Uttarakhand Gramin Bank FD Interest Rates

Uttarakhand Gramin Bank Fixed Deposit Rates 2026

The tables below show interest rates accrued by the Uttarakhand Gramin Bank fixed deposits under various tenures for general and senior citizens for deposits up to Rs. 2 crore:

Deposits From Rs. 1 Crore to Rs. 2 Crore

Uttarakhand Gramin Bank FD Interest Rates w.e.f 01 August 2025

Deposits Above Rs. 2 Crore

Uttarakhand Gramin Bank FD Interest Rates w.e.f 01 August 2025

Features of Uttarakhand Gramin Bank Fixed Deposit

Uttarakhand Gramin Bank offers secure investment options for individuals and entities seeking guaranteed returns. The key features of their FD plans include:

1. Flexible Tenures: 

   Customers can invest their money for tenures ranging from 7 days to 10 years.

2. Liquidity & Withdrawals:

   • Premature Withdrawal: Facility is available, allowing customers to access funds in emergencies (subject to applicable bank penalties).
   • Partial Withdrawal: Customers can withdraw funds in full or in part.

3. Loan/Overdraft Facility: 

   Uttarakhand Gramin Bank FD loan against FD, and an overdraft facility is available that allows customers to meet liquidity needs without withdrawing funds from their deposit.

4. Tax Benefits: 

   Investments in specific 5-year Tax Saver FDs are eligible for tax deductions under Section 80C of the Income Tax Act (up to ₹1.5 lakhs).

About Uttarakhand Gramin Bank Fixed Deposit Interest Rate Calculator

Uttarakhand Gramin Bank Fixed Deposit calculator is an easy-to-use, hassle-free tool that helps quickly calculate the maturity amount and the interest receivable at the end of the policy tenure. By entering some basic details, you can calculate the correct FD amount. Here are the steps that an investor needs to follow to calculate Fixed Deposit rates on any FD Calculator:

• The amount that is invested
• The Rate of Interest offered
• The tenure of the Fixed Deposit Account
• The compounding period, that is, yearly, half-yearly, quarterly, or monthly
• The FD Amount

Once the following details are entered, an investor will come to know:

• The maturity value of the FD
• The total interest earned during the complete tenure

Summing it Up

Uttarakhand Gramin Bank offers attractive rates of up to 6.25% p.a. for general citizens and 6.75% p.a. for senior citizens on deposits of Rs. 1 Crore to Rs. 2 Crore under its FD plans. The bank also offers other regular benefits to its FD customers, such as the Uttarakhand Gramin credit card against FD, Income tax benefits, and a loan/overdraft facility against FD. To maximise your returns, it is essential to stay up to date with the latest FD rates across different tenures.