Lic Mf Unit Linked Insurance Scheme Direct-IDCW

  • 3 Months
  • 6 Months
  • 1 Year
  • 3 Years
  • 5 Years
  • RSI
3 Months Returns : -1.99%
NAV: ₹40.87 as on Thu Nov 05, 2026
Fund NAV

Fund Overview of Lic Mf Unit Linked Insurance Scheme Direct-IDCW

  • ₹424.4 Cr
    AUM
  • ₹40.87
    NAV
  • 1.81%
    Expense Ratio
  • Hybrid
    Fund Category
As on Thu Nov 05, 2026
Calculate your Returns
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Minimum amount you can invest: ₹500

Maximum amount you can invest: ₹1,00,000

We have used a return rate of 15% for our calculations.

The total value of your investment after 10 years will be
₹ 1,39,328.64
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Lic Mf Unit Linked Insurance Scheme Direct-IDCW Return Comparison

Tenure Absolute(%) Annualised(%) Category Average(%)
3 Months -1.99% NA 2.67%
6 Months 4.18% NA 10.68%
1 Year -0.42% -0.42% 2.84%
2 Years 4.60% 2.28% 17.05%
3 Years 26.88% 8.26% 16.22%
5 Years 39.21% 6.84% 18.30%
7 Years 96.55% 10.13% NA
10 Years 173.30% 10.58% 12.71%
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As on Thu Nov 05, 2026

Asset Allocation of Lic Mf Unit Linked Insurance Scheme Direct-IDCW

equities

77.05%

debt instruments

19.21%

other assets or cash equivalents

3.74%
Large Cap: 45.73%
Mid Cap: 28.15%
Small Cap: 26.12%
Other: 0.00%
Top Holdings
Icici Bank Ltd
8.83%
Icici Bank Ltd
8.31%
Icici Bank Ltd
8.31%
Icici Bank Ltd
8.15%
Icici Bank Ltd
8.04%
 
Top Sectors
Financial
132.48%
Unspecified
32.11%
Detailed Portfolio Analysis
As on Thu Nov 05, 2026
Invest Now

About Fund

About Lic Mf Unit Linked Insurance Scheme Direct-IDCW

Lic Mf Unit Linked Insurance Scheme Direct-IDCW is one Hybrid mutual fund offered by LIC Mutual Fund. Launched on 01 Mar 2013, the fund aims Long term capital appreciation and current income. Investment in equity and equity related securities. fixed income securities (debt and Money Market securities). It manages assets worth ₹424.4 crore as on Wed Sep 30, 2026. The expense ratio stands at 1.81%.
The portfolio allocation consists of 77.05% in equities, 19.21% in debt instruments, 3.74% in other assets or cash equivalents.Managed by Dikshit Mittal, it has delivered a return of -0.42% in the last year, a total return since inception of 10.82%.
To take well-planned investment decisions it is useful to also review which sip is best that align with individual risk appetite.

Read more
  • Karan Doshi

    Fund Manager

  • Mr. Doshi is a Bachelor of Engineering, MMS (Finance)

    Manager Education

  • Pratik Harish Shroff

    Fund Manager

  • Mr. Shroff has done B.Com, M.Com, CFA, FRM and Executive Programme in Applied Finance – IIM, Calcutta

    Manager Education

  • Dikshit Mittal

    Fund Manager

  • Mr. Mittal is a MBA (Finance) - ICFAI Busines School, Hyderabad. B-Tech (Chemical) - Punjab Technical University.

    Manager Education

Key Metrics of Lic Mf Unit Linked Insurance Scheme Direct-IDCW

  • Standard Deviation
    12.17%
  • Mean
    7.58%
  • Sharpe Ratio
    0.17%
  • Sortino Ratio
    0.24%

Lic Mf Unit Linked Insurance Scheme Direct-IDCW Fund Details

Fund Names Lic Mf Unit Linked Insurance Scheme Direct-IDCW
Inception Date 01 Mar 2013
Lock In 1095
SIP Minimum Investment amount ₹300
SWP Minimum Investment amount ₹500
STP Minimum Investment amount ₹0
 
Risk Principal at very high risk
Category Average Annual Returns 2.84
More Details
Highest NAV in last 52 weeks & Lowest NAV in last 52 weeks

Compare Mutual Funds
Lic Mf Unit Linked Insurance Scheme Direct-IDCW Fund Returns Comparison

Compare Lic Mf Unit Linked Insurance Scheme Direct-IDCW with other mutual funds in the same category

Lic Mf Unit Linked Insurance Scheme Direct-IDCW

Bank Of India Aggressive Hybrid Fund Direct-Growth

Bank Of India Aggressive Hybrid Fund Direct-IDCW

Compare more funds

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Top Performing Mutual Funds

Fund Names AUM (Cr) 1M 3M 1Yr 3Yr 5Yr
Bank Of India Aggressive Hybrid Fund Direct-Growth trend ₹2,196 -0.87% -0.51% 11.18% 16.08% 14.23%
Bank Of India Aggressive Hybrid Fund Direct-IDCW trend ₹2,196 -0.87% -0.51% 11.18% 16.08% 14.23%
ICICI Prudential Retirement Fund - Hybrid Aggressive Plan Direct-Growth trend ₹1,268 0.86% -4.48% 2.04% 17.54% 13.85%
ICICI Prudential Retirement Fund - Hybrid Aggressive Plan Direct-IDCW trend ₹1,268 0.86% -4.48% 2.04% 17.54% 13.85%
ICICI Prudential Aggressive Hybrid Fund Direct-Growth trend ₹50,706 4.09% -1.14% 0.54% 13.73% 13.59%
ICICI Prudential Aggressive Hybrid Fund Direct-IDCW Half Yearly trend ₹50,706 4.09% -1.14% 0.54% 13.73% 13.59%
ICICI Prudential Aggressive Hybrid Fund Direct-IDCW Monthly trend ₹50,706 4.09% -1.14% 0.54% 13.73% 13.59%
ICICI Prudential Aggressive Hybrid Fund Direct-IDCW Yearly trend ₹50,706 4.09% -1.14% 0.54% 13.73% 13.59%
Edelweiss Aggressive Hybrid Fund Direct-Growth trend ₹3,875 4.25% -0.51% 2.59% 13.94% 13.31%
Edelweiss Aggressive Hybrid Fund Direct-IDCW trend ₹3,875 4.25% -0.51% 2.59% 13.94% 13.31%
View More
increase growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns

More funds from LIC Mutual Fund

Fund Names AUM (Cr) 1M 3M 6M 1Yr 3Yr
Lic Mf Aggressive Hybrid Fund-Growth increase ₹561 0.92% 0.12% 5.02% 1.02% 10.69%
Lic Mf Aggressive Hybrid Fund Direct-Growth increase ₹561 1.01% 0.39% 5.59% 2.12% 11.89%
Lic Mf Aggressive Hybrid Fund-IDCW increase ₹561 0.92% 0.12% 5.02% 1.02% 10.69%
Lic Mf Aggressive Hybrid Fund Direct-IDCW increase ₹561 1.01% 0.39% 5.59% 2.12% 11.89%
Lic Mf Aggressive Hybrid Fund-IDCW Reinvestment increase ₹561 0.92% 0.12% 5.02% 1.02% 10.69%
View More
increase growth is based on 1-month returns of the funds

Lic Mf Unit Linked Insurance Scheme Direct-IDCW Calculator

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Top 25% of investors consistently generate more than 12% return
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Top Mutual Funds

Fund Names AUM (Cr) NAV 3Yr 5Yr 10Yr
SBI Aggressive Hybrid Fund Direct Plan-Growth trend ₹86,163 ₹354.05 13.21% 9.86% 12.51%
SBI Aggressive Hybrid Fund-Growth trend ₹86,163 ₹317.82 12.47% 9.13% 11.67%
SBI Aggressive Hybrid Fund Direct Plan-IDCW trend ₹86,163 ₹103.60 13.21% 9.86% 12.51%
SBI Aggressive Hybrid Fund-IDCW trend ₹86,163 ₹67.35 12.47% 9.13% 11.67%
ICICI Prudential Aggressive Hybrid Fund Direct-Growth trend ₹50,706 ₹453.78 13.73% 13.59% 15.40%
ICICI Prudential Aggressive Hybrid Fund-Growth trend ₹50,706 ₹405.98 13.07% 12.93% 14.56%
ICICI Prudential Aggressive Hybrid Fund-IDCW Half Yearly trend ₹50,706 ₹24.44 13.07% 12.93% 14.56%
ICICI Prudential Aggressive Hybrid Fund Direct-IDCW Half Yearly trend ₹50,706 ₹28.14 13.73% 13.59% 15.40%
ICICI Prudential Aggressive Hybrid Fund Direct-IDCW Monthly trend ₹50,706 ₹70.17 13.73% 13.59% 15.40%
ICICI Prudential Aggressive Hybrid Fund-IDCW Monthly trend ₹50,706 ₹42.57 13.07% 12.93% 14.56%
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Top funds are based on Fund AUM

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Lic Mf Unit Linked Insurance Scheme Direct-IDCW Detailed Portfolio

Stocks Sector % of Holding Value
Icici Bank LtdFinancial8.83%₹42.15 Cr
Icici Bank LtdFinancial8.31%₹38.36 Cr
Icici Bank LtdFinancial8.31%₹38.36 Cr
Icici Bank LtdFinancial8.15%₹38.02 Cr
Icici Bank LtdFinancial8.04%₹37.79 Cr
Icici Bank LtdFinancial8.04%₹37.79 Cr
Icici Bank LtdFinancial8.55%₹37.75 Cr
Icici Bank LtdFinancial8.42%₹37.15 Cr
Icici Bank LtdFinancial8.42%₹37.15 Cr
Icici Bank LtdFinancial8.42%₹37.15 Cr
Icici Bank LtdFinancial8.42%₹37.15 Cr
Icici Bank LtdFinancial8.40%₹37.09 Cr
Icici Bank LtdFinancial8.05%₹36.76 Cr
Icici Bank LtdFinancial7.96%₹34.13 Cr
RepoUnspecified8.03%₹34.07 Cr
RepoUnspecified8.03%₹34.07 Cr
RepoUnspecified8.03%₹34.07 Cr
RepoUnspecified8.03%₹34.07 Cr
Icici Bank LtdFinancial8.00%₹33.94 Cr
Icici Bank LtdFinancial8.15%₹32.58 Cr
View More

Frequently Asked Questions

Lic Mf Unit Linked Insurance Scheme Direct-IDCW

What is the current AUM of Lic Mf Unit Linked Insurance Scheme Direct-IDCW?

As of Wed Sep 30, 2026, Lic Mf Unit Linked Insurance Scheme Direct-IDCW manages assets worth ₹424.4 crore

How has Lic Mf Unit Linked Insurance Scheme Direct-IDCW performed recently?

  • 3 Months: -1.99%
  • 6 Months: 4.18%

What is the long-term performance of Lic Mf Unit Linked Insurance Scheme Direct-IDCW?

  • 3 Years CAGR: 8.26%
  • 5 Years CAGR: 6.84%
  • Since Inception: 10.82%

What is the portfolio composition of Lic Mf Unit Linked Insurance Scheme Direct-IDCW?

Equity: 77.05%, Debt: 19.21%, Others: 3.74%.

Who manages Lic Mf Unit Linked Insurance Scheme Direct-IDCW?

Lic Mf Unit Linked Insurance Scheme Direct-IDCW is managed by Dikshit Mittal from LIC Mutual Fund.

What is the market-cap allocation of Lic Mf Unit Linked Insurance Scheme Direct-IDCW?

Large Cap: 45.73%, Mid Cap: 28.15%, Small Cap: 26.12%.

Which are the top companies Lic Mf Unit Linked Insurance Scheme Direct-IDCW has invested in?

  • ICICI Bank Ltd – 8.83% of the fund's portfolio
  • ICICI Bank Ltd – 8.31% of the fund's portfolio
  • ICICI Bank Ltd – 8.31% of the fund's portfolio
  • ICICI Bank Ltd – 8.15% of the fund's portfolio
  • ICICI Bank Ltd – 8.04% of the fund's portfolio

Which are the major sectors Lic Mf Unit Linked Insurance Scheme Direct-IDCW focuses on?

  • Financial – 132.48% of the fund's portfolio
  • Unspecified – 32.11% of the fund's portfolio
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