Lic Mf Banking & PSU Debt Fund Regular-IDCW Daily

  • 3 Months
  • 6 Months
  • 1 Year
  • 3 Years
  • 5 Years
  • RSI
3 Months Returns : 0.63%
NAV: ₹11.90 as on Thu Nov 05, 2026
Fund NAV

Fund Overview of Lic Mf Banking & PSU Debt Fund Regular-IDCW Daily

  • ₹1,597.7 Cr
    AUM
  • ₹11.90
    NAV
  • 0.65%
    Expense Ratio
  • Debt
    Fund Category
As on Thu Nov 05, 2026
Calculate your Returns
How much do you want to invest monthly?
₹

Minimum amount you can invest: ₹500

Maximum amount you can invest: ₹1,00,000

We have used a return rate of 15% for our calculations.

The total value of your investment after 10 years will be
₹ 1,39,328.64
Become Crorepati

Lic Mf Banking & PSU Debt Fund Regular-IDCW Daily Return Comparison

Tenure Absolute(%) Annualised(%) Category Average(%)
3 Months 0.63% NA 0.71%
6 Months 2.87% NA 4.51%
1 Year 4.23% 4.23% 8.39%
2 Years 12.53% 6.08% 8.14%
3 Years 21.60% 6.74% 7.57%
5 Years 32.51% 5.79% 6.29%
7 Years 47.86% 5.75% NA
10 Years 85.63% 6.38% 7.57%
View More
As on Thu Nov 05, 2026

Dividend of Lic Mf Banking & PSU Debt Fund Regular-IDCW Daily : 0.02%

Dividends are declared by the fund house based on the income generated from the underlying assets. While many mutual funds distribute dividends annually, the payout frequency ultimately depends on the fund house’s decision

Asset Allocation of Lic Mf Banking & PSU Debt Fund Regular-IDCW Daily

debt instruments

96.74%

other assets or cash equivalents

3.26%
Top Holdings
Repo
9.23%
Repo
9.23%
Repo
9.23%
National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac
7.22%
National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac
1.00%
 
Top Sectors
Industrials
64.92%
Unspecified
35.02%
Financial
19.67%
Detailed Portfolio Analysis
As on Thu Nov 05, 2026
Invest Now

About Fund

About Lic Mf Banking & PSU Debt Fund Regular-IDCW Daily

Lic Mf Banking & PSU Debt Fund Regular-IDCW Daily is one Debt mutual fund offered by LIC Mutual Fund. Launched on 31 May 2007, the fund aims Regular income for medium term capital appreciation with current income. An income fund that invests predominantly in debt and money market instruments issued by Banks, PSUs, PFIs and Municipal Bonds. It manages assets worth ₹1,597.7 crore as on Wed Sep 30, 2026. The expense ratio stands at 0.65%.
The portfolio allocation consists of 96.74% in debt instruments, 3.26% in other assets or cash equivalents.Managed by Marzban Irani, it has delivered a return of 4.23% in the last year, a total return since inception of 6.97%.
The latest dividend was declared on 05 Aug 2025 at 0.02% of face value.
To make informed financial choices it makes sense to also review best sip in india that align with long-term goals.

Read more
  • Pratik Harish Shroff

    Fund Manager

  • Mr. Shroff has done B.Com, M.Com, CFA, FRM and Executive Programme in Applied Finance – IIM, Calcutta

    Manager Education

  • Marzban Irani

    Fund Manager

  • Mr. Irani is a B.Com (H) from Mumbai University and holds a PGDBM from Chetna's Institute of Management & Research, Mumbai.

    Manager Education

Key Metrics of Lic Mf Banking & PSU Debt Fund Regular-IDCW Daily

  • Standard Deviation
    1.65%
  • Mean
    6.42%
  • Sharpe Ratio
    0.52%
  • Sortino Ratio
    0.96%

Lic Mf Banking & PSU Debt Fund Regular-IDCW Daily Fund Details

Fund Names Lic Mf Banking & PSU Debt Fund Regular-IDCW Daily
Inception Date 31 May 2007
Lock In No Lock-in
 
Risk Principal at low to moderate risk
Category Average Annual Returns 8.39
More Details
Highest NAV in last 52 weeks & Lowest NAV in last 52 weeks

Compare Mutual Funds
Lic Mf Banking & PSU Debt Fund Regular-IDCW Daily Fund Returns Comparison

Compare Lic Mf Banking & PSU Debt Fund Regular-IDCW Daily with other mutual funds in the same category

Lic Mf Banking & PSU Debt Fund Regular-IDCW Daily

UTI Banking & PSU Debt Fund Direct-flexi IDCW

UTI Banking & PSU Debt Fund Direct-Growth

Compare more funds

Start An Sip Today Watch Your Money Grow

Top Performing Mutual Funds

Fund Names AUM (Cr) 1M 3M 1Yr 3Yr 5Yr
UTI Banking & PSU Debt Fund Direct-flexi IDCW trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Direct-Growth trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Direct-IDCW Half Yearly trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Direct-IDCW Monthly trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Direct-IDCW Quarterly trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Direct-IDCW Yearly trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Regular-flexi IDCW trend ₹1,448 0.33% 1.33% 5.58% 7.17% 7.52%
UTI Banking & PSU Debt Fund Regular-Growth trend ₹1,448 0.33% 1.33% 5.58% 7.17% 7.52%
UTI Banking & PSU Debt Fund Regular-IDCW Half Yearly trend ₹1,448 0.33% 1.33% 5.58% 7.17% 7.52%
UTI Banking & PSU Debt Fund Regular-IDCW Monthly trend ₹1,448 0.33% 1.33% 5.58% 7.17% 7.52%
View More
increase growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns

More funds from LIC Mutual Fund

Fund Names AUM (Cr) 1M 3M 6M 1Yr 3Yr
Lic Mf Banking & PSU Debt Fund Regular-Growth increase ₹1,598 0.27% 0.63% 2.87% 4.23% 6.74%
Lic Mf Banking & PSU Debt Fund Direct-Growth increase ₹1,598 0.30% 0.72% 3.07% 4.66% 7.24%
Lic Mf Banking & PSU Debt Fund Direct-IDCW Daily increase ₹1,598 0.30% 0.72% 3.07% 4.66% 7.24%
Lic Mf Banking & PSU Debt Fund Regular-IDCW Monthly increase ₹1,598 0.27% 0.63% 2.87% 4.23% 6.74%
Lic Mf Banking & PSU Debt Fund Direct-IDCW Monthly increase ₹1,598 0.30% 0.72% 3.07% 4.66% 7.24%
Lic Mf Banking & PSU Debt Fund Direct-IDCW Weekly increase ₹1,598 0.30% 0.72% 3.07% 4.66% 7.24%
Lic Mf Banking & PSU Debt Fund Regular-IDCW Weekly increase ₹1,598 0.27% 0.63% 2.87% 4.23% 6.74%
View More
increase growth is based on 1-month returns of the funds

Lic Mf Banking & PSU Debt Fund Regular-IDCW Daily Calculator

I want to invest Pro Tip
Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth
/Month
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
Years
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 29
  • 31
  • 32
  • 33
  • 34
  • 36
  • 37
  • 38
  • 39
  • 40
Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 30
Total Investment
Wealth Gained
Total Wealth
Start Investing
I want to save
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
Years
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 29
  • 31
  • 32
  • 33
  • 34
  • 36
  • 37
  • 38
  • 39
  • 40
Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 30
Total Investment
Wealth Gained
Monthly Investment
Invest Now
You can also get Tax Free Maturity/ Returns?

Top Mutual Funds

Fund Names AUM (Cr) NAV 3Yr 5Yr 10Yr
Bandhan Banking And PSU Debt Fund Regular-Growth trend ₹11,848 ₹26.39 6.75% 5.98% 6.86%
Bandhan Banking And PSU Debt Fund Direct-Growth trend ₹11,848 ₹27.27 7.07% 6.30% 7.16%
Bandhan Banking And PSU Debt Fund Regular-IDCW trend ₹11,848 ₹14.25 6.75% 5.98% 6.86%
Bandhan Banking And PSU Debt Fund Direct-IDCW trend ₹11,848 ₹14.34 7.07% 6.30% 7.16%
Bandhan Banking And PSU Debt Fund Regular-IDCW Daily trend ₹11,848 ₹10.88 6.75% 5.98% 6.86%
Bandhan Banking And PSU Debt Fund Direct-IDCW Daily trend ₹11,848 ₹10.48 7.07% 6.30% 7.16%
Bandhan Banking And PSU Debt Fund Regular-IDCW Fortnightly trend ₹11,848 ₹10.64 6.75% 5.98% 6.86%
Bandhan Banking And PSU Debt Fund Direct-IDCW Fortnightly trend ₹11,848 ₹10.48 7.07% 6.30% 7.16%
Bandhan Banking And PSU Debt Fund Direct-IDCW Monthly trend ₹11,848 ₹10.47 7.07% 6.30% 7.16%
Bandhan Banking And PSU Fund Debt Regular-IDCW Monthly trend ₹11,848 ₹10.71 6.75% 5.98% 6.86%
View More
Top funds are based on Fund AUM

Start Small & Build Your Wealth For A Brighter Tomorrow

Lic Mf Banking & PSU Debt Fund Regular-IDCW Daily Detailed Portfolio

Stocks Sector % of Holding Value
RepoUnspecified9.23%₹152.20 Cr
RepoUnspecified9.23%₹152.20 Cr
RepoUnspecified9.23%₹152.20 Cr
National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lacFinancial7.22%₹137.78 Cr
National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lacFinancial-—
RepoUnspecified7.33%₹137.72 Cr
National Highways Authority Of India Series Iv 8.37 Bd 21jn29 Fvrs10lacIndustrials5.94%₹112.08 Cr
National Highways Authority Of India Series Iv 8.37 Bd 21jn29 Fvrs10lacIndustrials5.98%₹111.95 Cr
National Highways Authority Of India Series Iv 8.37 Bd 21jn29 Fvrs10lacIndustrials5.91%₹111.35 Cr
National Highways Authority Of India Series Iv 8.37 Bd 21jn29 Fvrs10lacIndustrials5.91%₹111.35 Cr
National Highways Authority Of India Series Iv 8.37 Bd 21jn29 Fvrs10lacIndustrials5.78%₹110.45 Cr
National Highways Authority Of India Series Iv 8.37 Bd 21jn29 Fvrs10lacIndustrials-—
National Highways Authority Of India Series Iv 8.37 Bd 21jn29 Fvrs10lacIndustrials5.92%₹109.52 Cr
National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lacFinancial5.73%₹107.94 Cr
National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lacFinancial5.73%₹107.94 Cr
National Highways Authority Of India Series Iv 8.37 Bd 21jn29 Fvrs10lacIndustrials5.73%₹106.95 Cr
National Highways Authority Of India Series Iv 8.37 Bd 21jn29 Fvrs10lacIndustrials5.73%₹106.95 Cr
National Highways Authority Of India Series Iv 8.37 Bd 21jn29 Fvrs10lacIndustrials5.73%₹106.95 Cr
National Highways Authority Of India Series Iv 8.37 Bd 21jn29 Fvrs10lacIndustrials5.73%₹106.95 Cr
National Highways Authority Of India Series Iv 8.37 Bd 21jn29 Fvrs10lacIndustrials5.56%₹104.53 Cr
View More

Top Debt Funds

Fund Names NAV 3Yr 5Yr 52 weeks high
UTI Banking & PSU Debt Fund Direct-flexi IDCW increase ₹20.85 7.43% 7.80% -
UTI Banking & PSU Debt Fund Direct-Growth increase ₹24.19 7.43% 7.80% -
UTI Banking & PSU Debt Fund Direct-IDCW Half Yearly increase ₹16.05 7.43% 7.80% -
UTI Banking & PSU Debt Fund Direct-IDCW Monthly increase ₹13.82 7.43% 7.80% -
UTI Banking & PSU Debt Fund Direct-IDCW Quarterly increase ₹18.00 7.43% 7.80% -
UTI Banking & PSU Debt Fund Direct-IDCW Yearly increase ₹13.85 7.43% 7.80% -
UTI Banking & PSU Debt Fund Regular-flexi IDCW increase ₹15.90 7.17% 7.52% -
UTI Banking & PSU Debt Fund Regular-Growth increase ₹23.70 7.17% 7.52% -
UTI Banking & PSU Debt Fund Regular-IDCW Half Yearly increase ₹15.83 7.17% 7.52% -
UTI Banking & PSU Debt Fund Regular-IDCW Monthly increase ₹13.53 7.17% 7.52% -
View More
increase growth is based on 5Y returns of the funds

Frequently Asked Questions

Lic Mf Banking & PSU Debt Fund Regular-IDCW Daily

What is the current AUM of Lic Mf Banking & PSU Debt Fund Regular-IDCW Daily?

As of Wed Sep 30, 2026, Lic Mf Banking & PSU Debt Fund Regular-IDCW Daily manages assets worth ₹1,597.7 crore

How has Lic Mf Banking & PSU Debt Fund Regular-IDCW Daily performed recently?

  • 3 Months: 0.63%
  • 6 Months: 2.87%

What is the long-term performance of Lic Mf Banking & PSU Debt Fund Regular-IDCW Daily?

  • 3 Years CAGR: 6.74%
  • 5 Years CAGR: 5.79%
  • Since Inception: 6.97%

What is the portfolio composition of Lic Mf Banking & PSU Debt Fund Regular-IDCW Daily?

Debt: 96.74%, Others: 3.26%.

Who manages Lic Mf Banking & PSU Debt Fund Regular-IDCW Daily?

Lic Mf Banking & PSU Debt Fund Regular-IDCW Daily is managed by Marzban Irani from LIC Mutual Fund.

When was the last dividend declared by Lic Mf Banking & PSU Debt Fund Regular-IDCW Daily?

Latest dividend was declared on 05 Aug 2025 at 0.02% of face value.

Which are the top companies Lic Mf Banking & PSU Debt Fund Regular-IDCW Daily has invested in?

  • Repo – 9.23% of the fund's portfolio
  • Repo – 9.23% of the fund's portfolio
  • Repo – 9.23% of the fund's portfolio
  • NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC – 7.22% of the fund's portfolio
  • NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC – 1.00% of the fund's portfolio

Which are the major sectors Lic Mf Banking & PSU Debt Fund Regular-IDCW Daily focuses on?

  • Industrials – 64.92% of the fund's portfolio
  • Unspecified – 35.02% of the fund's portfolio
  • Financial – 19.67% of the fund's portfolio
View more FAQ's

×
Invest ₹10K/Month & Get ₹1 Crore# Tax-Free*
*under 10(10D)

Mutual Fund AMCs

UTI Mutual Fund

UTI Mutual Fund
Aditya Birla Sun Life Mutual Fund

Aditya Birla Sun Life Mutual Fund
Taurus Mutual Fund

Taurus Mutual Fund
Canara Robeco Mutual Fund

Canara Robeco Mutual Fund
Quant Mutual Fund

Quant Mutual Fund
ICICI Prudential Mutual Fund

ICICI Prudential Mutual Fund
Sundaram Mutual Fund

Sundaram Mutual Fund
Tata Mutual Fund

Tata Mutual Fund
HDFC Mutual Fund

HDFC Mutual Fund
JM Financial Mutual Fund

JM Financial Mutual Fund
Franklin Templeton Mutual Fund

Franklin Templeton Mutual Fund
LIC Mutual Fund

LIC Mutual Fund
Nippon India Mutual Fund

Nippon India Mutual Fund
SBI Mutual Fund

SBI Mutual Fund
DSP Mutual Fund

DSP Mutual Fund
HSBC Mutual Fund

HSBC Mutual Fund
Kotak Mahindra Mutual Fund

Kotak Mahindra Mutual Fund
Bandhan Mutual Fund

Bandhan Mutual Fund
Baroda BNP Paribas Mutual Fund

Baroda BNP Paribas Mutual Fund
PGIM India Mutual Fund

PGIM India Mutual Fund
Quantum Mutual Fund

Quantum Mutual Fund
Invesco Mutual Fund

Invesco Mutual Fund
Edelweiss Mutual Fund

Edelweiss Mutual Fund
Mirae Asset Mutual Fund

Mirae Asset Mutual Fund
Bank of India Mutual Fund

Bank of India Mutual Fund
Axis Mutual Fund

Axis Mutual Fund
Navi Mutual Fund

Navi Mutual Fund
Motilal Oswal Mutual Fund

Motilal Oswal Mutual Fund
Union Mutual Fund

Union Mutual Fund
Groww Mutual Fund

Groww Mutual Fund
PPFAS Mutual Fund

PPFAS Mutual Fund
360 ONE Mutual Fund

360 ONE Mutual Fund
Shriram Mutual Fund

Shriram Mutual Fund
Mahindra Manulife Mutual Fund

Mahindra Manulife Mutual Fund
WhiteOak Capital Mutual Fund

WhiteOak Capital Mutual Fund
ITI Mutual Fund

ITI Mutual Fund
TRUST Mutual Fund

TRUST Mutual Fund
NJ Mutual Fund

NJ Mutual Fund
Samco Mutual Fund

Samco Mutual Fund
Bajaj Finserv Mutual Fund

Bajaj Finserv Mutual Fund
Helios Mutual Fund

Helios Mutual Fund
Zerodha Mutual Fund

Zerodha Mutual Fund
Old Bridge Mutual Fund

Old Bridge Mutual Fund
Angel One Mutual Fund

Angel One Mutual Fund
Unifi Mutual Fund

Unifi Mutual Fund
JioBlackRock Mutual Fund

JioBlackRock Mutual Fund
Capitalmind Mutual Fund

Capitalmind Mutual Fund
The Wealth Company Mutual Fund

The Wealth Company Mutual Fund

Explore the popular searches and stay informed

Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL
Claude
top