Property Tax in Thane
The Thane Municipal Corporation (TMC) collects and manages the TMC property tax.
Read more
What is the TMC Property Tax?
To begin with, let's first understand what a property tax means. Property tax is a tax levied on all real estate in a specific jurisdiction. This tax collection is used to fund public amenities in return. Every property owner in Thane is required to pay property tax to the Thane Municipal Corporation.
Here are the causes for which this TMC property tax collection is used:
- Street lighting
- Educational Institutions (schools, universities)
- Waste management and sanitation
- Development and management of public infrastructure
A sure-shot way to avoid any heavy penalties in the future is to make timely property tax payments.
Who Should Pay TMC Property Tax in Thane?
Pay TMC property tax in Thane if you are a:
- Commercial or industrial property holder (multiplexes, industrial warehouses)
- Residential property holder (apartments, independent houses)
- Landholder (vacant land)
- Institutional building owner (hospitals, universities)
*Note: Property tax is also applicable to properties that are under construction or vacant.
How to Calculate Property Tax in Thane?
The method used to calculate the TMC property tax in Thane is the Annual Rental Value (ARV) system. This means that the tax is levied based on a property's probable yearly rental income.
The factors that affect the yearly rental value are tabulated below:
| Element |
Impact |
| Occupancy Type |
Properties on lease or rent attract more house tax. |
| Building Type |
Kutcha construction vs. RCC (pucca) buildings |
| Age of Property |
Lower tax on older constructions. This is because of their high depreciation value. |
| Type of Use |
A higher amount of property tax is usually charged on commercial property holders. |
| Plinth Area |
The total covered area of a property, including internal and external walls, is also taken into account for house tax calculation. |
| Area / Zone |
Higher property tax for premium localities. |
How to Pay TMC Property Tax Online?
The property tax TMC payment step-wise guide is given below:
- Step 1: Select the search method for property details
Search for your property details using either' 'Owner Name' or 'Property No'.
- Step 2: Enter Required Details
Enter the details required and click on the 'Search button.
- Step 3: Verify property details
All the details of your property will be visible on your screen. Verify these details.
- Step 4: Check the amount and confirm details
Select the 'Pay Now option available on your screen. Click on 'Proceed if the amount and details are correct.
- Step 5: Enter details for payment
To make a payment, you must enter your registered email ID, mobile number, and the captcha code displayed.
- Step 6: Make payment
Select the checkbox given for 'Agree Terms and Conditions' and then click on 'Pay (*) with BillDesk. Now, pay through your preferred payment mode.
What to Do Next?
The next step includes downloading a digital copy of the property tax payment receipt. It is important to do so because the bill is generally required for:
- Mortgage
- Home loan sanction
- Property sale or ownership transfer
When is the Due Date to Pay the Thane Property Tax?
You can pay the TMC property tax in Thane in two half-yearly instalments. The due date for the first half-yearly instalment is 1 April, and 1 October for the subsequent half-yearly instalment. However, the civic bodies often offer rebates and discounts for early payments.
Discounts for Early Payment
If you make the entire property tax for the financial year altogether by 15th June, you may receive a 10% discount on the General Tax in the second semester. Additionally, no extra fees are charged if you make the payment online.
Hence, to enjoy the 10% rebate and the convenience of no extra fee on online payment, pay your dues before 15th June.
Penalties for Late Payment
For every month the TMC property tax payment is delayed, the property owner must pay a 2% fine on the remaining amount. The amount of fine can be even higher for those who fail to pay on time for even longer durations. Further non-compliance can also result in legal actions.
Why is Paying Property Tax Important for Your Home Insurance?
You must always pay house taxes on time. Here are some significant reasons:
| Reasons |
Explanation |
| Evidence of Ownership |
The receipts of house tax payments are generally considered equivalent to legal ownership proof. |
| Creditworthiness |
For home loan approval, people who make timely payments are preferred over candidates who don't. |
| Claim Validity |
The claim can be declined in case of an overly delayed property tax payment. |
Helpdesk & Contact Information
If you want more details or have any concerns related to the property tax in Thane, you can contact the following:
Helpline: 9152818798
Email ID: tmchelpdesk@ascentechindia.com
FAQs - Property Tax in Thane
-
Ans: You can make the TMC property tax payment in Thane by April 1 for the first half-yearly payment, and by October 1 for the next half-yearly payment.
-
Ans: You can pay your property tax online through the official TMC portal. However, you need to visit a zonal municipal office to make an offline payment.
-
Ans: In case you miss a property tax deadline, you will be charged a penalty on the outstanding tax amount.
-
Ans: Typically, early property tax payments in Thane are eligible for a rebate or discount of up to 10%. The discounts offered for a specific period are notified through the official TMC website.
-
Ans: It translates to penalty tax in English. It is a financial penalty levied on people who default on property tax payments.
-
Which properties are exempt from property tax in India?
In India, all buildings used for religious purposes are exempt from property tax.
-
What is the difference between property tax and house tax?
Property tax and house tax refer to the same thing. Property owners are liable to pay this tax for their real estate in a jurisdiction.
-
How to calculate property tax in Thane?
You can use the property tax calculator on the official TMC portal to calculate the tax on your property in Thane.
-
What is the rate of property tax in Thane for senior citizens?
Currently, there are no special discounts available on property tax payments for senior citizens in Thane. Every individual is required to pay the same rate as fixed by the authority.
-
How to download the bill for the TMC property tax in Thane?
You can find an option to download your property tax receipts on the official TMC property tax page. Log in using either ‘Property No’ or ‘Owner Name’, and click on the option available for ‘Download Receipts’.
Written By: PolicyBazaar - Updated: 09 September 2025
