United India Two-Wheeler Insurance

United India Insurance Company was established on 18 February 1938, and its general insurance business was nationalized in India in 1972. The company understands the importance of two-wheeler insurance plans and offers different policies to meet the requirements of its owners. Read on to know everything about United India two-wheeler insurance policy.

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United India Two-wheeler Insurance – Key Features

Here are the key features of United India bike insurance policy:

Categories Key Features
Two-wheeler Network Garages 3,100+
Claim Settlement Ratio (As per the motor insurance annual report 2021-22)
Customer Assistance 24x7 available
Personal Accident (PA) Cover Up to Rs. 15 Lakh

Things to Know About United India Bike Insurance Policy

Here are the key benefits that an insured gets with the United India bike insurance policy:

  • A wide and strongest network of 3,100+ authorized two-wheeler garages across India.
  • Easy and digitalized two-wheeler insurance renewal and buying process.
  • Excellent customer assistance team to address all types of insurance-related queries.
  • Avail a No Claim Bonus (NCB) discount ranging from 20% to 50%.

Ways to Avail Discount by the United India Bike Insurance

The discounts provided by United India bike insurance are:

  1. No Claim Bonus

    The company offers the ‘No Claim Bonus’ discount to its customers. The ‘No Claim Bonus’ or NCB is the discount given to the policyholder for every claim-free year. The NCB starts with 20% and reaches up to 50% for five consecutive claim-free years. The most exciting part of this discount is that an insured can retain it even if they sell their two-wheeler and get a new one. The table below defines the percentage of NCB for every claim-free year:

    Claim Free Years Discount (%)
    1 year 20%
    2 consecutive years 25%
    3 consecutive years 35%
    4 consecutive years 45%
    5 consecutive years 50%
  2. Installing Security Device(s)

    A two-wheeler with anti-theft devices gets an additional discount of 2.5% (maximum) on the insurance premium. Remember that the Automotive Research Association of India (ARAI) should certify these anti-theft devices.

  3. Deductibles

    A deductible is the percentage of the amount an insured agrees to pay from their pocket in case of a mishap or accident by/of their vehicle. The higher the deductible, the lower the bike insurance premium will be paid.

  4. Membership AAI

    If the insured two-wheeler is a member of the Automobile Association of India (AAI), it attracts an extra discount on the two-wheeler insurance premium.

Process for United India Insurance Two Wheeler Policy Renewal

An insured can renew their United India two-wheeler insurance online by following the below steps:

  • Step 1: Go to the official website of the United India Insurance Company.
  • Step 2: Click the ‘Motor Insurance’ tab and select the ‘Quick Renewal’ option from the drop-down.
  • Step 3: A new page asks an insured to enter their policy number to be renewed.

On providing the policy number, the insured has to pay the renewal fees through credit/ debit card or net banking as the renewal amount.

United India Bike Insurance Claim Process

An insured should follow the below steps to file a claim in case of an accident:

  • Step 1: Intimate the United India Insurance Company by calling or visiting its nearest branch.
  • Step 2: If the accident is major, then it is suggested to keep the two-wheeler at the spot of the accident so that the surveyor can easily inspect it.
  • Step 3: Also, click the photos or shoot a video of the damaged vehicle as they work as evidence further.
  • Step 4: If any third-party liabilities are involved in the accident, the insured must inform the nearest police station immediately.
  • Step 5: Send the damaged vehicle to the authorized workshop only after the surveyor's approval.
  • Step 6: Fill out the claim form to complete the repair and submit this form to the insurance company with the other required documents.

People also read United India Third-party Bike Insurance

United India Two Wheeler Insurance – FAQs

Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
Average Rating
(Based on 28 Reviews)

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United India Two-Wheeler Insurance Reviews & Ratings

4.8 / 5 (Based on 28 Reviews)
(Showing Newest 10 reviews)
Shirija
Amravati, October 09, 2021
Faster claim settlement
Thanks to Policybazaar for helping me in my time of need. Under their guidance, I easily raised the claim request. United India Bike Plan made repairs cashless. I did not have to pay any amount for repairing as I got the claim settlement so quickly and easily.
Jasraj
Salem, October 09, 2021
Hassle free process
Policybazaar offers the easiest process of buying a plan. i went through a simple and hassle free process when I got my bike insured from Policybazaar. I preferred the online process due to the covid situation and got full support from the team in the online process as well.
Kushagra
Warangal, October 09, 2021
Hassle free experience
An executive helped me understand better about the two wheeler policy. With the help of an executive I took United India Two Wheeler Insurance from Policybazaar. My experience with Policybazaar has been great and hassle free. Glad to got a great plan
Lakshay
Mira Bhayandar, October 09, 2021
Supportive staff
Policybazaar has so many good employees. Everyone in the team is amazing in their work. They are well trained and always interact well with the customers. When I went to Policybazaar for United India Two Wheeler Insurance I got so good service from the team.
Nandini
Thiruvananthapuram, October 09, 2021
Renewal is easy
At the time of renewal, I was visiting Policybazaar, but before going, I contacted Policybazaar to know about the documents required for renewal and the executive told me that there is no documentation in renewal process and secondly i can renew my plan from home itself.
Sakshi
Bikaner, October 09, 2021
Great benefits
On my birthday my parents gifted me a bike. A relative of mine suggested me to insure my bike. I got my bike plan from where I got my health plan. i went to Policybazaar for bike insurance and according to the benefits I wanted in my plan, i chose United India Bike Plan.
Manya
Jalgaon, October 09, 2021
Problem resolver
The support I have received from Policybazaar was unexpected. Policybazaar is always ready to help its customers till the issue is resolved. I had a query related to my United India bike plan for which I contacted Policybazaar and they solved my problem in a minute.
Yogesh
Navi Mumbai, August 18, 2021
Great features
i was looking for two wheeler insurance as a middle class.one of my friend suggested me to buy United India two wheeler insurance plan as they have great features. i bought it through policy bazaar.
Ritika
Amritsar, August 18, 2021
Great coverage
I had taken united india two wheeler insurance from policy bazaar. this policy also covers damages caused to third party property and person as well as own vehichle. i did not need to go anywhere. i got all the information about policy from their website.
Rajesh
Allahabad, August 18, 2021
renewal process
i had to renew my United India two wheeler plan which i took last year through policy bazaar but i was not aware about the renewal process. i contacted customer service of policy Bazaar and they guided me so well. thanks to the team who available 24*7 for their customers.

^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.

^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.

#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.

*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)

#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.

*Rs 457/- per annum (1.3/day) is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial). Premium is payable on an annual basis