Bajaj Finance FD Interest Rates

A Fixed Deposit or FD is a safe investment option that helps investors to multiply their savings. The Bajaj Finance Fixed Deposits offers up to 6.50% FD interest rates for regular depositors and up to 6.75% FD interest rates for senior citizens.
Investing in a Bajaj Finance Fixed Deposit is simple and quick. It is an end-to-end paperless online process that you can access anytime from the comfort of your home. You can also open it offline by walking into your nearest branch of the Bajaj Finserv and follow the process.

Read more
Best Investment Plans
  • Save upto ₹46,800 in tax under Sec 80C

  • Inbuilt Life Cover

  • Tax Free Returns Unlike FD+

Buy Online & Get upto 4% extra#
Get Guaranteed returns upto 7.5%*
Invest in 100% Guaranteed Return Plans with Tax benefits under sec 80C & No Tax on returns*
+91
Secure
We don’t spam
View Plans
Please wait. We Are Processing..
Your personal information is secure with us
Plans available only for people of Indian origin By clicking on "View Plans" you agree to our Privacy Policy and Terms of use #For a 55 year on investment of 20Lacs Tax benefit is subject to changes in tax laws
Get Updates on WhatsApp

Eligibility

The following are the eligibility criteria for opening a Bajaj Finance Fixed Deposit account:

  • A resident Indian citizen or NRI or OCI, or PIO can open an FD account in Bajaj Finance
  • Hindu Undivided Family (HUF) is eligible to open an FD account
  • Clubs, associations, and societies are eligible to open an FD account
  • Family trusts are eligible to open an FD account
  • Sole proprietorships, partnership firms, and companies including group companies can also open an FD account

Documents Required

The following documents must be submitted to complete the application process:

  • For individuals, the documents required to open a Bajaj Finance FD account are:
    • Passport size photograph of the investor
    • PAN card
    • approved ID documents like Aadhaar card, Driving License, Voter ID, and Passport
  • For Public or Private Limited Company, the required documents are:
    • Certificate of incorporation or registration
    • Memorandum and articles of association
    • Board resolution for opening an account
    • Company PAN
    • Latest electricity bill or telephone bill or bank account statement.
    • KYC of the authorized signatories.
  • For a partnership firm, the required documents are:
    • Certificate of registration
    • PAN
    • Partnership deed
    • KYC of the authorized signatories.
  • For Hindu Undivided Family or HUF, the required documents are:
    • PAN
    • Hindu Undivided Family (HUF) deed and declaration
    • KYC of Karta
  • For Statutory Board or Local Authorities, the required documents are:
    • Copy the permission to invest granted by the Government Authority or respective Ministry
    • Certificate of incorporation or registration
    • PAN Card
    • Latest electricity bill or telephone bill or bank account statement.
    • KYC of the authorized signatories.
  • For Registered societies, the required documents are:
    • Certificate of incorporation or registration
    • Board resolution for the investment
    • PAN Card
    • Latest electricity bill or telephone bill or bank account statement
    • KYC of the authorized signatories

People also read: Bajaj Small Cap Quality Index Fund

Benefits of a Bajaj Finance Fixed Deposit

The benefits of investing in a Bajaj Finance FD are:

  • Financial Planning: An FD is a low-risk, safe instrument for investors to deposit their money and earn interest. This compounding helps the investors to plan their future financial and future goals in their life.
  • Beating Inflation: Bajaj provides an FD interest rate of up to 6.75%. The compounding helps in beating inflation.
  • Online Process: Bajaj Finance Limited provides an effortless and fast process of online FD account opening.
  • Systematic Deposit Plan: Systematic Deposit Plan or SDP is a monthly saving option to make small systematic monthly deposits. The rate of interest prevailing on the date of depositing the principal is offered for its term.

Allahabad Bank FD Interest Rates

Allahabad Bank FD Interest Rates

Andhra Bank FD Interest Rates

Andhra Bank FD Interest Rates

Assam Gramin Vikash Bank FD Interest Rates

Assam Gramin Vikash Bank FD Interest Rates

AU Small Finance Bank FD Interest Rates

AU Small Finance Bank FD Interest Rates

Axis Bank FD Rates

Axis Bank FD Rates

Bandhan Bank FD Interest Rates

Bandhan Bank FD Interest Rates

Bangiya Gramin Vikash Bank FD Interest Rates

Bangiya Gramin Vikash Bank FD Interest Rates

Bank of Baroda FD Interest Rates

Bank of Baroda FD Interest Rates

Bank of Ceylon FD Interest Rates

Bank of Ceylon FD Interest Rates

Bank of India FD Interest Rates

Bank of India FD Interest Rates

Bank of Maharashtra FD Interest Rates

Bank of Maharashtra FD Interest Rates

Baroda Gujarat Gramin Bank FD Interest Rates

Baroda Gujarat Gramin Bank FD Interest Rates

Canara Bank FD Interest Rates

Canara Bank FD Interest Rates

Capital Small Finance Bank FD Interest Rates

Capital Small Finance Bank FD Interest Rates

Central Bank of India FD Interest Rates

Central Bank of India FD Interest Rates

Citibank FD Interest Rates

Citibank FD Interest Rates

City Union Bank FD Interest Rates

City Union Bank FD Interest Rates

Corporation Bank FD Interest Rates

Corporation Bank FD Interest Rates

Dakshin Bihar Gramin Bank FD Interest Rates

Dakshin Bihar Gramin Bank FD Interest Rates

DBS Bank FD Interest Rates

DBS Bank FD Interest Rates

Dena Bank FD Interest Rates

Dena Bank FD Interest Rates

Dhanlaxmi Bank FD Interest Rates

Dhanlaxmi Bank FD Interest Rates

Equitas Small Finance Bank FD Interest Rates

Equitas Small Finance Bank FD Interest Rates

ESAF Small Finance Bank FD Interest Rates

ESAF Small Finance Bank FD Interest Rates

HDFC Bank FD Interest Rates

HDFC Bank FD Interest Rates

HSBC FD Interest Rates

HSBC FD Interest Rates

ICICI Bank FD Interest Rates

ICICI Bank FD Interest Rates

IDBI Bank FD Interest Rates

IDBI Bank FD Interest Rates

IDFC First Bank FD Interest Rates

IDFC First Bank FD Interest Rates

Indian Bank FD Interest Rates

Indian Bank FD Interest Rates

Indian Overseas Bank FD Interest Rates

Indian Overseas Bank FD Interest Rates

IndusInd Bank FD Interest Rates

IndusInd Bank FD Interest Rates

Jana Small Finance Bank FD Interest Rates

Jana Small Finance Bank FD Interest Rates

Karnataka Bank FD Interest Rates

Karnataka Bank FD Interest Rates

Kerala Gramin Bank FD Interest Rates

Kerala Gramin Bank FD Interest Rates

Kotak Mahindra Bank FD Interest Rates

Kotak Mahindra Bank FD Interest Rates

Lakshmi Vilas Bank FD Interest Rates

Lakshmi Vilas Bank FD Interest Rates

Muthoot Capital

Muthoot Capital

Nainital Bank FD Interest Rates

Nainital Bank FD Interest Rates

Odisha Gramya Bank FD Interest Rates

Odisha Gramya Bank FD Interest Rates

Paschim Banga Gramin Bank FD Interest Rates

Paschim Banga Gramin Bank FD Interest Rates

Paytm Payments Bank FD Interest Rates

Paytm Payments Bank FD Interest Rates

PNB FD Interest Rates

PNB FD Interest Rates

Prathama UP Gramin Bank FD Interest Rates

Prathama UP Gramin Bank FD Interest Rates

RBL Bank FD Rates

RBL Bank FD Rates

Saurashtra Gramin Bank FD Interest Rates

Saurashtra Gramin Bank FD Interest Rates

SBI FD Interest Rates

SBI FD Interest Rates

Shriram Finance FD Interest Rates

Shriram Finance FD Interest Rates

State Bank of Hyderabad FD Interest Rates

State Bank of Hyderabad FD Interest Rates

State Bank of Mysore FD Interest Rates

State Bank of Mysore FD Interest Rates

State Bank of Travancore FD Interest Rates

State Bank of Travancore FD Interest Rates

Syndicate Bank FD Interest Rates

Syndicate Bank FD Interest Rates

Tamil Nadu Grama Bank FD Interest Rates

Tamil Nadu Grama Bank FD Interest Rates

Telangana Grameena Bank FD Interest Rates

Telangana Grameena Bank FD Interest Rates

Tripura Gramin Bank FD Interest Rates

Tripura Gramin Bank FD Interest Rates

UCO Bank FD Interest Rates

UCO Bank FD Interest Rates

Ujjivan Small Finance Bank FD Interest Rates

Ujjivan Small Finance Bank FD Interest Rates

Union Bank of India FD Interest Rates

Union Bank of India FD Interest Rates

Uttar Bihar Gramin Bank FD Interest Rates

Uttar Bihar Gramin Bank FD Interest Rates

Uttarakhand Gramin Bank FD Interest Rates

Uttarakhand Gramin Bank FD Interest Rates

Vijaya Bank FD Interest Rates

Vijaya Bank FD Interest Rates

Yes Bank FD Interest Rates

Yes Bank FD Interest Rates

Expand

How to Invest in a Bajaj Finance Fixed Deposit Account?

Bajaj Finance Limited company has two methods of FD account opening online and offline mode. They also accept deposits in three methods: offline, online, and systematic deposit plan (SDP).

Here’s how you can invest in the scheme: 

  • For the offline method, you have to visit any nearest Bajaj Finserv branch and submit the application form. A complete KYC must be done along with submitting a cheque. The account becomes functional once the process is complete. You can open a fixed deposit account or a systematic deposit plan account as per your requirement.
  • For the online method, you have to follow these steps:
    • Visit their official website.
    • Under products, click on ‘Fixed Deposit.’
    • You have to click on ‘Invest Now.’
    • You have to enter your mobile number and date of birth and verify the OTP to continue.
    • If you are an existing customer, you just have to enter the nominee’s details to continue. In case you are a new customer, complete the KYC process by PAN or Aadhar or by uploading documents.
    • Enter investment details such as investment amount, tenor, and interest payout type, and also provide your bank account details.
    • Now complete the payment. You can pay using Net Banking or UPI. However, you can only deposit up to Rs 1,00,000 through UPI.
  • For the online opening of a Systematic Deposit Plan (SDP) Account, you have to follow these steps:
    • Visit their official website.
    • Under products, click on ‘Fixed Deposit.’
    • You have to click on ‘Invest Now.’
    • You have to enter your mobile number and date of birth and verify the OTP to continue.
    • If you are an existing customer, you just have to enter the nominee’s details to continue. In case you are a new customer, then complete the KYC process by PAN or Aadhar or by uploading documents
    • Choose your preferred scheme and enter the investment details, such as deposit amount, deposit frequency, and tenor, with your bank account details. Also, select the auto-debit date for the systematic deposits. 
    • Now complete the payment. You can pay using Net Banking or UPI. However, you can only deposit up to Rs 1,00,000 with UPI.

FAQ's

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
+ Trad plans with a premium above 5 lakhs would be taxed as per applicable tax slabs post 31st march 2023

FD Calculator

Total Investment

₹500 ₹30L
Enter Total Investment

Rate of Interest (Yearly)

1% 15%
Rate of Interest (Yearly)

Time Period

1 Year 15 Years
Enter Time Period
Interest Earned
Maturity Amount

FD Rates articles

Recent Articles
Popular Articles
Monthly FD Interest on ₹1 Crore

15 Apr 2024

A Fixed Deposit (FD) scheme helps to earn monthly FD interest on
Read more
Monthly FD Interest on ₹50 Lakh

11 Apr 2024

This article will help you to explore the potential returns of
Read more
How to Make the Most of Your Fixed Deposits with a Fixed Deposit Calculator in 2024

08 Jan 2024

Fixed deposits, with their guaranteed returns and relative
Read more
Mistakes To Avoid While Choosing Corporate Fixed Deposit

08 Jan 2024

When it comes to choosing Corporate Fixed Deposits, steering
Read more
How Does an FD Calculator Help Select the Right FD Scheme in 2024?

08 Jan 2024

In 2024, the role of Fixed Deposit calculators becomes
Read more
Application for Withdrawal of Fixed Deposit
Fixed Deposits are the safest investment instruments. You invest the amount of your choice as the fixed deposit
Read more
Which Bank has the Highest Interest Rate for Fixed Deposit?
The Small Finance Banks offer the highest FD interest rates for a tenure between 7 days to 10 years. Unity Small
Read more
SBI Fixed Deposit Monthly Income Scheme
Fixed deposits are the safest investment vehicles for Indian financial planners. You can open a fixed deposit
Read more
Nominee Vs Legal Heirs for Fixed Deposits
Fixed deposits are a popular investment option for individuals who wish to earn a stable rate of interest on
Read more
SBI Fixed Deposit Double Scheme
The SBI Fixed Deposit Double Scheme is named Special Term Deposit to cater to investors looking to double their
Read more

top
Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL