HDFC ERGO Two Wheeler Insurance
HDFC Ergo’s two wheeler insurance policy provides you assured services, comprehensive coverage, an online policy with competitive pricing. If you are worried about the efforts to buy a bike policy then now you can buy the policy online.
Features of Two Wheeler Insurance Provided by HDFC Ergo:
HDFC Ergo provides cost-effective and transparent two-wheeler insurance plan for the two-wheeler vehicle owners. Apart from the coverage against third-party liability, the policy provides a shield against accidental damage to the vehicle and personal accident cover to the tune of Rs. 15 Lakh for the owner-driver.
There are exclusions added to the policy:
- Loss or damage outside India or during the war and nuclear risks
- Failure or mechanical breakdown
- Damage caused while driving without a license
- General wear and tear
- Damage by a person driving under the influence of alcohol or drugs
Premium is dependent on factors like IDV, type, and age ofthe vehicle, fuel type, place of registration, etc.
Compare two wheeler insurance plans with other insurers before you buy the policy at Policy Bazaar to getthe best deal on a bike insurance policy.
Add-on Covers in HDFC Ergo Two-wheeler Insurance Policy
Extra premium is required to be paid to avail these add-on benefits:
Zero Depreciation Cover
Usually, a bike insurance claim is paid after deducting the depreciation value of the vehicle parts. Zero-depreciation cover means that you will be paid the entire amount without any deductions. For instance, if your bike is damaged and the claim amount is Rs. 10,000and the depreciation value is Rs. 2,000 then you will receive only Rs. 8,000 as compensation. With this additional benefit, the insurer will pay you the complete amount.
Emergency Assistance Cover
Round-the-clock assistance is offered in case your two-wheeler breaks down. The services include loss of key assistance, minor repairs, duplicate key assistance, towing assistance, tyre change, fuel tank emptying and battery jump start.
You can also check insurance for the following bike models:
- TVS Star City Plus Insurance
- Honda Activa-i Insurance
- Royal Enfield Bullet 350 Twinspark Insurance
- Suzuki Access Insurance
HDFC ERGO Two Wheeler Insurance - FAQs
Ans: HDFC ERGO General Insurance offers three modes for payment of premium
- You can sign a debit mandate at the time of signing the policy, thus your premium will be deducted automatically from the bank account
- By cash or cheque collection and
- By direct online payment
Ans: The right way to check the status of the policy is from the corporate website. Login into your website with user ID and password, and right-click on the policy number and get the details of the status of it.
Ans: If you have filled an auto debit mandate, the policy will be renewed automatically.
Alternatively,renew the Bike Insurance policy online by logging into e-Portal with valid login details. Pay via debit/credit card or Net banking and print you e-Payment receipt.
Ans: The company does not usually take more than 3 days for minor theft or accidents. They claim that they will settle all the cases within 7 days. You will have to submit the documents of proof and the claims form to the officer. Upon satisfactory evaluation, the amount of the claim will be deposited via NEFT in the policyholder’s bank account.
Ans: Cancellation of the policy is possible any time. You will have to go to the site and order for cancellation. You can also put up a mail. After a short documentation process, the policy will be cancelled and you will receive an intimation message.
HDFC ERGO Two Wheeler Insurance Reviews & Rating
HarmanGurgaon, October 24, 2016
To safe drive and take precautions before any unwanted situation happens, everyone need insurance. I have hdfc two wheeler insurance which is really very good and more benefits in low premiums. Policy coverage is high approx.90%, Claiming is simple and easy to make by taking help of executives of th...
NirajKarnal, October 06, 2016
Everybody needs two wheeler insurance policy for security reasons. I have one from hdfc ergo general insurance, absolutely fantastic policy no second doubt in that. Service is fabulous and staff and all other team members works very hard to satisfy the customer.
ManveerGwalior, September 30, 2016
Premium of my two wheeler insurance plan is very less which i buy from hdfc ergo general insurance. The coverage is also good with high claims. All parts are covered in the insurance plan. Tow facility is also available and number of garages are very big.
TarunIsanagar, August 26, 2016
Bike insurance from hdfc ergo general insurance in less investment and service is superb. Online renewal is possible through online portal which can be handled by anyone. Claims are simple to sanctioned. Tow facility is also there for free and except tires the whole vehicle is secured.
SidharthRoorkee, July 22, 2016
My two wheeler insurance is fantastic for my new vehicle. The service is quick and on time too. Garages are many and providing great service, the tow facility is also available but charges may apply. Updates of the plan and renewals are easily done on online portal website.
HarshitBandel, July 07, 2016
I have two wheeler insurance plan for my new bike which has less premiums. Policy covers maximum coverage and tow facility is available which is not chargeable. Service is fast and garages are many. The policy renew on online portal service which very simple to operate.
SandeepPanaji, June 24, 2016
My two wheeler insurance plan is nice which has many benefits like low premiums, Tow facility for free at any location. The policy coverage is high and the claims are easy to sanction because of fast service facilitate by the executives and the staff of the company. The policy cover whole vehicle bu...
VarunZahirabad, June 16, 2016
The policy I have is an average insurance plan. HDFC ERGo two wheeler insurance policy plan I have which have low premiums and the policy coverage and the claims are high. The number of garages are not so high but the service provided by them is good and fast so waiting is not a option. Tow service ...
BhupendraMalapuram, June 16, 2016
HDFC ERGO general insurance is the best. The product is two wheeler insurance plan. Policy coverage and claims are great and the premiums are low. The vehicle has full recovery even fiber parts also included in it. The tow facility is for free of cost at any location. I like the insurance.
NaveenDelhi, June 16, 2016
The hdfc ergo general insurance provides me two wheeler insurance policy. Policy coverage is ~87% and the premium is low. Service is very fast and on time because the number of garages are huge for anytime assistance to the customers. Claims are high and whole vehicle is insure in the policy. Accide...
MayankKaushambi, June 16, 2016
I have hdfc ergo two wheeler insurance plan. Policy coverage is high ~92% and the premiums are low. Claims are high and even fiber parts of the two wheeler are included in the insurance policy. Large number of garages are there for fast and good services. Tow facility is also available for free at a...
LaxamKota, June 16, 2016
I got hdfc ergo two wheeler insurance plan for my new bike which is really nice insurance plan. Policy coverage is high approx. 87% and the claims are high. Claims are includes fiber parts too for recovery. Large number of garages are there for fast and good services. I like the insurance.
KshitijNagpur, June 16, 2016
I purchase two wheeler insurance from hdfc ergo general insurance. The policy coverage is 84% and the claims are high. Garages are many and the service is good and fast too. The fiber body parts of the bike is not included in the claims. And please improve your web services. The tow service is charg...
JayantSiliguri, June 16, 2016
My hdfc ergo two wheeler insurance policy plan is an above average plan. Policy claims for fiber parts is included. Around 89% is the policy coverage and the service is very fast because of good number of garages. Tow service is provided for free of cost at any location. Updates are mailed through m...
HemantRaipur, June 16, 2016
The hdfc ergo General Insurance is the best which facilitate best benefits in low premiums. I buy two wheeler insurance plan. Policy coverage is high ~87% and the claims are high too. Service is great and the behaviour of the executives is really nice. The accidental death benefits is inbuilt in the...