Tata AIG Two Wheeler Insurance

TATA AIG Two Wheeler Insurance plan is offered by Tata AIG General Insurance Company Limited, which is an Indian general insurance company. TATA Aig is a joint venture between TATA Group and American international group. Two wheelers are considered as the most convenient and easy going mode of transportation in any busy city. However, the same is not free from risk especially in today’s scenario where the numbers of vehicles are increasing day by day. TATA AIG has designed Two Wheeler Insurance Plans to protect the same from the risk of accidents, third party damage/loss etc. The company caters to the requirements of insurance plans both in the Life Insurance plans and in General Insurance plans.

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Two-Wheeler insurance plan offered by the company comes under the category of Motor Insurance plans. Amongst all the other two-wheeler insurance plans, TATA AIG two-wheeler plan is a comprehensive plan which provides the all round protection from any unforeseen incidents.

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TATA AIG Two Wheeler Insurance Plan

Two wheeler insurance is as important and vital as four wheeler insurance plans. And as two-wheelers are very effortless to travel with, the exposure to the accident are more. Accidents can happen at any time while riding this vehicle and hence its absolutely essential to keep protection against all kind of risks associated with the accident. Every vehicle owner’s prime accountability is to avail a good two wheeler insurance policy which will help and protect oneself not only from the danger of the accident but also from the third party risks as well. Moreover, legally also the same is mandatory. This insurance provides a monetary shield and an absolute peace of mind. In case of any unpleasant incident or an unanticipated emergency, the two-wheeler insurance plan will also take care of the financial liability that arises due to theft, burglary, house break, natural calamities like lightning, storms etc and third party property damage and death of the third party. The insurance company supports the insured individual in law suits as well. Several two wheeler insurance plans are available in TATA AIG two wheeler insurance plans and one can choose a plan which suits his requirements.

Features & Benefits of Tata AIG Two Wheeler Insurance

TATA AIG two wheeler insurance plans has distinctive features and benefits which makes it different from the rest of the two-wheeler insurance plans. The two-wheeler plans provide an all around coverage from any unforeseen loss or damage to the two-wheelers. TATA AIG Two wheeler plans are cost-efficient, user-friendly and most importantly transparent in nature.

  • This plan covers the partial or total loss caused to the vehicle due to accident, fire and associated  perils.
  • TATA AIG Two Wheeler Insurance Plan covers the Third Party Liability in terms of bodily injury and third party property damage under third party bike insurance plan.
  • Special discount (No Claim Bonus) for a claim-free experience.
  • Depreciation for parts which needs replacement will be calculated at a prefixed rate in case of accidents under this plan.
  • There is simply no deduction on the count of the Salvage Value under this plan.
  • The Convenience of making payments directly to various authorized garages through Direct Payment Facility as well. Though this is available in few selected locations only
  • Personal accident cover up to 15 lakhs
  • Speedy and hassle free claim settlement process.
  • TATA AIG two wheeler insurance plan can be applied online as well.
  • Customer support is always available (24x7) at the service resolving the queries
  • Online renewal of plans can be done also from the official website under this plan.

Tata AIG Two Wheeler Insurance Eligibility

Any person who owns a two-wheele can buythis policy-

Tata AIG Two Wheeler Insurance Coverage

This plan covers the Two-Wheeler

  • Any loss or damage caused to the vehicle.
  • Any Third Party Liability which has happened due to an accident resulting in loss or damage of life or property of any third party.

Exclusions under TATA AIG Two Wheeler Insurance Plan

This plan also has the generic exclusions as other two-wheeler plans like driving without a valid license or under the influence of drugs or alcohol or beyond the contracted geographical boundaries or even for commercial usage or as a part of terrorism.

Add On Covers for Tata AIG Two Wheeler Insurance Plan

Certain Add On Covers are available if one wants to opt for the same which are namely:

  • Depreciation Reimbursement: Under this plan, TATA AIG will pay the depreciation value of the replaced parts for the first 2 own damage claims and provided the same is shown in Section 1 of the plan.
  • Return To Invoice: Under this plan, the amount paid in case of total loss/ theft is equal to the difference between claim received and the car’s actual purchase price as mentioned in the invoice or current market price whichever is less including first-time registration charge and road tax.

However, certain exclusions are there under this plan which is as follows:

  • Total loss and theft claim is not covered under section 1 of this plan.
  • If the vehicle is stolen, the same is recovered within 90 days of theft unless the Final Investigation Report is submitted.
  • Any non built-in electrical and non electrical accessories including bi-fuel kit which forms the part of the invoice but is not insured under section 1 of the plan.
  • Covered vehicle s imported.
  • In case of a theft claim, the Final Investigation Report is not issued by the Police Authorities and is to be submitted to TATA AIG.

Tata AIG Two Wheeler Insurance Renewal Online

It is very important that the policyholder renews his two wheeler insurance in time so that insured vehicle remains covered under the insurance plan. The Tata AIG bike insurance renewal enables him to continue enjoying the policy benefits without any breaks.

The first step of Tata AIG two wheeler insurance renewal is to go to the renewal section on the website. The policyholder will have to enter his policy number along with other details, including two-wheeler registration number and client identification number. In addition to these, few personal details, such as registered email and phone number will have to be provided under this Tata AIG bike insurance renewal process. The premium amount needs to be paid next. A digitally signed copy of the insurance policy will be sent to the registered email id after the payment of the requisite amount will be made. The policy document can also be downloaded.

The policyholder can also get reminders for Tata AIG two wheeler insurance renewal. This option is called “Set a Policy Reminder” and is available on the two wheeler insurance page under motor insurance. Under this reminder option for Tata AIG bike insurance renewal, the details required are as follows:

  • Name
  • Policy Number
  • Mobile Number
  • Email id
  • Telephone Number
  • Product Name
  • Month

Claim Process for TATA AIG Two Wheeler Insurance

There are various ways one can file a claim which are:

Calling at 24x7 Toll-free number of the company. The following details need to be kept handy while making a conversation with a customer care executive:

    • Policy Number: The Policy Number needs to be provided to track the individual insurance plan.
    • Contact Number: This is mandatory as the company needs to contact the policy holder as and when required.
    • Name of Insured: It’s again a must to provide.
    • Location of Loss: The location or place where the incident has taken place needs to be mentioned.
    • Date & Time of Loss: The date and time of the incident needs to be mentioned also.
    • Nature of Loss:
    • Place and contact details of the person at the loss location.
  • Write to general.claims@tata-aig.com

Actions need to be taken in case of an accident

In case of an accident, the following thing needs to be done:

  • Attend to bodily injury if applicable
  • It is prudent to note down the numbers of the other vehicles involved in the accident if applicable.
  • If there are any witnesses, the names and contact numbers can be noted down.
  • Call up the toll-free number immediately in the event of any claim and fill up the claim form as attached with the insurance plan.
  • FIR or First Information Report has to be filed with Police in case of property damage, theft or bodily injury claims.

The documents which are needed for the processing of claims mainly are:

  • Claim Form.
  • Driving License of the person who was driving at the time of the incident.
  • FIR.
  • Registration Book

What TATA AIG will do:

TATA AIG has highly trained professionals who handles claims and they will take care of the settlement process entirely. They will do the following:

  • Update and notify you about the recent policies and procedures so that you are aware of the process and the changes as well.
  • Direct and help you to a superior repair facility which will assist the insured person to take good care of the vehicle.
  • Evaluation and estimation of repairs with the authorized garages in such a way that one need not take any hassle or trouble of doing any personal estimation from his end.
  • Informing about the cost of repairs and every details of the same.
  • If need be, direct payment will be made to the authorized garage to share the loss as per the plan and schedule.

TATA AIG ‘s  Insurance claim is considered as one of the most price competent, fast and customer friendly and  has the following strengths

  • All India Network of Surveyors.
  • Tailor-made service level agreements for all major customers. 
  • The Direct settlement at major garages under TATA AIG Two wheeler plans.
  • Green Channel Settlement –Value added services at no extra cost.
  • SMS claim notification/ e-claim notification under this plan.
  • Guarantee of repairs/ Auto Restore Warranty under Two wheeler plans .

TATA AIG Two Wheeler Insurance plan can be taken for second hand two-wheelers also.

TATA AIG Two Wheeler Insurance - FAQs

Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
Average Rating
(Based on 36 Reviews)

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Tata AIG Two Wheeler Insurance Reviews & Ratings

4.8 / 5 (Based on 36 Reviews)
(Showing Newest 10 reviews)
Ish
Bhubaneswar, October 09, 2021
Excellent service
If I talk about my experience with Policybazaar, it has been great so far. It has been a long time since I am using the Tata aig bike plan that I bought from Policybazaar. I have received excellent service since the beginning. Completely satisfied with my plan
Divyansh
Jalandhar, October 09, 2021
Remarkable services
I have received noteworthy services from Policybazaar during the renewal of Tata aig plan which I bought for my bike last year. This was the first renewal so I was not aware of the process. So I took the help of a customer service executive for the renewal.
Ramlal
Kolkata, October 09, 2021
Financial support
Thanks to Policybazaar for giving a great suggestion. i got financial assistance when my bike got damaged. Policybazaar provided me all the facilities, which were promised when I was taking Tata aig Two Wheeler Insurance from here.
Sriram
Dhanbad, August 18, 2021
Easy to manage
Policy bazaar offered me a great deal for my vehicle. I bought Tata AIG two wheeler policy which was easy to buy online.policy bazaar has easier payment method which is quite good. i liked the proffesionalism and supportive nature in the team. i found easy to manage with the policy bazaar.
Pratul
Moradabad, June 04, 2021
Comprehensive cover
I recently bought Tata AIG two wheeler insurance after comparing it with five other plans. I was able to do so through policybazaar. Everything went very smoothly and I got comprehensive coverage for me and my bike. Thank you Tata AIG and policybazaar.
Mudit
Hardoi, June 04, 2021
Insurance company change
Last year I changed my two wheeler insurance company to Tata AIG. It was an easy process for getting good benefits and better claim settlement ratio. Thank you policybazaar for assisting.
Ashish
Jaipur, June 04, 2021
No claim bonus
Three years ago I bought Tata AIG bike insurance plan and I have been renewing it since then. I also received no claim bonus last year. Thank you policybazaar for your easy online services.
Nolan
J.n.prasad, October 12, 2020
More exposure
I have insured my two wheeler with the help of tata aig two wheeler insurance policy from the policybazaar. I have got to know about different plans and the policies. Thank you policybazaar.
Shreshta
Vadgaon, September 28, 2020
Natural calamities
I have taken the tata aig two wheeler insurance policy from the policybazaar. It has given me the coverage related to natural calamities and other things. Thank you team policybazaar.
Sahdev
Quilandy, September 24, 2020
Best plans
I have recently got the taat aig two wheeler insurance policy from the policybazaar. It is really amazing plan which I got. Thank you team policybazaar.

^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.

^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.

#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.

*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)

#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.

*Rs 457/- per annum (1.3/day) is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial). Premium is payable on an annual basis