Max Term Plan For Housewives

Max Life Term Insurance plan for housewife is a type of life insurance plan that offers a guaranteed payout to the family of the housewife in case of an unforeseen event with the housewife. This guaranteed amount is offered against premium payment made by the life assured. Max Term plan is the safest option for a housewife if you want to buy a term insurance plan. 

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15 lakh Families Secured
₹13,50,000 Crore of Life Cover Assured
Customer Rating rating 4.8++4 Reviews
₹1 Crore Life cover starting from ₹478/month+
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Note: Know more about what is term insurance first before reading this article.

It offers you better returns at low premium rates. Let’s understand in detail Max term plan for housewife:

one crore term plan
plus

Term Plans

₹1
Crore

Life Cover

@ Starting from ₹ 13/day+

₹50
LAKH

Life Cover

@ Starting from ₹ 8/day+

₹75
LAKH

Life Cover

@ Starting from ₹ 12/day+

Why Should You Consider Buying Max Term Plan for Housewife?

Axis Max Life Insurance Company Limited, a leader in the insurance industry, is a joint venture between Max India Limited and Mitsui Sumitomo Insurance Company Limited. The company offers a wide variety of term plans that promise to fulfill the customer’s requirement on a go. With a Max-term plan for housewives, you can help your loved ones emotionally and financially in your absence. The payout from this plan can be used to maintain the household and to help in the child’s education and well-being.

Max Life Smart Secure Plus, offered by the insurer provides better options for housewives such as the premium amounts are comparatively lower for female lives as compared to men. The entry age of a term insurance plan is from 18 years to 65 years.

The following are the points that make Max term insurance plan for housewife a better option:

  • Financial protection: Max term insurance plan provides financial security to your loved ones and helps them to pay for long- and short-term future goals

  • Buy online: You can purchase the Max life term plan online in a couple of minutes without any hassles

  • Secures your child’s future: The Max term insurance plan for housewife offers benefits for the well-being of her children, enabling her to guarantee the bright future of their children without having any financial burden.

  • Low premium: Premium discounts for female lives and non-smokers

  • Flexibility to pay a premium: The option to pay premium amounts as per your convenience i.e. annually, semi-annually, quarterly, and monthly premiums payment modes are available.

  • Long cover tenure: Choose your own desired policy tenure with coverage available till 85 years of age.

  • Death benefit options: This option allows you to choose from multiple options to make sure that the sum assured is sufficient even in the long run.

  • Premium Break: Once the plan is in effect for 10 years, you can take a premium break or a premium holiday from paying the premium.

  • Special exit value: You get a one-time option to exit the plan with an exiting benefit of the return of premiums.

  • Sum Assured Top-up: You can enhance the sum assured anytime during the policy term with this feature.

one crore term plan

Secure Your Family Future Today

₹1 CRORE

Term Plan Starting @

Get an online discount of upto 15%#

Compare 40+ plans from 15 Insurers

+Standard T&C Applied

How to Buy a Max Term Insurance Plan for Housewife from Policybazaar?

Policybazaar offers you the option to find and compare different term insurance plans from 15 insurance companies in a couple of minutes. It also offers dedicated claim assistance.

Here is a step-to-step guide to buy a term insurance plan from Policybazaar:

Step 1: Visit the Term Insurance Plan for Housewife Form

Step 2: Fill in all the required details like name, contact number, and date of birth. Then, click on ‘View Plans’.

Step 3: Answer the basic questions about occupation type, annual income, educational qualification, and smoking habits.

Step 4: After submitting all this information, a list of all available term insurance plans for housewives will be displayed

Step 5: Select the Max Life Term insurance using the filter option

Step 6: Then, proceed to pay if the plan suits your requirements.

Note: It is suggested to calculate the term plan premium on the term insurance calculator online tool by Policybazaar before buying.

Wrapping It Up!

Max Term insurance plans should be purchased by an individual who is looking out for financial security and stability. So, if you are a housewife, and thinking of buying a term insurance plan, then always make sure to compare various plans offered by different insurers. One should always be aware of the key features, benefits, and terms and conditions of the policy. Investing in term insurance is a smart decision for a housewife.

Note: Check all the best term insurance plan in India.

Note: You should also check the benefits of term life insurance if you are planning to purchase the term insurance plan.

Premium By Age

˜The insurers/plans mentioned are arranged in order of highest to lowest Sum Assured(SA) offered by Policybazaar’s insurer partners offering term insurance plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI.

Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in

Rs. 400/month is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

Rs. 400/month (Rs.13/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 230 is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

+Rs. 8/day is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

+Rs. 12/day is starting price for a 75 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

+Rs. 497/month is starting price for a 1.5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 487/month is starting price for a 2 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 626/month is starting price for a 3 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 905/month is starting price for a 5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 1,267/month is starting price for a 7 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

*The full refund of premium is available on availing the one-time option of refund of premium. Total premium paid for policy (paid for add-ons) will be the special exit value, payable on availing the one-time option of refund of premium if you wish to completely exit the policy.

+Rs. 447/month is starting price for a 1 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs.679/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 910/month is starting price for a 3 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 1,374/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 1,924month is starting price for a 7 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

Women

+Rs. 400/month is Starting price for a 1 crore term life insurance for an 18 year-old Female, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

Rs. 461/month is the starting price for a 1 crore term life insurance for an 24 year-old female, non-smoker, with no pre-existing diseases, cover upto 54 years of age.

1,642/month is the starting price for a 1 crore term life insurance for an 44 year-old female, non-smoker, with no pre-existing diseases, cover upto 74 years of age.

Prices offered by the insurer are as per the approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.| Policybazaar Insurance Brokers Private Limited

We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881

For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale

Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 | Registration No. 742, Valid till 09/06/2027, License category- Composite Broker Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.

© Copyright 2008-2025 policybazaar.com. All Rights Reserved

˜ Policybazaar Promise reflects the guarantee offered by insurers. Price assurance is based on certifications shared by insurers with us.



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Max Term Plan For Housewives Reviews & Ratings

4.3 / 5 (Based on 99 Reviews)
(Showing Newest 10 reviews)
Eca
Telangana, July 22, 2024
At Policybazaar
At PB website I ended up purchasing a term life insurance policy that I am very happy with.
Sundar
Jharkhand, July 22, 2024
Reliable Term Insurance
I highly recommend PolicyBazaar to anyone looking for reliable insurance options.
Pratap
Maharashtra, July 22, 2024
Recommendable PB
Highly recommend PolicyBazaar for insurance needs.
Aamir
Chhattisgarh, July 22, 2024
Easy and Hassle Free Process
As a busy professional, I needed a quick and hassle-free solution. Policybazaar helped me find Bajaj Allianzs Smart Protect Goal plan. The high coverage and low premium were impressive, and the process was incredibly smooth and straightforward.
Bablu
Gujarat, July 22, 2024
Secure and Affordable
HDFC Click 2 Protect Super Term Plan offered me high coverage at an affordable price. As someone who recently started a small business, this plan ensures my family is protected without straining my finances.
Akash
Maharashtra, July 22, 2024
Easy and Simple
Easy and simple platform on Policybazaar helped me pick Tata AIA for its comprehensive coverage.
Nitin
Haryana, July 22, 2024
Secure and Clear
Secure and clear coverage for my family with ICICI Prudential via Policybazaar. Its comforting to know they are protected.
Silender
Punjab, July 22, 2024
Fast and Reliable
Fast and reliable service from Policybazaar helped me select Bajaj Allianz without any delays.
Yogita
West Bengal, July 22, 2024
Time Saving
Saved a lot of time with Policybazaar. Chose Bajaj Allianz quickly and easily.
Manoj
Gujarat, July 22, 2024
Helpful Guidance
Policybazaars guidance led me to the best term insurance plan from Bajaj Allianz.
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