Niva Bupa Health Insurance vs Reliance Health Insurance

Niva Bupa and Reliance offer a variety of medical insurance plans to individuals and families. They provide coverage for hospitalization, COVID-19, critical illnesses, day care procedures, ambulance charges, etc. While Niva Bupa offers cashless hospitalization at 10614 network hospitals, Reliance comes with 11274 network hospitals.

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      Niva Bupa Health Insurance
      Starting ₹322/month
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      Reliance Health Insurance
      Starting ₹303/month
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      Average rating
      4.7/5 (160 Reviews)
      4.5/5 (45 Reviews)
      Number of health insurance plans and add-ons
      38 plans
      6 plans
      Sum insured
      Up to ₹100 Cr
      Up to ₹2 Cr
      Network hospitals
      10614+
      11274+
      Claim ratio
      100.00%
      98.70%
      Preventive health check-up
      Free health checkup
      Free health checkup
      Room rent limit
      No Room Rent limit
      Any category
      Existing illness cover
      Covered after 2 years
      Covered after 2 years
      No claim bonus
      Not Covered
      Not Covered
      Online discount
      OPD coverage
      Covered upto ₹50,000
      Available as an optional cover
      Maternity
      Up to Rs 25,000; after 9 months waiting period
      Available as an optional cover
      Day care treatment
      All day care treatement covered
      All day-care treatments are covered up to the sum insured
      Wellness benefits
      Upto 30% discount on renewal premium for base policy
      5% discount on renewal premium
      Waiting period
      Covered after 2 years
      Covered after 2 years
      Discount on renewal
      Upto 30% discount on renewal premium for base policy
      5% discount on renewal premium
      Global coverage
      Covered upto ₹30 lakh per insured person
      Covered upto ₹1 cr per year
      Top selling plans
      Health ReAssure, Health Recharge, Health Companion
      Health Gain, Arogya Sanjeevani. Health Wise
      View plans
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      PS - The above plans and premiums are for ₹5 lakh Sum insured for 1 Adult of 21 Years for Delhi city.

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      Quick Comparison with Other Insurers
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      Reliance vs Aditya BirlaReliance vs Bajaj AllianzReliance vs Care HealthReliance vs Cholamandalam MSReliance vs ManipalCignaReliance vs ZUNO Health Insurance
      Reliance vs Future GeneraliReliance vs Go DigitReliance vs HDFC ERGOReliance vs Liberty GeneralReliance vs Magma HDIReliance vs New India AssuranceReliance vs OrientalReliance vs Raheja QBEReliance vs Royal SundaramReliance vs SBI GeneralReliance vs Star HealthReliance vs TATA AIG
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      Niva Bupa vs Reliance plan comparisons
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