Group Health Insurance for Automobile Industry

Group health insurance for automobile industry covers the unforeseen incurred medical expenses of the employees working for an automobile company. The insurance plan provides coverage to the employee during their employment with the company.

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Whom do you want to insure?

  • Employee, spouse & kids

  • Employee only

Importance of Group Health Insurance Cover for Automobile Industry

Be it two-wheelers, four-wheelers, trucks, etc. automobile industry plays a huge role in creating our day to day life easier. Whether it is about traveling from one place to another or transportation of goods, automobile industry build all kinds of vehicles to meet the customer requirements. However, there are several risk involved while building a vehicle and the workers are prone to those risks.

This is where group health insurance for automobile industry steps in. This insurance policy provides financial coverage to the employees in case they get injured during the course of their employment and the insurance plan provides them financial coverage for the expenses incurred in the treatment.

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Who do you want to insure?

  • Employees
  • Employees & their family
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Minimum lives should be 7

  • 1 Lakh
  • 2 Lakh
  • 3 Lakh
  • 4 Lakh
  • 5 Lakh

Include maternity coverage

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(Excluding GST)

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  • 11:00am - 12:00pm
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Our experts will reach out to you on 4th June between 2:00 PM - 3:00 PM

Group Medical Insurance Coverage for Automobile Industry

Group health insurance for Automobile companies provides coverage for the following:

  • Pre-existing diseases covered from 1st day of joining the company
  • Pre and post hospitalisation charges are covered
  • Doctor’s fee covered
  • New born child of the insured is covered from the 1st day of delivery.
  • Maternity coverage
  • Domiciliary charges as well as day care treatment expenses are covered
  • Room rent expenses are covered
  • Medical tests such as chemotherapy, radiotherapy, etc. are covered
  • Extended cover for supplies such as oxygen, drugs, medicines are covered

Group Health Plan for Automobile Industry does not Cover

Group health insurance for Automobile firms does not provide coverage for the following:

  • Non-allopathic treatments like Homeopathy or Ayurveda are not covered
  • Health-related complications due to overdose of alcohol or drugs is not covered
  • Expenses incurred due to diseases like AIDS are not covered
  • Policy does not cover congenital diseases
  • Several insurance companies do not cover parents

Group Medical Insurance for Automobile Industry: Claiming Process

To raise cashless claim through Third-party Administrator, follow the steps mentioned below:

  • Once you reach hospital, find TPA desk and fill in the form
  • TPA will inform the insurer for pre-approval
  • Insurance company will send the approval along with the initial amount to be paid by insured
  • Post treatment the insurance company pays the amount as per terms and conditions

In case of re-Imbursement, follow the steps mentioned below:

  • Inform the insurer about hospitalisation within 24 hours
  • Keep all the required documents handy
  • Insurance company will process the claim after the submission of claim form along with the required documents
  • Provide a cancelled cheque to get the claim amount
  • Insurer settles the claim within 15 days

Group Health Cover for Automobile Industry: Required Documents

Keep the following documents ready to submit along with the claim form:

  • Claim form
  • Doctor’s prescription
  • FIR, if any
  • Cash memo
  • Hospital bills
  • Discharge summary with listed treatments
  • Any other required documents asked by insurer

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Group Health Insurance Premium Calculator

Who do you want to insure?

  • Employees
  • Employees & their family
icon

Minimum lives should be 7

  • 1 Lakh
  • 2 Lakh
  • 3 Lakh
  • 4 Lakh
  • 5 Lakh

Include maternity coverage

Premium starts from

(Excluding GST)

Let's find the right plan for you

Speak to our experts to get the right plan for your company's needs

icon Expert advice made easy icon
  • Date
  • Time

When do you want a call back?

  • Today
  • Tomorrow
  • 29 May
  • 30 May
  • 31 May
  • 01 Jun
  • 02 Jun

What will be the suitable time?

  • 11:00am - 12:00pm
  • 12:00pm - 01:00pm
  • 01:00pm - 02:00pm
  • 02:00pm - 03:00pm
  • 03:00pm - 04:00pm
  • 04:00pm - 05:00pm
  • 05:00pm - 06:00pm

Tell us the number you want us to call on

Your privacy matters. We won't spam you

Call scheduled successfully!

Our experts will reach out to you on 4th June between 2:00 PM - 3:00 PM

Written By: PolicyBazaar - Updated: 21 September 2023

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  • 05:00pm - 06:00pm

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Policybazaar for Business - Group Health Insurance - Customer Reviews
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4.4/5
Based on 189 reviews
4.4
out of 5
Based on 189 reviews
38 users
136 users
15 users
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3.8 April 09, 2023
Mansi
Excellent Support
It was easy to buy insurance from PolicyBazaar website and customer support was also amazing to clear all the doubts.Thankyou. Highly worth it.
Dehradun
4.3 April 01, 2023
Mahesh
Necessary Investment
It is a good and necessary investment. Thanks PB.
Lucknow
4.3 March 24, 2023
Surya
Provides Satisfactory Results
I purchased Group health insurance at policybazaar recently and i am so much satisfied with the plan. The application process was smooth and efficient, making the typically tedious task of getting insurance surprisingly hassle-free.Thanks PB.
Bareilly
3.8 March 16, 2023
Naveen
Helpful In Making Decisions
When it came to selcting the right Group Health Insurance, Policybazaar offered an impressive range of options from reputable insurers. I appreciated the comprehensive details avalable for each policy which helped me to take the better decisions. Thankyou.
Delhi
4.3 March 15, 2023
Rajesh
Increases Clients Expectations
I recently had the pleasure of securing a Group Health Insurance policy throug PolicyBazaar and I must say the Entire process exceeded my expectations! From start to finish, their service werw great. Thankyou.
Delhi
3.8 March 02, 2023
Ravi
Great Experience
I got great deals on PolicyBazaar website. Highly recommend.
Pune
4.3 February 17, 2023
Diljeet
Excellent Purchase
It was a excellent purchase at PolicyBazaaar. Thankyou team.
Coimbatore
4.3 February 04, 2023
Satya
Prompt Services
Policybazaar's efficient claims process was impressive. In case of any medical emergencies, my employees were able to get their claims settled swiftly, allowing them to focus on their health and recovery without worrying about financial aspects.Thankyou
Chennai
4.3 January 22, 2023
Abhishek
Budget Friendly Purchase
Thankyou PolicyBazaar for providing such a great plan at affordable premium rates. It was a budget-freindly purchase.
Delhi
4.3 January 09, 2023
Abhash
Multiple Range Of Benefits
I purchased Group health Insurance which offered me plans with affordable rates Thankyou PB.
Pune