Nippon India Banking And PSU Debt Fund Direct-Growth

  • 3 Months
  • 6 Months
  • 1 Year
  • 3 Years
  • 5 Years
  • RSI
3 Months Returns : 0.39%
NAV: ₹23.01 as on Thu Nov 05, 2026
Fund NAV

Fund Overview of Nippon India Banking And PSU Debt Fund Direct-Growth

  • ₹4,891.6 Cr
    AUM
  • ₹23.01
    NAV
  • 0.39%
    Expense Ratio
  • Debt
    Fund Category
As on Thu Nov 05, 2026
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Minimum amount you can invest: ₹500

Maximum amount you can invest: ₹1,00,000

We have used a return rate of 15% for our calculations.

The total value of your investment after 10 years will be
₹ 1,39,328.64
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Nippon India Banking And PSU Debt Fund Direct-Growth Return Comparison

Tenure Absolute(%) Annualised(%) Category Average(%)
3 Months 0.39% NA 0.71%
6 Months 3.05% NA 4.51%
1 Year 4.35% 4.35% 8.39%
2 Years 13.08% 6.34% 8.14%
3 Years 22.69% 7.06% 7.57%
5 Years 35.51% 6.27% 6.29%
7 Years 57.68% 6.72% NA
10 Years 99.95% 7.17% 7.57%
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As on Thu Nov 05, 2026

Asset Allocation of Nippon India Banking And PSU Debt Fund Direct-Growth

debt instruments

89.74%

other assets or cash equivalents

10.27%
Top Holdings
Net Current Assets
5.51%
Net Current Assets
5.63%
Repo
5.51%
Repo
5.51%
Repo
5.51%
 
Top Sectors
Unspecified
55.36%
Entities
36.42%
Detailed Portfolio Analysis
As on Thu Nov 05, 2026
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About Fund

About Nippon India Banking And PSU Debt Fund Direct-Growth

Nippon India Banking And PSU Debt Fund Direct-Growth is one Debt mutual fund offered by Nippon India Mutual Fund. Launched on 15 May 2015, the fund aims Income over short to medium term. Investments in debt and money market instruments of various maturities, consisting predominantly of securities issued by Banks, Public Sector undertakings, Public Financial Institutions & Municipal Bonds. It manages assets worth ₹4,891.6 crore as on Sat Oct 31, 2026. The expense ratio stands at 0.39%.
The portfolio allocation consists of 89.74% in debt instruments, 10.27% in other assets or cash equivalents.Managed by Kinjal Desai, it has delivered a return of 4.35% in the last year, a total return since inception of 7.53%.
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  • Pranay Sinha

    Fund Manager

  • Mr. Sinha has done B.Tech in Aerospace Engg. from IIT Kharagpur and PGDM with Major in Finance from IIM Calcutta.

    Manager Education

  • Vivek Sharma

    Fund Manager

  • Mr. Vivek Sharma is a B.E (Electronics) and PGDM (Finance).

    Manager Education

  • Kinjal Desai

    Fund Manager

  • Ms. Desai has done B.A (Economics), MSc. (Economics) and has cleared CFA Level 1

    Manager Education

Key Metrics of Nippon India Banking And PSU Debt Fund Direct-Growth

  • Standard Deviation
    1.85%
  • Mean
    6.68%
  • Sharpe Ratio
    0.60%
  • Sortino Ratio
    0.99%

Nippon India Banking And PSU Debt Fund Direct-Growth Fund Details

Fund Names Nippon India Banking And PSU Debt Fund Direct-Growth
Inception Date 15 May 2015
Lock In No Lock-in
 
Risk Principal at moderate risk
Category Average Annual Returns 8.39
More Details
Highest NAV in last 52 weeks & Lowest NAV in last 52 weeks

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Nippon India Banking And PSU Debt Fund Direct-Growth Fund Returns Comparison

Compare Nippon India Banking And PSU Debt Fund Direct-Growth with other mutual funds in the same category

Nippon India Banking And PSU Debt Fund Direct-Growth

UTI Banking & PSU Debt Fund Direct-flexi IDCW

UTI Banking & PSU Debt Fund Direct-Growth

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Top Performing Mutual Funds

Fund Names AUM (Cr) 1M 3M 1Yr 3Yr 5Yr
UTI Banking & PSU Debt Fund Direct-flexi IDCW trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Direct-Growth trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Direct-IDCW Half Yearly trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Direct-IDCW Monthly trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Direct-IDCW Quarterly trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Direct-IDCW Yearly trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Regular-flexi IDCW trend ₹1,448 0.33% 1.33% 5.58% 7.17% 7.52%
UTI Banking & PSU Debt Fund Regular-Growth trend ₹1,448 0.33% 1.33% 5.58% 7.17% 7.52%
UTI Banking & PSU Debt Fund Regular-IDCW Half Yearly trend ₹1,448 0.33% 1.33% 5.58% 7.17% 7.52%
UTI Banking & PSU Debt Fund Regular-IDCW Monthly trend ₹1,448 0.33% 1.33% 5.58% 7.17% 7.52%
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increase growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns

More funds from Nippon India Mutual Fund

Fund Names AUM (Cr) 1M 3M 6M 1Yr 3Yr
Nippon India Banking And PSU Debt Fund-Growth increase ₹4,892 0.37% 0.29% 2.85% 3.94% 6.64%
Nippon India Banking And PSU Debt Fund-IDCW increase ₹4,892 0.37% 0.29% 2.85% 3.94% 6.64%
Nippon India Banking And PSU Debt Fund Direct-IDCW increase ₹4,892 0.41% 0.39% 3.05% 4.35% 7.06%
Nippon India Banking And PSU Debt Fund-IDCW Monthly increase ₹4,892 0.37% 0.29% 2.85% 3.94% 6.64%
Nippon India Banking And PSU Debt Fund Direct-IDCW Monthly increase ₹4,892 0.41% 0.39% 3.05% 4.35% 7.06%
Nippon India Banking And PSU Debt Fund-IDCW Quarterly increase ₹4,892 0.37% 0.29% 2.85% 3.94% 6.64%
Nippon India Banking And PSU Debt Fund Direct-IDCW Quarterly increase ₹4,892 0.41% 0.39% 3.05% 4.35% 7.06%
Nippon India Banking And PSU Debt Fund-IDCW Weekly increase ₹4,892 0.37% 0.29% 2.85% 3.94% 6.64%
Nippon India Banking And PSU Debt Fund Direct-IDCW Weekly increase ₹4,892 0.41% 0.39% 3.05% 4.35% 7.06%
View More
increase growth is based on 1-month returns of the funds

Nippon India Banking And PSU Debt Fund Direct-Growth Calculator

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Top 25% of investors consistently generate more than 12% return
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Top Mutual Funds

Fund Names AUM (Cr) NAV 3Yr 5Yr 10Yr
Bandhan Banking And PSU Debt Fund Regular-Growth trend ₹11,848 ₹26.39 6.75% 5.98% 6.86%
Bandhan Banking And PSU Debt Fund Direct-Growth trend ₹11,848 ₹27.27 7.07% 6.30% 7.16%
Bandhan Banking And PSU Debt Fund Regular-IDCW trend ₹11,848 ₹14.25 6.75% 5.98% 6.86%
Bandhan Banking And PSU Debt Fund Direct-IDCW trend ₹11,848 ₹14.34 7.07% 6.30% 7.16%
Bandhan Banking And PSU Debt Fund Regular-IDCW Daily trend ₹11,848 ₹10.88 6.75% 5.98% 6.86%
Bandhan Banking And PSU Debt Fund Direct-IDCW Daily trend ₹11,848 ₹10.48 7.07% 6.30% 7.16%
Bandhan Banking And PSU Debt Fund Regular-IDCW Fortnightly trend ₹11,848 ₹10.64 6.75% 5.98% 6.86%
Bandhan Banking And PSU Debt Fund Direct-IDCW Fortnightly trend ₹11,848 ₹10.48 7.07% 6.30% 7.16%
Bandhan Banking And PSU Debt Fund Direct-IDCW Monthly trend ₹11,848 ₹10.47 7.07% 6.30% 7.16%
Bandhan Banking And PSU Fund Debt Regular-IDCW Monthly trend ₹11,848 ₹10.71 6.75% 5.98% 6.86%
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Top funds are based on Fund AUM

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Nippon India Banking And PSU Debt Fund Direct-Growth Detailed Portfolio

Stocks Sector % of Holding Value
Net Current AssetsUnspecified5.51%₹308.00 Cr
Net Current AssetsUnspecified5.63%₹290.52 Cr
RepoUnspecified5.51%₹283.62 Cr
RepoUnspecified5.51%₹283.62 Cr
RepoUnspecified5.51%₹283.62 Cr
Government Of India 36185 Goi 07jl40 6.68 Fv Rs 100Entities4.99%₹278.47 Cr
Government Of India 36185 Goi 07jl40 6.68 Fv Rs 100Entities4.93%₹270.14 Cr
Government Of India 36185 Goi 07jl40 6.68 Fv Rs 100Entities-—
Government Of India 32584 Goi 06fb33 7.26 Fv Rs 100Entities4.66%₹253.65 Cr
Net Current AssetsUnspecified4.76%₹246.91 Cr
Net Current AssetsUnspecified4.76%₹246.91 Cr
Net Current AssetsUnspecified4.76%₹246.91 Cr
Government Of India 36185 Goi 07jl40 6.68 Fv Rs 100Entities4.34%₹235.98 Cr
Government Of India 32584 Goi 06fb33 7.26 Fv Rs 100Entities4.41%₹233.51 Cr
RepoUnspecified4.47%₹225.84 Cr
RepoUnspecified4.47%₹225.84 Cr
RepoUnspecified4.47%₹225.84 Cr
Goi Sec 7.61 09/05/2030Entities4.03%₹204.02 Cr
Goi Sec 7.61 09/05/2030Entities4.03%₹204.02 Cr
Goi Sec 7.61 09/05/2030Entities4.03%₹204.02 Cr
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Top Debt Funds

Fund Names NAV 3Yr 5Yr 52 weeks high
UTI Banking & PSU Debt Fund Direct-flexi IDCW increase ₹20.85 7.43% 7.80% -
UTI Banking & PSU Debt Fund Direct-Growth increase ₹24.19 7.43% 7.80% -
UTI Banking & PSU Debt Fund Direct-IDCW Half Yearly increase ₹16.05 7.43% 7.80% -
UTI Banking & PSU Debt Fund Direct-IDCW Monthly increase ₹13.82 7.43% 7.80% -
UTI Banking & PSU Debt Fund Direct-IDCW Quarterly increase ₹18.00 7.43% 7.80% -
UTI Banking & PSU Debt Fund Direct-IDCW Yearly increase ₹13.85 7.43% 7.80% -
UTI Banking & PSU Debt Fund Regular-flexi IDCW increase ₹15.90 7.17% 7.52% -
UTI Banking & PSU Debt Fund Regular-Growth increase ₹23.70 7.17% 7.52% -
UTI Banking & PSU Debt Fund Regular-IDCW Half Yearly increase ₹15.83 7.17% 7.52% -
UTI Banking & PSU Debt Fund Regular-IDCW Monthly increase ₹13.53 7.17% 7.52% -
View More
increase growth is based on 5Y returns of the funds

Frequently Asked Questions

Nippon India Banking And PSU Debt Fund Direct-Growth

What is the current AUM of Nippon India Banking And PSU Debt Fund Direct-Growth?

As of Sat Oct 31, 2026, Nippon India Banking And PSU Debt Fund Direct-Growth manages assets worth ₹4,891.6 crore

How has Nippon India Banking And PSU Debt Fund Direct-Growth performed recently?

  • 3 Months: 0.39%
  • 6 Months: 3.05%

What is the long-term performance of Nippon India Banking And PSU Debt Fund Direct-Growth?

  • 3 Years CAGR: 7.06%
  • 5 Years CAGR: 6.27%
  • Since Inception: 7.53%

What is the portfolio composition of Nippon India Banking And PSU Debt Fund Direct-Growth?

Debt: 89.74%, Others: 10.27%.

Who manages Nippon India Banking And PSU Debt Fund Direct-Growth?

Nippon India Banking And PSU Debt Fund Direct-Growth is managed by Kinjal Desai from Nippon India Mutual Fund.

Which are the top companies Nippon India Banking And PSU Debt Fund Direct-Growth has invested in?

  • Net Current Assets – 5.51% of the fund's portfolio
  • Net Current Assets – 5.63% of the fund's portfolio
  • Repo – 5.51% of the fund's portfolio
  • Repo – 5.51% of the fund's portfolio
  • Repo – 5.51% of the fund's portfolio

Which are the major sectors Nippon India Banking And PSU Debt Fund Direct-Growth focuses on?

  • Unspecified – 55.36% of the fund's portfolio
  • Entities – 36.42% of the fund's portfolio
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