Go Digit Two-Wheeler Insurance

Go Digit General Insurance is one of India's growing general insurers, founded in 2016 by the former CEO of Bajaj Allianz, Mr Kamesh Goyal. Go Digit offers multiple insurance solutions, including bike insurance policies. Read ahead to learn about the Go Digit bike insurance policy in detail.

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Insure bike in 60 seconds
1.1 Crore+ Bikes Insured
97% claims settled#
Get Two Wheeler Insurance starting at only ₹1.3/day*
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Go Digit Bike Insurance Policy – Key Features

Here are the key features of the Digit bike insurance policy:

Categories Key Features
Cashless Garages 4400+ Garages
Claim Settlement Ratio (CSR) 97.0%(as per the IRDAI motor insurance annual report 2021-22)
Customer Assistance 24x7 available
Personal Accident (PA) Cover Up to Rs. 15 Lakh

Why Choose Go Digit Bike Insurance Policy?

Here are some interesting facts about Digit bike insurance policy:

  • Online Digit bike insurance premium is affordable.
  • Avail NCB discount of up to 50%.
  • It gives a range of add-on covers to customize your bike insurance policy.
  • The hassle-free claim settlement process can be done online.
  • Get third-party unlimited liability coverage for personal damages & up to 7.5 lakh for third-party property/vehicle damages.

Types of Go Digit Bike Insurance Coverage

There are two types of two-wheeler insurance policies offered by Go Digit:

  1. Third-party Liability Policy: As the name suggests, this policy covers financial and legal third-party liabilities during a road accident. The third party bike insurance covers the following instances:

    • Covers third-party losses, including property damage, bodily injuries or death.
    • Personal Accident (PA) cover up to Rs. 15 Lakh for the two-wheeler owner.
  2. Comprehensive Policy:This policy covers third-party liabilities and loss/damage caused to the insured bike. Here is a list of risks covered under the standard or comprehensive bike insurance policy:

    • Third-party liability cover.
    • Losses or damages to the insured two-wheeler due to accidents, natural calamities, man-made disasters, theft, etc.
    • Personal Accident (PA) cover up to Rs. 15 Lakh for the vehicle's owner.

Inclusions of Go Digit Bike Insurance Policy

The Digit two-wheeler insurance policy offers compensation to the insured vehicle in the following cases:

  • Loss due to theft, burglary, or housebreaking.
  • Loss/damage due to Accident or collision in a road accident.
  • Loss/damage due to fire, self-ignition, or explosion.
  • Loss/damage due to terrorist activity or any other malicious acts.
  • Loss/damage due to natural calamities such as earthquakes, cyclones, floods, tempests, storms, landslides, rockslides, etc.
  • Loss/damage to the third party in road accidents.

Exclusions of Go Digit Bike Insurance Policy

Any damages or losses to the insured bike are not covered in any of the below-mentioned events:

  • Any loss or damage due to willful activities or due to negligence.
  • Any loss or damage caused to the insured two-wheeler outside the geographical boundaries mentioned in the policy documents.
  • Any loss or damage sustained in the insured bike due to drunk driving or without a license.
  • Any loss or damage arising out of contractual liabilities.
  • Any loss or damage caused by nuclear weapons, radioactive contamination, or ionizing radiation.
  • Any loss or damage due to depreciation, wear & tear, electrical & mechanical breakdown and consequential loss.
  • Any loss or damage due to warlike situations, civil war, military power, etc.
  • Any loss or damage caused due to the exclusions mentioned in the policy documents.

How to Renew Online Go Digit Bike Insurance Policy?

As a bike insurance comes with an expiry date, it needs to be renewed on time. If you do not renew the policy on time, you will remain uncovered and will not be avail of NCB benefits. To restore your Go Digit bike insurance online, follow the below procedure:

  • Step 1: Go to the two-wheeler insurance renewal section on the insurer's website.
  • Step 2: Enter your bike's make, model, variant, registration date, and the location. Click 'Get Quotes'.
  • Step 3: Choose the type of bike insurance coverage as per your choice.
  • Step 4: Fill in details about your previous policy, such as date of expiry, NCB earned, number of claims raised the last year, etc.
  • Step 5: You will get Go Digit two-wheeler insurance quotes. If required, you can purchase add-ons.
  • Step 6: Complete the payment online, and you will receive the renewed Go Digit two-wheeler insurance policy at your registered email ID.

How to Claim Go Digit Bike Insurance Policy?

To make the Digit Bike Insurance Claim process a hassle-free experience, you need to follow the below simple steps:

  • Step 1: Register your claim by calling Digit two-wheeler insurance customer care at 1800-258-5956.
  • Step 2: No paperwork will be required. You can handle claim-related formalities using your smartphone and a stable internet connection.
  • Step 3: Once the claim is registered, you will be provided with a self-inspection link and follow the instructions given:
    • Click images of damages caused to the insured bike.
    • The investigation team from the insurance company will supervise the case and get back to you with an estimation.
    • Post the formalities, you can choose the mode of claim settlement process. The expenses will be directly settled with the garage in a cashless claim.
    • You can contact the grievance team for assistance if the settled claim amount does not meet your expectations. The insurer assures to resolve the issue within 24 hours.

Digit Bike Insurance Customer Care

In order to purchase a policy or register Digit two-wheeler insurance claims, you can call the insurer on 24-x7 helpline number 1800-258-5956.

You can also write them at hello[@]godigit[.]com. The helpline service is available annually, even on national/gazette holidays.


You may also read National Two-wheeler Insuranc

Digit Two-wheeler Insurance – FAQs

Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
Average Rating
(Based on 29 Reviews)

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Digit Two Wheeler Insurance Reviews & Ratings

4.8 / 5 (Based on 29 Reviews)
(Showing Newest 10 reviews)
Lakshay
Bhopal, August 18, 2021
Papereless claim settlement
I found my plan according to my need from policy bazaar. after comparing a lot of plans, i got the Digit General insurance policy. i bought it because they are giving me paperless claim settlement and great coverage with easy online process. company assured that their customer will get 24*7 customer service with satisfaction.
Vimlendra
Delhi, June 04, 2021
Easy to pay
It is very easy to make the payment of premium of digit car insurance plan. I did it online and that was simple and quick. Also, I like the transparency. It is one of the best plan I had bought.
Gopal
Navada, June 04, 2021
Compare and buy
I always compare and buy the two wheeler insurance plan and I did it on the website of the policybazaar. It is easy and subtle to compare and I have also got the best digit two wheeler insurance plan.
Mannu
Shikohabad, June 04, 2021
No claim bonus certificate
I have got the no claim bonus certificate from the website of the Policybazaar. I have the plan of Digit two wheeler insurance and it is really good. I did not filed for a claim last year and thats why I have got the no claim bonus certificate this year.
Aryan
J. P. Nagar, July 02, 2020
NCB
It helps me in getting a NCB easily. I just call the custoer care team and they helped me in getting the same.
Adarsh
Vadakara, July 01, 2020
Great customer care
The customer care team of policybazaar is very nice and helps in resolving the complaints.
Armaan
Agalpur, June 30, 2020
Compare and buy
I went to the website of policybazaar and compared the plans with policybazaar. It was easy and I researched on every plan.
Yaman
Digboi, June 29, 2020
Good plans
I avail a very good plan of two wheeler insurance. It was a great decision to get it done from policybazaar.
Rakshit
Iglas, June 29, 2020
Great sales team
The sales team of policybazaar is quite good genuine. They helped me in getting a good quotation of two wheeler insurance. Thanks a lot team.
Anuj
Echoda, June 21, 2020
Add on covers
You can avail and can add on the covers according to yourself while you can speak to the sales people. They will help you in the same.

^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.

^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.

#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.

*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)

#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.

*Rs 457/- per annum (1.3/day) is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial). Premium is payable on an annual basis