Dakshin Bihar Gramin Bank FD Rates

Dakshin Bihar Gramin Bank has 1078 branches in the major 20 districts of Bihar. The Bank is sponsored by the Punjab National Bank (PNB). Dakshin Bihar Gramin Bank has turned into the largest RRB bank in Bihar with 200 business correspondence offering services.
The bank offers fixed deposits with better interest rates at major RRBs, which the rural citizens can avail themselves of with ease. The Bank offers fixed deposits to all its customers.

Read more
Best Investment Options
  • Save upto ₹46,800 in tax under Sec 80C

  • Inbuilt Life Cover

  • Tax Free Returns Unlike FD

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

Get Guaranteed returns along with life cover
invest in 100% Guaranteed Return Plans Tax benefits under sec 80C & No Tax on returns*
View Plans
Please wait. We Are Processing..
Plans available only for people of Indian origin By clicking on "View Plans", you agree to our Privacy Policy and Terms of Use #For a 55 year on investment of 20Lacs #Discount offered by insurance company Tax benefit is subject to changes in tax laws
Get Updates on WhatsApp

Features of Dakshin Bihar Gramin Bank Fixed Deposits

Once the future goal of the customer is planned, it becomes easier to choose the tenure and the required interest rates for the fixed deposit plan. A lump sum is paid in the initial stage in a fixed deposit, and later the customer can receive the interest rates till the tenure ends. 

Besides, customers can also use various features of fixed deposit schemes like:

  • Dakshin Bihar Gramin Bank FD rates are available for rural citizens with all the general features and facilities. 
  • A fixed deposit investment at the Dakshin Bihar Gramin Bank targets to provide strong financial support to the rural customers of the Bank. 
  • Even a minimum amount can open the fixed deposit investment with tenure of 7 days to a large sum leading to 10 years. 
  • A loan and overdraft facility is available for all customers with fixed deposits. They can avail this benefit anytime in need of funds. 
  • The FD account can be opened through online mediums, or the customers can visit the nearest Bihar Gramin bank branch, depending on their convenience.
  • One can renew the deposit after the maturity period is over. However, instructions on the renewal must be informed before the maturity date.
  • Customers can also apply for tax saving schemes for an amount up to Rs. 1,50,000. 
  • There are no limitations in terms of the maximum amount to be deposited. Customers can pay out monthly, quarterly, and yearly. 

Any query regarding these features and facilities during Fixed deposit tenure can be cleared by consulting the banking staff or officials.

Dakshin Bihar Gramin Bank FD Interest Rates 2021

As of the date of July 2021, the below mentioned are the FD Rates at Dakshin Bihar Gramin Bank:

Maturity period

Interest rates(p.a)

30 days


45 days


60 days


90 days


120 days


6 months


12 months


2 years 


3 years


4 years


5 years


10 years


*Interest rates are subject to changes. Tax may be levied as per the current IT Act.


The bank provides interest rates on its fixed deposits which have the following features: 

  • The interest rates are generally higher depending on the amount deposited.
  • Separate high interest rates for senior citizens are ensured along with special benefits. 
  • These rates are different for fixed deposit tenures that range from 7 days to 10 years.
  • There are different interest rates for various FD products like FD Multiple Benefit Scheme, Tax saver scheme, and Special FD Scheme.

Summing it Up

Dakshin Bihar Gramin Bank offers all the necessary financial assistance to its rural customers. It is also looking to expand its presence further with now also reaching certain semi-urban areas of the state. The bank is already providing aid to the MSME and agriculture sectors. Moreover, it offers digital facilities for easy banking.

Written By: PolicyBazaar - Updated: 26 August 2021
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
Sign up for newsletter
Sign up our newsletter and get email about FD Rates Articles.

Investment plans articles

Recent Articles
Popular Articles
Importance of Investment

06 Jan 2022

How would you define an investment? An investment can be an...
Read more
NRI Account Minimum Balance

05 Jan 2022

The mere mention of the NRI minimum balance will compel you to...
Read more
RD Interest Rates

05 Jan 2022

Recurring Deposit or RD accounts are a popular low-risk...
Read more
Canara Bank NRI Account

04 Jan 2022

The exclusive Canara Bank NRI Services ensures a seamless...
Read more
Commodity Investment

03 Jan 2022

A commodity is any good or service that can be exchanged for...
Read more
Best LIC Policies For Investment in 2022
When it comes to purchasing a life insurance plan, 'LIC policies' are the most popular choice for customers. LIC...
Read more
Post Office Monthly Income Scheme - MIS Interest Rate 2022
Are you looking for an investment avenue that is safe and secure, earns substantial returns with a short locking...
Read more
Short Term Investments Options
Short-term investments can be described as temporary investments or marketable securities, which can be easily...
Read more
SBI Life Insurance Plans in India
SBI Life Insurance, a joint venture between State Bank of India (SBI) and BNP Paribas Assurance, provides...
Read more
Ways to Double Your invested Money
One of the main reasons we invest money is to save it and watch it grow. However, with low interest rates from...
Read more
Download the Policybazaar app
to manage all your insurance needs.