How to Download the ICICI Prudential Policy Document?

When you purchase a life insurance policy from ICICI Prudential, it's easy to access your policy documents. Downloading your policy document is easy, whether you need it for future reference, claims, or tax purposes. Let's understand the steps to download your ICICI Prudential policy document online and additional tips for managing your policy efficiently.

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+Tax benefit is subject to changes in tax laws.

++All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

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What is a Policy Document in Life Insurance?

A policy document in life insurance is a legally binding contract between the insurer and the policyholder that outlines the terms and conditions of the life insurance coverage. It includes critical information such as the sum assured, policy tenure, premium payment details, benefits, exclusions, and the process for claims. This document serves as proof of the agreement and is essential for verifying coverage during claims, policy servicing, or surrender. It also specifies the rights and obligations of the insurer and the insured, ensuring transparency and clarity throughout the policy term.

Term Plans

₹1
Crore

Life Cover

@ Starting from ₹ 13/day⁺

₹50
LAKH

Life Cover

@ Starting from ₹ 8/day⁺

₹75
LAKH

Life Cover

@ Starting from ₹ 12/day⁺

Why You Need Your ICICI Prudential Policy Document?

The policy document is an official contract between you and ICICI Prudential Life Insurance. It includes:

Policy Number
Policyholder Details
Sum Assured
Policy Terms and Conditions
Premium Payment Schedule
Exclusions and Riders

This document ensures that you are well-informed about the coverage, benefits of life insurance, and claims process. It's also a key requirement during claim settlements or if you want to surrender your policy.

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⁺Standard T&C Applied

How to Download the ICICI Prudential Policy Document Online?

ICICI Prudential offers a user-friendly online platform where you can easily access and download your policy document. Follow these steps:

Step 1: Visit the Official Website

Go to the ICICI Prudential Life Insurance official website.

Step 2: Log in to Your Account

Click on the Customer Login option on the top right corner.
You can log in using:
- Your Policy Number and Date of Birth, or
- Your Registered Mobile Number and OTP.

Step 3: Navigate to ‘Policy Details’

Once logged in, go to the My Policies section.
Here, you will see a list of all active and past policies linked to your account.

Step 4: Download the Policy Document

Click on the specific policy you want to download.
Look for the option labeled Policy Document or e-Policy Copy.
Click the Download button to save the PDF version to your device.

Alternative Ways to Download the Policy Document

If you are unable to download your policy document through the website, you can download your policy through these alternatives:

ICICI Prudential Mobile App

Download the ICICI Prudential Life App from the Google Play or Apple App Store.
Log in with your registered credentials.
Navigate to the Policy Details section and download your e-policy.

Email Request

You can email support@iciciprulife.com with your policy number, registered email ID, and mobile number.
Mention that you need a soft copy of your policy document.

Customer Care Helpline

Call the ICICI Prudential Customer Care at 1860 266 7766.
Request for the policy document, and they will send it to your registered email address.

Wrapping It Up!

Downloading your ICICI Prudential policy document is simple and can be done within minutes. For added security, keeping a digital copy backed up on cloud storage is a good practice. This not only saves time but also helps you stay organized, especially during claims or renewals.

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FAQ's

Can I download the policy document immediately after purchasing the policy?

Ans: Yes, once your policy is issued and activated, the policy document is available for instant download through the ICICI Prudential online portal or mobile app. You will receive a notification when it is ready for access.
What should I do if I forget my login credentials?

Ans: If you forget your login credentials, click the "Forgot Password" option on the login page. Follow the steps to reset your password using your registered email address or mobile number. You can also use the OTP-based login if your mobile number is registered with ICICI Prudential.
Is the downloaded policy document legally valid?

Ans: Yes, the downloaded policy document is a digitally signed e-policy legally valid for all official purposes, including claims and verification. It carries the same legal weight as a physical copy.
Can I request a hard copy of the policy document?

Ans: Yes, if you prefer a physical copy, you can request one by contacting ICICI Prudential's Customer Service. They will dispatch the hard copy to your registered address upon request.
How do I ensure the policy document is safe and accessible?

Ans: It is recommended to save a copy of the downloaded PDF in a secure folder on your computer and back it up to cloud storage for easy access during emergencies or claim processes.

˜The insurers/plans mentioned are arranged in order of highest to lowest Sum Assured(SA) offered by Policybazaar’s insurer partners offering term insurance plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI.

Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in

Rs. 400/month is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

Rs. 400/month (Rs.13/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 230 is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

+Rs. 8/day is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

+Rs. 12/day is starting price for a 75 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

+Rs. 497/month is starting price for a 1.5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 487/month is starting price for a 2 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 626/month is starting price for a 3 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 905/month is starting price for a 5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 1,267/month is starting price for a 7 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

*The full refund of premium is available on availing the one-time option of refund of premium. Total premium paid for policy (paid for add-ons) will be the special exit value, payable on availing the one-time option of refund of premium if you wish to completely exit the policy.

+Rs. 447/month is starting price for a 1 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs.679/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 910/month is starting price for a 3 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 1,374/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 1,924month is starting price for a 7 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

Women

+Rs. 400/month is Starting price for a 1 crore term life insurance for an 18 year-old Female, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

Rs. 461/month is the starting price for a 1 crore term life insurance for an 24 year-old female, non-smoker, with no pre-existing diseases, cover upto 54 years of age.

1,642/month is the starting price for a 1 crore term life insurance for an 44 year-old female, non-smoker, with no pre-existing diseases, cover upto 74 years of age.

Prices offered by the insurer are as per the approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.| Policybazaar Insurance Brokers Private Limited

We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881

For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale

Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 | Registration No. 742, Valid till 09/06/2027, License category- Composite Broker Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.

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