Mirae Asset Banking And PSU Debt Fund Regular-IDCW

  • 3 Months
  • 6 Months
  • 1 Year
  • 3 Years
  • 5 Years
  • RSI
3 Months Returns : 0.48%
NAV: ₹13.71 as on Thu Nov 05, 2026
Fund NAV

Fund Overview of Mirae Asset Banking And PSU Debt Fund Regular-IDCW

  • ₹38.9 Cr
    AUM
  • ₹13.71
    NAV
  • 0.82%
    Expense Ratio
  • Debt
    Fund Category
As on Thu Nov 05, 2026
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Minimum amount you can invest: ₹500

Maximum amount you can invest: ₹1,00,000

We have used a return rate of 15% for our calculations.

The total value of your investment after 10 years will be
₹ 1,39,328.64
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Mirae Asset Banking And PSU Debt Fund Regular-IDCW Return Comparison

Tenure Absolute(%) Annualised(%) Category Average(%)
3 Months 0.48% NA 0.71%
6 Months 2.68% NA 4.51%
1 Year 3.66% 3.66% 8.39%
2 Years 11.59% 5.64% 8.14%
3 Years 20.44% 6.39% 7.57%
5 Years 30.74% 5.51% 6.29%
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As on Thu Nov 05, 2026

Asset Allocation of Mirae Asset Banking And PSU Debt Fund Regular-IDCW

debt instruments

86.66%

other assets or cash equivalents

13.34%
Top Holdings
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100
15.06%
Repo
14.30%
Repo
10.93%
Repo
11.63%
Repo
11.63%
 
Top Sectors
Unspecified
142.72%
Entities
54.26%
Financial
18.19%
Detailed Portfolio Analysis
As on Thu Nov 05, 2026
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About Fund

About Mirae Asset Banking And PSU Debt Fund Regular-IDCW

Mirae Asset Banking And PSU Debt Fund Regular-IDCW is one Debt mutual fund offered by Mirae Asset Mutual Fund. Launched on 24 Jul 2020, the fund aims Income over short to medium term. To generate income/capital appreciation through predominantly investing in debt and money market instruments issued by Banks, Public Sector Undertakings (PSUs), Public Financial Institutions (PFIs) and Municipal Bonds. It manages assets worth ₹38.9 crore as on Wed Sep 30, 2026. The expense ratio stands at 0.82%.
The portfolio allocation consists of 86.66% in debt instruments, 13.34% in other assets or cash equivalents.Managed by Basant Bafna, it has delivered a return of 3.66% in the last year, a total return since inception of 5.14%.
For those looking to make informed financial choices it helps to also explore which sip is best suited to long-term goals.

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  • Kruti Chheta

    Fund Manager

  • Ms. Chheta has done BAF (Finance and Accounts) and MBA (Finance).

    Manager Education

  • Basant Bafna

    Fund Manager

  • Mr. Bafna has done B.Com, MBA, CS, CA, FRM and CFA

    Manager Education

Key Metrics of Mirae Asset Banking And PSU Debt Fund Regular-IDCW

  • Standard Deviation
    1.68%
  • Mean
    6.01%
  • Sharpe Ratio
    0.27%
  • Sortino Ratio
    0.46%

Mirae Asset Banking And PSU Debt Fund Regular-IDCW Fund Details

Fund Names Mirae Asset Banking And PSU Debt Fund Regular-IDCW
Inception Date 24 Jul 2020
Lock In No Lock-in
 
Risk Principal at moderate risk
Category Average Annual Returns 8.39
More Details
Highest NAV in last 52 weeks & Lowest NAV in last 52 weeks

Compare Mutual Funds
Mirae Asset Banking And PSU Debt Fund Regular-IDCW Fund Returns Comparison

Compare Mirae Asset Banking And PSU Debt Fund Regular-IDCW with other mutual funds in the same category

Mirae Asset Banking And PSU Debt Fund Regular-IDCW

UTI Banking & PSU Debt Fund Direct-flexi IDCW

UTI Banking & PSU Debt Fund Direct-Growth

Compare more funds

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Top Performing Mutual Funds

Fund Names AUM (Cr) 1M 3M 1Yr 3Yr 5Yr
UTI Banking & PSU Debt Fund Direct-flexi IDCW trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Direct-Growth trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Direct-IDCW Half Yearly trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Direct-IDCW Monthly trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Direct-IDCW Quarterly trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Direct-IDCW Yearly trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Regular-flexi IDCW trend ₹1,448 0.33% 1.33% 5.58% 7.17% 7.52%
UTI Banking & PSU Debt Fund Regular-Growth trend ₹1,448 0.33% 1.33% 5.58% 7.17% 7.52%
UTI Banking & PSU Debt Fund Regular-IDCW Half Yearly trend ₹1,448 0.33% 1.33% 5.58% 7.17% 7.52%
UTI Banking & PSU Debt Fund Regular-IDCW Monthly trend ₹1,448 0.33% 1.33% 5.58% 7.17% 7.52%
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increase growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns

More funds from Mirae Asset Mutual Fund

Fund Names AUM (Cr) 1M 3M 6M 1Yr 3Yr
Mirae Asset Banking And PSU Debt Fund Direct-Growth increase ₹39 0.41% 0.60% 2.91% 4.14% 6.88%
Mirae Asset Banking And PSU Debt Fund Regular-Growth increase ₹39 0.37% 0.48% 2.68% 3.66% 6.39%
Mirae Asset Banking And PSU Debt Fund Direct-IDCW increase ₹39 0.41% 0.60% 2.91% 4.14% 6.88%
increase growth is based on 1-month returns of the funds

Mirae Asset Banking And PSU Debt Fund Regular-IDCW Calculator

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Top Mutual Funds

Fund Names AUM (Cr) NAV 3Yr 5Yr 10Yr
Bandhan Banking And PSU Debt Fund Regular-Growth trend ₹11,848 ₹26.39 6.75% 5.98% 6.86%
Bandhan Banking And PSU Debt Fund Direct-Growth trend ₹11,848 ₹27.27 7.07% 6.30% 7.16%
Bandhan Banking And PSU Debt Fund Regular-IDCW trend ₹11,848 ₹14.25 6.75% 5.98% 6.86%
Bandhan Banking And PSU Debt Fund Direct-IDCW trend ₹11,848 ₹14.34 7.07% 6.30% 7.16%
Bandhan Banking And PSU Debt Fund Regular-IDCW Daily trend ₹11,848 ₹10.88 6.75% 5.98% 6.86%
Bandhan Banking And PSU Debt Fund Direct-IDCW Daily trend ₹11,848 ₹10.48 7.07% 6.30% 7.16%
Bandhan Banking And PSU Debt Fund Regular-IDCW Fortnightly trend ₹11,848 ₹10.64 6.75% 5.98% 6.86%
Bandhan Banking And PSU Debt Fund Direct-IDCW Fortnightly trend ₹11,848 ₹10.48 7.07% 6.30% 7.16%
Bandhan Banking And PSU Debt Fund Direct-IDCW Monthly trend ₹11,848 ₹10.47 7.07% 6.30% 7.16%
Bandhan Banking And PSU Fund Debt Regular-IDCW Monthly trend ₹11,848 ₹10.71 6.75% 5.98% 6.86%
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Top funds are based on Fund AUM

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Mirae Asset Banking And PSU Debt Fund Regular-IDCW Detailed Portfolio

Stocks Sector % of Holding Value
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100Entities15.06%₹7.23 Cr
RepoUnspecified14.30%₹6.30 Cr
RepoUnspecified10.93%₹4.89 Cr
RepoUnspecified11.63%₹4.52 Cr
RepoUnspecified11.63%₹4.52 Cr
RepoUnspecified11.63%₹4.52 Cr
RepoUnspecified10.66%₹4.41 Cr
Government Of India 36574 Goi 06ot35 6.48 Fv Rs 100Entities10.06%₹4.33 Cr
RepoUnspecified9.86%₹4.31 Cr
RepoUnspecified10.35%₹4.11 Cr
RepoUnspecified10.35%₹4.11 Cr
RepoUnspecified10.35%₹4.11 Cr
RepoUnspecified10.35%₹4.11 Cr
RepoUnspecified10.35%₹4.11 Cr
RepoUnspecified10.35%₹4.11 Cr
Axis Bank Limited Cd 04mar26Financial9.15%₹4.00 Cr
Axis Bank Limited Cd 04mar26Financial9.03%₹3.98 Cr
Government Of India 36574 Goi 06ot35 6.48 Fv Rs 100Entities9.71%₹3.92 Cr
Government Of India 36574 Goi 06ot35 6.48 Fv Rs 100Entities9.71%₹3.92 Cr
Government Of India 36574 Goi 06ot35 6.48 Fv Rs 100Entities9.71%₹3.92 Cr
View More

Top Debt Funds

Fund Names NAV 3Yr 5Yr 52 weeks high
UTI Banking & PSU Debt Fund Direct-flexi IDCW increase ₹20.85 7.43% 7.80% -
UTI Banking & PSU Debt Fund Direct-Growth increase ₹24.19 7.43% 7.80% -
UTI Banking & PSU Debt Fund Direct-IDCW Half Yearly increase ₹16.05 7.43% 7.80% -
UTI Banking & PSU Debt Fund Direct-IDCW Monthly increase ₹13.82 7.43% 7.80% -
UTI Banking & PSU Debt Fund Direct-IDCW Quarterly increase ₹18.00 7.43% 7.80% -
UTI Banking & PSU Debt Fund Direct-IDCW Yearly increase ₹13.85 7.43% 7.80% -
UTI Banking & PSU Debt Fund Regular-flexi IDCW increase ₹15.90 7.17% 7.52% -
UTI Banking & PSU Debt Fund Regular-Growth increase ₹23.70 7.17% 7.52% -
UTI Banking & PSU Debt Fund Regular-IDCW Half Yearly increase ₹15.83 7.17% 7.52% -
UTI Banking & PSU Debt Fund Regular-IDCW Monthly increase ₹13.53 7.17% 7.52% -
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increase growth is based on 5Y returns of the funds

Frequently Asked Questions

Mirae Asset Banking And PSU Debt Fund Regular-IDCW

What is the current AUM of Mirae Asset Banking And PSU Debt Fund Regular-IDCW?

As of Wed Sep 30, 2026, Mirae Asset Banking And PSU Debt Fund Regular-IDCW manages assets worth ₹38.9 crore

How has Mirae Asset Banking And PSU Debt Fund Regular-IDCW performed recently?

  • 3 Months: 0.48%
  • 6 Months: 2.68%

What is the long-term performance of Mirae Asset Banking And PSU Debt Fund Regular-IDCW?

  • 3 Years CAGR: 6.39%
  • 5 Years CAGR: 5.51%
  • Since Inception: 5.14%

What is the portfolio composition of Mirae Asset Banking And PSU Debt Fund Regular-IDCW?

Debt: 86.66%, Others: 13.34%.

Who manages Mirae Asset Banking And PSU Debt Fund Regular-IDCW?

Mirae Asset Banking And PSU Debt Fund Regular-IDCW is managed by Basant Bafna from Mirae Asset Mutual Fund.

Which are the top companies Mirae Asset Banking And PSU Debt Fund Regular-IDCW has invested in?

  • GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 – 15.06% of the fund's portfolio
  • Repo – 14.30% of the fund's portfolio
  • Repo – 10.93% of the fund's portfolio
  • Repo – 11.63% of the fund's portfolio
  • Repo – 11.63% of the fund's portfolio

Which are the major sectors Mirae Asset Banking And PSU Debt Fund Regular-IDCW focuses on?

  • Unspecified – 142.72% of the fund's portfolio
  • Entities – 54.26% of the fund's portfolio
  • Financial – 18.19% of the fund's portfolio
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