Slice Small Finance Bank FD Interest Rates 2026

What is the Slice Small Finance Bank Fixed Deposit?

A Slice Small Finance Bank Fixed Deposit is a term deposit where a fixed amount is placed with the bank for a specified duration at a predetermined FD interest rate. The bank offers both callable and non-callable fixed deposit options. The minimum amount required to open a fixed deposit is ₹1,000. Interest can be earned either at maturity under the cumulative option or at regular quarterly intervals under the non-cumulative option.

Key Benefits of Slice Small Finance Bank FD

You can access several key features when you open a Slice Small Finance Bank FD. Some of them are listed below:

• Premature Withdrawal: Slice Small Finance Bank premature withdrawal is for the callable fixed deposits. However, a 1% penalty is applied to the interest rate applicable to the actual deposit tenure. Non-callable deposits are not eligible for premature withdrawal.
• Loan Against Fixed Deposit: Slice Small Finance Bank loan against FD offers up to 80% of the total fixed deposit amount, allowing depositors to access funds without opting for premature withdrawal.
• Doorstep Banking Facility: Slice Small Finance Bank provides doorstep banking for eligible customers such as senior citizens and persons with disabilities, allowing them to open and manage fixed deposits from home, depending on location and service availability.
• Supports Small Businesses and Jobs: When you open a Fixed Deposit with Slice Small Finance Bank, your money helps support small businesses and job creation. The bank allocates 75% of its credit to priority sectors, such as microenterprises and income-generating activities.
• Auto Renewal Facility: Slice Small Finance Bank Fixed Deposits are automatically renewed for the same tenure at the interest rate applicable on the maturity date, unless the depositor gives other instructions.
• Sweep-in and Sweep-out Facility: Slice Small Finance Bank offers a Sweep-in and Sweep-out facility through its Flexi-Fixed Deposit Scheme. Under the Sweep-in feature, surplus funds from the linked account are automatically transferred into a fixed deposit to earn higher interest.
• DICGC Insurance:  Slice Bank deposits are insured under DICGC insurance (up to ₹5 lakhs), offering a secure environment for your wealth. With Slice, you gain the confidence of earning industry-leading FD rates backed by the highest standards of safety and reliability.

Slice Small Finance Bank FD Interest Rates

Below is a tabular overview of Slice Small Finance FD rates across different tenures and deposit categories.

FD Rates for deposits up to 3 crore (Callable)

*Slice Small Finance Bank FD interest rates w.e.f. September 17, 2025

Non- Callable FD Rates For 1cr to 3cr

*Slice Small Finance Bank FD interest rates w.e.f. 17th September 2025

Note: Always check which Bank has the highest FD rate before investing.

How to Open a Slice Small Finance Bank Fixed Deposit?

You can open a Slice Small Finance Bank Fixed Deposit through both online and offline methods:

1. Online Method

   • Visit the official website: www.nesfb.com
   • Log in to your internet banking account.
   • Go to the “Deposits” or “Fixed Deposit” section.
   • Choose the FD type, enter the deposit amount, tenure, and interest payout mode.
   • Select the savings account to fund the FD.
   • Review and submit the request. A confirmation and FD receipt will be issued.

2. Offline Method

   • Visit the nearest Slice Small Finance Bank branch.
   • Fill out the Fixed Deposit application form.
   • Provide necessary documents (ID proof, address proof, and passport-size photo if required).
   • Choose the deposit amount, tenure, and payout option.
   • Submit the form and the deposit amount via cheque, cash, or account transfer.
   • Collect the FD receipt from the branch.

Documents Required for Slice Small Finance Bank FD

To open a Fixed Deposit with Slice Small Finance Bank, you need to provide the following documents:

• Identity Proof: Any one of the following: PAN card, Aadhaar card, Passport, Voter ID, or Driving Licence.
• Address Proof: Aadhaar card, Passport, recent utility bill (not older than 3 months), or Driving Licence.
• Photograph: One recent passport-size colour photograph is required.
• Age Proof (for Senior Citizens): Document showing date of birth, if not already included in the ID or address proof, to avail senior citizen interest benefits.
• Additional Documents (for Non-Individuals or Joint Accounts): Partnership deed, board resolution, or authorisation letter, as applicable.

Taxation on Slice Small Finance Bank FD Interest

Interest earned from Fixed Deposits with Slice Small Finance Bank is taxable under the “Income from Other Sources” category. It is taxed according to the depositor’s applicable income tax slab. In line with Section 194A of the Income Tax Act, the bank deducts TDS at 10% if the total interest in a financial year crosses ₹50,000 for regular individuals and ₹1,00,000 for senior citizens. You must submit your PAN card to ensure that TDS is deducted at the correct rate. If PAN is not provided, TDS will be deducted at a higher rate of 20%. 

Key Takeaways

Slice Small Finance Bank fixed deposit range with tenures from 7 days to 10 years, featuring competitive interest rates and both callable and non-callable options. Slice Small Finance Bank Credit Card Against FD, a secured credit card that provides an instant credit limit without a prior credit history and continues to earn a high FD interest rate. A key benefit of liquidity management is the FD premature withdrawal facility, which allows customers to access their funds before maturity in emergencies. Additional features like a loan facility of up to 80%, auto-renewal, and sweep-in/sweep-out services ensure that your savings remain both productive and accessible.