Tata AIG Two Wheeler Insurance

TATA AIG Two Wheeler Insurance plan is offered by Tata AIG General Insurance Company Limited, which is an Indian general insurance company. TATA Aig is a joint venture between TATA Group and American international group.

Two wheelers are considered as the most convenient and easy going mode of transportation in any busy city. However, the same is not free from risk especially in today’s scenario where the numbers of vehicles are increasing day by day. TATA AIG has designed Two Wheeler Insurance Plans to protect the same from the risk of accidents, third party damage/loss etc. The company caters to the requirements of insurance plans both in the Life Insurance plans and in General Insurance plans. Two-Wheeler insurance plan offered by the company comes under the category of Motor Insurance plans. Amongst all the other two-wheeler insurance plans, TATA AIG two-wheeler plan is a comprehensive plan which provides the all round protection from any unforeseen incidents.

TATA AIG Two Wheeler Insurance Plan

Two wheeler insurance is as important and vital as four wheeler insurance plans. And as two-wheelers are very effortless to travel with, the exposure to the accident are more. Accidents can happen at any time while riding this vehicle and hence its absolutely essential to keep protection against all kind of risks associated with the accident. Every vehicle owner’s prime accountability is to avail a good two wheeler insurance policy which will help and protect oneself not only from the danger of the accident but also from the third party risks as well. Moreover, legally also the same is mandatory. This insurance provides a monetary shield and an absolute peace of mind. In case of any unpleasant incident or an unanticipated emergency, the two-wheeler insurance plan will also take care of the financial liability that arises due to theft, burglary, house break, natural calamities like lightning, storms etc and third party property damage and death of the third party. The insurance company supports the insured individual in law suits as well. Several two wheeler insurance plans are available in TATA AIG two wheeler insurance plans and one can choose a plan which suits his requirements.

Features & Benefits of Tata AIG Two Wheeler Insurance

TATA AIG two wheeler insurance plans has distinctive features and benefits which makes it different from the rest of the two-wheeler insurance plans. The two-wheeler plans provide an all around coverage from any unforeseen loss or damage to the two-wheelers. TATA AIG Two wheeler plans are cost-efficient, user-friendly and most importantly transparent in nature.

  • This plan covers the partial or total loss caused to the vehicle due to accident, fire and associated  perils.
  • TATA AIG Two Wheeler Insurance Plan covers the Third Party Liability in terms of bodily injury and third party property damage under this plan.
  • Special discount (No Claim Bonus) for a claim-free experience.
  • Depreciation for parts which needs replacement will be calculated at a prefixed rate in case of accidents under this plan.
  • There is simply no deduction on the count of the Salvage Value under this plan.
  • The Convenience of making payments directly to various authorized garages through Direct Payment Facility as well. Though this is available in few selected locations only
  • Personal accident cover up to 15 lakhs
  • Speedy and hassle free claim settlement process.
  • TATA AIG two wheeler insurance plan can be applied online as well.
  • Customer support is always available (24x7) at the service resolving the queries
  • Online renewal of plans can be done also from the official website under this plan.

Tata AIG Two Wheeler Insurance Eligibility

Any person who owns a two-wheele can buythis policy-

Tata AIG Two Wheeler Insurance Coverage

This plan covers the Two-Wheeler

  • Any loss or damage caused to the vehicle.
  • Any Third Party Liability which has happened due to an accident resulting in loss or damage of life or property of any third party.

Exclusions under TATA AIG Two Wheeler Insurance Plan

This plan also has the generic exclusions as other two-wheeler plans like driving without a valid license or under the influence of drugs or alcohol or beyond the contracted geographical boundaries or even for commercial usage or as a part of terrorism.

Add On Covers for Tata AIG Two Wheeler Insurance Plan

Certain Add On Covers are available if one wants to opt for the same which are namely:

  • Depreciation Reimbursement: Under this plan, TATA AIG will pay the depreciation value of the replaced parts for the first 2 own damage claims and provided the same is shown in Section 1 of the plan.
  • Return To Invoice: Under this plan, the amount paid in case of total loss/ theft is equal to the difference between claim received and the car’s actual purchase price as mentioned in the invoice or current market price whichever is less including first-time registration charge and road tax.

However, certain exclusions are there under this plan which is as follows:

  • Total loss and theft claim is not covered under section 1 of this plan.
  • If the vehicle is stolen, the same is recovered within 90 days of theft unless the Final Investigation Report is submitted.
  • Any non built-in electrical and non electrical accessories including bi-fuel kit which forms the part of the invoice but is not insured under section 1 of the plan.
  • Covered vehicle s imported.
  • In case of a theft claim, the Final Investigation Report is not issued by the Police Authorities and is to be submitted to TATA AIG.

Tata AIG Two Wheeler Insurance Renewal Online

It is very important that the policyholderrenewshis bike insurance policy in time so that insured vehicle remains covered under the insurance plan. The Tata AIG bike insurance renewal enables him to continue enjoying the policybenefits without any breaks.

The first step of Tata AIG two wheeler insurance renewal is to go to the renewal section on the website.The policyholder will have to enter his policy number along with other details, includingtwo-wheeler registration number and client identification number. In addition to these, few personal details, such as registered email and phone number will have to be provided under this Tata AIG bike insurance renewal process. The premium amount needs to be paid next. A digitally signed copy of the insurance policy will be sent to the registered email id after the payment of the requisite amount will be made. The policy document can also be downloaded.

The policyholder can also get reminders for Tata AIG two wheeler insurance renewal. This option is called “Set a Policy Reminder” and is available on the two wheeler insurance page under motor insurance. Under this reminder option for Tata AIG bike insurance renewal, the details required are as follows:

  • Name
  • Policy Number
  • Mobile Number
  • Email id
  • Telephone Number
  • Product Name
  • Month

Claim Process for TATA AIG Two Wheeler Insurance

There are various ways one can file a claim which are:

Calling at 24x7 Toll-free number of the company. The following details need to be kept handy while making a conversation with a customer care executive:

    • Policy Number: The Policy Number needs to be provided to track the individual insurance plan.
    • Contact Number: This is mandatory as the company needs to contact the policy holder as and when required.
    • Name of Insured: It’s again a must to provide.
    • Location of Loss: The location or place where the incident has taken place needs to be mentioned.
    • Date & Time of Loss: The date and time of the incident needs to be mentioned also.
    • Nature of Loss:
    • Place and contact details of the person at the loss location.
  • Write to general[dot]claims@tata-aig[dot]com

Actions need to be taken in case of an accident

In case of an accident, the following thing needs to be done:

  • Attend to bodily injury if applicable
  • It is prudent to note down the numbers of the other vehicles involved in the accident if applicable.
  • If there are any witnesses, the names and contact numbers can be noted down.
  • Call up the toll-free number immediately in the event of any claim and fill up the claim form as attached with the insurance plan.
  • FIR or First Information Report has to be filed with Police in case of property damage, theft or bodily injury claims.

The documents which are needed for the processing of claims mainly are:

  • Claim Form.
  • Driving License of the person who was driving at the time of the incident.
  • FIR.
  • Registration Book

What TATA AIG will do:

TATA AIG has highly trained professionals who handles claims and they will take care of the settlement process entirely. They will do the following:

  • Update and notify you about the recent policies and procedures so that you are aware of the process and the changes as well.
  • Direct and help you to a superior repair facility which will assist the insured person to take good care of the vehicle.
  • Evaluation and estimation of repairs with the authorized garages in such a way that one need not take any hassle or trouble of doing any personal estimation from his end.
  • Informing about the cost of repairs and every details of the same.
  • If need be, direct payment will be made to the authorized garage to share the loss as per the plan and schedule.

TATA AIG ‘s  Insurance claim is considered as one of the most price competent, fast and customer friendly and  has the following strengths

  • All India Network of Surveyors.
  • Tailor-made service level agreements for all major customers. 
  • The Direct settlement at major garages under TATA AIG Two wheeler plans.
  • Green Channel Settlement –Value added services at no extra cost.
  • SMS claim notification/ e-claim notification under this plan.
  • Guarantee of repairs/ Auto Restore Warranty under Two wheeler plans .

TATA AIG Two Wheeler Insurance plan can be taken for second hand two-wheelers also.

You can also check insurance for the following bike models:

TATA AIG Two Wheeler Insurance - FAQs

Written By: PolicyBazaar - Updated: 26 June 2020
Tata AIG Two Wheeler Insurance Reviews & Ratings
4.8 / 5 (Based on 26 Reviews)
(Showing Newest 15 reviews)
Pankaj
Chabhal, July 06, 2020
User interface
The user interface of policybazaar is very nice. I read very good reviews and there articles are quite worth reading. It will explain you the importance of insurance and helps you understand it more better way.
Rahul
S.c. Pur, July 03, 2020
Online renewal
One of the greatest thing is that everything is done on online basis. I did my renewal of the two wheeler policy from policybazaar via my application. It was simple and quite quick.
Sandesh
N.e.khawdungsei, July 02, 2020
Customer support:
I got full support from customer experience team. It was very nice to get your bike insurance from policybazaar as they are having a generous customer care team.
Ankush
G.k. Bhatar, July 01, 2020
Online insurance
I booked my two wheeler insurance from policybazaar website. All the work has been done on online basis. It was quick and real. All the work was done on online method and I don’t have to go anywhere.
Asha
Tadpatri, June 30, 2020
Speedy work
I got my two wheeler insurance in 5 minutes. Yes, 5 minutes and it sounds little unreal. But you can get your speedy two wheeler insurance from policybazaar for fast work.
Ankit
G.mahisani, June 29, 2020
NCB is good
I got a very special discount on my NO claim bonus as I got a claim free experience and it was really easy to get. The work was done very fast and it was eventually hassle free.
Lakshay
Ichalkaranji, June 29, 2020
Protection
Your two wheeler insurance is a protection shield for you and for your bike/scooter. It will save you from damages, theft, lost and natural calamities and will help you financially.
Anay
Chabhal, June 21, 2020
Premium calculator
They have one feature of premium calculator. It is good way to select the plan and select the time frame. One you have added and chosen all the options you will get the premium according to different years scenario.
Prisha
Captainganj, June 21, 2020
Compare easily
You can compare the different companies plans and also different plans on one website that too easily. It gives you freedom to choose and select the policy according your budget.
Manish
Machantola, June 21, 2020
Suggested to my friends
After getting my two wheeler insurance done from policybazaar. I really got good services and whenever my friends ask me for where should we go to tae the insurance. I always suggest policybazaar. As they are great. Thanks team.
Rubika
Gadag, June 20, 2020
EMI options
I purchased the two wheeler insurance from policybazaar. And they told me over the call that I can make the payment on the basis of EMI too. Which was somehow quite beneficial for me. Low premium rate as well as EMI option.
Tripti
Aallapalli, June 20, 2020
Add on covers
One of the greastest feature of policybazaar is that they helped me getting add on covers of my choice. I chose the best and beneficial one and got a good premium rate too.
Palak
Babhleshwar, June 20, 2020
Sports bike insurance
I am very fond of sports bike. And I visited the website of policybazaar and found that they are giving amazing offers on sports bike insurance. With great riders and less premium price.
Anay
Gadag, June 20, 2020
Hassle free work
The working of policybazaar is quite hassle free. I checked on website found the best quote for my bike. I got my insurance in less then2 minutes. I found the great place.
Utkarsh
Vadnagar, June 20, 2020
Claim is very easy
I used to feel that claim work is very difficult but now it seems to be easy once I have been associated with policybazaar. My claim was approved in very less time and it was amazing.
Vandana
Bablabona, June 20, 2020
Coverage
A great way to cover your two wheeler. It will cover the loss, damage and any natural calamities if damage your vehicle it will cover that also.
Zakir
Vadgaon, June 20, 2020
All time assistance
The customer care is very good. As they are helpful at every stage of your life. You can connect with them via email, call or even social media too.
Manish
Dahanu, June 18, 2020
Important and vital
I feel that buying a two wheeler insurance is quite vital and important as it will save you from certain problems and also from uncertainties. I am really happy that I found my life saviour from policybazaar website.
Vinit
Jagadhri, June 18, 2020
Less premium
I am really amazed to see that policybazaar has been into various companies two wheeler plans. You have different choices too. Also, the premium rate of policybazaar plans are quite reasonable.
Manish
Nabadwip, June 18, 2020
Easy to use
The website of policybazaar is quite easy to use. I visited there website and searched for various plans for my bike. Thank you team.
Urvashi
K.v.rangareddy, June 18, 2020
Different plans
I found different types of plans in the website of policybazaar. And I really like it carries different and unique plans according to budget and add on covers.
Keshav
K.v.rangareddy, June 18, 2020
Brand value
Many years have passed and the brand value of policybazaar is increasing day by day which is actually good because they provide better services to every customer. A customer oriented company.
Komal
Jagadhri, June 18, 2020
Best prices
The price which is available at the website of policybazaar is quite good and affordable. I really liked it and it is according to my budget.
Dharmesh
K.v.rangareddy, June 18, 2020
Savings a lot
I saved a lot of money by getting my two wheeler insured from policybazaar. I checked and compared a lot of plans with benefits and prices. Suits me and bought it.
Jatin
Talaja, May 19, 2020
Renewal is easy
I purchased a two wheeler insurance few months back and now I have to renew it. And actually I renewed it because I like the services of policybazaar.
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