- Home
- Mutual Funds
- Aditya Birla Sun Life Mutual Fund
- Aditya Birla Sun Life Banking And PSU Debt Fund Direct-Growth
Fund Overview of Aditya Birla Sun Life Banking And PSU Debt Fund Direct-Growth
-
₹8,338.0 CrAUM
-
₹405.34NAV
-
0.41%Expense Ratio
-
DebtFund Category
As on Thu Nov 05, 2026
Calculate your Returns
How much do you want to invest monthly?
₹
Minimum amount you can invest: ₹500
Maximum amount you can invest: ₹1,00,000
We have used a return rate of 15% for our calculations.
The total value of your investment
after 10 years will be
₹ 1,39,328.64
Aditya Birla Sun Life Banking And PSU Debt Fund Direct-Growth Return Comparison
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 0.29% | NA | 0.71% |
| 6 Months | 2.59% | NA | 4.51% |
| 1 Year | 4.01% | 4.01% | 8.39% |
| 2 Years | 12.60% | 6.11% | 8.14% |
| 3 Years | 22.15% | 6.90% | 7.57% |
| 5 Years | 35.33% | 6.24% | 6.29% |
| 7 Years | 56.90% | 6.65% | NA |
| 10 Years | 97.44% | 7.04% | 7.57% |
View More
As on Thu Nov 05, 2026
Asset Allocation of Aditya Birla Sun Life Banking And PSU Debt Fund Direct-Growth
debt instruments
93.80%other assets or cash equivalents
6.20%Detailed Portfolio Analysis
As on Thu Nov 05, 2026
Invest Now
Aditya Birla Sun Life Banking And PSU Debt Fund Direct-Growth is one Debt mutual fund offered by Aditya Birla Sun Life Mutual Fund. Launched on 01 Jan 2013, the fund aims Reasonable returns with convenience of liquidity over short term. Investments in debt and money market instruments. It manages assets worth ₹8,338.0 crore as on Sat Oct 31, 2026. The expense ratio stands at 0.41%. Fund Manager Manager Education Fund Manager Manager Education
About FundAbout Aditya Birla Sun Life Banking And PSU Debt Fund Direct-Growth
The portfolio allocation consists of 93.80% in debt instruments, 6.20% in other assets or cash equivalents.Managed by Kaustubh Gupta, it has delivered a return of 4.01% in the last year, a total return since inception of 8.12%.
To take better financial choices it is useful to compare which sip is best that align with long-term goals.
Harshil Suvarnkar
Mr. Suvarnkar has doneB.Com, Masters in Management Studies (Finance) and Post Graduate Diploma in Securities Law.
Kaustubh Gupta
Mr. Gupta is a B.Com and a Chartered Accountant.
Key Metrics of Aditya Birla Sun Life Banking And PSU Debt Fund Direct-Growth
-
Standard Deviation1.69%
-
Mean6.55%
-
Sharpe Ratio0.58%
-
Sortino Ratio0.97%
Aditya Birla Sun Life Banking And PSU Debt Fund Direct-Growth Fund Details
|
|
Compare Mutual Funds
Aditya Birla Sun Life Banking And PSU Debt Fund Direct-Growth Fund Returns Comparison
Compare Aditya Birla Sun Life Banking And PSU Debt Fund Direct-Growth with other mutual funds in the same category
Aditya Birla Sun Life Banking And PSU Debt Fund Direct-Growth
UTI Banking & PSU Debt Fund Direct-flexi IDCW
UTI Banking & PSU Debt Fund Direct-Growth
Compare more funds
Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
UTI Banking & PSU Debt Fund Direct-flexi IDCW  |
₹1,448 | 0.35% | 1.39% | 5.84% | 7.43% | 7.80% |
| UTI Banking & PSU Debt Fund Direct-Growth |
₹1,448 | 0.35% | 1.39% | 5.84% | 7.43% | 7.80% |
| UTI Banking & PSU Debt Fund Direct-IDCW Half Yearly |
₹1,448 | 0.35% | 1.39% | 5.84% | 7.43% | 7.80% |
| UTI Banking & PSU Debt Fund Direct-IDCW Monthly |
₹1,448 | 0.35% | 1.39% | 5.84% | 7.43% | 7.80% |
| UTI Banking & PSU Debt Fund Direct-IDCW Quarterly |
₹1,448 | 0.35% | 1.39% | 5.84% | 7.43% | 7.80% |
| UTI Banking & PSU Debt Fund Direct-IDCW Yearly |
₹1,448 | 0.35% | 1.39% | 5.84% | 7.43% | 7.80% |
| UTI Banking & PSU Debt Fund Regular-flexi IDCW |
₹1,448 | 0.33% | 1.33% | 5.58% | 7.17% | 7.52% |
| UTI Banking & PSU Debt Fund Regular-Growth |
₹1,448 | 0.33% | 1.33% | 5.58% | 7.17% | 7.52% |
| UTI Banking & PSU Debt Fund Regular-IDCW Half Yearly |
₹1,448 | 0.33% | 1.33% | 5.58% | 7.17% | 7.52% |
| UTI Banking & PSU Debt Fund Regular-IDCW Monthly |
₹1,448 | 0.33% | 1.33% | 5.58% | 7.17% | 7.52% |
View More
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from Aditya Birla Sun Life Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
|
Aditya Birla Sun Life Banking And PSU Debt Fund Regular-Growth
|
₹8,338 | 0.25% | 0.21% | 2.42% | 3.66% | 6.54% |
|
Aditya Birla Sun Life Banking And PSU Debt Fund Regular-IDCW
|
₹8,338 | 0.25% | 0.21% | 2.42% | 3.66% | 6.54% |
|
Aditya Birla Sun Life Banking And PSU Debt Fund Direct-IDCW
|
₹8,338 | 0.28% | 0.29% | 2.59% | 4.01% | 6.90% |
|
Aditya Birla Sun Life Banking And PSU Debt Fund Direct-IDCW Monthly
|
₹8,338 | 0.28% | 0.29% | 2.59% | 4.01% | 6.90% |
|
Aditya Birla Sun Life Banking And PSU Debt Fund Regular-IDCW Monthly
|
₹8,338 | 0.25% | 0.21% | 2.42% | 3.66% | 6.54% |
|
Aditya Birla Sun Life Banking And PSU Debt Fund Regular-IDCW Quarterly
|
₹8,338 | 0.25% | 0.21% | 2.42% | 3.66% | 6.54% |
|
Aditya Birla Sun Life Banking And PSU Debt Fund Direct-IDCW Quarterly
|
₹8,338 | 0.28% | 0.29% | 2.59% | 4.01% | 6.90% |
View More
growth is based on 1-month returns of the fundsAditya Birla Sun Life Banking And PSU Debt Fund Direct-Growth Calculator
I want to invest
Pro Tip
Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth
/Month
I want to invest for
Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
Years
- 1
- 2
- 3
- 4
- 6
- 7
- 8
- 9
- 11
- 12
- 13
- 14
- 16
- 17
- 18
- 19
- 21
- 22
- 23
- 24
- 26
- 27
- 28
- 29
- 31
- 32
- 33
- 34
- 36
- 37
- 38
- 39
- 40
Expected return
Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
- 1
- 2
- 3
- 4
- 6
- 7
- 8
- 9
- 11
- 12
- 13
- 14
- 16
- 17
- 18
- 19
- 21
- 22
- 23
- 24
- 26
- 27
- 28
- 30
Total Investment
Wealth Gained
Total Wealth
I want to save
I want to invest for
Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
Years
- 1
- 2
- 3
- 4
- 6
- 7
- 8
- 9
- 11
- 12
- 13
- 14
- 16
- 17
- 18
- 19
- 21
- 22
- 23
- 24
- 26
- 27
- 28
- 29
- 31
- 32
- 33
- 34
- 36
- 37
- 38
- 39
- 40
Expected return
Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
- 1
- 2
- 3
- 4
- 6
- 7
- 8
- 9
- 11
- 12
- 13
- 14
- 16
- 17
- 18
- 19
- 21
- 22
- 23
- 24
- 26
- 27
- 28
- 30
Total Investment
Wealth Gained
Monthly Investment
Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| Bandhan Banking And PSU Debt Fund Regular-Growth |
₹11,848 | ₹26.39 | 6.75% | 5.98% | 6.86% |
| Bandhan Banking And PSU Debt Fund Direct-Growth |
₹11,848 | ₹27.27 | 7.07% | 6.30% | 7.16% |
| Bandhan Banking And PSU Debt Fund Regular-IDCW |
₹11,848 | ₹14.25 | 6.75% | 5.98% | 6.86% |
| Bandhan Banking And PSU Debt Fund Direct-IDCW |
₹11,848 | ₹14.34 | 7.07% | 6.30% | 7.16% |
| Bandhan Banking And PSU Debt Fund Regular-IDCW Daily |
₹11,848 | ₹10.88 | 6.75% | 5.98% | 6.86% |
| Bandhan Banking And PSU Debt Fund Direct-IDCW Daily |
₹11,848 | ₹10.48 | 7.07% | 6.30% | 7.16% |
| Bandhan Banking And PSU Debt Fund Regular-IDCW Fortnightly |
₹11,848 | ₹10.64 | 6.75% | 5.98% | 6.86% |
| Bandhan Banking And PSU Debt Fund Direct-IDCW Fortnightly |
₹11,848 | ₹10.48 | 7.07% | 6.30% | 7.16% |
| Bandhan Banking And PSU Debt Fund Direct-IDCW Monthly |
₹11,848 | ₹10.47 | 7.07% | 6.30% | 7.16% |
| Bandhan Banking And PSU Fund Debt Regular-IDCW Monthly |
₹11,848 | ₹10.71 | 6.75% | 5.98% | 6.86% |
View More
Top funds are based on Fund AUM
Aditya Birla Sun Life Banking And PSU Debt Fund Direct-Growth Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac | Financial | 6.72% | ₹566.84 Cr |
| National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac | Financial | 6.72% | ₹566.84 Cr |
| Repo | Unspecified | 6.73% | ₹561.22 Cr |
| National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac | Financial | 5.85% | ₹487.81 Cr |
| National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac | Financial | 5.23% | ₹453.71 Cr |
| National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac | Financial | 5.23% | ₹453.71 Cr |
| National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac | Financial | 5.23% | ₹453.71 Cr |
| Net Receivables | Unspecified | 5.13% | ₹432.52 Cr |
| Net Receivables | Unspecified | 5.13% | ₹432.52 Cr |
| National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac | Financial | 4.82% | ₹432.08 Cr |
| National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac | Financial | 4.82% | ₹432.08 Cr |
| National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac | Financial | 4.82% | ₹432.08 Cr |
| National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac | Financial | 4.82% | ₹432.08 Cr |
| Government Of India 36185 Goi 07jl40 6.68 Fv Rs 100 | Entities | 4.69% | ₹421.34 Cr |
| Repo | Unspecified | 4.82% | ₹406.39 Cr |
| Repo | Unspecified | 4.82% | ₹406.39 Cr |
| National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac | Financial | 4.56% | ₹402.18 Cr |
| National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac | Financial | 4.30% | ₹397.40 Cr |
| National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac | Financial | 4.36% | ₹395.10 Cr |
| Power Grid Corporation Of India Limited Sr Lxxxi 6.94 Bd 15ap35 Fvrs1lac | Energy & Utilities | 4.06% | ₹370.92 Cr |
View More
Top Debt Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| UTI Banking & PSU Debt Fund Direct-flexi IDCW |
₹20.85 | 7.43% | 7.80% | - |
| UTI Banking & PSU Debt Fund Direct-Growth |
₹24.19 | 7.43% | 7.80% | - |
| UTI Banking & PSU Debt Fund Direct-IDCW Half Yearly |
₹16.05 | 7.43% | 7.80% | - |
| UTI Banking & PSU Debt Fund Direct-IDCW Monthly |
₹13.82 | 7.43% | 7.80% | - |
| UTI Banking & PSU Debt Fund Direct-IDCW Quarterly |
₹18.00 | 7.43% | 7.80% | - |
| UTI Banking & PSU Debt Fund Direct-IDCW Yearly |
₹13.85 | 7.43% | 7.80% | - |
| UTI Banking & PSU Debt Fund Regular-flexi IDCW |
₹15.90 | 7.17% | 7.52% | - |
| UTI Banking & PSU Debt Fund Regular-Growth |
₹23.70 | 7.17% | 7.52% | - |
| UTI Banking & PSU Debt Fund Regular-IDCW Half Yearly |
₹15.83 | 7.17% | 7.52% | - |
| UTI Banking & PSU Debt Fund Regular-IDCW Monthly |
₹13.53 | 7.17% | 7.52% | - |
View More
growth is based on 5Y returns of the funds
Frequently Asked Questions
Aditya Birla Sun Life Banking And PSU Debt Fund Direct-Growth
What is the current AUM of Aditya Birla Sun Life Banking And PSU Debt Fund Direct-Growth?
As of Sat Oct 31, 2026, Aditya Birla Sun Life Banking And PSU Debt Fund Direct-Growth manages assets worth ₹8,338.0 crore
How has Aditya Birla Sun Life Banking And PSU Debt Fund Direct-Growth performed recently?
- 3 Months: 0.29%
- 6 Months: 2.59%
What is the long-term performance of Aditya Birla Sun Life Banking And PSU Debt Fund Direct-Growth?
- 3 Years CAGR: 6.90%
- 5 Years CAGR: 6.24%
- Since Inception: 8.12%
What is the portfolio composition of Aditya Birla Sun Life Banking And PSU Debt Fund Direct-Growth?
Debt: 93.80%, Others: 6.20%.
Who manages Aditya Birla Sun Life Banking And PSU Debt Fund Direct-Growth?
Aditya Birla Sun Life Banking And PSU Debt Fund Direct-Growth is managed by Kaustubh Gupta from Aditya Birla Sun Life Mutual Fund.
Which are the top companies Aditya Birla Sun Life Banking And PSU Debt Fund Direct-Growth has invested in?
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC – 6.72% of the fund's portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC – 6.72% of the fund's portfolio
- Repo – 6.73% of the fund's portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC – 5.85% of the fund's portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC – 5.23% of the fund's portfolio
Which are the major sectors Aditya Birla Sun Life Banking And PSU Debt Fund Direct-Growth focuses on?
- Financial – 67.47% of the fund's portfolio
- Unspecified – 26.62% of the fund's portfolio
- Entities – 4.69% of the fund's portfolio
- Energy & Utilities – 4.06% of the fund's portfolio
View more FAQ's
