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Fund Overview of UTI Unit Linked Insurance Plan
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₹4,924.4 CrAUM
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₹41.99NAV
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1.55%Expense Ratio
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HybridFund Category
Minimum amount you can invest: ₹500
Maximum amount you can invest: ₹1,00,000
We have used a return rate of 15% for our calculations.
Returns of UTI Unit Linked Insurance Plan
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 5.10% | NA | 2.03% |
| 6 Months | -0.63% | NA | 8.29% |
| 1 Year | -0.37% | -0.37% | 2.86% |
| 2 Years | 9.49% | 4.64% | 14.51% |
| 3 Years | 24.06% | 7.45% | 13.46% |
| 5 Years | 37.72% | 6.61% | 14.09% |
| 7 Years | 68.54% | 7.74% | NA |
| 10 Years | 105.21% | 7.45% | 10.51% |
Asset Allocation
equities
38.51%debt instruments
58.00%other assets or cash equivalents
3.49%UTI Unit Linked Insurance Plan is one Hybrid mutual fund offered by UTI Mutual Fund. Launched on 01 Oct 1971, the fund aims Long term capital appreciation. Investment in equity instruments (maximum-40%) and debt instruments. It manages assets worth ₹4,924.4 crore as on Sun May 31, 2026. The expense ratio stands at 1.55%. Fund Manager Manager Education Fund Manager Manager EducationAbout UTI Unit Linked Insurance Plan
The portfolio allocation consists of 38.51% in equities, 58.00% in debt instruments, 3.49% in other assets or cash equivalents.Managed by Ajay Tyagi, it has delivered a return of -0.37% in the last year, a total return since inception of 8.96%.
For those looking to make informed financial choices it is useful to also review which sip is best suited to financial planning needs.
Key Metrics of UTI Unit Linked Insurance Plan
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Standard Deviation6.54%
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Sharpe Ratio0.13%
Fund Details
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Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
HDFC Balanced Advantage Fund Direct-growth  |
₹104,016 | 1.50% | 4.53% | 0.76% | 15.26% | 15.75% |
| HDFC Balanced Advantage Fund Direct-idcw |
₹104,016 | 1.50% | 4.53% | 0.76% | 15.26% | 15.75% |
| HDFC Balanced Advantage Fund Regular-growth |
₹104,016 | 1.45% | 4.39% | 0.17% | 14.57% | 15.04% |
| HDFC Balanced Advantage Fund Regular-idcw |
₹104,016 | 1.45% | 4.39% | 0.17% | 14.57% | 15.04% |
| Aditya Birla Sun Life Dynamic Asset Allocation Omni Fof Direct-growth |
₹233 | 2.03% | 6.86% | 4.13% | 15.35% | 12.97% |
| Aditya Birla Sun Life Dynamic Asset Allocation Omni Fof Direct-idcw Half Yearly |
₹233 | 2.03% | 6.86% | 4.13% | 15.35% | 12.97% |
| Baroda Bnp Paribas Balanced Advantage Fund Direct-growth |
₹4,871 | 0.37% | 7.86% | 5.40% | 14.00% | 12.62% |
| Baroda Bnp Paribas Balanced Advantage Fund Direct-idcw |
₹4,871 | 0.37% | 7.86% | 5.40% | 14.00% | 12.62% |
| Franklin India Dynamic Asset Allocation Active Fof Direct-growth |
₹1,224 | 1.83% | 4.65% | 1.70% | 12.35% | 12.56% |
| Franklin India Dynamic Asset Allocation Active Fof Direct-idcw |
₹1,224 | 1.83% | 4.65% | 1.70% | 12.35% | 12.56% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from UTI Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
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UTI Unit Linked Insurance Plan Direct
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₹4,924 | 2.43% | 5.25% | -0.33% | 0.24% | 8.17% |
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UTI Balanced Advantage Fund Regular-growth
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₹2,981 | 0.79% | 2.81% | -5.10% | -2.16% | - |
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UTI Balanced Advantage Fund Direct-growth
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₹2,981 | 0.89% | 3.13% | -4.48% | -0.84% | - |
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UTI Balanced Advantage Fund Regular-idcw
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₹2,981 | 0.79% | 2.81% | -5.10% | -2.16% | - |
|
UTI Balanced Advantage Fund Direct-idcw
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₹2,981 | 0.89% | 3.13% | -4.48% | -0.84% | - |
growth is based on 1-month returns of the fundsMutual Fund Calculator
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Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| HDFC Balanced Advantage Fund Direct-growth |
₹104,016 | ₹565.90 | 15.26% | 15.75% | 14.98% |
| HDFC Balanced Advantage Fund Regular-growth |
₹104,016 | ₹520.74 | 14.57% | 15.04% | 14.12% |
| HDFC Balanced Advantage Fund Regular-idcw |
₹104,016 | ₹36.62 | 14.57% | 15.04% | 14.12% |
| HDFC Balanced Advantage Fund Direct-idcw |
₹104,016 | ₹43.45 | 15.26% | 15.75% | 14.98% |
| ICICI Prudential Balanced Advantage Direct-growth |
₹70,570 | ₹86.86 | 12.74% | 11.49% | 12.02% |
| ICICI Prudential Balanced Advantage-growth |
₹70,570 | ₹77.45 | 12.08% | 10.80% | 11.16% |
| ICICI Prudential Balanced Advantage Direct-idcw |
₹70,570 | ₹29.49 | 12.74% | 11.49% | 12.02% |
| ICICI Prudential Balanced Advantage-idcw |
₹70,570 | ₹18.08 | 12.08% | 10.80% | 11.16% |
| SBI Balanced Advantage Fund Regular-growth |
₹40,673 | ₹15.86 | 11.18% | - | - |
| SBI Balanced Advantage Fund Direct-growth |
₹40,673 | ₹16.61 | 12.15% | - | - |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Goi Sec 7.18 24/07/2037 | Entities | 10.48% | ₹566.37 Cr |
| Goi Sec 7.18 24/07/2037 | Entities | 8.18% | ₹411.60 Cr |
| Goi Sec 7.18 24/07/2037 | Entities | 7.77% | ₹411.48 Cr |
| Goi Sec 7.18 24/07/2037 | Entities | - | — |
| Goi Sec 7.18 24/07/2037 | Entities | 7.75% | ₹410.68 Cr |
| Goi Sec 7.18 24/07/2037 | Entities | 7.71% | ₹410.55 Cr |
| Goi Sec 7.18 24/07/2037 | Entities | 7.71% | ₹410.55 Cr |
| Goi Sec 7.18 24/07/2037 | Entities | 7.87% | ₹409.96 Cr |
| Goi Sec 7.18 24/07/2037 | Entities | 8.02% | ₹407.80 Cr |
| Goi Sec 7.18 24/07/2037 | Entities | 8.19% | ₹403.41 Cr |
| Goi Sec 7.18 24/07/2037 | Entities | 8.15% | ₹401.30 Cr |
| Goi Sec 7.18 24/07/2037 | Entities | 8.38% | ₹399.18 Cr |
| Government Of India 36185 Goi 07jl40 6.68 Fv Rs 100 | Entities | 5.53% | ₹293.13 Cr |
| Government Of India 36185 Goi 07jl40 6.68 Fv Rs 100 | Entities | 5.59% | ₹291.31 Cr |
| Government Of India 36185 Goi 07jl40 6.68 Fv Rs 100 | Entities | 5.76% | ₹290.01 Cr |
| Government Of India 36185 Goi 07jl40 6.68 Fv Rs 100 | Entities | 5.69% | ₹288.95 Cr |
| Net Current Assets | Unspecified | 5.34% | ₹282.61 Cr |
| Net Current Assets | Unspecified | 5.24% | ₹273.21 Cr |
| Goi Sec 7.41 19/12/2036 | Entities | 4.85% | ₹262.06 Cr |
| Government Of India 35943 Goi 05my35 6.33 Fv Rs 100 | Entities | 4.73% | ₹250.64 Cr |
Top Hybrid Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| HDFC Balanced Advantage Fund Direct-growth |
₹565.90 | 15.26% | 15.75% | - |
| HDFC Balanced Advantage Fund Direct-idcw |
₹43.45 | 15.26% | 15.75% | - |
| HDFC Balanced Advantage Fund Regular-growth |
₹520.74 | 14.57% | 15.04% | - |
| HDFC Balanced Advantage Fund Regular-idcw |
₹36.62 | 14.57% | 15.04% | - |
| Aditya Birla Sun Life Dynamic Asset Allocation Omni Fof Direct-growth |
₹61.38 | 15.35% | 12.97% | - |
| Aditya Birla Sun Life Dynamic Asset Allocation Omni Fof Direct-idcw Half Yearly |
₹56.22 | 15.35% | 12.97% | - |
| Baroda Bnp Paribas Balanced Advantage Fund Direct-growth |
₹28.20 | 14.00% | 12.62% | - |
| Baroda Bnp Paribas Balanced Advantage Fund Direct-idcw |
₹17.85 | 14.00% | 12.62% | - |
| Franklin India Dynamic Asset Allocation Active Fof Direct-growth |
₹189.72 | 12.35% | 12.56% | - |
| Franklin India Dynamic Asset Allocation Active Fof Direct-idcw |
₹48.73 | 12.35% | 12.56% | - |
growth is based on 5Y returns of the funds
Frequently Asked Questions
UTI Unit Linked Insurance Plan
What is the current AUM of UTI Unit Linked Insurance Plan?
As of Sun May 31, 2026, UTI Unit Linked Insurance Plan manages assets worth ₹4,924.4 crore
How has UTI Unit Linked Insurance Plan performed recently?
- 3 Months: 5.10%
- 6 Months: -0.63%
What is the long-term performance of UTI Unit Linked Insurance Plan?
- 3 Years CAGR: 7.45%
- 5 Years CAGR: 6.61%
- Since Inception: 8.96%
What is the portfolio composition of UTI Unit Linked Insurance Plan?
Equity: 38.51%, Debt: 58.00%, Others: 3.49%.
Who manages UTI Unit Linked Insurance Plan?
UTI Unit Linked Insurance Plan is managed by Ajay Tyagi from UTI Mutual Fund.
What is the market-cap allocation of UTI Unit Linked Insurance Plan?
Large Cap: 62.71%, Mid Cap: 26.25%, Small Cap: 11.04%.
Which are the top companies UTI Unit Linked Insurance Plan has invested in?
- GOI Sec 7.18 24/07/2037 – 10.48% of the fund's portfolio
- GOI Sec 7.18 24/07/2037 – 8.18% of the fund's portfolio
- GOI Sec 7.18 24/07/2037 – 7.77% of the fund's portfolio
- GOI Sec 7.18 24/07/2037 – 1.00% of the fund's portfolio
- GOI Sec 7.18 24/07/2037 – 7.75% of the fund's portfolio
Which are the major sectors UTI Unit Linked Insurance Plan focuses on?
- Entities – 123.37% of the fund's portfolio
- Unspecified – 10.58% of the fund's portfolio
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Past performance may not be indicative of future results.
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^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.
