SBI Retirement Benefit Fund - Aggressive Plan Direct-IDCW

  • 3 Months
  • 6 Months
  • 1 Year
  • 3 Years
  • 5 Years
  • RSI
3 Months Returns : -2.17%
NAV: ₹21.45 as on Wed Nov 04, 2026
Fund NAV

Fund Overview of SBI Retirement Benefit Fund - Aggressive Plan Direct-IDCW

  • ₹3,066.4 Cr
    AUM
  • ₹21.45
    NAV
  • 1.11%
    Expense Ratio
  • Equity
    Fund Category
As on Wed Nov 04, 2026
Calculate your Returns
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Minimum amount you can invest: ₹500

Maximum amount you can invest: ₹1,00,000

We have used a return rate of 15% for our calculations.

The total value of your investment after 10 years will be
₹ 1,39,328.64
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SBI Retirement Benefit Fund - Aggressive Plan Direct-IDCW Return Comparison

Tenure Absolute(%) Annualised(%) Category Average(%)
3 Months -2.17% NA 3.06%
6 Months 2.91% NA 12.13%
1 Year -0.69% -0.69% 0.23%
2 Years 2.66% 1.32% 19.05%
3 Years 30.69% 9.33% 17.87%
5 Years 62.90% 10.25% 20.71%
View More
As on Wed Nov 04, 2026

Asset Allocation of SBI Retirement Benefit Fund - Aggressive Plan Direct-IDCW

equities

96.05%

debt instruments

0.19%

other assets or cash equivalents

3.76%
Large Cap: 48.56%
Mid Cap: 25.04%
Small Cap: 26.39%
Other: 0.00%
Top Holdings
Hdfc Bank Ltd
9.04%
Hdfc Bank Ltd
8.46%
Hdfc Bank Ltd
8.31%
Hdfc Bank Ltd
8.38%
Hdfc Bank Ltd
8.38%
 
Top Sectors
Financial
132.65%
Energy & Utilities
12.22%
Detailed Portfolio Analysis
As on Wed Nov 04, 2026
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About Fund

About SBI Retirement Benefit Fund - Aggressive Plan Direct-IDCW

SBI Retirement Benefit Fund - Aggressive Plan Direct-IDCW is one Equity mutual fund offered by SBI Mutual Fund. Launched on 10 Feb 2021, the fund aims Long term capital appreciation. Investment predominantly in equity and equity related instruments. It manages assets worth ₹3,066.4 crore as on Wed Sep 30, 2026. The expense ratio stands at 1.11%.
The portfolio allocation consists of 96.05% in equities, 0.19% in debt instruments, 3.76% in other assets or cash equivalents.Managed by Ardhendu Bhattacharya, it has delivered a return of -0.69% in the last year, a total return since inception of 14.25%.
Long-term investors often consider various best sip investment to grow systematic financial stability.

Read more
  • Pradeep Kesavan

    Fund Manager

  • Mr. Kesavan has done B.Com, MBA (Finance) and CFA

    Manager Education

  • Rohit Shimpi

    Fund Manager

  • Mr. Shimpi is a B. Com., PGDBM (Finance), CFA.

    Manager Education

  • Ardhendu Bhattacharya

    Fund Manager

  • Mr. Bhattacharya is a MBA (Marketing) and Bachelor of Engineering.

    Manager Education

Key Metrics of SBI Retirement Benefit Fund - Aggressive Plan Direct-IDCW

  • Standard Deviation
    15.10%
  • Mean
    9.21%
  • Sharpe Ratio
    0.24%
  • Alpha
    -1.20%
  • Beta
    0.94%
  • Sortino Ratio
    0.31%

SBI Retirement Benefit Fund - Aggressive Plan Direct-IDCW Fund Details

Fund Names SBI Retirement Benefit Fund - Aggressive Plan Direct-IDCW
Inception Date 10 Feb 2021
Lock In 1825
SIP Minimum Investment amount ₹500
SWP Minimum Investment amount ₹500
STP Minimum Investment amount ₹500
 
Risk Principal at very high risk
Category Average Annual Returns 0.23
More Details
Highest NAV in last 52 weeks & Lowest NAV in last 52 weeks

Compare Mutual Funds
SBI Retirement Benefit Fund - Aggressive Plan Direct-IDCW Fund Returns Comparison

Compare SBI Retirement Benefit Fund - Aggressive Plan Direct-IDCW with other mutual funds in the same category

SBI Retirement Benefit Fund - Aggressive Plan Direct-IDCW

ICICI Prudential Retirement Fund - Pure Equity Plan Direct-Growth

ICICI Prudential Retirement Fund - Pure Equity Plan Direct-IDCW

Compare more funds

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Top Performing Mutual Funds

Fund Names AUM (Cr) 1M 3M 1Yr 3Yr 5Yr
ICICI Prudential Retirement Fund - Pure Equity Plan Direct-Growth trend ₹2,106 2.48% -3.67% 1.80% 20.11% 17.81%
ICICI Prudential Retirement Fund - Pure Equity Plan Direct-IDCW trend ₹2,106 2.48% -3.67% 1.80% 20.11% 17.81%
SBI Children's Fund - Investment Plan Direct-Growth trend ₹7,949 -0.99% -2.11% 9.01% 20.82% 17.81%
SBI Children's Fund - Investment Plan Regular-Growth trend ₹7,949 -1.08% -2.34% 7.97% 19.55% 16.45%
ICICI Prudential Retirement Fund - Pure Equity Plan-Growth trend ₹2,106 2.36% -3.98% 0.50% 18.47% 16.21%
ICICI Prudential Retirement Fund - Pure Equity Plan-IDCW trend ₹2,106 2.36% -3.98% 0.50% 18.47% 16.21%
HDFC Flexi Cap Direct Plan-Growth trend ₹108,547 4.88% -1.76% -0.19% 16.47% 15.87%
HDFC Flexi Cap Direct Plan-IDCW trend ₹108,547 4.88% -1.76% -0.19% 16.47% 15.87%
Bank Of India Flexi Cap Fund Direct-Growth trend ₹3,098 0.51% -0.86% 6.40% 18.72% 15.41%
Bank Of India Flexi Cap Fund Direct-IDCW trend ₹3,098 0.51% -0.86% 6.40% 18.72% 15.41%
View More
increase growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns

More funds from SBI Mutual Fund

Fund Names AUM (Cr) 1M 3M 6M 1Yr 3Yr
SBI Flexicap Fund-Growth increase ₹22,109 2.41% -2.60% 0.49% -4.46% 8.02%
SBI Flexicap Fund Direct-Growth increase ₹22,109 2.49% -2.41% 0.89% -3.69% 8.91%
SBI Flexicap Fund-IDCW increase ₹22,109 2.41% -2.60% 0.49% -4.46% 8.02%
SBI Flexicap Fund Direct-IDCW increase ₹22,109 2.49% -2.41% 0.89% -3.69% 8.91%
SBI Children's Fund - Investment Plan Regular-Growth increase ₹7,949 -1.08% -2.34% 5.06% 7.97% 19.55%
SBI Children's Fund - Investment Plan Direct-Growth increase ₹7,949 -0.99% -2.11% 5.55% 9.01% 20.82%
SBI Retirement Benefit Fund - Aggressive Plan Direct-Growth increase ₹3,066 2.98% -2.17% 2.91% -0.69% 9.33%
SBI Retirement Benefit Fund - Aggressive Plan Regular-Growth increase ₹3,066 2.88% -2.40% 2.40% -1.69% 8.16%
SBI Retirement Benefit Fund - Aggressive Plan Regular-IDCW increase ₹3,066 2.88% -2.40% 2.40% -1.69% 8.16%
View More
increase growth is based on 1-month returns of the funds

SBI Retirement Benefit Fund - Aggressive Plan Direct-IDCW Calculator

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Top Mutual Funds

Fund Names AUM (Cr) NAV 3Yr 5Yr 10Yr
Parag Parikh Flexi Cap Fund Regular-Growth trend ₹145,070 ₹83.19 12.12% 10.42% 16.32%
Parag Parikh Flexi Cap Fund Direct-Growth trend ₹145,070 ₹91.40 12.87% 11.27% 17.22%
Parag Parikh Flexi Cap Fund Direct-IDCW trend ₹145,070 ₹91.40 12.87% 11.27% 17.22%
Parag Parikh Flexi Cap Fund Regular-IDCW trend ₹145,070 ₹83.19 12.12% 10.42% 16.32%
HDFC Flexi Cap Fund Regular-Growth trend ₹108,547 ₹2,045.56 15.71% 15.11% 15.35%
HDFC Flexi Cap Direct Plan-Growth trend ₹108,547 ₹2,255.06 16.47% 15.87% 16.14%
HDFC Flexi Cap Fund Regular-IDCW trend ₹108,547 ₹73.92 15.71% 15.11% 15.35%
HDFC Flexi Cap Direct Plan-IDCW trend ₹108,547 ₹91.18 16.47% 15.87% 16.14%
Kotak Flexi Cap Fund Regular-Growth trend ₹53,087 ₹83.47 11.43% 9.25% 12.27%
Kotak Flexi Cap Fund Direct-Growth trend ₹53,087 ₹95.06 12.38% 10.21% 13.35%
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Top funds are based on Fund AUM

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SBI Retirement Benefit Fund - Aggressive Plan Direct-IDCW Detailed Portfolio

Stocks Sector % of Holding Value
Hdfc Bank LtdFinancial9.04%₹267.59 Cr
Hdfc Bank LtdFinancial8.46%₹267.19 Cr
Hdfc Bank LtdFinancial8.31%₹262.84 Cr
Hdfc Bank LtdFinancial8.38%₹261.81 Cr
Hdfc Bank LtdFinancial8.38%₹261.81 Cr
Hdfc Bank LtdFinancial8.41%₹252.18 Cr
Hdfc Bank LtdFinancial8.06%₹246.41 Cr
Hdfc Bank LtdFinancial7.65%₹235.41 Cr
Hdfc Bank LtdFinancial6.80%₹211.60 Cr
Hdfc Bank LtdFinancial6.80%₹211.60 Cr
Hdfc Bank LtdFinancial6.80%₹211.60 Cr
Hdfc Bank LtdFinancial6.80%₹211.60 Cr
Hdfc Bank LtdFinancial6.79%₹204.64 Cr
Hdfc Bank LtdFinancial6.58%₹197.44 Cr
Hdfc Bank LtdFinancial7.13%₹193.99 Cr
Icici Bank LtdFinancial6.54%₹193.52 Cr
Reliance Industries LtdEnergy & Utilities6.11%₹193.32 Cr
Reliance Industries LtdEnergy & Utilities6.11%₹192.96 Cr
Icici Bank LtdFinancial5.86%₹189.94 Cr
Icici Bank LtdFinancial5.86%₹189.94 Cr
View More

Top Equity Funds

Fund Names NAV 3Yr 5Yr 52 weeks high
ICICI Prudential Retirement Fund - Pure Equity Plan Direct-Growth increase ₹38.37 20.11% 17.81% -
ICICI Prudential Retirement Fund - Pure Equity Plan Direct-IDCW increase ₹38.36 20.11% 17.81% -
SBI Children's Fund - Investment Plan Direct-Growth increase ₹52.55 20.82% 17.81% -
SBI Children's Fund - Investment Plan Regular-Growth increase ₹48.75 19.55% 16.45% -
ICICI Prudential Retirement Fund - Pure Equity Plan-Growth increase ₹34.22 18.47% 16.21% -
ICICI Prudential Retirement Fund - Pure Equity Plan-IDCW increase ₹34.23 18.47% 16.21% -
HDFC Flexi Cap Direct Plan-Growth increase ₹2,255.06 16.47% 15.87% -
HDFC Flexi Cap Direct Plan-IDCW increase ₹91.18 16.47% 15.87% -
Bank Of India Flexi Cap Fund Direct-Growth increase ₹41.57 18.72% 15.41% -
Bank Of India Flexi Cap Fund Direct-IDCW increase ₹35.53 18.72% 15.41% -
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increase growth is based on 5Y returns of the funds

Frequently Asked Questions

SBI Retirement Benefit Fund - Aggressive Plan Direct-IDCW

What is the current AUM of SBI Retirement Benefit Fund - Aggressive Plan Direct-IDCW?

As of Wed Sep 30, 2026, SBI Retirement Benefit Fund - Aggressive Plan Direct-IDCW manages assets worth ₹3,066.4 crore

How has SBI Retirement Benefit Fund - Aggressive Plan Direct-IDCW performed recently?

  • 3 Months: -2.17%
  • 6 Months: 2.91%

What is the long-term performance of SBI Retirement Benefit Fund - Aggressive Plan Direct-IDCW?

  • 3 Years CAGR: 9.33%
  • 5 Years CAGR: 10.25%
  • Since Inception: 14.25%

What is the portfolio composition of SBI Retirement Benefit Fund - Aggressive Plan Direct-IDCW?

Equity: 96.05%, Debt: 0.19%, Others: 3.76%.

Who manages SBI Retirement Benefit Fund - Aggressive Plan Direct-IDCW?

SBI Retirement Benefit Fund - Aggressive Plan Direct-IDCW is managed by Ardhendu Bhattacharya from SBI Mutual Fund.

What is the market-cap allocation of SBI Retirement Benefit Fund - Aggressive Plan Direct-IDCW?

Large Cap: 48.56%, Mid Cap: 25.04%, Small Cap: 26.39%.

Which are the top companies SBI Retirement Benefit Fund - Aggressive Plan Direct-IDCW has invested in?

  • HDFC Bank Ltd – 9.04% of the fund's portfolio
  • HDFC Bank Ltd – 8.46% of the fund's portfolio
  • HDFC Bank Ltd – 8.31% of the fund's portfolio
  • HDFC Bank Ltd – 8.38% of the fund's portfolio
  • HDFC Bank Ltd – 8.38% of the fund's portfolio

Which are the major sectors SBI Retirement Benefit Fund - Aggressive Plan Direct-IDCW focuses on?

  • Financial – 132.65% of the fund's portfolio
  • Energy & Utilities – 12.22% of the fund's portfolio
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