HDFC ERGO Two Wheeler Insurance

HDFC Ergo’s two wheeler insurance policy provides you assured services, comprehensive coverage, an online policy with competitive pricing.  If you are worried about the efforts to buy a bike policy then now you can buy the policy online.

Features of Two Wheeler Insurance Provided by HDFC Ergo:

HDFC Ergo provides cost-effective and transparent two-wheeler insurance plan for the two-wheeler vehicle owners. Apart from the coverage against third-party liability, the policy provides a shield against accidental damage to the vehicle and personal accident cover to the tune of Rs. 15 Lakh for the owner-driver.

There are exclusions added to the policy:

  • Loss or damage outside India or during the war and nuclear risks
  • Failure or mechanical breakdown
  • Damage caused while driving without a license
  • General wear and tear
  • Depreciation
  • Damage by a person driving under the influence of alcohol or drugs

Premium is dependent on factors like IDV, type, and age ofthe vehicle, fuel type, place of registration, etc.

Compare two wheeler insurance plans with other insurers before you buy the policy at Policy Bazaar to getthe best deal on a bike insurance policy.

Cheapest Two Wheeler Insurance

Add-on Covers in HDFC Ergo Two-wheeler Insurance Policy

Extra premium is required to be paid to avail these add-on benefits:

Zero Depreciation Cover

Usually, a bike insurance claim is paid after deducting the depreciation value of the vehicle parts. Zero-depreciation cover means that you will be paid the entire amount without any deductions. For instance, if your bike is damaged and the claim amount is Rs. 10,000and the depreciation value is Rs. 2,000 then you will receive only Rs. 8,000 as compensation. With this additional benefit, the insurer will pay you the complete amount.

Emergency Assistance Cover

Round-the-clock assistance is offered in case your two-wheeler breaks down. The services include loss of key assistance, minor repairs, duplicate key assistance, towing assistance, tyre change, fuel tank emptying and battery jump start.

You can also check insurance for the following bike models:

HDFC ERGO Two Wheeler Insurance - FAQs

HDFC ERGO Two Wheeler Insurance Reviews & Rating

/ 5 (Based on Reviews)(Showing Newest 15 Reviews)
icon

Harman

Gurgaon, October 24, 2016
star filledstar filledstar filledstar filledstar filled
Drive wheels with good insurance
To safe drive and take precautions before any unwanted situation happens, everyone need insurance. I have hdfc two wheeler insurance which is really very good and more benefits in low premiums. Policy coverage is high approx.90%, Claiming is simple and easy to make by taking help of executives of th...
icon

Niraj

Karnal, October 06, 2016
star filledstar filledstar filledstar filledstar filled
Good To Have My Insurance
Everybody needs two wheeler insurance policy for security reasons. I have one from hdfc ergo general insurance, absolutely fantastic policy no second doubt in that. Service is fabulous and staff and all other team members works very hard to satisfy the customer.
icon

Manveer

Gwalior, September 30, 2016
star filledstar filledstar filledstar filledstar filled
Two Wheeler Insurance
Premium of my two wheeler insurance plan is very less which i buy from hdfc ergo general insurance. The coverage is also good with high claims. All parts are covered in the insurance plan. Tow facility is also available and number of garages are very big.
icon

Tarun

Isanagar, August 26, 2016
star filledstar filledstar filledstar filledstar filled
Perfect Insurance Policy
Bike insurance from hdfc ergo general insurance in less investment and service is superb. Online renewal is possible through online portal which can be handled by anyone. Claims are simple to sanctioned. Tow facility is also there for free and except tires the whole vehicle is secured.
icon

Sidharth

Roorkee, July 22, 2016
star filledstar filledstar filledstar filledstar filled
Vehicle Security
My two wheeler insurance is fantastic for my new vehicle. The service is quick and on time too. Garages are many and providing great service, the tow facility is also available but charges may apply. Updates of the plan and renewals are easily done on online portal website.
icon

Harshit

Bandel, July 07, 2016
star filledstar filledstar filledstar outlinestar outline
Bike insurance
I have two wheeler insurance plan for my new bike which has less premiums. Policy covers maximum coverage and tow facility is available which is not chargeable. Service is fast and garages are many. The policy renew on online portal service which very simple to operate.
icon

Sandeep

Panaji, June 24, 2016
star filledstar filledstar filledstar outlinestar outline
Good
My two wheeler insurance plan is nice which has many benefits like low premiums, Tow facility for free at any location. The policy coverage is high and the claims are easy to sanction because of fast service facilitate by the executives and the staff of the company. The policy cover whole vehicle bu...
icon

Varun

Zahirabad, June 16, 2016
star filledstar filledstar filledstar outlinestar outline
Average Insurance
The policy I have is an average insurance plan. HDFC ERGo two wheeler insurance policy plan I have which have low premiums and the policy coverage and the claims are high. The number of garages are not so high but the service provided by them is good and fast so waiting is not a option. Tow service ...
icon

Bhupendra

Malapuram, June 16, 2016
star filledstar filledstar filledstar filledstar outline
Superb Plan
HDFC ERGO general insurance is the best. The product is two wheeler insurance plan. Policy coverage and claims are great and the premiums are low. The vehicle has full recovery even fiber parts also included in it. The tow facility is for free of cost at any location. I like the insurance.
icon

Naveen

Delhi, June 16, 2016
star filledstar filledstar filledstar filledstar outline
Awesome
The hdfc ergo general insurance provides me two wheeler insurance policy. Policy coverage is ~87% and the premium is low. Service is very fast and on time because the number of garages are huge for anytime assistance to the customers. Claims are high and whole vehicle is insure in the policy. Accide...
icon

Mayank

Kaushambi, June 16, 2016
star filledstar filledstar filledstar outlinestar outline
Manageable
I have hdfc ergo two wheeler insurance plan. Policy coverage is high ~92% and the premiums are low. Claims are high and even fiber parts of the two wheeler are included in the insurance policy. Large number of garages are there for fast and good services. Tow facility is also available for free at a...
icon

Laxam

Kota, June 16, 2016
star filledstar filledstar filledstar filledstar outline
Quality Investment
I got hdfc ergo two wheeler insurance plan for my new bike which is really nice insurance plan. Policy coverage is high approx. 87% and the claims are high. Claims are includes fiber parts too for recovery. Large number of garages are there for fast and good services. I like the insurance.
icon

Kshitij

Nagpur, June 16, 2016
star filledstar filledstar filledstar outlinestar outline
Trustworthy
I purchase two wheeler insurance from hdfc ergo general insurance. The policy coverage is 84% and the claims are high. Garages are many and the service is good and fast too. The fiber body parts of the bike is not included in the claims. And please improve your web services. The tow service is charg...
icon

Jayant

Siliguri, June 16, 2016
star filledstar filledstar filledstar filledstar outline
Superb Service
My hdfc ergo two wheeler insurance policy plan is an above average plan. Policy claims for fiber parts is included. Around 89% is the policy coverage and the service is very fast because of good number of garages. Tow service is provided for free of cost at any location. Updates are mailed through m...
icon

Hemant

Raipur, June 16, 2016
star filledstar filledstar filledstar filledstar outline
Future Security
The hdfc ergo General Insurance is the best which facilitate best benefits in low premiums. I buy two wheeler insurance plan. Policy coverage is high ~87% and the claims are high too. Service is great and the behaviour of the executives is really nice. The accidental death benefits is inbuilt in the...

Two Wheeler Insurance Articles

Renew Your Two-Wheeler Break-in Insurance Policy at PolicyBazaar

Renew Your Two-Wheeler Break-in Insurance Policy at PolicyBazaar

Owners of two-wheelers have been getting a good night’s sleep as far as their vehicle’s insurance is concerned, thanks to the two-wheeler online break-in policy. This service allows all the owners to get their expired policy renewed without any i...
Lost Your Two Wheeler Insurance Documents? Here Is What You Need To Do

Lost Your Two Wheeler Insurance Documents? Here Is What You Need To Do

A bike insurance policy is one of the important documents required for claim settlement. You won’t be able to make a claim unless you have your bike insurance policy document. In case you have lost your bike insurance papers, the only possible way ...
Two Wheeler Insurance Plans

Two Wheeler Insurance Plans

Two wheelers have a large share on the busy Indian roads. Be it a guy riding a motor bike to his college, a man going to his office on a scooter or a girl going to market on scooty, the need and place of two wheelers can never be replaced by any othe...
Top 7 Best Two-Wheeler Insurance Providers in India

Top 7 Best Two-Wheeler Insurance Providers in India

Under The Motor Vehicles Act, third-party two-wheeler insurance is mandatory in India. Apart from being a legal mandate, having insurance also acts as an added benefit in case of damage or loss to a two-wheeler due to accidents. Along with third-par...
A Complete Guide to Third Party Two-Wheeler Insurance

A Complete Guide to Third Party Two-Wheeler Insurance

As a rule stipulated by the Indian Motor Vehicles Act, 1988, it is mandatory for anyone riding a two-wheeler motor vehicle to have at least a valid third party two-wheeler insurance policy. Failing to follow comply with this rule could attract heavy ...