Uttar Bihar Gramin Bank FD Rates

Uttar Bihar Gramin Bank offers various savings plans, including Fixed deposits (FD) for 7 days to 10 years. The bank offers competitive interest rates on FD plans. It primarily serves the rural people of North Bihar. Fixed deposit schemes are an instrument people rely on for growing risk-free money.

Read more
Best Investment Plans
  • Save upto ₹46,800 in tax under Sec 80C

  • Inbuilt Life Cover

  • Tax Free Returns Unlike FD

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

Buy Online & Get upto 4% extra#

Your Money is Safe, Secure & Guaranteed

Get higher Returns than Fixed Deposit along with Tax Benefits

+91
View Plans
Please wait. We Are Processing..
Plans available only for people of Indian origin By clicking on "View Plans" you agree to our Privacy Policy and Terms of use #For a 55 year on investment of 20Lacs #Discount offered by insurance company Tax benefit is subject to changes in tax laws
Get Updates on WhatsApp

Compare FD Interest Rates of Top Financial Institutions
BANKS GENERAL CITIZENS SENIOR CITIZEN
Axis Bank FD Rates 2.50% - 5.75% 2.50% - 6.50%
Bandhan Bank FD Rates 3.00% - 5.00% 3.75% - 5.75%
Bank of Baroda FD Rates 2.80% - 5.25% 3.30% - 6.25%
Bank of India FD Rates 2.85% - 5.05% 3.35% - 5.55%
Canara Bank FD Rates 2.90% - 5.40% 2.90% - 5.90%
Central Bank of India FD Rates 2.75% - 5.00% 2.90% - 3.25%
DBS Bank FD Rates 2.50% - 5.50% 3.50% - 6.00%
HDFC Bank FD Rates 2.50% - 5.60% 3.00% - 6.35%
IDFC Bank FD Rates 2.50% - 6.00% 3.00% - 6.50%
Indian Bank FD Rates 2.90% - 5.15% 3.40% - 5.65%
Indian Overseas Bank FD Rates 3.40% - 5.20% 3.90% - 5.70%
IndusInd Bank FD Rates 2.50% - 6.00% 3.00% - 6.50%
Punjab National Bank FD Rates 2.90% - 5.25% 3.50% - 5.75%
SBI FD Rates 5.30% - 5.40% 5.80% - 6.20%
UCO Bank FD Rates 2.55% - 5.05% 3.80% - 6.30%
Yes Bank FD Rates 3.25% - 6.25% 3.75% - 7.25%
Show More

Uttar Bihar Gramin Bank FD schemes are highly popular with the people in that region. However, you can invest in its FD schemes from anywhere in the country.

Uttar Bihar Gramin Bank Fixed Deposit Rates 2022

Listed below are interest rates offered by the Uttar Bihar Gramin Bank (2022):

Tenure Interest Rate (%) for Deposit less than Rs 1 crore Interest Rate (%) for Deposit between Rs 1 crore to Rs 10 crore
7 - 14 days 2.75 2.75
15 - 30 days 2.9 2.75
31 - 45 days 2.9 2.75
46 - 59 days 3.25 3
60 - 90 days 3.4 3.25
91 - 179 days 3.9 3
180 - 270 days 4.25 3
271 - 364 days 4.25 3.25
1 year to less than 2 years  4.9 3.5
2 years to less than 3 years  4.9 3.5
3 years to less than 5 years 5 3.5
5 years and above  5 3.5
555 Days Gramin Super Deposit 4.9 NA
Show More

*Standard terms & conditions apply

Features of Uttar Bihar Gramin Bank Fixed Deposit

A fixed deposit with a bank is considered a safe investment as banks are considered highly disciplined and reliable organizations. Besides, the Central Bank also keeps a tab on their functioning.

Get Market Linked Returns Get Market Linked Returns

Uttar Bihar Gramin Bank offers a range of benefits on its fixed deposit plans. Here are some of them: 

  • One can choose from flexible tenures of 30 days to 10 years.

  • One can open an account quickly by visiting the branch.

  • The Bank offers both short-term and long-term fixed deposit accounts. The short-term FD accounts are for 7 days to 179 days’ tenure.

  • There is no cap on the maximum amount for FD.

  • Different interest payout schemes exist.

  • One can get tax benefits up to Rs. 1,50,000.

  • Part withdrawal and auto-renewable facilities are available.

  • Senior citizens are eligible for higher interest rates

  • The Bank offers easy and fast liquidity options on FD accounts

Guaranteed Return Investment Plan Guaranteed Return Investment Plan

About Uttar Bihar Gramin Bank Fixed Deposit Interest Rate Calculator

Uttar Bihar Gramin Bank Fixed Deposit calculator is an easy-to-use, hassle-free tool that helps in quick calculation of the maturity amount and the interest earned receivable at the end of the policy tenure. By entering some basic details, you can calculate the correct FD amount. Here are the steps that an investor needs to follow to calculate Fixed Deposit rates on the FD Calculator:

  • The amount that is invested

  • The Rate of Interest offered

  • The tenure of the Fixed Deposit Account

  • The compounding period, that is, yearly, half-yearly, quarterly, or monthly

  • The FD Amount

Once entered the following details, an investor will come to know:

  • The maturity value of the FD

  • The total interest earned during the complete tenure

FD interest have fallen consistently over the last 5 years.
Invest in Plans that offer Guaranteed Returns for over 25 Years
Know More

Things to Know

Uttar Bihar Gramin Bank offers various features under FD and their interest rates. However, some things one must be aware of are:

  • It offers competitive interest rates on its FD plans for different tenures. The minimum interest rate is 2.75%, and the maximum is 5%.  

  • Senior citizens are entitled to a higher interest rate in specific tenure category

  • It offers an overdraft option of up to 85% of the FD amount

  • Customer investments in the FD account attract tax benefits under Section 80c of the Income Tax Act.

  • Senior citizens can get a higher interest rate on their FDs. 

For both these benefits, certain conditions need to be met. For more details, you should visit the nearest Uttar Bihar Gramin Bank branch.

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

In Conclusion

Uttar Bihar Gramin Bank FD rates are competitive and offer a minimum interest rate of 2.75%. Its FD plans have all regular benefits offered by other banks. FD investments are usually the safest. Before making any investment, customers should research and find out the pros and cons of a plan.

FD Calculator

Total Investment

₹500 ₹10L
Enter Total Investment

Rate of Interest (Yearly)

1% 10%
Rate of Interest (Yearly)

Time Period

1 Year 10 Years
Enter Time Period
Interest Earned
Maturity Amount
Get Higher Return

FD Rates articles

Recent Articles
Popular Articles
Tax Saver FD Premature Withdrawal

21 Jun 2022

Tax Saver Fixed Deposit is a type of fixed deposit scheme. The...
Read more
Axis Bank FD Premature Withdrawal

15 Jun 2022

Axis Bank offers a bouquet of fixed deposit products, which you...
Read more
ICICI FD Premature Withdrawal Penalty Calculator

14 Jun 2022

ICICI offers various fixed deposit schemes which are highly...
Read more
Fixed Deposit Monthly Income Scheme

02 Jun 2022

The monthly income scheme of Fixed Deposit has gained popularity...
Read more
SBI Fixed Deposit Monthly Income Scheme

04 Apr 2022

Fixed deposits are the safest investment vehicles for Indian...
Read more
SBI FD Interest Rates
SBI FD interest rate refer to the rates at which interest is paid on a fixed deposit account for a tenure ranging...
Read more
Application for Withdrawal of Fixed Deposit
Fixed Deposits are the safest investment instruments. You invest the amount of your choice as the fixed deposit...
Read more
SBI FD Premature Withdrawal Penalty Calculator
A fixed deposit (FD) is an interest-bearing investment that offers assured returns for a fixed tenure. In this...
Read more
FD Premature Withdrawal Penalty Calculator
FD Premature Withdrawal Penalty Calculator calculates the penalty imposed on the investor for premature...
Read more
SBI Fixed Deposit Double Scheme
The SBI Fixed Deposit Double Scheme is named Special Term Deposit to cater to investors looking to double their...
Read more
top
Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL