IDBI Bank FD Rates 2023 (Ageas)

The Ageas bank; formerly IDBI bank fd rates are competitive as per the markets today. The deposits’ tenure is flexible, helping the customers maximize their returns. The attractive Ageas FD rates also help the depositors maintain liquidity as per their convenience and needs.

Read more
Investment Plans
  • Save upto ₹46,800 in tax under Sec 80C

  • Inbuilt Life Cover

  • Tax Free Returns Unlike FD+

Buy Online & Get upto 4% extra#
In-built life cover
Get Guaranteed returns up to 7.1%*

Fully Tax-Free* (unlike FD), Life Cover Included

+91
Secure
We don’t spam
View Plans
Please wait. We Are Processing..
Your personal information is secure with us
Plans available only for people of Indian origin By clicking on "View Plans" you agree to our Privacy Policy and Terms of use #For a 55 year on investment of 20Lacs Tax benefit is subject to changes in tax laws
Get Updates on WhatsApp

Features of IDFC Bank Fixed Deposit

Investment Amount  Minimum - Rs.10,000 Maximum- No Maximum Limit
Tenure  Minimum - 7 daysMaximum- 10 Years
Interest Rate  Minimum - 4.00 %Maximum- 8.00%

Ageas Bank (IDBI bank) NRO Term Deposit Rates

Resident Fixed Deposit / NRO Deposits up to > Rs 2 Crore:

Maturity Slab Interest Rate (% p.a.)*
07-14 days 3.00
15-30 days 3.00
31-45 days 3.35
46- 60 days 4.25
61-90 days 4.25
91-6 months 4.75
6 months 1 day to 270 days 5.50
271 days up to< 1 year 5.50
1 year 6.75
>1 Year to 2 Years (except 444/700 Days) 6.75
> 2 Years to < 3 Years 6.50
3 years to < 5years 6.25
5 years 6.25
> 5 years to 7 years 6.25
>7 years to 10 years 6.25

*Interest rates are subject to change. Contact your bank to know more. 

Note: Ageas Naman Senior Citizen Deposit Scheme offers an extra 0.10% interest to resident senior citizens for a specific period in addition to the 0.50% per annum interest rate.

Ageas Bank (IDBI bank) NRE Deposit Rates 2023

Non-Resident (External) (< Rs 2 Crore) - NRE Deposit Rates as of February 13, 2023:

Maturity Slab Interest Rate (% p.a.)*
1 year 6.75
> 1 Year to 2 Yrs (except 444 /700 days) 6.75
> 2 Years to < 3 Years 6.50
3 years to < 5years 6.25
5 years 6.25
> 5 years to 7 years 6.25
>7 years to 10 years 6.25

*Interest rates are subject to change

Note: The rates for Ageas Bank fixed deposits shown above are for new deposits from non-resident Indians and renewals of deposits worth less than Rs 2 crore. If you withdraw your deposit before a year has passed, you won't receive any interest payment.

Allahabad Bank FD Interest Rates

Allahabad Bank FD Interest Rates

Andhra Bank FD Interest Rates

Andhra Bank FD Interest Rates

Assam Gramin Vikash Bank FD Interest Rates

Assam Gramin Vikash Bank FD Interest Rates

AU Small Finance Bank FD Interest Rates

AU Small Finance Bank FD Interest Rates

Axis Bank FD Rates

Axis Bank FD Rates

Bajaj Finance FD Interest Rates

Bajaj Finance FD Interest Rates

Bandhan Bank FD Interest Rates

Bandhan Bank FD Interest Rates

Bangiya Gramin Vikash Bank FD Interest Rates

Bangiya Gramin Vikash Bank FD Interest Rates

Bank of Baroda FD Interest Rates

Bank of Baroda FD Interest Rates

Bank of Ceylon FD Interest Rates

Bank of Ceylon FD Interest Rates

Bank of India FD Interest Rates

Bank of India FD Interest Rates

Bank of Maharashtra FD Interest Rates

Bank of Maharashtra FD Interest Rates

Baroda Gujarat Gramin Bank FD Interest Rates

Baroda Gujarat Gramin Bank FD Interest Rates

Canara Bank FD Interest Rates

Canara Bank FD Interest Rates

Capital Small Finance Bank FD Interest Rates

Capital Small Finance Bank FD Interest Rates

Central Bank of India FD Interest Rates

Central Bank of India FD Interest Rates

Citibank FD Interest Rates

Citibank FD Interest Rates

City Union Bank FD Interest Rates

City Union Bank FD Interest Rates

Corporation Bank FD Interest Rates

Corporation Bank FD Interest Rates

Dakshin Bihar Gramin Bank FD Interest Rates

Dakshin Bihar Gramin Bank FD Interest Rates

DBS Bank FD Interest Rates

DBS Bank FD Interest Rates

Dena Bank FD Interest Rates

Dena Bank FD Interest Rates

Dhanlaxmi Bank FD Interest Rates

Dhanlaxmi Bank FD Interest Rates

Equitas Small Finance Bank FD Interest Rates

Equitas Small Finance Bank FD Interest Rates

ESAF Small Finance Bank FD Interest Rates

ESAF Small Finance Bank FD Interest Rates

HDFC Bank FD Interest Rates

HDFC Bank FD Interest Rates

HSBC FD Interest Rates

HSBC FD Interest Rates

ICICI Bank FD Interest Rates

ICICI Bank FD Interest Rates

IDFC First Bank FD Interest Rates

IDFC First Bank FD Interest Rates

Indian Bank FD Interest Rates

Indian Bank FD Interest Rates

Indian Overseas Bank FD Interest Rates

Indian Overseas Bank FD Interest Rates

IndusInd Bank FD Interest Rates

IndusInd Bank FD Interest Rates

Jana Small Finance Bank FD Interest Rates

Jana Small Finance Bank FD Interest Rates

Karnataka Bank FD Interest Rates

Karnataka Bank FD Interest Rates

Kerala Gramin Bank FD Interest Rates

Kerala Gramin Bank FD Interest Rates

Kotak Mahindra Bank FD Interest Rates

Kotak Mahindra Bank FD Interest Rates

Lakshmi Vilas Bank FD Interest Rates

Lakshmi Vilas Bank FD Interest Rates

Muthoot Capital

Muthoot Capital

Nainital Bank FD Interest Rates

Nainital Bank FD Interest Rates

Odisha Gramya Bank FD Interest Rates

Odisha Gramya Bank FD Interest Rates

Paschim Banga Gramin Bank FD Interest Rates

Paschim Banga Gramin Bank FD Interest Rates

Paytm Payments Bank FD Interest Rates

Paytm Payments Bank FD Interest Rates

PNB FD Interest Rates

PNB FD Interest Rates

Prathama UP Gramin Bank FD Interest Rates

Prathama UP Gramin Bank FD Interest Rates

RBL Bank FD Rates

RBL Bank FD Rates

Saurashtra Gramin Bank FD Interest Rates

Saurashtra Gramin Bank FD Interest Rates

SBI FD Interest Rates

SBI FD Interest Rates

Shriram Finance FD Interest Rates

Shriram Finance FD Interest Rates

State Bank of Hyderabad FD Interest Rates

State Bank of Hyderabad FD Interest Rates

State Bank of Mysore FD Interest Rates

State Bank of Mysore FD Interest Rates

State Bank of Travancore FD Interest Rates

State Bank of Travancore FD Interest Rates

Syndicate Bank FD Interest Rates

Syndicate Bank FD Interest Rates

Tamil Nadu Grama Bank FD Interest Rates

Tamil Nadu Grama Bank FD Interest Rates

Telangana Grameena Bank FD Interest Rates

Telangana Grameena Bank FD Interest Rates

Tripura Gramin Bank FD Interest Rates

Tripura Gramin Bank FD Interest Rates

UCO Bank FD Interest Rates

UCO Bank FD Interest Rates

Ujjivan Small Finance Bank FD Interest Rates

Ujjivan Small Finance Bank FD Interest Rates

Union Bank of India FD Interest Rates

Union Bank of India FD Interest Rates

Uttar Bihar Gramin Bank FD Interest Rates

Uttar Bihar Gramin Bank FD Interest Rates

Uttarakhand Gramin Bank FD Interest Rates

Uttarakhand Gramin Bank FD Interest Rates

Vijaya Bank FD Interest Rates

Vijaya Bank FD Interest Rates

Yes Bank FD Interest Rates

Yes Bank FD Interest Rates

Expand

Various Fixed Deposit Schemes

There are different fixed deposit plans at Ageas bank, each with a different interest rate and tenure. The bank does not charge any penalty for premature withdrawals.

Ageas (IDBI) Bank Fixed Deposit

Ageas Bank offers FDs to both Indian residents and NRI’s. The bank is among the most reliable ones in terms of Fixed Deposits. Ageas Bank FD account holders can avail a number of benefits including higher returns, loan against FDs, flexible tenure, loan against FD facility, and lower minimum deposit limit, among others. When it comes to the Fixed Deposit interest rates, the highest rate provided by Ageas Bank FD rate is 5.50%. Senior Citizen Ageas Bank FD interest rate ranges between 3.50% and 6.10%.

About Ageas Bank Fixed Deposit Interest Rate Calculator

Ageas Bank Fixed Deposit calculator is an easy-to-use, hassle-free tool that helps in quick calculation of the maturity amount and the interest earned receivable at the end of the policy tenure. By entering some basic details, you can calculate the correct FD amount. Here are the steps that an investor needs to follow to calculate Fixed Deposit rates on the FD Calculator:

  • Investment amount or principal

  • Rate of Interest offered

  • Tenure of the Fixed Deposit Account

  • Compounding period - yearly, half-yearly, quarterly, or monthly

  • Ageas Bank FD Amount

Once entered the following details, an investor will come to know:

  • Maturity value of FD

  • Total interest earned during its tenure

FD interest rates India have fallen consistently over the last 10 years.
Invest in Plans that offer Guaranteed Returns for over 25 Years

Ageas Bank Fixed Deposit - Features

  • Ageas Fixed Deposit Scheme offers maximum rate of interest on fixed deposits.

  • Ageas Fixed Deposits offer higher returns in comparison to regular savings account.

  • Minimum amount requires to open a fixed deposit account in the Ageas Bank is Rs 10,000

  • Multiple fixed deposit schemes

  • Attractive FD interest rates

Loan against Ageas Bank Fixed Deposits

If you have an Ageas Bank fixed deposit account, you can get a loan of up to 90% of the amount you have deposited. It means you can borrow money using your fixed deposit as collateral. However, you can only get this type of loan if you have a fixed deposit account with Ageas Bank. The interest rate for the loan varies between 4% and 6.5%.

In Conclusion

Ageas Bank offers competitive interest rates on its fixed deposit accounts, which makes it a good option for individuals looking to grow their savings. The bank also allows its fixed deposit account holders to avail of loans up to 90% against their own fixed deposit at attractive interest rates. 

However, it is important to note that this facility is only available for Ageas Bank FD account holders. Ageas Bank FD interest rates and loan facilities can provide a good investment opportunity for all individuals.

Ageas Bank FD Rates - FAQs

  • What is the maximum FDR that Ageas Bank offers?

    The maximum rate of interest that you can earn on Ageas Bank fixed deposit is 5.50%.
  • What is the minimum amount that is required to open an Ageas Bank FD Account?

    To start Ageas Bank fixed deposit account the minimum limit is Rs 10,000.
  • What is the eligibility criterion to open a Fixed Deposit with Ageas Bank?

    All HUFs, resident individuals, NRIs, Companies are eligible to open a fixed deposit account with Ageas Bank.
  • Are there any special Ageas Fixed Deposit senior citizen rates?

    Ageas Bank provides a higher rate of interest to senior citizens. The regular rate of interest ranges from 3.00% to 5.50%. Senior citizen rate of interest ranges from 3.50% to 6.10%.
  • Can I deposit additional amount in Ageas Fixed Deposit account?

    No, you cannot deposit any additional amount in your existing FD account as you can only deposit once. To invest any additional amount the account holder is required to open a new Fixed Deposit Account.
  • What documents are required to open an FD account in Ageas Bank?

    The documents required to open Ageas Bank FDs include duly filled and signed form with your photograph.
  • What is current FD interest rate for Ageas Bank?

    Ageas Bank fixed deposit rate ranges from 3.00% to 5.50%.
  • Can i change the duration of my existing Ageas fixed deposit account?

    Once your Ageas Bank fixed deposit account is opened you cannot change the tenure of the Account. You can close the FD Account and open a new one with the desired tenure.
  • Is it possible to open an Ageas Bank FD account online?

    To open an Ageas Bank FD Account you need to submit an application on the Ageas Bank’s website. Once the application is submitted, a representative from the Ageas bank will initiate the process further including filling an application and submitting the KYC documents.

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
+ Trad plans with a premium above 5 lakhs would be taxed as per applicable tax slabs post 31st march 2023
Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. The sorting is based on past 10 years’ fund performance (Fund Data Source: Value Research). For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in

FD Calculator

Total Investment

₹500 ₹30L
Enter Total Investment

Rate of Interest (Yearly)

1% 15%
Rate of Interest (Yearly)

Time Period

1 Year 15 Years
Enter Time Period
Interest Earned
Maturity Amount

FD Rates articles

Recent Articles
Popular Articles
PNB NRO Sugam Term Deposit Scheme

11 Sep 2024

The PNB NRO Sugam Term Deposit Scheme offered by Punjab National
Read more
PNB NRE Rupee Sugam Term Deposit Scheme

11 Sep 2024

The PNB NRE Rupee Sugam Term Deposit Scheme is a specialized
Read more
PNB Bulk Fixed Deposit Scheme

11 Sep 2024

The PNB Bulk Fixed Deposit Scheme offers competitive FD interest
Read more
PNB Growth Fixed Deposit Scheme

11 Sep 2024

The PNB Growth Fixed Deposit Scheme is a fixed-term investment
Read more
PNB Floating Rate Fixed Deposit Scheme

11 Sep 2024

The PNB Floating Rate Fixed Deposit Scheme offers interest rates
Read more
Application for Withdrawal of Fixed Deposit
  • 03 Dec 2021
  • 25708
Fixed Deposits are the safest investment instruments. You invest the amount of your choice as the fixed deposit
Read more
SBI Fixed Deposit Monthly Income Scheme
  • 04 Apr 2022
  • 14837
Fixed deposits are the safest investment vehicles for Indian financial planners. You can open a fixed deposit
Read more
SBI Fixed Deposit Double Scheme
  • 18 Feb 2022
  • 14330
The SBI Fixed Deposit Double Scheme is named Special Term Deposit to cater to investors looking to double their
Read more
Which Bank has the Highest Interest Rate for Fixed Deposit?
  • 23 Jul 2018
  • 217287
For general citizens, FD interest rates offered by popular banks in India range from 3.00% to 7.75% per annum For
Read more
Nominee Vs Legal Heirs for Fixed Deposits
  • 21 Dec 2023
  • 5039
Fixed deposits are a popular investment option for individuals who wish to earn a stable rate of interest on
Read more

top
Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL