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ICICI Life Insurance Limited, known as ICICI Prudential Life Insurance Company Limited, started its operations in FY 2001 and sells long-term savings and protection plans for different stages of life. With the new name came a new brand identity and the tagline "Har Kal Aasaan". The new name took effect on 22 September 2026, after the Registrar of Companies approved the change, and the company unveiled its new brand identity and tagline, "Har Kal Aasaan", in October 2026. Policyholders' rights and existing policies are not affected by the name change.
The company's registered office is at ICICI Life Towers, 1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai 400025.
ICICI Life has ranked among India's top life insurers on a retail weighted received premium (RWRP) basis for years. It also ranks high on sum assured and new business premium market share. Its assets under management stood at ₹3.09 Lakh Crore as of March, 2025.
The company says its approach is built around the customer: low-cost products, good service, steady fund performance and a simple claim settlement process
ICICI Life Insurance Company offers various life insurance plans to fulfill every individual’s insurance needs. The company offers several term insurance plans, child education plans, retirement plans and several plans that help you to grow your wealth. Take a look at the reasons why one should consider ICICI Life for their insurance needs:
ICICI Life Insurance is a strong option for large covers. As per the IRDAI Report, insurers repudiated about 1% of individual death claims by number but 2.74% by amount, and the average repudiated claim was about ₹9 lakh, nearly three times the average claim paid. ICICI Life maintains a 99%+ settlement ratio while paying an average claim of about ₹15 lakh, which suggests it settles large claims reliably. For covers of ₹1 crore or more, iProtect Smart Plus also pays ₹3 lakh within 1 working day of claim registration as an advance on the death benefit, if the policy has been in force for at least 3 years.
Below are the term plans offered by ICICI Life Insurance Company. Take a look:
A critical illness can drain savings fast, even if you survive it. ICICI Life's Critical Illness Rider is an optional add-on that pays you a lump sum as soon as you're diagnosed with a covered condition, such as cancer, a heart attack, a stroke or kidney failure. In addition to this, ICICI Life Insurance also provides coverage against women-specific illnesses such as breast cancer, cervical cancer and ovarian cancer. This rider protects your family's financial stability, even during unexpected medical crises.
Riders let you add extra protection to your base policy. Some come built in. For example, ICICI Life includes Terminal Illness Benefit and Waiver of Premium (WOP) at no extra cost. Other riders such as critical illness or accidental death can be added by paying an extra premium.
Here is the complete list of riders offered by ICICI Life Insurance:
| 100 % Payout on terminal Illeness (free) | Extra payout on accidental death (paid) |
| Cover against 34 Critical Illenesses (paid) | Waiver of premium covered |
Choosing the right life cover is important as it is the amount your family will receive in the event of your unfortunate demise. Ask yourself one question: if your income stopped tomorrow, how much would your family need to clear the loans and keep living the way they do now? Your sum assured should answer that. To estimate the ideal life cover, use the Human Life Value Calculator which considers your income, liabilities, and lifestyle expenses.
As a general rule of thumb, it is recommended that you opt for life insurance coverage that covers 10 to 20 times your current annual income.
Picking the sum assured is one of the bigger decisions you'll make when buying a plan. ICICI Life term plans are available at these cover amounts:
Our term life insurance calculator in india can help you calculate the following:
When you buy life insurance, you're trusting a company to pay your family years from now. So the questions that matter are simple: does it pay claims, how fast, and will it be around? Here's what ICICI Life's own figures show.
99.3% claim settlement ratio: That's the figure in ICICI Life's FY 2025-26 business presentation. The company reports an average claim turnaround time of 1 day.
Large payouts every year: In FY2026, ICICI Life settled ₹5,149 crore in death claims (individual and group) and paid ₹15,363 crore in maturity and survival benefits.
1-day claim settlement: Under its Claim For Sure promise, ICICI Life aims to settle eligible death claims within 1 working day of receiving all the documents it needs.
25 years in business: It started operations in FY 2001, manages ₹3,338.18 billion in assets (June 30, 2026) and was the first Indian insurer to list on both the NSE and BSE.
When evaluating a life insurance company, looking at a single metric such as the claim settlement ratio may not provide the complete picture. Buyers should assess insurers across multiple parameters, including claim reliability, financial strength, service quality, and long-term stability.
| Parameter | ICICI Life | Why It Matters |
| Claim Settlement Ratio | 99.3% | Indicates the percentage of claims settled by the insurer |
| Average Claim Settlement Time | ~1 Day | Faster support for nominees during difficult times |
| Solvency Ratio | 225.4% | Reflects the insurer's financial ability to meet future obligations |
| Assets Under Management | ₹3.09 Lakh Crore+ (31 March 2025) | Shows the scale of assets managed by the insurer |
| Years in Business | Since 2001 | Demonstrates operating experience and track record |
| Lives Covered | 9 Crore+ | Indicates scale and customer reach |
What this means is that a strong insurer is not defined by one number alone. Buyers should look for a combination of high claim settlement ratios, healthy solvency levels, efficient service, and long-term financial strength when selecting a life insurance company.
Below mentioned is the list of ICICI Life Insurance benefits:
Cover for 60 critical illnesses: With ICICI term insurance plan, you can add optional cover of up to ₹1.5 crore for 60 critical illnesses, including cancer, heart attack and organ failure. It pays a lump sum based on your diagnostic report.
Special Plan for Women: ICICI iProtect Smart Her offers women a flat 15% lifetime premium discount, along with women-focused wellness services and a child education payout.
Health and wellbeing services: ICICI Life Insurance includes health management services worth up to ₹92,100 for women and ₹67,100 for men.
Online Customer Services: Customers can manage their policies easily through the ICICI Life Insurance Login Portal, where they can pay premiums, update personal information, and track claims.
Below mentioned are the different types of life insurance plans offered by ICICI Life Insurance Company. Take a look:
A term plan is the simplest form of life insurance. You pay a premium, and if you die during the policy term, your family gets the sum assured. They can use it to clear debts and cover living costs. These ICICI Life term insurance plans offer a death benefit to your family in the event of your unfortunate death during the policy term. Below are the term plans offered by the company
| Plan Name | Entry Age | Sum Assured | Policy Term |
| ICICI Life iProtect Smart Plus | 18 to 65 years | Minimum ₹50 lakh,
Maximum: No upper limit |
5 years to 85 years less age at entry |
| ICICI Life iProtect Smart Her | 18 to 65 years (55 for some limited pay options) | Minimum ₹50 lakh
Maximum: No upper limit |
5 years to 85 years less age at entry |
| ICICI Life iProtect Super | 18 to 85 years minus age at entry | Minimum:₹50 lakh
Maximum: ₹2 crore |
20 years to 85 years less age at entry |
| ICICI Life iProtect Care | 18 to 65 years | Minimum: ₹50 lakh, Maximum: As per underwriting |
5 years to 85 years less age at entry |
| ICICI Life iProtect Smart Return of Premium | 20 to 40 years | NA | 5 years to 40 years |
| ICICI Life Saral Jeevan Bima | 18 to 65 years | Minimum: ₹5 lakh | 20 to 40 years |
Some ICICI Term plans also offer the benefits of term insurance with return of premium.
ULIPs combine life cover with market-linked investment. Part of your premium buys insurance; the rest goes into funds you choose based on how much risk you're comfortable with. ICICI Life's ULIPs include:
| Plan Name | Entry Age | Maximum Maturity Age | Policy Term |
| ICICI Pru Signature Online | 0 - 60 years | 75/99 years | 10 - 30, 99 years |
| ICICI Pru1Wealth | 15 - 60 years | 70 years | 10 years |
| ICICI Pru Life Time Classic | 0 - 75 years | 80 years | 5 - 30 years |
| ICICI Pru Guaranteed Wealth Protector | 8 - 70 years | 80 years | 10 - 12 years |
| ICICI Pru Smart Kid | 20 - 54 years | 64 years | 10 - 25 years |
| ICICI Pru Smart Couple Plan | 20 - 54 years | 64 years | 10 - 25 years |
| ICICI Pru EzyGrow | 0 - 55 years | 70 years | 15 - 40 for RP 99 - age at entry for LP |
ICICI Life Insurance offers you pension plans to secure your future post-retirement. Once your salary stops, a pension plan keeps the money coming. These plans help you stay financially independent after you retire:
| Plan Name | Entry Age | Maximum Vesting Age | Policy Term |
| ICICI Pru Signature Pension Plan | 18 - 65 years | 60 - 80 years | Min: 20 years or 80 minus Age at entry Max: 62 years |
| ICICI Pru Guaranteed Pension Plan Flexi | 40–80 years (Primary Annuitant)
30–80 years (Secondary Annuitant) |
85 years | Whole life |
| ICICI Pru Guaranteed Pension Plan (Deferred & Immediate Annuity) | 30 - 85 years | 85 years | Whole Life / As per annuity option selected |
| ICICI Pru Saral Pension | 40 - 80 years | - | Whole life |
| ICICI Pru Easy Retirement SP | 18 - 80 years | 90 years | 10 - 30 years |
| ICICI Pru Gold Pension Savings | 18 - 70 years | 40 - 80 years | 10 - 40 years |
| ICICI Pru Easy Retirement | 18 - 70 years | 80 years | 10 - 30 years |
A child plan builds a fund for your child's big milestones, like college or marriage, and keeps that fund on track even if you're no longer there to pay into it.
| Plan Name | Entry Age | Maximum Maturity Age | Policy Term |
| ICICI Pru SmartKid with Smart Life | 20 - 54 years | 79 years | 10 - 25 years |
ICICI Life Insurance’s traditional savings or money-back plans help you save for specific goals in the future while providing financial coverage in case of your untimely demise. These plans offer guaranteed returns and help you manage your money in the long run. Savings plans offered by ICICI Life Insurance are:
| Plan Name | Entry Age | Maximum Maturity Age | Policy Term |
| ICICI Pru Gold | 0 - 60 years | 99 years | 85 - 99 years |
| ICICI Pru Sukh Samruddhi | 0 - 60 years | 85 years | 10 - 30 years |
| ICICI Pru Gift Pro | 18 - 60 years | 75 years | 8 - 17 years |
| ICICI Pru Guaranteed Income For Tomorrow Long-term | 0 - 60 years | 101 years | 8 - 101 years |
| ICICI Pru Guaranteed Income For Tomorrow | 18 - 60 years | 80 years | 5 - 20 years |
| ICICI Pru Savings Suraksha | 0 - 60 years | 70 years | 10 - 30 years |
| ICICI Pru Assured Savings Insurance Plan | 3 - 60 years | 72 years | 10 - 15 years |
| ICICI Pru Future Perfect | 91 days - 58 years | 70 years | 10 - 30 years |
ICICI Life Insurance has built most of its policy servicing online, so existing customers seldom need to visit a branch. Using the ICICI Life website, mobile app, WhatsApp or SMS services, policyholders can pay renewal premiums, download policy documents and premium receipts, update personal, nominee and bank details, switch ULIP funds, raise service requests and track claims. New customers can also compare and buy ICICI Life term, savings and retirement plans online. The sections below explain how each service works.
The ICICI Life app puts your life insurance, investments and health plans in one place. Besides managing existing policies, you can compare and buy new term, life and savings plans, and use built-in tools like premium calculators and retirement planners.
Pay premiums instantly with secure payment options
Download policy documents and statements with ease
Track fund performance and switch funds in ULIP policies
Update personal details and contact information
Raise and track service requests
Get renewal reminders and instantly manage updates for your term life policy.
The ICICI Life Insurance App is available for Android and iOS users. You can download the app by following these steps:
Open the Google Play Store on your mobile device
Search for ICICI Life Insurance App
Click on Install to download and install the app
Open the app and log in using your registered details
Open Apple App Store on your iPhone
Search for ICICI Life Insurance App
Click on Get to download and install the app
Open the app and log in to access your policy details
With the ICICI Life Insurance app, policyholders can manage their insurance policies hassle-free anytime, anywhere.
ICICI Life Insurance Company offers a seamless and user-friendly ICICI Life Insurance Premium Payment option to ensure convenience and uninterrupted policy benefits. The platform enables policyholders to make payments anytime, anywhere, using multiple payment modes, including UPI, credit cards, debit cards, and net banking.
Visit the official website of ICICI Life Insurance
Enter your policy number, mobile number, email ID, and date of birth.
Complete the captcha verification to proceed.
Choose from various payment methods such as net banking, credit card, or UPI.
Follow the instructions to complete your transaction securely. Once done, your policy details will be shared on your registered email ID.
The ICICI policy statement tracks every transaction that happens with the funds in the ULIP. It shows the records of your premium along with your insurance plan summary. This should help you make an informed decision about further investments.
The ICICI Life Insurance policy statement can be availed by writing to lifeline@iciciprulife.com
You can also download the ICICI policy details and make an online premium payment by entering the policy number, mobile number, email ID, and Date of Birth.
You can download ICICI Life Insurance or ICICI Term Insurance Receipt in just a few clicks from ICICI Life Insurance official website. Follow the steps mentioned below:
Step 1: Go to the ‘Premium Receipt’ portal of ICICI Life Insurance
Step 2: Enter Your Details like Policy Number OR Mobile Number OR Email ID
Step 3: Enter your DoB
Step 4: Enter the Unique Captcha
Step 5: Click on ‘Proceed’
You can check your ICICI Life Insurance policy status instantly online through the ICICI Life Online Services portal, via their mobile app, or by using their SMS service
| Buyer Type | Is ICICI Suitable? |
| First-time buyer | ✓ |
| Women buyers | ✓ |
| Salaried professionals | ✓ |
| High cover seekers (₹1 Cr+) | ✓ |
| Buyers wanting ROP | ✓ |
| NRI buyers | ✓ |
The ICICI Life Insurance claim settlement process involves three simple steps: Claim Intimation, Document Submission, and Claim Processing. Beneficiaries can quickly initiate a claim online or offline and expect the settlement payout directly in their registered bank accounts upon review.
The first step is to inform ICICI Life Insurance about the claim. You can do this through any of the following channels:
Online: Submit a claim request through the Claims section on the ICICI Life Insurance website.
Call: Contact the 24×7 ClaimCare helpline at 1800 2660.
Email: Send your claim details to claimsupport@iciciprulife.com.
SMS: Send ICLAIM <8-digit Policy Number> to 56767.
WhatsApp: Send "Claim" to 9920667766 to initiate the claim registration process.
Branch Visit: Visit the nearest ICICI Life Insurance branch for in-person assistance.
After the claim is registered, the nominee or claimant must submit the necessary documents for claim verification.
| Mandatory Documents | Additional Documents |
|
For Natural Death or Medical Death:
For Accidental or Unnatural Death
|
Once all the required documents are received, ICICI Life Insurance reviews the claim and verifies the submitted information. If any additional information or documents are required, the insurer will contact the nominee or claimant. After successful verification, the claim is processed and the policy benefits are paid to the eligible nominee or beneficiary within the timelines prescribed under the IRDAI (Protection of Policyholders' Interests) Regulations, 2024.
First, decide what purpose you want a life insurance policy for. Do you want to secure the future of your family after your death, or want to save money for future milestones
A common rule of thumb is 10 to 15 times your annual income, plus any outstanding loans. For savings plans, start from the goal amount and the year you'll need it.
Pick a policy term that lasts until your dependants are financially independent and your loans are repaid, typically until age 60–65. iProtect Smart Plus also offers whole-life cover till 99 under its Life variant.
You can pay once (single pay), for a limited period (such as 5, 7, 10 or 15 years, or till age 60), or throughout the term (regular pay). Limited pay lets you finish paying while you're still earning.
Most salaried buyers: iProtect Smart Plus, with optional accidental death cover (Life Plus) and critical illness rider.
Women: iProtect Smart Her, with a 15% lifetime discount on the base premium.
Self-employed or without formal income proof: iProtect Super, which doesn't require income documents (cover from ₹50 lakh to ₹2 crore).
Salaried buyers wanting quick, paperless cover: Saral Jeevan Bima, which ICICI's website describes as for salaried buyers with income above ₹10 lakh, with digital income verification..
Declare your health conditions, smoking or tobacco use, income and any existing policies. Non-disclosure is the most common reason for claim rejection in the first 3 years.
Compare the same cover, term and riders across insurers on premium, claim settlement ratio and features. Policybazaar shows ICICI Life's plans alongside other insurers' so you can compare side by side.
Purchasing an ICICI Life Insurance plan online is quick, secure, and hassle-free through Policybazaar, with the assurance of the lowest price and a seamless buying experience. Follow these simple steps to get insured within minutes:
Step 1: Navigate to the Policybazaar Life Insurance portal and head to the life insurance section.
Step 2: Enter basic details like name, gender, mobile number, and email ID to begin.
Step 3: Click ‘View Plans’ for a list of available life insurance policies.
Step 4: To personalize your options, provide additional details such as smoking habits, education level, occupation type, and annual income.
Step 5: Use filters to select ICICI Life Insurance and refine policy details based on your coverage needs.
Step 6: Compare the ICICI Term insurance plans online and choose the most suitable term Insurance policy, and proceed to make a secure payment.
Pro Tip: Before purchasing, it's beneficial to understand what is term insurance and how it works to make an informed decision.
Keep these documents handy when you apply:
Income Proof: last 3 months' salary slips, last 6 months' salary bank statements, last 3 years' Income Tax Returns (ITR), or a recent salary certificate from your employer
Identity Proof: Aadhaar Card, PAN Card, Passport or Voter ID Card
Address Proof: Aadhaar Card, Passport, a utility bill (electricity, water or gas) or a registered rental agreement
Medical Documents: recent medical or health check-up reports, if the insurer asks for them during underwriting
Additional Documents: a recent passport-size photograph, your latest Form 16 (if applicable), and anything else ICICI Life requests based on the plan or your profile
Note: What you'll actually need depends on the plan, your age, income, occupation and the cover amount. ICICI Life may ask for more documents during the application.
How you get paid depends on your plan and the benefit involved. It could be a single lump sum, regular income instalments or annuity payments. Either way, once your documents are verified, ICICI Life credits the money in rupees to your registered bank account.
| Payout Type | What It Means |
| Maturity Benefit Payout | When your policy term ends, you get the full sum assured, plus any bonuses or returns, in one go. |
| Survival Benefit / Income Payout | Common in savings and income plans. You receive money at set intervals during or after the premium payment term, instead of one big payout. |
| Death Claim Payout | Your nominee receives the benefit as a lump sum or, on some plans, as monthly or yearly income. |
| Annuity / Pension Payout | Retirement plans pay a fixed amount monthly, quarterly or yearly, depending on the annuity option you chose. |
| Surrender / Foreclosure Payout | If you exit the policy early, you get its surrender value as per the plan's terms. |
Most payouts are made electronically:
Direct Bank Transfer (Default Mode): Claim, maturity, survival and annuity benefits go straight into the registered bank account of the policyholder or nominee. This is the quickest route.
Cheque / Demand Draft (DD): Where a bank transfer isn't possible, such as certain NRI/NRO account cases, ICICI Life sends a cheque or DD to your registered address.
Most payout delays come from outdated records. Keep your bank account, nominee and KYC details current. You can update all of these on the ICICI Life website or app without going to a branch.
ICICI Life Insurance Customer Service team ensures that all customer queries, requests, and concerns are addressed efficiently. Whether you need help with policy details, premium payments, claims, or other services, their customer support is easily accessible through multiple channels.
| Contact Method | Details |
| Customer Care Number | 1800 210 0045 (For existing policyholders) Timings: Monday to Saturday, 10:00 AM to 7:00 PM (except national holidays) |
| New Policy Purchase Helpline | 1800 267 9777 Timings: 9:00 AM to 9:00 PM, all days |
| Email Support | buyonline@iciciprulife.com |
| WhatsApp Support | 99206 67766 (Send "Hi" or upload application-related documents with your application number.) |
| SMS Services | Send service-specific SMS commands to 56767 for premium payments, policy revival, fund value, claims, PAN updates, payment assistance, and other requests. (SMS charges may apply.) |
| Online Services | Visit the ICICI Life customer portal to pay premiums, download policy documents, update nominee or contact details, check fund value, and track your policy application. |
| Grievance Redressal | If your concern remains unresolved, you can raise a complaint through the grievance redressal section available on the ICICI Life Insurance website. |
Official Handle: @ICICIPruLife
With 34.9K+ followers, the handle posts company news, product updates, financial planning tips and campaigns. Tag them or send a DM if you need help.
Official Page: @iciciprulifeofficial
The page has 295K+ followers and shares insurance basics, money tips, customer stories and campaign highlights. You can reach out through DMs, comments or story replies.
Official Page: ICICI Life Insurance
Over 500K people follow the page for company updates, industry news and financial awareness content. Use Messenger or the comments for support.
Official Channel: ICICI Life Insurance (@ICICIPruLife)
The channel has 41K+ subscribers and more than 1.1K videos on insurance, financial planning and products. Leave a question in the comments, or check the About section for more support options.
Short answer: yes. If claim reliability and good digital service matter most to you, ICICI Life is one of the safer bets among private insurers. Here's Policybazaar’s review, based on IRDAI data.
ICICI Life is backed by ICICI Bank and sells term, savings, ULIP, retirement and health plans. It settled 99.3% of claims in FY 2025–26, covers over 9 crore lives and has branches across India. It stands out for:
Term cover that can run up to age 99
Critical illness cover for 60 listed conditions
An easy online buying process and simple policy servicing
Plans for protection, savings and wealth creation under one roof
Here's how it does on the measures that matter most:
Claim performance:Its individual claim settlement ratio for FY2025 was 99.3%, with ₹1,814 crore of individual death claims settled.
Financial strength: Its solvency ratio is above the minimum IRDAI requires, so it is well placed to pay future claims.
Market position: It is one of India's biggest private life insurers, serving millions of customers.
Customer experience: You can manage your policy, pay premiums and register claims online, on WhatsApp or by phone.
Who it suits best: first-time buyers, salaried professionals looking for long-term cover, and existing ICICI Bank customers who'd like everything in one place. If you want a financially sound insurer with a strong claims record in 2026, ICICI Life is a dependable pick.
˜The insurers/plans mentioned are arranged in order of highest to lowest Sum Assured(SA) offered by Policybazaar’s insurer partners offering term insurance plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI.
Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
+On the basis of your profile
+Rs. 410/month is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10
+Rs. 410/month (Rs.14/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age rounded off to nearest 10
+Rs. 245 is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 8/day is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10
+Rs. 15/day is starting price for a 75 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10
+Rs. 504/month is starting price for a 1.5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 494/month is starting price for a 2 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 636/month is starting price for a 3 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 918/month is starting price for a 5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 1,286/month is starting price for a 7 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 453/month is starting price for a 1 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs.582/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 786/month is starting price for a 3 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 1,374/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 1,592/month is starting price for a 7 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 525/month is the starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 68 years of age.
+Rs. 668/month is starting price for a 2 crore term life insurance for an 25 year-old male, non-smoker, with no pre-existing diseases, cover upto 45 years of age.
+Rs. 1,200/month is starting price for a 2 crore term life insurance for an 35 year-old male, non-smoker, with no pre-existing diseases, cover upto 55 years of age.
+Rs. 410/month is starting price for a 1 crore term life insurance for an 18 year-old Female, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 577/month is starting price for a 1 crore term life insurance for an 18 year-old Male, self employed, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
*The full refund of premium is available on availing the one-time option of refund of premium. Total premium paid for policy (paid for add-ons) will be the special exit value, payable on availing the one-time option of refund of premium if you wish to completely exit the policy.
+Rs. ₹361/month is the starting price for a ₹1 crore loan cover with an 8% interest rate for an 18-year-old male, non-smoker, with no pre-existing diseases, loan tenure up to 20 years, rounded off to the nearest 10
Prices offered by the insurer are as per the approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.| Policybazaar Insurance Brokers Private Limited
We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881
For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale
Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 | Registration No. 742, Valid till 09/06/2027, License category- Composite Broker Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.
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