Home Insurance

With our comprehensive & affordable Home Insurance plans, add a silver lining to every adversity, natural or man-made.

Protect your house from calamities & valuable contents from thefts starting @ 125/month*

App & Website

24X7 Support

Compare Features

15+ Insurers

Dedicated Team

Easy Claims Process

**All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*For 50 lakhs Structure Value

Shriram Home Fire Insurance Plan

Shriram Home Insurance ‘s Fire insurance policy is a 360 degree policy. This policy can cover many assets like Plant and machinery, Building, Stock and furniture etc from unknown calamities by providing financial cover against loss/damage.

Coverage –

Home insurance policy by Shriram General Insurance Company Limited offers coverage against-

  • Fire, lightning, Implosion/explosion.
  • Riot, strike and malicious damage
  • Storm, Cyclone, Tempest, Hurricane, Tornado, Flood and Inundation.
  • Impact Damage, Subsidence and Landslide including Rockslide.
  • Bursting and/or overflowing of Water Tanks, Apparatus and Pipes.
  • Missile testing operations.
  • Leakage from Automatic Sprinkler Installations and Bush Fire.Aircraft Damage.

Add-on-covers –

  • The policy also covers 3% of claim amount that can be used as architects, surveyors, consulting engineer’s fees.
  • The policy also covers 1% of claim amount that can be used as debris removal charge.
  • Impact damage due to own vehicles, fork lifts, cranes.
  • Spontaneous combustion.
  • Omission to insure additions, alterations and extensions.
  • Earthquake.
  • Leakage and contamination cover.
  • Loss of rent.
  • Forest Fire.

Exclusions –

  • Loss/damage due to War or Invasion.

Documents Required –

You need to fill up an ‘Application form/ proposal form’ and submit it along with the address proof and a photograph to buy the home insurance policy.

Written By: PolicyBazaar - Updated: 18 September 2020