Dakshin Bihar Gramin Bank has 1078 branches in the major 20 districts of Bihar. The Bank is sponsored by the Punjab National Bank (PNB). Dakshin Bihar Gramin Bank has turned into the largest RRB bank in Bihar with 200 business correspondence offering services.
The bank offers fixed deposits with better interest rates at major RRBs, which the rural citizens can avail themselves of with ease. The Bank offers fixed deposits to all its customers.
Save upto ₹46,800 in tax under Sec 80C
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BANKS | GENERAL CITIZENS | SENIOR CITIZEN |
Axis Bank FD Rates | 2.50% - 5.75% | 2.50% - 6.50% |
Bandhan Bank FD Rates | 3.00% - 5.00% | 3.75% - 5.75% |
Bank of Baroda FD Rates | 2.80% - 5.25% | 3.30% - 6.25% |
Bank of India FD Rates | 2.85% - 5.05% | 3.35% - 5.55% |
Canara Bank FD Rates | 2.90% - 5.40% | 2.90% - 5.90% |
Central Bank of India FD Rates | 2.75% - 5.00% | 2.90% - 3.25% |
DBS Bank FD Rates | 2.50% - 5.50% | 3.50% - 6.00% |
HDFC Bank FD Rates | 2.50% - 5.60% | 3.00% - 6.35% |
IDFC Bank FD Rates | 2.50% - 6.00% | 3.00% - 6.50% |
Indian Bank FD Rates | 2.90% - 5.15% | 3.40% - 5.65% |
Indian Overseas Bank FD Rates | 3.40% - 5.20% | 3.90% - 5.70% |
IndusInd Bank FD Rates | 2.50% - 6.00% | 3.00% - 6.50% |
Punjab National Bank FD Rates | 2.90% - 5.25% | 3.50% - 5.75% |
SBI FD Rates | 5.30% - 5.40% | 5.80% - 6.20% |
UCO Bank FD Rates | 2.55% - 5.05% | 3.80% - 6.30% |
Yes Bank FD Rates | 3.25% - 6.25% | 3.75% - 7.25% |
As of the date of July 2022, the below mentioned are the FD Rates at Dakshin Bihar Gramin Bank:
Maturity period | Interest rates(p.a) |
30 days | 3.75% |
45 days | 3.75% |
60 days | 4.75% |
90 days | 4.75% |
120 days | 4.75% |
6 months | 5.25% |
12 months | 5.25% |
2 years | 5.80% |
3 years | 5.80% |
4 years | 5.80% |
5 years | 5.80% |
10 years | 5.80% |
*Interest rates are subject to changes. Tax may be levied as per the current IT Act.
Once the future goal of the customer is planned, it becomes easier to choose the tenure and the required interest rates for the fixed deposit plan. A lump sum is paid in the initial stage in a fixed deposit, and later the customer can receive the interest rates till the tenure ends.
Besides, customers can also use various features of fixed deposit schemes like:
Any query regarding these features and facilities during Fixed deposit tenure can be cleared by consulting the banking staff or officials.
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Dakshin Bihar Gramin Bank Fixed Deposit calculator is an easy-to-use, hassle-free tool that helps in quick calculation of the maturity amount and the interest earned receivable at the end of the policy tenure. By entering some basic details, you can calculate the correct FD amount. Here are the steps that an investor needs to follow to calculate Fixed Deposit rates on the FD Calculator:
The amount that is invested
The Rate of Interest offered
The tenure of the Fixed Deposit Account
The compounding period, that is, yearly, half-yearly, quarterly, or monthly
The FD Amount
Once entered the following details, an investor will come to know:
The maturity value of the FD
The total interest earned during the complete tenure
The bank provides interest rates on its fixed deposits which have the following features:
Dakshin Bihar Gramin Bank offers all the necessary financial assistance to its rural customers. It is also looking to expand its presence further with now also reaching certain semi-urban areas of the state. The bank is already providing aid to the MSME and agriculture sectors. Moreover, it offers digital facilities for easy banking.
*All savings are provided by the insurer as per the IRDAI approved
insurance plan. Standard T&C Apply
+ Trad plans with a premium above 5 lakhs would be taxed as per applicable
tax slabs post 31st march 2023
†Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in