The Ageas interest rates on fixed deposits are competitive as per the markets today. The tenure of the deposits is flexible thereby helping the customers maximize their returns. The attractive Ageas FD rates also help the depositors maintain liquidity as per their convenience and needs.Read more
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|BANKS||GENERAL CITIZENS||SENIOR CITIZEN|
|Axis Bank FD Rates||2.50% - 5.75%||2.50% - 6.50%|
|Bandhan Bank FD Rates||3.00% - 5.00%||3.75% - 5.75%|
|Bank of Baroda FD Rates||2.80% - 5.25%||3.30% - 6.25%|
|Bank of India FD Rates||2.85% - 5.05%||3.35% - 5.55%|
|Canara Bank FD Rates||2.90% - 5.40%||2.90% - 5.90%|
|Central Bank of India FD Rates||2.75% - 5.00%||2.90% - 3.25%|
|DBS Bank FD Rates||2.50% - 5.50%||3.50% - 6.00%|
|HDFC Bank FD Rates||2.50% - 5.60%||3.00% - 6.35%|
|IDFC Bank FD Rates||2.50% - 6.00%||3.00% - 6.50%|
|Indian Bank FD Rates||2.90% - 5.15%||3.40% - 5.65%|
|Indian Overseas Bank FD Rates||3.40% - 5.20%||3.90% - 5.70%|
|IndusInd Bank FD Rates||2.50% - 6.00%||3.00% - 6.50%|
|Punjab National Bank FD Rates||2.90% - 5.25%||3.50% - 5.75%|
|SBI FD Rates||5.30% - 5.40%||5.80% - 6.20%|
|UCO Bank FD Rates||2.55% - 5.05%||3.80% - 6.30%|
|Yes Bank FD Rates||3.25% - 6.25%||3.75% - 7.25%|
The fixed deposit rates in Ageas are constant for a chosen period of deposit. The interest rates are altered by the bank periodically. This might affect an existing customer making fresh deposits.
The current interest rate on FD in Ageas can be checked in any of their branches.
The Various Fixed Deposit Schemes
There are different fixed deposit plans at Ageas bank, each with a different interest rate and tenure. The bank does not charge any penalty for premature withdrawals.
Ageas Bank offers FDs to both Indian residents and NRI’s. The bank is among the most reliable ones in terms of Fixed Deposits. FD account holders can avail a number of benefits including higher returns, loan against FDs, flexible tenure, loan against FD facility, and lower minimum deposit limit, among others. When it comes to the Fixed Deposit interest rates, the highest rate provided by Ageas Bank FD rate is 5.50%. Senior Citizen Ageas Bank FD interest rate ranges between 3.50% and 6.10%.
Ageas Bank Fixed Deposit calculator is an easy-to-use, hassle-free tool that helps in quick calculation of the maturity amount and the interest earned receivable at the end of the policy tenure. By entering some basic details, you can calculate the correct FD amount. Here are the steps that an investor needs to follow to calculate Fixed Deposit rates on the FD Calculator:
The amount that is invested
The Rate of Interest offered
The tenure of the Fixed Deposit Account
The compounding period, that is, yearly, half-yearly, quarterly, or monthly
The FD Amount
Once entered the following details, an investor will come to know:
The maturity value of the FD
The total interest earned during the complete tenure
Ageas Bank NRO Term Deposit Rates
|Tenure||Interest Rate (p.a.)|
|46- 60 days||4.00%|
|6 months 1 day to 270 days||4.50%|
|271 days up to < 1 year||4.75%|
|> 1 year - 2 yrs.||5.30%|
|>2 yrs. to < 3 yrs.||5.30%|
|3 yrs. to < 5 yrs.||5.30%|
|> 5 yrs. - 7 yrs.||5.30%|
|>7 yrs. - 10 yrs.||5.30%|
|Tenure||Interest Rate (p.a.) Senior Citizens||Interest Rate (p.a.) General customers|
|7 days to 14 days||3.40 %||2.90 %|
|15 days to 30 days||3.50 %||3.00 %|
|31 days to 45 days||3.50 %||3.00 %|
|46 days to 60 days||4.50 %||4.00 %|
|61 days to 90 days||4.50 %||4.00 %|
|91days to 6 months||4.50 %||4.00 %|
|6 months 1 day to 270 days||5.00 %||4.50 %|
|271 days up to< 1 year||5.25 %||4.75 %|
|1 year||5.70 %||5.20 %|
|> 1 year to 2 yrs.||5.80 %||5.30 %|
|>2 yrs. to < 3 years||5.80 %||5.30 %|
|3 yrs. to < 5 yrs.||5.90 %||5.30 %|
|5 yrs.||5.90 %||5.30 %|
|> 5 yrs. to 7 yrs.||5.90 %||5.30 %|
|>7 yrs. to 10 yrs.||5.80 %||5.30 %|
|>10 yrs. to 20 yrs*||5.30 %||4.80 %|
|Tax Saving FD|
|5-years||5.90 %||5.30 %|
*Ageas Naman Senior Citizen Deposit Scheme. Resident Senior citizens get an additional 0.10% interest for limited duration over and above the additional 0.50% p.a. rate of interest.
|Tenure||Interest Rate (P.A.)|
|1 year||5.20 %|
|> 1 year to 2 Yrs.||5.30 %|
|>2 Yrs. to < 3 Yrs.||5.30 %|
|3 Yrs. to < 5 Yrs.||5.30 %|
|5 Yrs.||5.30 %|
|> 5 yrs. to 7 yrs.||5.30 %|
|>7 yrs. - 10 yrs.||5.30 %|
*The above FDR rates are applicable to Fresh NRE / NRO deposits and on renewal of maturing deposits of lesser than Rs 2 Crore. No interest is paid on pre-mature closure of NRE deposits in less than 1 year.
*Rates are subject to change from time to time
|You May also like to Read: Fixed Deposit in SBI|
The account holder can avail offers loan up to 90% against its own fixed deposit. Ageas Bank does not offer loan against Fixed Deposit of any other bank. Loan against Ageas Bank FD ranges between 4% and 6.5%
Rate of Interest (Yearly)
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