With our comprehensive & affordable Home Insurance plans, add a silver lining to every adversity, natural or man-made.
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**All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*For 50 lakhs Structure Value
Thousands of people have lost their homes after the incessant rain that had caused flooding in Chennai. While there is little one can do against natural disasters, we can minimize its loss by buying a home insurance policy to protect both your home andbelongings against any damages.
Types of coverages under home Insurance
Home insurance coverage can be further divided under the following heads:
Building/structure insurance: It offers coverage to the building structure against damages caused due to man-made and natural calamities. The condition under which the insurer pays are:
Content Insurance: It offers coverage to the objects inside your home, such as jewellery, electronics, furniture and appliances. Coverage is provided against the loss or damage caused due to:
Things to keep in Mind Before Buying Home Insurance
Before you choose to buy a home insurance, you must consider whether it can actually secure your home or not, otherwise you might be at a loss in case of a natural calamity/ theft or damage. Here are some important points to get started:
How much it cost?
A house is one of the most expensive assets owned by an individual. While you can’t avert natural calamities, you can certainly protect yourself against them. A home insurance can shield you against the unforeseen circumstances. Here is a comparative table of the various plans available: