Go Digit Bike Insurance

Go Digit Bike Insurance Policy – Key Features

Here are the key features of the Digit bike insurance policy:

Why Choose Go Digit Bike Insurance Policy?

Here are some interesting facts about Digit bike insurance policy:

• Online Digit bike insurance premium is affordable.
• Avail NCB discount of up to 50%.
• It gives a range of add-on covers to customize your bike insurance policy.
• The hassle-free claim settlement process can be done online.
• Get third-party unlimited liability coverage for personal damages & up to 7.5 lakh for third-party property/vehicle damages.

Types of Go Digit Bike Insurance Coverage

There are two types of two-wheeler insurance policies offered by Go Digit:

1. Third-party Liability Policy: As the name suggests, this policy covers financial and legal third-party liabilities during a road accident. The third party bike insurance covers the following instances:

   • Covers third-party losses, including property damage, bodily injuries or death.
   • Personal Accident (PA) cover up to Rs. 15 Lakh for the two-wheeler owner.

2. Comprehensive Policy: This policy covers third-party liabilities and loss/damage caused to the insured bike. Here is a list of risks covered under the standard or comprehensive bike insurance policy:

   • Third-party liability cover.
   • Losses or damages to the insured two-wheeler due to accidents, natural calamities, man-made disasters, theft, etc.
   • Personal Accident (PA) cover up to Rs. 15 Lakh for the vehicle's owner.

Inclusions of Go Digit Bike Insurance Policy

The Digit two-wheeler insurance policy offers compensation to the insured vehicle in the following cases:

• Loss due to theft, burglary, or housebreaking.
• Loss/damage due to Accident or collision in a road accident.
• Loss/damage due to fire, self-ignition, or explosion.
• Loss/damage due to terrorist activity or any other malicious acts.
• Loss/damage due to natural calamities such as earthquakes, cyclones, floods, tempests, storms, landslides, rockslides, etc.
• Loss/damage to the third party in road accidents.

Exclusions of Go Digit Bike Insurance Policy

Any damages or losses to the insured bike are not covered in any of the below-mentioned events:

• Any loss or damage due to willful activities or due to negligence.
• Any loss or damage caused to the insured two-wheeler outside the geographical boundaries mentioned in the policy documents.
• Any loss or damage sustained in the insured bike due to drunk driving or without a license.
• Any loss or damage arising out of contractual liabilities.
• Any loss or damage caused by nuclear weapons, radioactive contamination, or ionizing radiation.
• Any loss or damage due to depreciation, wear & tear, electrical & mechanical breakdown and consequential loss.
• Any loss or damage due to warlike situations, civil war, military power, etc.
• Any loss or damage caused due to the exclusions mentioned in the policy documents.

How to Renew Online Go Digit Bike Insurance Policy?

As a bike insurance comes with an expiry date, it needs to be renewed on time. If you do not renew the policy on time, you will remain uncovered and will not be avail of NCB benefits. To restore your Go Digit bike insurance online, follow the below procedure:

• Step 1: Go to the two-wheeler insurance renewal section on the insurer's website.
• Step 2: Enter your bike's make, model, variant, registration date, and the location. Click 'Get Quotes'.
• Step 3: Choose the type of bike insurance coverage as per your choice.
• Step 4: Fill in details about your previous policy, such as date of expiry, NCB earned, number of claims raised the last year, etc.
• Step 5: You will get Go Digit two-wheeler insurance quotes. If required, you can purchase add-ons.
• Step 6: Complete the payment online, and you will receive the renewed Go Digit two-wheeler insurance policy at your registered email ID.

How to Claim Go Digit Bike Insurance Policy?

To make the Digit Bike Insurance Claim process a hassle-free experience, you need to follow the below simple steps:

• Step 1: Register your claim by calling Digit two-wheeler insurance customer care at 1800-258-5956.
• Step 2: No paperwork will be required. You can handle claim-related formalities using your smartphone and a stable internet connection.
• Step 3: Once the claim is registered, you will be provided with a self-inspection link and follow the instructions given:
  
  • Click images of damages caused to the insured bike.
  • The investigation team from the insurance company will supervise the case and get back to you with an estimation.
  • Post the formalities, you can choose the mode of claim settlement process. The expenses will be directly settled with the garage in a cashless claim.
  • You can contact the grievance team for assistance if the settled claim amount does not meet your expectations. The insurer assures to resolve the issue within 24 hours.

Digit Bike Insurance Customer Care

In order to purchase a policy or register Digit two-wheeler insurance claims, you can call the insurer on 24-x7 helpline number 1800-258-5956.

You can also write them at hello[@]godigit[.]com. The helpline service is available annually, even on national/gazette holidays.

You may also read National Two-wheeler Insuranc

Digit Two-wheeler Insurance – FAQs