Digit Two Wheeler Insurance

Digit General Insurance is one of the growing general insurers in India. The company was founded by the former CEO of Bajaj Allianz, Mr Kamesh Goyal. With more than 10 lakh products sold in the past years, the company is growing to be one of the leading insurers soon.

Read more

Get Two-Wheeler Insurance
Starting @ only ₹482/year*
  • Save up to 85%

    Lowest 2W Premiums
  • 20+ Insurers

    To Choose From
  • 68 Lakh+

    Bikes Insured

TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI approved insurance plan. Standard T&C apply

Stay home & renew bike insurance in 2 minutes
No Documents Required
Enter Bike Number

However, its expertise lies in the domains such as Travel Insurance and Insurance, Two wheeler insurance policies offered are worth your investment. The company has settled more than 87% claims till date and 100% travel claims in partnership with Cleartrip.com.

It has close tie-ups with leaders like PayTM, Flipkart, Amazon, Tanishq, Thomas Cook and PolicyBazaar. The company has marked its global presence in 179 countries with more than 10000 network hospitals.

Two Wheeler insurance policy by Digit General Insurance offers comprehensive coverage by insuring the vehicle against third party liability and own damages.

Interesting Facts of Digit General Insurance

  • Founded by Mr Kamesh Goyal (former CEO of Bajaj Allianz).
  • Total Policies Sold: 10 lakh including two-wheeler, travel, health
  • 87 Claims settled within 24 hours.
  • Partnered with Allianz for international travel with more than 10,000 network hospitals in 179 countries globally
  • Its expertise lies in Travel and especially self-inspection and auto-claims process.
  • Claim settlement without a paperwork

Why Digit Two Wheeler Insurance?

There is no harm in getting a luxury bike until you haven’t compromise on the safety part. And without insuring it, you can’t assure the optimum safety of your prized asset. Considering the growing cases of accidents, insuring your two wheeler is a must. Moreover, you can’t drive it on the road without a valid insurance as per the laws laid down on the Motor Vehicles Act 1988.

Two wheeler insurance is essential when it comes to ensuring the safety of your bike. Digit Two Wheeler insurance policy covers the insured vehicles for third-party liabilities and own damage. You can avail cashless repair facility at more than 1000 network garages across the country.

The insurer offers comprehensive protection to your prized possession with Digit two wheeler insurance. A financial shield has been assured if any unfortunate situation arises. Moreover, you can customise the plan as per your insurance requirements. Below is the brief rundown on the plan:

Digit Two Wheeler Insurance Features

The salient features of Digit two wheeler insurance are:

  • Enjoy paperless claim settlement with the smartphone-enabled claims process
  • Advance cash to repair your prized possession
  • Cashless settlement at digit network garages, with 6-month repair guarantee
  • Pick-up, repair and drop service at just a call away
  • Avail add-on covers like 24x7 Breakdown Assistance, Engine & Gearbox Protection, Tyre Protection

Digit Two-wheeler Insurance Coverage

The insurer offers two types of plans under Digit Two Wheler insurance, which include:

  • Third Party Insurance
  • Standard Package Policy or Comprehensive Cover


Coverage Offered

Third Party Insurance

  • Covers third-party losses including property damage, bodily injury or death
  • Personal Accident cover up to Rs. 15 Lakh for the owner-driver

Standard Package

  • Third party liability cover
  • Accidental damages to the vehicle
  • Personal Accident cover up to Rs. 15 Lakh for the owner-driver

Digit Two Wheeler Insurance Claim Procedure

In order to make claim process a hassle-free experience you just need to follow the below simple steps and stay claim-assured!

  • Register your claim by calling on the customer care of Digit two wheeler insurance at 1800-258-5956.
  • No paperwork will be required. You can handle claim related formalities by using your cell-phone
  • Once the claim is registered, you’ll be provided with a self-inspection link and follow the instructions given
  • Click images of damages and follow the step-wise process guided
  • The investigation team from the insurer will supervise the case and get back to you with an estimation
  • Post the formalities, you can choose the mode of repairs between Advance Cash or Cashless through the network garages.
  • In case of cashless claim, the expenses will be directly settled with the garage.
  • If the settled claim amount doesn’t meet your expectations, you can contact the grievance redressal team and get assistance. The insurer assures to resolve the issue within 24 hours.

Digit Two Wheeler Insurance Customer Care

In order to purchase digit two wheeler insurance or to register a travel claim, you can call the insurer on 24x7 helpline number 1800-258-5956.

You can also write them at hello[@]godigit[.]com. The helpline service is available throughout the year, even on national/gazetted holidays.

How to Compare and Buy Digit Two-wheeler Insurance Online?

Buying digit two wheeler insurance online is the most convenient way of buying. It enables you to compare different plans available in the market. To compare the plans you can approach an aggregator website as well, where the process of comparing is easy. Just visit any of such websites, provide necessary information about the vehicle including personal information, your requirement etc and submit. The website will suggest related plans as per your requirement.

At the time of comparison, you should be careful about a few things such as premium, coverage, claim settlement ratio of the insurer etc. so that you can land on the right deal. Moreover, it is the most time-saving mode of buying insurance where you can buy even sitting in the office or lying on your favourite couch at home.

At the time of buying, the premium shouldn’t be your only concern. You may find some plans very cheap but cheap isn’t the best always. Look for the coverage and analyse if it suffices your needs. the motive of online comparison is to suggest you the best possible plans that suit the requirements.

Digit Two Wheeler Insurance - FAQs

  • Q1. Why do I need third Party Liability insurance?

    Ans: Third Party Liability insurance is the basic insurance cover mandatory by the Motor Vehicles Act. In India, you can’t drive a bike without insuring it with Third Party insurance. It covers you for any kind of liability arising for accidental damage to the property of a third party, bodily injury or death.
  • Q2. Is Digit Two Wheeler insurance offers pick-up or drop facility?

    Ans: Yes. Pick-up and drop facility is offered under Digit Two Wheeler insurance. To avail this policy, just call on the helpline number at 1800-258-5956. In case of breakdown, your bike will be picked directly from the point, get repaired and delivered to your doorstep!
  • Q3. If I want to opt for add-on covers, what are the options available?

    Ans: The insurer offers some add-on covers which can be availed at an extra premium. The add-on covers to be availed are 24x7 Breakdown Assistance, Tyre Protection, Engine & Gearbox Protection.
  • Q4. What is the claim settlement procedure of Digit Two Wheeler Insurance?

    Ans: You can experience a seamless claim settlement with Digit two wheeler insurance with a few simple steps:

    Step 1: Register the claim by calling on the toll-free number at 1800-258-5956.

    Step 2: Claim can be tracked on phone by clicking on the self-inspection link provided by the insurer upon client registration

    Step 3: Click the images of damages and upload

    Step 4: investigation team will investigate the damages and make an estimation, based on which claim will be settled

    Step 5: You can choose the mode of repairs either as Advance Cash or Cashless at network garages.

Digit Two Wheeler Insurance Reviews & Ratings

4.8 / 5 (Based on 29 Reviews)
(Showing Newest 25 reviews)
Bhopal, August 18, 2021
Papereless claim settlement
I found my plan according to my need from policy bazaar. after comparing a lot of plans, i got the Digit General insurance policy. i bought it because they are giving me paperless claim settlement and great coverage with easy online process. company assured that their customer will get 24*7 customer service with satisfaction.
Shikohabad, June 04, 2021
No claim bonus certificate
I have got the no claim bonus certificate from the website of the Policybazaar. I have the plan of Digit two wheeler insurance and it is really good. I did not filed for a claim last year and thats why I have got the no claim bonus certificate this year.
Navada, June 04, 2021
Compare and buy
I always compare and buy the two wheeler insurance plan and I did it on the website of the policybazaar. It is easy and subtle to compare and I have also got the best digit two wheeler insurance plan.
Delhi, June 04, 2021
Easy to pay
It is very easy to make the payment of premium of digit car insurance plan. I did it online and that was simple and quick. Also, I like the transparency. It is one of the best plan I had bought.
J. P. Nagar, July 02, 2020
It helps me in getting a NCB easily. I just call the custoer care team and they helped me in getting the same.
Vadakara, July 01, 2020
Great customer care
The customer care team of policybazaar is very nice and helps in resolving the complaints.
Agalpur, June 30, 2020
Compare and buy
I went to the website of policybazaar and compared the plans with policybazaar. It was easy and I researched on every plan.
Digboi, June 29, 2020
Good plans
I avail a very good plan of two wheeler insurance. It was a great decision to get it done from policybazaar.
Iglas, June 29, 2020
Great sales team
The sales team of policybazaar is quite good genuine. They helped me in getting a good quotation of two wheeler insurance. Thanks a lot team.
Echoda, June 21, 2020
Add on covers
You can avail and can add on the covers according to yourself while you can speak to the sales people. They will help you in the same.
Vadnagar, June 21, 2020
I got the discount when I got the two wheeler insured from policybazaar. It was easy and quick.
Waghai, June 21, 2020
Along with the less premium rates I got the best benefits while getting a two wheeler policy. It was a bonus thing. Thanks team.
East Champaran, June 21, 2020
Excellent Quotes
I really got good number of quotes in the website of policybazaar. Of every company and with good prices.
Vadodara, June 20, 2020
Claim query
I was having a claim related issue. And I called the team. It was resolved in 24 hours.
Bablabona, June 20, 2020
Calculator facility
I went to policybazaar website and saw this calculator which helps us to check about the premium rate with certain year. I checked and after that I bought the insurance.
Vadodara, June 20, 2020
Online Insurance
It is very easy to but the insurance online. Quite happy with this decision. As at home I got a good two wheeler insurance for my bike.
Babina, June 20, 2020
EMI option
While getting my two wheeler insured I got to know that I can avail for EMI option too. It is easy to make the payments.
Vadgaon, June 20, 2020
List of companies
You will get a good list of companies while you are searching a good plans in policybazaar website. They are great and easily to get an affordable one.
K.v.rangareddy, June 18, 2020
Low premium
I got my two wheeler insurance from policybazaar. The premium rate was low and it was not so expensive.
Jagadhri, June 18, 2020
Happy and satisfied
I am very happy with the services of the policy bazaar. It is quite good and unique. They actually take good care of their customers.
Fakirsahi, June 18, 2020
Quick work
It was a quick way to solve everything. I was having some problem with my policy but the query was resolve in 24 hours. Very quick.
Jadcherla, June 18, 2020
Best place to get insured
Policybazaar is best place to get a good insurance plan. As you can compare and get the quotes. And can buy in few minutes.
K.b.p. Pupri, June 18, 2020
Paperless work
With the help of digitalisation we are moving at good way. All the work is to be done in paperless way. I got my policy copy on my email within 1 hour of purchase.
Adivada, May 19, 2020
Online process
One of the greatest feature is that it is an online process and it is quite good that all things has to be done in email and online basis.
Adoni, May 11, 2020
Hassle free
While purchasing the two wheeler policy plan from policybazaar it was quick and hassle free. Also, it was an online process.
Two Wheeler Insurance Articles
Renew Your Two-Wheeler Break-in Insurance Policy at PolicyBazaar
Renew Your Two-Wheeler Break-in Insurance Policy at PolicyBazaar Owners of two-wheelers have been getting a good night’s sleep as far as their vehicle’s insurance is concerned, thanks to the two-wheeler online break-in policy. This service all...
Best Two Wheeler Insurance Plans in India
Best Two Wheeler Insurance Plans in India When it comes to choosing the best two wheeler insurance plans, we’re sure you have heard enough from different bike insurance providers about the benefits and coverage offered in the various types of bi...
Lost Your Two Wheeler Insurance Documents? Here Is What You Need To Do
Lost Your Two Wheeler Insurance Documents? Here Is What You Need To Do A bike insurance policy is one of the important documents required for claim settlement. You won’t be able to make a claim unless you have your bike insurance policy document...
Honda Activa 3G Insurance
Honda Activa 3G Insurance Honda Activa was solely responsible for reviving scooter market in the country after its launch. The scooter was firstly introduced in the year 2000 and Activa 3G is the latest offering from the company. The third generat...
Consequences of Not Buying A Two Wheeler Insurance Policy
Consequences of Not Buying A Two Wheeler Insurance Policy According to IRDA, 75% of two-wheelers plying on Indian road either have no insurance or their insurance has lapsed. While there are instances when one genuinely forgets to renew bike ins...