Dakshin Bihar Gramin Bank FD Rates

Dakshin Bihar Gramin Bank has 1078 branches in the major 20 districts of Bihar. The Bank is sponsored by the Punjab National Bank (PNB). Dakshin Bihar Gramin Bank has turned into the largest RRB bank in Bihar with 200 business correspondence offering services.
The bank offers fixed deposits with better interest rates at major RRBs, which the rural citizens can avail themselves of with ease. The Bank offers fixed deposits to all its customers.

Read more
Best Investment Plans
  • Save upto ₹46,800 in tax under Sec 80C

  • Inbuilt Life Cover

  • Tax Free Returns Unlike FD

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

Buy Online & Get upto 4% extra#

Your Money is Safe, Secure & Guaranteed

Get higher Returns than Fixed Deposit along with Tax Benefits

+91
View Plans
Please wait. We Are Processing..
Plans available only for people of Indian origin By clicking on "View Plans" you agree to our Privacy Policy and Terms of use #For a 55 year on investment of 20Lacs #Discount offered by insurance company Tax benefit is subject to changes in tax laws
Get Updates on WhatsApp

Compare FD Interest Rates of Top Financial Institutions
BANKS GENERAL CITIZENS SENIOR CITIZEN
Axis Bank FD Rates 2.50% - 5.75% 2.50% - 6.50%
Bandhan Bank FD Rates 3.00% - 5.00% 3.75% - 5.75%
Bank of Baroda FD Rates 2.80% - 5.25% 3.30% - 6.25%
Bank of India FD Rates 2.85% - 5.05% 3.35% - 5.55%
Canara Bank FD Rates 2.90% - 5.40% 2.90% - 5.90%
Central Bank of India FD Rates 2.75% - 5.00% 2.90% - 3.25%
DBS Bank FD Rates 2.50% - 5.50% 3.50% - 6.00%
HDFC Bank FD Rates 2.50% - 5.60% 3.00% - 6.35%
IDFC Bank FD Rates 2.50% - 6.00% 3.00% - 6.50%
Indian Bank FD Rates 2.90% - 5.15% 3.40% - 5.65%
Indian Overseas Bank FD Rates 3.40% - 5.20% 3.90% - 5.70%
IndusInd Bank FD Rates 2.50% - 6.00% 3.00% - 6.50%
Punjab National Bank FD Rates 2.90% - 5.25% 3.50% - 5.75%
SBI FD Rates 5.30% - 5.40% 5.80% - 6.20%
UCO Bank FD Rates 2.55% - 5.05% 3.80% - 6.30%
Yes Bank FD Rates 3.25% - 6.25% 3.75% - 7.25%
Show More

Dakshin Bihar Gramin Bank FD Interest Rates 2021

As of the date of July 2021, the below mentioned are the FD Rates at Dakshin Bihar Gramin Bank:

Maturity period Interest rates(p.a)
30 days 3.75%
45 days 3.75%
60 days 4.75%
90 days 4.75%
120 days 4.75%
6 months 5.25%
12 months 5.25%
2 years  5.80%
3 years 5.80%
4 years 5.80%
5 years 5.80%
10 years 5.80%

*Interest rates are subject to changes. Tax may be levied as per the current IT Act.

Get Market Linked Returns Get Market Linked Returns

Features of Dakshin Bihar Gramin Bank Fixed Deposits

Once the future goal of the customer is planned, it becomes easier to choose the tenure and the required interest rates for the fixed deposit plan. A lump sum is paid in the initial stage in a fixed deposit, and later the customer can receive the interest rates till the tenure ends. 

Besides, customers can also use various features of fixed deposit schemes like:

  • Dakshin Bihar Gramin Bank FD rates are available for rural citizens with all the general features and facilities. 
  • A fixed deposit investment at the Dakshin Bihar Gramin Bank targets to provide strong financial support to the rural customers of the Bank. 
  • Even a minimum amount can open the fixed deposit investment with tenure of 7 days to a large sum leading to 10 years. 
  • A loan and overdraft facility is available for all customers with fixed deposits. They can avail this benefit anytime in need of funds. 
  • The FD account can be opened through online mediums, or the customers can visit the nearest Bihar Gramin bank branch, depending on their convenience.
  • One can renew the deposit after the maturity period is over. However, instructions on the renewal must be informed before the maturity date.
  • Customers can also apply for tax saving schemes for an amount up to Rs. 1,50,000. 
  • There are no limitations in terms of the maximum amount to be deposited. Customers can pay out monthly, quarterly, and yearly. 

Any query regarding these features and facilities during Fixed deposit tenure can be cleared by consulting the banking staff or officials.

About Dakshin Bihar Gramin Bank Fixed Deposit Interest Rate Calculator

Dakshin Bihar Gramin Bank Fixed Deposit calculator is an easy-to-use, hassle-free tool that helps in quick calculation of the maturity amount and the interest earned receivable at the end of the policy tenure. By entering some basic details, you can calculate the correct FD amount. Here are the steps that an investor needs to follow to calculate Fixed Deposit rates on the FD Calculator:

  • The amount that is invested

  • The Rate of Interest offered

  • The tenure of the Fixed Deposit Account

  • The compounding period, that is, yearly, half-yearly, quarterly, or monthly

  • The FD Amount

Once entered the following details, an investor will come to know:

  • The maturity value of the FD

  • The total interest earned during the complete tenure

Get Market Linked Returns Get Market Linked Returns

Features

The bank provides interest rates on its fixed deposits which have the following features: 

  • The interest rates are generally higher depending on the amount deposited.
  • Separate high interest rates for senior citizens are ensured along with special benefits. 
  • These rates are different for fixed deposit tenures that range from 7 days to 10 years.
  • There are different interest rates for various FD products like FD Multiple Benefit Scheme, Tax saver scheme, and Special FD Scheme.

Summing it Up

Dakshin Bihar Gramin Bank offers all the necessary financial assistance to its rural customers. It is also looking to expand its presence further with now also reaching certain semi-urban areas of the state. The bank is already providing aid to the MSME and agriculture sectors. Moreover, it offers digital facilities for easy banking.

FD Calculator

Total Investment

₹500 ₹10L
Enter Total Investment

Rate of Interest (Yearly)

1% 10%
Rate of Interest (Yearly)

Time Period

1 Year 10 Years
Enter Time Period
Interest Earned
Maturity Amount
Get Higher Return

FD Rates articles

Recent Articles
Popular Articles
Tax Saver FD Premature Withdrawal

21 Jun 2022

Tax Saver Fixed Deposit is a type of fixed deposit scheme. The...
Read more
Axis Bank FD Premature Withdrawal

15 Jun 2022

Axis Bank offers a bouquet of fixed deposit products, which you...
Read more
ICICI FD Premature Withdrawal Penalty Calculator

14 Jun 2022

ICICI offers various fixed deposit schemes which are highly...
Read more
Fixed Deposit Monthly Income Scheme

02 Jun 2022

The monthly income scheme of Fixed Deposit has gained popularity...
Read more
SBI Fixed Deposit Monthly Income Scheme

04 Apr 2022

Fixed deposits are the safest investment vehicles for Indian...
Read more
SBI FD Interest Rates
SBI FD interest rate refer to the rates at which interest is paid on a fixed deposit account for a tenure ranging...
Read more
Application for Withdrawal of Fixed Deposit
Fixed Deposits are the safest investment instruments. You invest the amount of your choice as the fixed deposit...
Read more
SBI FD Premature Withdrawal Penalty Calculator
A fixed deposit (FD) is an interest-bearing investment that offers assured returns for a fixed tenure. In this...
Read more
FD Premature Withdrawal Penalty Calculator
FD Premature Withdrawal Penalty Calculator calculates the penalty imposed on the investor for premature...
Read more
SBI Fixed Deposit Double Scheme
The SBI Fixed Deposit Double Scheme is named Special Term Deposit to cater to investors looking to double their...
Read more
top
Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL