SBI Banking And PSU Debt Fund Regular-Growth

  • 3 Months
  • 6 Months
  • 1 Year
  • 3 Years
  • 5 Years
  • RSI
3 Months Returns : 0.53%
NAV: ₹3,320.64 as on Thu Nov 05, 2026
Fund NAV

Fund Overview of SBI Banking And PSU Debt Fund Regular-Growth

  • ₹3,512.1 Cr
    AUM
  • ₹3,320.64
    NAV
  • 0.78%
    Expense Ratio
  • Debt
    Fund Category
As on Thu Nov 05, 2026
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Minimum amount you can invest: ₹500

Maximum amount you can invest: ₹1,00,000

We have used a return rate of 15% for our calculations.

The total value of your investment after 10 years will be
₹ 1,39,328.64
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SBI Banking And PSU Debt Fund Regular-Growth Return Comparison

Tenure Absolute(%) Annualised(%) Category Average(%)
3 Months 0.53% NA 0.71%
6 Months 2.81% NA 4.51%
1 Year 4.10% 4.10% 8.39%
2 Years 12.45% 6.04% 8.14%
3 Years 21.24% 6.63% 7.57%
5 Years 32.00% 5.71% 6.29%
7 Years 50.21% 5.98% NA
10 Years 88.79% 6.56% 7.57%
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As on Thu Nov 05, 2026

Asset Allocation of SBI Banking And PSU Debt Fund Regular-Growth

debt instruments

87.57%

other assets or cash equivalents

12.43%
Top Holdings
Cash Margin
12.65%
Repo
12.43%
Repo
12.43%
Repo
12.43%
Repo
12.43%
 
Top Sectors
Unspecified
80.68%
Entities
58.84%
Financial
24.07%
Detailed Portfolio Analysis
As on Thu Nov 05, 2026
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About Fund

About SBI Banking And PSU Debt Fund Regular-Growth

SBI Banking And PSU Debt Fund Regular-Growth is one Debt mutual fund offered by SBI Mutual Fund. Launched on 09 Oct 2009, the fund aims Regular income over medium term. Investment in Debt instruments predominantly issued by Banks PSUs, PFIs and Municipal bodies. It manages assets worth ₹3,512.1 crore as on Wed Sep 30, 2026. The expense ratio stands at 0.78%.
The portfolio allocation consists of 87.57% in debt instruments, 12.43% in other assets or cash equivalents.Managed by Ardhendu Bhattacharya, it has delivered a return of 4.10% in the last year, a total return since inception of 7.28%.
Selecting a suitable best sip plan has an important part in long-term wealth creation.

Read more
  • Pradeep Kesavan

    Fund Manager

  • Mr. Kesavan has done B.Com, MBA (Finance) and CFA

    Manager Education

  • Ardhendu Bhattacharya

    Fund Manager

  • Mr. Bhattacharya is a MBA (Marketing) and Bachelor of Engineering.

    Manager Education

Key Metrics of SBI Banking And PSU Debt Fund Regular-Growth

  • Standard Deviation
    1.53%
  • Mean
    6.43%
  • Sharpe Ratio
    0.56%
  • Sortino Ratio
    0.92%

SBI Banking And PSU Debt Fund Regular-Growth Fund Details

Fund Names SBI Banking And PSU Debt Fund Regular-Growth
Inception Date 09 Oct 2009
Lock In No Lock-in
 
Risk Principal at low to moderate risk
Category Average Annual Returns 8.39
More Details
Highest NAV in last 52 weeks & Lowest NAV in last 52 weeks

Compare Mutual Funds
SBI Banking And PSU Debt Fund Regular-Growth Fund Returns Comparison

Compare SBI Banking And PSU Debt Fund Regular-Growth with other mutual funds in the same category

SBI Banking And PSU Debt Fund Regular-Growth

UTI Banking & PSU Debt Fund Direct-flexi IDCW

UTI Banking & PSU Debt Fund Direct-Growth

Compare more funds

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Top Performing Mutual Funds

Fund Names AUM (Cr) 1M 3M 1Yr 3Yr 5Yr
UTI Banking & PSU Debt Fund Direct-flexi IDCW trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Direct-Growth trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Direct-IDCW Half Yearly trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Direct-IDCW Monthly trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Direct-IDCW Quarterly trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Direct-IDCW Yearly trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Regular-flexi IDCW trend ₹1,448 0.33% 1.33% 5.58% 7.17% 7.52%
UTI Banking & PSU Debt Fund Regular-Growth trend ₹1,448 0.33% 1.33% 5.58% 7.17% 7.52%
UTI Banking & PSU Debt Fund Regular-IDCW Half Yearly trend ₹1,448 0.33% 1.33% 5.58% 7.17% 7.52%
UTI Banking & PSU Debt Fund Regular-IDCW Monthly trend ₹1,448 0.33% 1.33% 5.58% 7.17% 7.52%
View More
increase growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns

More funds from SBI Mutual Fund

Fund Names AUM (Cr) 1M 3M 6M 1Yr 3Yr
SBI Banking And PSU Debt Fund Direct-Growth increase ₹3,512 0.29% 0.62% 3.01% 4.50% 7.08%
SBI Banking And PSU Debt Fund Regular-IDCW Daily increase ₹3,512 0.26% 0.53% 2.81% 4.10% 6.63%
SBI Banking And PSU Debt Fund Direct-IDCW Daily increase ₹3,512 0.29% 0.62% 3.01% 4.50% 7.08%
SBI Banking And PSU Debt Fund Regular--IDCW Monthly increase ₹3,512 0.26% 0.53% 2.81% 4.10% 6.63%
SBI Banking And PSU Debt Fund Direct-IDCW Monthly increase ₹3,512 0.29% 0.62% 3.01% 4.50% 7.08%
SBI Banking And PSU Debt Fund Regular-IDCW Weekly increase ₹3,512 0.26% 0.53% 2.81% 4.10% 6.63%
SBI Banking And PSU Debt Fund Direct-IDCW Weekly increase ₹3,512 0.29% 0.62% 3.01% 4.50% 7.08%
View More
increase growth is based on 1-month returns of the funds

SBI Banking And PSU Debt Fund Regular-Growth Calculator

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Top Mutual Funds

Fund Names AUM (Cr) NAV 3Yr 5Yr 10Yr
Bandhan Banking And PSU Debt Fund Regular-Growth trend ₹11,848 ₹26.39 6.75% 5.98% 6.86%
Bandhan Banking And PSU Debt Fund Direct-Growth trend ₹11,848 ₹27.27 7.07% 6.30% 7.16%
Bandhan Banking And PSU Debt Fund Regular-IDCW trend ₹11,848 ₹14.25 6.75% 5.98% 6.86%
Bandhan Banking And PSU Debt Fund Direct-IDCW trend ₹11,848 ₹14.34 7.07% 6.30% 7.16%
Bandhan Banking And PSU Debt Fund Regular-IDCW Daily trend ₹11,848 ₹10.88 6.75% 5.98% 6.86%
Bandhan Banking And PSU Debt Fund Direct-IDCW Daily trend ₹11,848 ₹10.48 7.07% 6.30% 7.16%
Bandhan Banking And PSU Debt Fund Regular-IDCW Fortnightly trend ₹11,848 ₹10.64 6.75% 5.98% 6.86%
Bandhan Banking And PSU Debt Fund Direct-IDCW Fortnightly trend ₹11,848 ₹10.48 7.07% 6.30% 7.16%
Bandhan Banking And PSU Debt Fund Direct-IDCW Monthly trend ₹11,848 ₹10.47 7.07% 6.30% 7.16%
Bandhan Banking And PSU Fund Debt Regular-IDCW Monthly trend ₹11,848 ₹10.71 6.75% 5.98% 6.86%
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Top funds are based on Fund AUM

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SBI Banking And PSU Debt Fund Regular-Growth Detailed Portfolio

Stocks Sector % of Holding Value
Cash MarginUnspecified12.65%₹500.00 Cr
RepoUnspecified12.43%₹436.52 Cr
RepoUnspecified12.43%₹436.52 Cr
RepoUnspecified12.43%₹436.52 Cr
RepoUnspecified12.43%₹436.52 Cr
RepoUnspecified12.43%₹436.52 Cr
Central Government Loan 30243 Goi 12ap26 5.63 Fv Rs 100Entities7.78%₹320.15 Cr
Central Government Loan 30243 Goi 12ap26 5.63 Fv Rs 100Entities7.95%₹320.06 Cr
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100Entities6.72%₹276.81 Cr
Government Of India 35840 Goi 15ap65 6.9 Fv Rs 100Entities6.54%₹249.23 Cr
Kotak Mahindra Bank Limited Cd 27feb26Financial6.05%₹248.86 Cr
Kotak Mahindra Bank Limited Cd 27feb26Financial6.00%₹247.71 Cr
Government Of India 37426 Goi 11my36 6.94 Fv Rs 100Entities6.20%₹239.79 Cr
Government Of India 37426 Goi 11my36 6.94 Fv Rs 100Entities6.20%₹239.79 Cr
Government Of India 37426 Goi 11my36 6.94 Fv Rs 100Entities6.20%₹239.79 Cr
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100Entities5.63%₹238.19 Cr
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100Entities5.63%₹238.19 Cr
Punjab National Bank Cd 04feb27Financial6.18%₹235.58 Cr
Punjab National Bank Cd 04feb27Financial5.84%₹234.96 Cr
RepoUnspecified5.88%₹232.55 Cr
View More

Top Debt Funds

Fund Names NAV 3Yr 5Yr 52 weeks high
UTI Banking & PSU Debt Fund Direct-flexi IDCW increase ₹20.85 7.43% 7.80% -
UTI Banking & PSU Debt Fund Direct-Growth increase ₹24.19 7.43% 7.80% -
UTI Banking & PSU Debt Fund Direct-IDCW Half Yearly increase ₹16.05 7.43% 7.80% -
UTI Banking & PSU Debt Fund Direct-IDCW Monthly increase ₹13.82 7.43% 7.80% -
UTI Banking & PSU Debt Fund Direct-IDCW Quarterly increase ₹18.00 7.43% 7.80% -
UTI Banking & PSU Debt Fund Direct-IDCW Yearly increase ₹13.85 7.43% 7.80% -
UTI Banking & PSU Debt Fund Regular-flexi IDCW increase ₹15.90 7.17% 7.52% -
UTI Banking & PSU Debt Fund Regular-Growth increase ₹23.70 7.17% 7.52% -
UTI Banking & PSU Debt Fund Regular-IDCW Half Yearly increase ₹15.83 7.17% 7.52% -
UTI Banking & PSU Debt Fund Regular-IDCW Monthly increase ₹13.53 7.17% 7.52% -
View More
increase growth is based on 5Y returns of the funds

Frequently Asked Questions

SBI Banking And PSU Debt Fund Regular-Growth

What is the current AUM of SBI Banking And PSU Debt Fund Regular-Growth?

As of Wed Sep 30, 2026, SBI Banking And PSU Debt Fund Regular-Growth manages assets worth ₹3,512.1 crore

How has SBI Banking And PSU Debt Fund Regular-Growth performed recently?

  • 3 Months: 0.53%
  • 6 Months: 2.81%

What is the long-term performance of SBI Banking And PSU Debt Fund Regular-Growth?

  • 3 Years CAGR: 6.63%
  • 5 Years CAGR: 5.71%
  • Since Inception: 7.28%

What is the portfolio composition of SBI Banking And PSU Debt Fund Regular-Growth?

Debt: 87.57%, Others: 12.43%.

Who manages SBI Banking And PSU Debt Fund Regular-Growth?

SBI Banking And PSU Debt Fund Regular-Growth is managed by Ardhendu Bhattacharya from SBI Mutual Fund.

Which are the top companies SBI Banking And PSU Debt Fund Regular-Growth has invested in?

  • Cash Margin – 12.65% of the fund's portfolio
  • Repo – 12.43% of the fund's portfolio
  • Repo – 12.43% of the fund's portfolio
  • Repo – 12.43% of the fund's portfolio
  • Repo – 12.43% of the fund's portfolio

Which are the major sectors SBI Banking And PSU Debt Fund Regular-Growth focuses on?

  • Unspecified – 80.68% of the fund's portfolio
  • Entities – 58.84% of the fund's portfolio
  • Financial – 24.07% of the fund's portfolio
View more FAQ's

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