Fund Regular-IDCW Daily trend ₹15,498 ₹10.08 7.23% 6.64% 6.98%
HDFC Floating Rate Debt Fund Direct Plan-IDCW Monthly trend ₹15,498 ₹10.20 7.48% 6.89% 7.20%
HDFC Floating Interest Rates Fund Regular-IDCW Monthly trend ₹15,498 ₹10.20 7.23% 6.64% 6.98%
HDFC Floating Interest Rates Fund Regular-IDCW Weekly trend ₹15,498 ₹10.08 7.23% 6.64% 6.98%
HDFC Floating Interest Rates Fund Direct Plan-IDCW Weekly trend ₹15,498 ₹10.08 7.48% 6.89% 7.20%
Aditya Birla Sun Life Floating Interest Rate Direct Fund-Growth trend ₹12,925 ₹387.58 7.33% 6.82% 7.12%
Aditya Birla Sun Life Floating Interest Rate Fund Regular-Growth trend ₹12,925 ₹376.13 7.11% 6.59% 6.90%
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Top funds are based on Fund AUM

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Kotak Floating Interest Rates Fund Direct-Growth Detailed Portfolio

Stocks Sector % of Holding Value
4.45% Government Of India (30/10/2034)Entities21.09%₹659.51 Cr
4.45% Government Of India (30/10/2034)Entities22.04%₹658.73 Cr
4.45% Government Of India (30/10/2034)Entities-—
4.45% Government Of India (30/10/2034)Entities19.38%₹656.93 Cr
4.45% Government Of India (30/10/2034)Entities19.49%₹656.29 Cr
4.45% Government Of India (30/10/2034)Entities21.91%₹655.88 Cr
4.45% Government Of India (30/10/2034)Entities22.15%₹655.61 Cr
4.45% Government Of India (30/10/2034)Entities22.15%₹655.61 Cr
Central Government Loan 20388 Goi 07dc31 Flt Fv Rs 100Entities11.18%₹349.70 Cr
Central Government Loan 20388 Goi 07dc31 Flt Fv Rs 100Entities11.64%₹348.03 Cr
Punjab National Bank Cd 13mar26Financial8.81%₹296.59 Cr
Canara Bank Cd 28jan27Financial8.27%₹280.54 Cr
RepoUnspecified8.97%₹278.20 Cr
RepoUnspecified8.97%₹278.20 Cr
RepoUnspecified8.97%₹278.20 Cr
RepoUnspecified8.97%₹278.20 Cr
Central Government Loan 20388 Goi 07dc31 Flt Fv Rs 100Entities8.07%₹271.63 Cr
Central Government Loan 20388 Goi 07dc31 Flt Fv Rs 100Entities9.07%₹271.52 Cr
Central Government Loan 20388 Goi 07dc31 Flt Fv Rs 100Entities9.15%₹270.92 Cr
Central Government Loan 20388 Goi 07dc31 Flt Fv Rs 100Entities9.15%₹270.92 Cr
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Frequently Asked Questions

Kotak Floating Interest Rates Fund Direct-Growth

What is the current AUM of Kotak Floating Interest Rates Fund Direct-Growth?

As of Sat Oct 31, 2026, Kotak Floating Interest Rates Fund Direct-Growth manages assets worth ₹2,984.4 crore

How has Kotak Floating Interest Rates Fund Direct-Growth performed recently?

  • 3 Months: 0.69%
  • 6 Months: 2.83%

What is the long-term performance of Kotak Floating Interest Rates Fund Direct-Growth?

  • 3 Years CAGR: 7.57%
  • 5 Years CAGR: 6.73%
  • Since Inception: 7.13%

What is the portfolio composition of Kotak Floating Interest Rates Fund Direct-Growth?

Debt: 97.18%, Others: 2.82%.

Who manages Kotak Floating Interest Rates Fund Direct-Growth?

Kotak Floating Interest Rates Fund Direct-Growth is managed by Deepak Agrawal from Kotak Mahindra Mutual Fund.

Which are the top companies Kotak Floating Interest Rates Fund Direct-Growth has invested in?

  • 4.45% Government of India (30/10/2034) – 21.09% of the fund's portfolio
  • 4.45% Government of India (30/10/2034) – 22.04% of the fund's portfolio
  • 4.45% Government of India (30/10/2034) – 1.00% of the fund's portfolio
  • 4.45% Government of India (30/10/2034) – 19.38% of the fund's portfolio
  • 4.45% Government of India (30/10/2034) – 19.49% of the fund's portfolio

Which are the major sectors Kotak Floating Interest Rates Fund Direct-Growth focuses on?

  • Entities – 207.47% of the fund's portfolio
  • Unspecified – 35.88% of the fund's portfolio
  • Financial – 17.08% of the fund's portfolio
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