ICICI Pru 5 Crore Term Insurance for NRI

ICICI Prudential Life Insurance offers high-value term insurance options that cater to the needs of Non-Resident Indians (NRIs). A ₹5 crore ICICI Pru term insurance plan is designed to provide robust financial protection for your family in the event of an unfortunate situation. This level of coverage ensures that your loved ones can maintain financial stability, manage liabilities, and plan for future goals, even if you are living abroad in countries such as the UAE, UK, USA, or elsewhere.

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5.3 Crore Policies Sold

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₹2 Crore Life cover starting from

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Why Choose an ICICI Pru 5 Crore Term Insurance for NRI?

An ICICI Pru 5 crore term insurance is useful for NRIs with significant financial responsibilities. Here is why NRIs in the UAE should buy term insurance from India:

Comprehensive Financial Security: A ₹5 crore term insurance policy by ICICI Pru term insurance helps your family manage ongoing living expenses and maintain their lifestyle even in your absence.
Debt Protection: This coverage safeguards your family against large financial liabilities such as home loans, business loans, or other personal borrowings.
Future Planning: It ensures that important long-term goals, such as your children’s education or other financial commitments, are not disrupted in the event of an unforeseen death.
Affordable Premiums: Despite offering high coverage, term insurance premiums remain cost-effective, providing significant financial protection without a heavy burden on your budget.
Global Coverage: NRIs can benefit from worldwide protection under this term insurance for NRI, subject to the terms and conditions specified by the insurer.

Term Plans

₹1
Crore

Life Cover

@ Starting from ₹ 13/day⁺

₹50
LAKH

Life Cover

@ Starting from ₹ 8/day⁺

₹75
LAKH

Life Cover

@ Starting from ₹ 12/day⁺

What are the Benefits of ICICI Pru 5 Crore Term Insurance for NRI?

Here are the benefits of buying ICICI Prudential 5 Crore Term insurance for NRI:

Financial Security Across Borders: Your family, whether residing in India or abroad, will have access to the claim settlement benefits, ensuring financial protection even when you are overseas.

Ease of Premium Payment: Premiums can be conveniently paid using international credit or debit cards, net banking, or through NRE bank accounts, making it simple for NRIs to maintain their policy.

Tax Benefits: Premiums paid towards the term insurance are eligible for deductions under Section 80C of the Income Tax Act, and the claim payouts are tax-exempt under Section 10(10D), subject to prevailing laws.

Simple Claim Settlement Process: ICICI Prudential life insurance has a strong claim settlement record, providing a smooth and reliable process to support your family during a difficult time.

Flexibility in Policy Management: NRIs can easily manage and monitor their policy online from anywhere in the world, offering convenience and peace of mind.

Secure Your Family Future Today

₹1 CRORE

Term Plan Starting @

Get an online discount of upto 15%^#

Compare 40+ plans from 15 Insurers

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Key Features of ICICI Pru 5 Crore Term Insurance for NRI

Here are the key features of ICICI Pru 5 Crore term insurance for NRI:

High Coverage at Affordable Cost: This policy provides substantial financial protection for your family without requiring excessively high premiums.
Flexibility in Payout Options: Policyholders can choose to receive the death benefit as a lump sum, monthly income, or a combination of both, depending on their family’s needs.
Worldwide Validity: The coverage remains active regardless of the country you reside in, ensuring protection for NRIs across the globe.
Customisable Riders: You can enhance your policy by adding riders such as critical illness, accidental death, or disability cover to meet your specific protection requirements.
Ease of Purchase: The policy can be conveniently purchased online from abroad, allowing NRIs to secure coverage with minimal hassle.

How NRIs Can Buy ICICI Pru 5 Crore Term Plan for NRI?

NRIs can buy ICICI Pru 5 Crore term insurance plans online in the following way:

Step 1: Visit the term insurance for NRI page of Policybazaar

Step 2: Fill in your name, gender, and contact information

Step 3: Select your smoking habits, occupation type, annual income, and educational qualifications

Step 4: Choose the right ICICI Pru 5 Crore term insurance for NRI and proceed to pay

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Term Life Insurance For NRIs in Abu Dhabi

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List of Term Life Insurance for NRI in USA

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Why NRIs in UAE Should Buy Term Insurance Plans from India?

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Final Thoughts

ICICI Pru 5 Crore Term Insurance for NRIs is an ideal solution for individuals looking to secure their family’s future. With global coverage, flexible payout options, and strong claim support, this plan provides peace of mind whether you are based in the UAE or any other country. By opting for such a high-value plan, NRIs can ensure that their family is financially stable and prepared for life’s uncertainties.

FAQ's

Q: Who is eligible to buy ICICI Pru 5 Crore Term Insurance as an NRI?

Ans: NRIs aged between 18 and 65 years, who meet the health and residency requirements specified by ICICI Prudential Life Insurance, are eligible to purchase this policy.
Q: Can I pay my premiums from outside India?

Ans: Yes, NRIs can pay premiums through international credit or debit cards, net banking, or NRE/NRO bank accounts, making it convenient to maintain coverage while living abroad.
Q: Is the ICICI Pru 5 Crore Term Insurance coverage valid worldwide?

Ans: Yes, the ICICI Pru 5 Crore Term Insurance policy provides global coverage. Your family will be eligible for claim settlement regardless of your country of residence, subject to the terms and conditions of the policy.
Q: Can I customize my ICICI Pru 5 Crore Term Insurance plan?

Ans: Yes, the ICICI Pru 5 Crore Term Insurance policy offers flexibility through optional riders, such as critical illness, accidental death, and disability cover. You can choose the riders that best suit your needs to enhance protection for your family.
Q: How can my family claim the benefit in case of my unfortunate demise?

Ans: ICICI Prudential Life Insurance offers a simple and reliable claim settlement process. Your family can submit the required documents online or offline, and the insurer will process the claim efficiently to provide financial support when needed.

˜The insurers/plans mentioned are arranged in order of highest to lowest Sum Assured(SA) offered by Policybazaar’s insurer partners offering term insurance plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI.

Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in

Rs. 400/month is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

Rs. 400/month (Rs.13/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 230 is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

+Rs. 8/day is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

+Rs. 12/day is starting price for a 75 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

+Rs. 497/month is starting price for a 1.5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 487/month is starting price for a 2 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 626/month is starting price for a 3 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 905/month is starting price for a 5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 1,267/month is starting price for a 7 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

*The full refund of premium is available on availing the one-time option of refund of premium. Total premium paid for policy (paid for add-ons) will be the special exit value, payable on availing the one-time option of refund of premium if you wish to completely exit the policy.

+Rs. 447/month is starting price for a 1 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs.679/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 910/month is starting price for a 3 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 1,374/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 1,924month is starting price for a 7 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

Women

+Rs. 400/month is Starting price for a 1 crore term life insurance for an 18 year-old Female, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

Rs. 461/month is the starting price for a 1 crore term life insurance for an 24 year-old female, non-smoker, with no pre-existing diseases, cover upto 54 years of age.

1,642/month is the starting price for a 1 crore term life insurance for an 44 year-old female, non-smoker, with no pre-existing diseases, cover upto 74 years of age.

Prices offered by the insurer are as per the approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.| Policybazaar Insurance Brokers Private Limited

We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881

For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale

Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 | Registration No. 742, Valid till 09/06/2027, License category- Composite Broker Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.

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