Aditya Birla Sun Life Banking And PSU Debt Fund Regular-IDCW Monthly

  • 3 Months
  • 6 Months
  • 1 Year
  • 3 Years
  • 5 Years
  • RSI
3 Months Returns : 0.21%
NAV: ₹111.49 as on Thu Nov 05, 2026
Fund NAV

Fund Overview of Aditya Birla Sun Life Banking And PSU Debt Fund Regular-IDCW Monthly

  • ₹8,338.0 Cr
    AUM
  • ₹111.49
    NAV
  • 0.75%
    Expense Ratio
  • Debt
    Fund Category
As on Thu Nov 05, 2026
Calculate your Returns
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Minimum amount you can invest: ₹500

Maximum amount you can invest: ₹1,00,000

We have used a return rate of 15% for our calculations.

The total value of your investment after 10 years will be
₹ 1,39,328.64
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Aditya Birla Sun Life Banking And PSU Debt Fund Regular-IDCW Monthly Return Comparison

Tenure Absolute(%) Annualised(%) Category Average(%)
3 Months 0.21% NA 0.71%
6 Months 2.42% NA 4.51%
1 Year 3.66% 3.66% 8.39%
2 Years 11.85% 5.76% 8.14%
3 Years 20.92% 6.54% 7.57%
5 Years 33.04% 5.88% 6.29%
7 Years 53.22% 6.29% NA
10 Years 91.07% 6.69% 7.57%
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As on Thu Nov 05, 2026

Dividend of Aditya Birla Sun Life Banking And PSU Debt Fund Regular-IDCW Monthly : 0.41%

Dividends are declared by the fund house based on the income generated from the underlying assets. While many mutual funds distribute dividends annually, the payout frequency ultimately depends on the fund house’s decision

Asset Allocation of Aditya Birla Sun Life Banking And PSU Debt Fund Regular-IDCW Monthly

debt instruments

93.80%

other assets or cash equivalents

6.20%
Top Holdings
National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac
6.72%
National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac
6.72%
Repo
6.73%
National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac
5.85%
National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac
5.23%
 
Top Sectors
Financial
67.47%
Unspecified
26.62%
Entities
4.69%
Energy & Utilities
4.06%
Detailed Portfolio Analysis
As on Thu Nov 05, 2026
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About Fund

About Aditya Birla Sun Life Banking And PSU Debt Fund Regular-IDCW Monthly

Aditya Birla Sun Life Banking And PSU Debt Fund Regular-IDCW Monthly is one Debt mutual fund offered by Aditya Birla Sun Life Mutual Fund. Launched on 22 Sep 2008, the fund aims Reasonable returns with convenience of liquidity over short term. Investments in debt and money market instruments. It manages assets worth ₹8,338.0 crore as on Sat Oct 31, 2026. The expense ratio stands at 0.75%.
The portfolio allocation consists of 93.80% in debt instruments, 6.20% in other assets or cash equivalents.Managed by Kaustubh Gupta, it has delivered a return of 3.66% in the last year, a total return since inception of 7.78%.
The latest dividend was declared on 25 Sep 2026 at 0.41% of face value.
Choosing the right which sip is best has a vital role for systematic investing.

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  • Harshil Suvarnkar

    Fund Manager

  • Mr. Suvarnkar has doneB.Com, Masters in Management Studies (Finance) and Post Graduate Diploma in Securities Law.

    Manager Education

  • Kaustubh Gupta

    Fund Manager

  • Mr. Gupta is a B.Com and a Chartered Accountant.

    Manager Education

Key Metrics of Aditya Birla Sun Life Banking And PSU Debt Fund Regular-IDCW Monthly

  • Standard Deviation
    1.69%
  • Mean
    6.22%
  • Sharpe Ratio
    0.38%
  • Sortino Ratio
    0.64%

Aditya Birla Sun Life Banking And PSU Debt Fund Regular-IDCW Monthly Fund Details

Fund Names Aditya Birla Sun Life Banking And PSU Debt Fund Regular-IDCW Monthly
Inception Date 22 Sep 2008
Lock In No Lock-in
 
Risk Principal at moderate risk
Category Average Annual Returns 8.39
More Details
Highest NAV in last 52 weeks & Lowest NAV in last 52 weeks

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Aditya Birla Sun Life Banking And PSU Debt Fund Regular-IDCW Monthly Fund Returns Comparison

Compare Aditya Birla Sun Life Banking And PSU Debt Fund Regular-IDCW Monthly with other mutual funds in the same category

Aditya Birla Sun Life Banking And PSU Debt Fund Regular-IDCW Monthly

UTI Banking & PSU Debt Fund Direct-flexi IDCW

UTI Banking & PSU Debt Fund Direct-Growth

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Top Performing Mutual Funds

Fund Names AUM (Cr) 1M 3M 1Yr 3Yr 5Yr
UTI Banking & PSU Debt Fund Direct-flexi IDCW trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Direct-Growth trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Direct-IDCW Half Yearly trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Direct-IDCW Monthly trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Direct-IDCW Quarterly trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Direct-IDCW Yearly trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Regular-flexi IDCW trend ₹1,448 0.33% 1.33% 5.58% 7.17% 7.52%
UTI Banking & PSU Debt Fund Regular-Growth trend ₹1,448 0.33% 1.33% 5.58% 7.17% 7.52%
UTI Banking & PSU Debt Fund Regular-IDCW Half Yearly trend ₹1,448 0.33% 1.33% 5.58% 7.17% 7.52%
UTI Banking & PSU Debt Fund Regular-IDCW Monthly trend ₹1,448 0.33% 1.33% 5.58% 7.17% 7.52%
View More
increase growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns

More funds from Aditya Birla Sun Life Mutual Fund

Fund Names AUM (Cr) 1M 3M 6M 1Yr 3Yr
Aditya Birla Sun Life Banking And PSU Debt Fund Regular-Growth increase ₹8,338 0.25% 0.21% 2.42% 3.66% 6.54%
Aditya Birla Sun Life Banking And PSU Debt Fund Direct-Growth increase ₹8,338 0.28% 0.29% 2.59% 4.01% 6.90%
Aditya Birla Sun Life Banking And PSU Debt Fund Direct-IDCW increase ₹8,338 0.28% 0.29% 2.59% 4.01% 6.90%
Aditya Birla Sun Life Banking And PSU Debt Fund Direct-IDCW Monthly increase ₹8,338 0.28% 0.29% 2.59% 4.01% 6.90%
Aditya Birla Sun Life Banking And PSU Debt Fund Regular-IDCW Quarterly increase ₹8,338 0.25% 0.21% 2.42% 3.66% 6.54%
Aditya Birla Sun Life Banking And PSU Debt Fund Direct-IDCW Quarterly increase ₹8,338 0.28% 0.29% 2.59% 4.01% 6.90%
View More
increase growth is based on 1-month returns of the funds

Aditya Birla Sun Life Banking And PSU Debt Fund Regular-IDCW Monthly Calculator

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Top Mutual Funds

Fund Names AUM (Cr) NAV 3Yr 5Yr 10Yr
Bandhan Banking And PSU Debt Fund Regular-Growth trend ₹11,848 ₹26.39 6.75% 5.98% 6.86%
Bandhan Banking And PSU Debt Fund Direct-Growth trend ₹11,848 ₹27.27 7.07% 6.30% 7.16%
Bandhan Banking And PSU Debt Fund Regular-IDCW trend ₹11,848 ₹14.25 6.75% 5.98% 6.86%
Bandhan Banking And PSU Debt Fund Direct-IDCW trend ₹11,848 ₹14.34 7.07% 6.30% 7.16%
Bandhan Banking And PSU Debt Fund Regular-IDCW Daily trend ₹11,848 ₹10.88 6.75% 5.98% 6.86%
Bandhan Banking And PSU Debt Fund Direct-IDCW Daily trend ₹11,848 ₹10.48 7.07% 6.30% 7.16%
Bandhan Banking And PSU Debt Fund Regular-IDCW Fortnightly trend ₹11,848 ₹10.64 6.75% 5.98% 6.86%
Bandhan Banking And PSU Debt Fund Direct-IDCW Fortnightly trend ₹11,848 ₹10.48 7.07% 6.30% 7.16%
Bandhan Banking And PSU Debt Fund Direct-IDCW Monthly trend ₹11,848 ₹10.47 7.07% 6.30% 7.16%
Bandhan Banking And PSU Fund Debt Regular-IDCW Monthly trend ₹11,848 ₹10.71 6.75% 5.98% 6.86%
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Top funds are based on Fund AUM

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Aditya Birla Sun Life Banking And PSU Debt Fund Regular-IDCW Monthly Detailed Portfolio

Stocks Sector % of Holding Value
National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lacFinancial6.72%₹566.84 Cr
National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lacFinancial6.72%₹566.84 Cr
RepoUnspecified6.73%₹561.22 Cr
National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lacFinancial5.85%₹487.81 Cr
National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lacFinancial5.23%₹453.71 Cr
National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lacFinancial5.23%₹453.71 Cr
National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lacFinancial5.23%₹453.71 Cr
Net ReceivablesUnspecified5.13%₹432.52 Cr
Net ReceivablesUnspecified5.13%₹432.52 Cr
National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lacFinancial4.82%₹432.08 Cr
National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lacFinancial4.82%₹432.08 Cr
National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lacFinancial4.82%₹432.08 Cr
National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lacFinancial4.82%₹432.08 Cr
Government Of India 36185 Goi 07jl40 6.68 Fv Rs 100Entities4.69%₹421.34 Cr
RepoUnspecified4.82%₹406.39 Cr
RepoUnspecified4.82%₹406.39 Cr
National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lacFinancial4.56%₹402.18 Cr
National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lacFinancial4.30%₹397.40 Cr
National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lacFinancial4.36%₹395.10 Cr
Power Grid Corporation Of India Limited Sr Lxxxi 6.94 Bd 15ap35 Fvrs1lacEnergy & Utilities4.06%₹370.92 Cr
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Top Debt Funds

Fund Names NAV 3Yr 5Yr 52 weeks high
UTI Banking & PSU Debt Fund Direct-flexi IDCW increase ₹20.85 7.43% 7.80% -
UTI Banking & PSU Debt Fund Direct-Growth increase ₹24.19 7.43% 7.80% -
UTI Banking & PSU Debt Fund Direct-IDCW Half Yearly increase ₹16.05 7.43% 7.80% -
UTI Banking & PSU Debt Fund Direct-IDCW Monthly increase ₹13.82 7.43% 7.80% -
UTI Banking & PSU Debt Fund Direct-IDCW Quarterly increase ₹18.00 7.43% 7.80% -
UTI Banking & PSU Debt Fund Direct-IDCW Yearly increase ₹13.85 7.43% 7.80% -
UTI Banking & PSU Debt Fund Regular-flexi IDCW increase ₹15.90 7.17% 7.52% -
UTI Banking & PSU Debt Fund Regular-Growth increase ₹23.70 7.17% 7.52% -
UTI Banking & PSU Debt Fund Regular-IDCW Half Yearly increase ₹15.83 7.17% 7.52% -
UTI Banking & PSU Debt Fund Regular-IDCW Monthly increase ₹13.53 7.17% 7.52% -
View More
increase growth is based on 5Y returns of the funds

Frequently Asked Questions

Aditya Birla Sun Life Banking And PSU Debt Fund Regular-IDCW Monthly

What is the current AUM of Aditya Birla Sun Life Banking And PSU Debt Fund Regular-IDCW Monthly?

As of Sat Oct 31, 2026, Aditya Birla Sun Life Banking And PSU Debt Fund Regular-IDCW Monthly manages assets worth ₹8,338.0 crore

How has Aditya Birla Sun Life Banking And PSU Debt Fund Regular-IDCW Monthly performed recently?

  • 3 Months: 0.21%
  • 6 Months: 2.42%

What is the long-term performance of Aditya Birla Sun Life Banking And PSU Debt Fund Regular-IDCW Monthly?

  • 3 Years CAGR: 6.54%
  • 5 Years CAGR: 5.88%
  • Since Inception: 7.78%

What is the portfolio composition of Aditya Birla Sun Life Banking And PSU Debt Fund Regular-IDCW Monthly?

Debt: 93.80%, Others: 6.20%.

Who manages Aditya Birla Sun Life Banking And PSU Debt Fund Regular-IDCW Monthly?

Aditya Birla Sun Life Banking And PSU Debt Fund Regular-IDCW Monthly is managed by Kaustubh Gupta from Aditya Birla Sun Life Mutual Fund.

When was the last dividend declared by Aditya Birla Sun Life Banking And PSU Debt Fund Regular-IDCW Monthly?

Latest dividend was declared on 25 Sep 2026 at 0.41% of face value.

Which are the top companies Aditya Birla Sun Life Banking And PSU Debt Fund Regular-IDCW Monthly has invested in?

  • NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC – 6.72% of the fund's portfolio
  • NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC – 6.72% of the fund's portfolio
  • Repo – 6.73% of the fund's portfolio
  • NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC – 5.85% of the fund's portfolio
  • NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC – 5.23% of the fund's portfolio

Which are the major sectors Aditya Birla Sun Life Banking And PSU Debt Fund Regular-IDCW Monthly focuses on?

  • Financial – 67.47% of the fund's portfolio
  • Unspecified – 26.62% of the fund's portfolio
  • Entities – 4.69% of the fund's portfolio
  • Energy & Utilities – 4.06% of the fund's portfolio
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