HDFC ERGO Two Wheeler Insurance

4 / 5 based on 27 User Reviews

HDFC Ergo Two Wheeler Insurance Plan Overview

HDFC Ergo’s two wheeler insurance policy provides you assured services, comprehensive coverage, online policy with competitive pricing.  If you are worried about the efforts to buy a bike policy then now you can buy the policy online.

Features of Two Wheeler Insurance Provided by HDFC Ergo:

HDFC Ergo provides cost effective and transparent two-wheeler insurance plan for the two wheeler vehicle owners. Apart from the coverage against third party liability, the policy provides shield against accidental damage to the vehicle and personal cover to the tune of Rs 1 Lakh for the owner driver.

There are exclusions added to the policy:

  • Loss or damage outside India or during war and nuclear risks
  • Failure or mechanical breakdown
  • Damage caused while driving without license
  • General wear and tear
  • Depreciation
  • Damage by a person driving under influence of alcohol or drugs

Premium is dependent on factors like IDV, type and age of vehicle, fuel type, place of registration etc.

Compare two wheeler insurance plans with other insurers before you buy the policy at Policybazaar to get best deal on bike insurance policy.

You can also check insurance for the following bike models:

HDFC ERGO Two Wheeler Insurance - FAQs

1. How to pay premium? What are the modes of payment available?

HDFC ERGO General Insurance offers three modes for payment of premium

  • You can sign a debit mandate at time of signing the policy, thus your premium will be deducted automatically from the bank account
  • By cash or cheque collection and
  • By direct online payment

 2. How can I check policy status for HDFC ERGO two wheeler insurance?

The right way to check the status of the policy is from the corporate website. Login into your website with user ID and password, and right-click on the policy number and get the details of the status of it.

 3. What is the policy renewal process for HDFC ERGO two wheeler insurance?

If you have filled an auto debit mandate, the policy will be renewed automatically.

Alternatively, renew the Bike Insurance policy online by logging into e-Portal with valid login details. Pay via debit/credit card or Net banking and print you e-Payment receipt.

 4. What is the company’s process to settle claim for HDFC ERGO two wheeler insurance?

The company does not usually take more than 3 days for minor theft or accidents. They claim that they will settle all the cases within 7 days. You will have to submit the documents of proof and the claims form to the officer. Upon satisfactory evaluation, the claims amount will be deposited via NEFT in the policyholder’s bank account.

 5. What is the policy cancellation process for HDFC ERGO two wheeler insurance?

Cancellation of the policy is possible any time. You will have to go to the site and order for cancellation. You can also put up a mail. After a short documentation process, the policy will be cancelled and you will receive an intimation message.

You might be interested following insurance plans provided by HDFC Ergo:

HDFC ERGO Two Wheeler Insurance Reviews

TOTAL REVIEWS (27)
Harman
Gurgaon
October 24, 2016

Drive wheels with good insurance

To safe drive and take precautions before any unwanted situation happens, everyone need insurance. I have hdfc two wheeler insurance which is really very good and more benefits in low premiums. Policy coverage is high approx.90%, Claiming is simple and easy to make by taking help of executives of the company. Great experience, no delay in any service, less paperwork, online web facilities.

Niraj
Karnal
October 06, 2016

Good To Have My Insurance

Everybody needs two wheeler insurance policy for security reasons. I have one from hdfc ergo general insurance, absolutely fantastic policy no second doubt in that. Service is fabulous and staff and all other team members works very hard to satisfy the customer.

Manveer
Gwalior
September 30, 2016

Two Wheeler Insurance

Premium of my two wheeler insurance plan is very less which i buy from hdfc ergo general insurance. The coverage is also good with high claims. All parts are covered in the insurance plan. Tow facility is also available and number of garages are very big.

Tarun
Isanagar
August 26, 2016

Perfect Insurance Policy

Bike insurance from hdfc ergo general insurance in less investment and service is superb. Online renewal is possible through online portal which can be handled by anyone. Claims are simple to sanctioned. Tow facility is also there for free and except tires the whole vehicle is secured.

Sidharth
Roorkee
July 22, 2016

Vehicle Security

My two wheeler insurance is fantastic for my new vehicle. The service is quick and on time too. Garages are many and providing great service, the tow facility is also available but charges may apply. Updates of the plan and renewals are easily done on online portal website.

Harshit
Bandel
July 07, 2016

Bike insurance

I have two wheeler insurance plan for my new bike which has less premiums. Policy covers maximum coverage and tow facility is available which is not chargeable. Service is fast and garages are many. The policy renew on online portal service which very simple to operate.

Sandeep
Panaji
June 24, 2016

Good

My two wheeler insurance plan is nice which has many benefits like low premiums, Tow facility for free at any location. The policy coverage is high and the claims are easy to sanction because of fast service facilitate by the executives and the staff of the company. The policy cover whole vehicle but not the fiber parts and the tires.

Varun
Zahirabad
June 16, 2016

Average Insurance

The policy I have is an average insurance plan. HDFC ERGo two wheeler insurance policy plan I have which have low premiums and the policy coverage and the claims are high. The number of garages are not so high but the service provided by them is good and fast so waiting is not a option. Tow service is chargeable, Internet service easy and simple to access.

Bhupendra
Malapuram
June 16, 2016

Superb Plan

HDFC ERGO general insurance is the best. The product is two wheeler insurance plan. Policy coverage and claims are great and the premiums are low. The vehicle has full recovery even fiber parts also included in it. The tow facility is for free of cost at any location. I like the insurance.

Naveen
Delhi
June 16, 2016

Awesome

The hdfc ergo general insurance provides me two wheeler insurance policy. Policy coverage is ~87% and the premium is low. Service is very fast and on time because the number of garages are huge for anytime assistance to the customers. Claims are high and whole vehicle is insure in the policy. Accidental death benefits is inbuilt in the policy.

Mayank
Kaushambi
June 16, 2016

Manageable

I have hdfc ergo two wheeler insurance plan. Policy coverage is high ~92% and the premiums are low. Claims are high and even fiber parts of the two wheeler are included in the insurance policy. Large number of garages are there for fast and good services. Tow facility is also available for free at any location.

Laxam
Kota
June 16, 2016

Quality Investment

I got hdfc ergo two wheeler insurance plan for my new bike which is really nice insurance plan. Policy coverage is high approx. 87% and the claims are high. Claims are includes fiber parts too for recovery. Large number of garages are there for fast and good services. I like the insurance.

Kshitij
Nagpur
June 16, 2016

Trustworthy

I purchase two wheeler insurance from hdfc ergo general insurance. The policy coverage is 84% and the claims are high. Garages are many and the service is good and fast too. The fiber body parts of the bike is not included in the claims. And please improve your web services. The tow service is chargeable.

Jayant
Siliguri
June 16, 2016

Superb Service

My hdfc ergo two wheeler insurance policy plan is an above average plan. Policy claims for fiber parts is included. Around 89% is the policy coverage and the service is very fast because of good number of garages. Tow service is provided for free of cost at any location. Updates are mailed through mail.

Hemant
Raipur
June 16, 2016

Future Security

The hdfc ergo General Insurance is the best which facilitate best benefits in low premiums. I buy two wheeler insurance plan. Policy coverage is high ~87% and the claims are high too. Service is great and the behaviour of the executives is really nice. The accidental death benefits is inbuilt in the insurance policy.

Gurpreet
Gurgaon
June 16, 2016

Normal Insurance Policy

I have insurance for my two wheeler with hdfc ergo general insurance. Policy coverage is good but the premiums are little bit high. Claims are high with fast and on time services. Large number of garages are providing fast services and the recovery is so quick no long waiting in the queue.

Devesh
Karnal
June 16, 2016

Really Good

The HDFC ERGO General Insurance is the finest insurer that's why I purchase the two wheeler insurance policy plan from them. The policy coverage is high 89% and the claims are even better. Whole bike is insure in the policy and the claiming amount is high. Good number of garages are providing service to the customers for better and fast recovery. I like the plan.

Sandeep
Pune
June 16, 2016

Satisfactory Policy

The policy plan I have is hdfc ergo two wheeler insurance plan. The policy is an average one and the premium is low, that's the good thing in the insurance plan. Policy coverage is 69% and the claims are normal. The fiber body parts and servicing of the bike is excluded in the claims. Please improve your web services. Satisfactory for me.

Abhinav
Chaksu
June 16, 2016

Super Plan

I buy two wheeler insurance policy plan from hdfc ergo general insurance. Policy coverage is high ~90% and the claims are high. Garages are high in amount for fast and good services. Fiber parts of the two wheeler is included in claims. The tow up the bike/vehicle is provided by the terms and conditions of the policy which is absolutely free.

Eklavaya
Jalandhar
June 16, 2016

Very Good Policy

My hdfc ergo two wheeler insurance plan is good. Policy has low premiums. Policy coverage is high ~88% and the claims are even better. Garages providing good service to customers and tow facility is for free at any location in the country.

Rohit
Kalyan
June 16, 2016

High Returns

My friend suggested me the two wheeler insurance policy plan which I buy from hdfc ergo general insurance. Policy coverage is high 86% and the premiums is low. Claims easy sanctioned because of the fast services. The garages are present for good assistance and they are good in numbers.

Tanmay
Indore
June 16, 2016

Great Service

Great two wheeler insurance policy plan which I buy from hdfc ergo general insurance. Large amount of garages are present in the city for on time service. Policy provide good claims which includes whole vehicle recovery. Service is the best facilitate by the executives and the staff members. The tow service is facilitate at any location at any time.

Yogesh
Gwalior
June 16, 2016

High Coverage

My bike is secure because I have hdfc ergo two wheeler insurance plan. The policy coverage is high and the investment is low. Claims are nice with whole bike parts recovery. Huge amount of garages and workers are working to give best services to the customers. Tow facility is given for free.

Uttam
Mussorie
June 16, 2016

Responsive Faculty

I purchase two wheeler insurance policy plan from hdfc ergo general insurance. Policy coverage is superb around 89% and the premiums are low. Claims are high and the fiber parts also included in the policy. Large number of garages present in the city with good range and services. The updates are send time to time for best offers and upgradation in the policy.

Imran
Darjeeling
June 16, 2016

Excellent Work

I have two wheeler insurance policy plan which I buy from hdfc ergo general insurance. Policy coverage is 84% and the claims are high. The fiber body parts are also included in the claims. Large number of garages are present for fast service and easy recovery. Good work.