Bajaj Allianz Cash Assure Plan

‘Bajaj Allianz Cash Assure Plan,’ is a traditional, money back policy, which is offering money protection and savings at the same time. There is a lump sum payout in fixed intervals to meet your short-term financial needs. Additionally, you can avail rider benefits by paying a nominal amount.

Read more
kapil-sharma
  • 4.8++ Rated
  • 10.5 Crore Registered Consumer
  • 51 Partners Insurance Partners
  • 5.3 Crore Policies Sold

Investment Plans

  • Plan starting from ₹1,000/month
  • Save upto ₹46,800 in Tax under section 80C^
  • Zero LTCG Tax
  • In built life cover
Top performing plans˜ with High Returns**
Invest ₹10K/month & Get ₹1 Crore# Tax-Free*
+91
Secure
We don’t spam
Please wait. We Are Processing..
Your personal information is secure with us
Plans available only for people of Indian origin By clicking on "View Plans" you agree to our Privacy Policy and Terms of use #For a 55 year on investment of 20Lacs
Get Updates on WhatsApp
We are rated++
rating
10.5 Crore
Registered Consumer
51
Insurance Partners
5.3 Crore
Policies Sold

How Does the Plan Work?

The plan can be customized as per your needs - You can personalize the policy as per your requirements in the following ways:

  • Select the Sum Assured

  • Select the Policy Term

  • Select the Premium Payment Frequency

The premium is calculated on the basis of sum assured, age of the policy holder, gender and policy term. Although, your money back interval and benefits vary with your policy term.

Advantages of Bajaj Allianz Cash Assure Plan

  • You get money back in fixed intervals.

  • Up to 150% of money back assurance. Though it varies as per the policy term that you have taken.

  • You can choose from four policy terms - 16, 20, 24 and 28 years.

  • You can take advantage of the smaller premium payment term.

  • Female policyholders can enjoy some special plans.

Benefits of Bajaj Allianz Cash Assure Plan

  • Death Benefits - In case of the sudden demise or death of the insured person during the policy term, the compensations provided to the nominee are mentioned below –

    • Total sum assured in the policy

    • plus, Interim Bonus, if earned

    • with Terminal Bonus, if earned

These amounts are subject to a minimum of 105 percent of the total premium, which is paid as the death benefit. The policy shall be terminated, thereafter.

  • Survival and Maturity Benefits - You need to pay all your premiums timely, to avail money backs on every due date as part of the Survival Benefit. On the date of maturity, you will get all the maturity benefits on timely payment of premiums.

People Also Read: Bajaj Allianz Life Dynamic Asset Allocation Fund

Check out the table below for Money Back Payouts at the end of the policy term

Money Back Policy Term
16 years 20 years 24 years 28 years
1st 4th 5th 6th 7th
2nd 8th 10th 12th 14th
3rd 12th 15th 18th 21st

Check out the table for Survival Benefit and Maturity Benefits

Policy Term 16 years 20 years 24 years. 28 years
Money Back 15 percent of the Sum Assured 20 percent of the Sum Assured 25 percent of the Sum Assured 30 percent of the Sum Assured
Maturity Benefits 60 percent of Sum Assured* Plus Vested Bonus (if any)* Plus Terminal Bonus (if any)

Tax Saving Benefits - Under Section 80C of the income tax act, the premium paid under this policy will be deducted from your taxable income.

Checkout the table below for Eligibility Conditions

Parameters Minimum Maximum
Entry Age 0 days 54 Years
Maturity Age 18 Years 70 Years
Sum Assured 1 lakh Rupees Subject to underwriting
Policy Term 16, 20, 24 & 28 years
Premium Paying Term(Policy Term minus 5 Years) 16 - 5 = 11 Years
20 - 5 =15 Years
24 - 5 =19 Years
28 - 5 = 23 Years
Premium Payment Frequency 1 Year, 6 months, 3 months and 30 days

Free look Period

You can cancel the policy, if you do not feel satisfied with the policy inclusions. The free look period is for 15 days only, and this is calculated from the date of commencement of the policy or policy document submission date. Please note that free look period is 30 days in case of Distance Marketing, if the policy issued is as per the IRDAI guidelines of insurance products.


˜Top plans are based on annualized premium, for bookings made through https://www.policybazaar.com in FY 25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
Disclaimer: #The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. *Tax benefits and savings are subject to changes in tax laws. All plans listed here are of insurance companies’ funds.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ

Ulip Insurer2
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
Average Rating
(Based on 1286 Reviews)

Ulip plans articles

Recent Articles
Popular Articles
Sahara Life ULIP Plan Calculator

02 Jul 2025

The Sahara Life ULIP Plan Calculator is a reliable online
Read more
Axis Max Life Flexi Wealth Plus Plan

24 Jun 2025

Axis Max Life Flexi Wealth Plus is a Unit Linked Insurance
Read more
Axis Max Life Flexi Wealth Advantage Plan

24 Jun 2025

Axis Max Life Flexi Wealth Advantage Plan is a unit-linked
Read more
Bandhan Life ULIP Calculator

05 Jun 2025

The Bandhan Life ULIP calculator is a financial tool that helps
Read more
Reliance ULIP Plan Calculator

05 Jun 2025

The Reliance ULIP Plan Calculator is a reliable financial tool
Read more
ULIP Calculator
  • 08 Oct 2018
  • 153215
A ULIP Calculator is a financial tool designed to help you compare ULIP plans and estimate the maturity amount
Read more
SBI Life ULIP Calculator
  • 22 Sep 2021
  • 22269
SBI Life Unit-Linked Insurance Plans (ULIPs) provide protection and investment opportunity to its policyholders
Read more
Axis Max Life ULIP Plan Calculator
  • 22 Sep 2021
  • 10544
Unit Linked Insurance Plan (ULIP) is an insurance product that combines both insurance and investment under a
Read more
SBI Life Smart Privilege Plan: Benefits & Features
  • 11 Jan 2017
  • 149325
SBI Life Smart Privilege is a unit-linked, non-participating life insurance plan offered by SBI Life Insurance
Read more
Axis Max Life Flexi Wealth Advantage Plan
  • 24 Jun 2025
  • 2539
Axis Max Life Flexi Wealth Advantage Plan is a unit-linked insurance plan that offers you both insurance and
Read more

Bajaj Allianz Cash Assure Plan Reviews & Ratings

4.6 / 5 (Based on 1286 Reviews)
(Showing Newest 10 reviews)
Divya
Ranchi, June 22, 2025
Kotak E Invest plus Policybazaar equal Win
Best combo. Policybazaars help made it stress free.
Harsha
Guwahati, June 21, 2025
Promise for Growth Plus Is Understated
It quietly delivers what it promises. Good pick.
Meera
Vellore, June 20, 2025
Click to Invest Makes Investing Fun
Simple UI digital first and a great entry level product.
Nikhil
Shimla, June 19, 2025
Goal Assure IV Seems Tailored for Me
Plan gives control over fund choice and returns.
Aditi
Vijayawada, June 16, 2025
Policybazaar Helped Me Choose Confidently
Smart Fortune Plus was explained so well. Really appreciated the clarity.
Nidhi
Indore, June 11, 2025
Birla Wealth Smart Plus Has Solid Features
Low charges and good growth options. Very happy.
Siddharth
Kochi, May 10, 2025
Pramerica Smart Invest Was a Pleasant Surprise
Didnt expect it to be this flexible. Great choice.
Aisha
Kolkata, April 09, 2025
ICICI Signature Plan Was a Smart Decision
Liked the balance between life cover and returns
Raghav
Ahmedabad, April 08, 2025
LIC Index Plus is a No Brainer
Safe low risk and time tested. I didnt have to think twice.
Amit
Guwahati, March 26, 2025
Reliable and Safe Investment
Policybazaar is reliable for investment. HDFC Life Dynamic Advantage Fund performs well and is safe for long term.
Claude
top

Become a Crorepati

Invest ₹10K/Month & Get ₹1 Crore# Returns

Mobile +91
*T&C Applied.
Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL