1000 SIP for 2 years

Vikram Das, a 33 year old Photographer from Jaipur, is exploring small cap funds through a Systematic Investment Plan (SIP). By investing ₹1000 per month over 2 years , Vikram Das aims to leverage the power of compounding. With an estimated annual return of around 16%, Vikram Das's monthly SIP could accumulate a total corpus of approximately ₹28.12 K over 2 years . If he invests yearly for 2 years , this amounts to a corpus of about ₹30.07 K, while a one-time lump sum investment for the same period could potentially grow to ₹32.29 K . These figures highlight the growth opportunities available through disciplined SIP investing.

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SIP Plan Benefits
Start SIP with as low as ₹1000
Start SIP with as low as ₹1000
No hidden charges
No hidden charges
Save upto ₹46,800 in Tax
Save upto ₹46,800 in Taxunder section 80C^
Zero LTCG Tax
Zero LTCG Tax
Disciplined & worry-free investing
Disciplined & worry-free investing

Example for 1000 SIP for 2 years

  • Monthly Investment: ₹1000

  • Duration: 2 years

  • Investment Categories: Small Cap (16%), Mid Cap (14%), Large Cap (12%)

SIP Investment Breakdown by Fund Type

Small Cap Investment (16% Annual Return)

Using the SIP calculator and assuming return of 16% (annually). We will get:

  1. Monthly SIP:

    • Monthly Investment: ₹1000

    • Duration: 2 years

    • Expected Annual Rate of Return: 16%

    • Fund Type: Small Cap

    • Total Investment: ₹24 K

    • Total Returns: ₹4.12 K

    • Total Corpus: ₹28.12 K

  2. Yearly SIP:

    If you invest 12 K yearly for 2 years , you will get:

    • Yearly Investment: ₹12 K

    • Duration: 2 years

    • Expected Annual Rate of Return: 16%

    • Fund Type: Small Cap

    • Total Investment: ₹24 K

    • Total Returns: ₹6.07 K

    • Total Corpus: ₹30.07 K

  3. Lumpsum Investment:

    • Lumpsum Investment = ₹24 K

    • Duration: 2 years

    • Expected Annual Rate of Return: 16%

    • Fund Type: Small Cap

    • Total Investment: ₹24 K

    • Total Returns: ₹8.29 K

    • Total Corpus: ₹32.29 K

I want to invest Pro Tip
Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth
/Month
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
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Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
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Total Wealth ₹1.03 Cr
Start Investing
I want to save
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
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Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
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Monthly Investment ₹22.4 L
Start Investing

Mid-Cap Investment (14% Annual Return)

Using the SIP calculator and assuming return of 14% (annually). We will get:

  1. Monthly SIP:

    • Monthly Investment: ₹1000

    • Duration: 2 years

    • Expected Annual Rate of Return: 14%

    • Fund Type: Mid Cap

    • Total Investment: ₹24 K

    • Total Returns: ₹3.59 K

    • Total Corpus: ₹27.59 K

  2. Yearly SIP:

    If you invest 12 K lumpsum for 2 years , you will get:

    • Yearly Investment: ₹12 K

    • Duration: 2 years

    • Expected Annual Rate of Return: 14%

    • Fund Type: Mid Cap

    • Total Investment: ₹24 K

    • Total Returns: ₹5.28 K

    • Total Corpus: ₹29.28 K

  3. Lumpsum Investment:

    • Total Investment = ₹24 K

    • Duration: 2 years

    • Expected Annual Rate of Return: 14%

    • Fund Type: Mid Cap

    • Total Investment: ₹24 K

    • Total Returns: ₹7.19 K

    • Total Corpus: ₹31.19 K

Large Cap Investment (12% Annual Return)

Using the SIP calculator and assuming return of 12% (annually). We will get:

  1. Monthly SIP:

    • Monthly: ₹1000

    • Duration: 2 years

    • Expected Annual Rate of Return: 12%

    • Fund Type: Large Cap

    • Investment: ₹24 K

    • Returns: ₹3.06 K

    • Total Corpus: ₹27.06 K

  2. Yearly SIP:

    If you invest 12 K lumpsum for 2 years , you will get:

    • Investment: ₹24 K

    • Duration: 2 years

    • Expected Annual Rate of Return: 12%

    • Fund Type: Large Cap

    • Total Investment: ₹24 K

    • Returns: ₹4.49 K

    • Total Corpus: ₹28.49 K

  3. Lumpsum Investment:

    • Total Investment = ₹24 K

    • Duration: 2 years

    • Expected Annual Rate of Return: 12%

    • Fund Type: Large Cap

    • Total Investment: ₹24 K

    • Total Returns: ₹6.11 K

    • Total Corpus: ₹30.11 K

Calculate your SIP

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FAQs

  • What is the total amount I will invest in 2 years with a ₹1000 monthly SIP?

    If you will invest monthly 1000 sip for 2 years :

    Amount = 1000

    Investment Duration = 2 years

    Total corpus will be ₹1000 × 12 months × 2 years = ₹24 K

    The magic happens through compounding and long-term growth, turning this into much higher values depending on the fund type and returns.

  • How does the final corpus differ between small cap, mid cap, and large cap funds?

    Assuming average returns:

    Small Cap Fund (16%): Final corpus = ₹28.12 K

    Mid Cap Fund (14%): Final corpus = ₹27.59 K

    Large Cap Fund (12%): Final corpus = ₹27.06 K

    These examples show how even a small change in return percentage can make a big difference over 2 years .

  • How much profit will I actually make from a 1000 monthly SIP for 2 years ?

    Subtracting your total investment of ₹24 K:

    Small Cap: Profit ~₹28.12 K - ₹24 K = ₹4.12 K

    Mid Cap: Profit ~₹27.59 K - ₹24 K = ₹3.59 K

    Large Cap: Profit ~₹27.06 K - ₹24 K = ₹3.06 K

  • How much can I expect to earn if I invest ₹1000 per month for 2 years ?

    The return depends on the type of fund and the expected annual return:

    Small Cap (16%): ~₹28.12 K

    Mid Cap (14%): ~₹27.59 K

    Large Cap (12%): ~₹27.06 K

    These are estimates and actual returns can vary based on market conditions.

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