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- Aditya Birla Sun Life Banking & Psu Debt Fund Regular-idcw
Fund Overview of Aditya Birla Sun Life Banking & Psu Debt Fund Regular-idcw
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₹8,963.0 CrAUM
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₹149.17NAV
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0.75%Expense Ratio
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DebtFund Category
Minimum amount you can invest: ₹500
Maximum amount you can invest: ₹1,00,000
We have used a return rate of 15% for our calculations.
Returns of Aditya Birla Sun Life Banking & Psu Debt Fund Regular-idcw
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 1.64% | NA | 0.71% |
| 6 Months | 3.05% | NA | 4.51% |
| 1 Year | 4.56% | 4.56% | 8.39% |
| 2 Years | 13.97% | 6.75% | 8.14% |
| 3 Years | 22.04% | 6.86% | 7.57% |
| 5 Years | 33.89% | 6.01% | 6.29% |
| 7 Years | 55.92% | 6.55% | NA |
| 10 Years | 96.99% | 7.02% | 7.57% |
Dividends are declared by the fund house based on the income generated from the underlying assets. While many mutual funds distribute dividends annually, the payout frequency ultimately depends on the fund house’s decision
Asset Allocation
debt instruments
96.78%other assets or cash equivalents
3.22%Aditya Birla Sun Life Banking & Psu Debt Fund Regular-idcw is one Debt mutual fund offered by Aditya Birla Sun Life Mutual Fund. the fund aims Reasonable returns with convenience of liquidity over short term. Investments in debt and money market instruments. It manages assets worth ₹8,963.0 crore as on Tue Jun 30, 2026. The expense ratio stands at 0.75%. Fund Manager Manager Education Fund Manager Manager EducationAbout Aditya Birla Sun Life Banking & Psu Debt Fund Regular-idcw
The portfolio allocation consists of 96.78% in debt instruments, 3.22% in other assets or cash equivalents.Managed by Kaustubh Gupta, it has delivered a return of 4.56% in the last year, a total return since inception of 7.88%.
The latest dividend was declared on 23 Mar 2026 at 9.33% of face value.
Long-term investors often evaluate the which sip is best in order to create goal-based wealth.
Key Metrics of Aditya Birla Sun Life Banking & Psu Debt Fund Regular-idcw
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Standard Deviation1.55%
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Mean6.82%
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Sharpe Ratio0.65%
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Sortino Ratio0.97%
Fund Details
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Compare Aditya Birla Sun Life Banking & Psu Debt Fund Regular-idcw with other mutual funds in the same category
Aditya Birla Sun Life Banking & Psu Debt Fund Regular-idcw
UTI Banking & Psu Fund Direct-flexi Idcw
UTI Banking & Psu Fund Direct-growth
Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
UTI Banking & Psu Fund Direct-flexi Idcw  |
₹1,101 | 0.68% | 1.55% | 5.72% | 7.31% | 7.63% |
| UTI Banking & Psu Fund Direct-growth |
₹1,101 | 0.68% | 1.55% | 5.72% | 7.31% | 7.63% |
| UTI Banking & Psu Fund Direct-idcw Half Yearly |
₹1,101 | 0.68% | 1.55% | 5.72% | 7.31% | 7.63% |
| UTI Banking & Psu Fund Direct-idcw Monthly |
₹1,101 | 0.68% | 1.55% | 5.72% | 7.31% | 7.63% |
| UTI Banking & Psu Fund Direct-idcw Quarterly |
₹1,101 | 0.68% | 1.55% | 5.72% | 7.31% | 7.63% |
| UTI Banking & Psu Fund Direct-idcw Yearly |
₹1,101 | 0.68% | 1.55% | 5.72% | 7.31% | 7.63% |
| UTI Banking & Psu Fund Regular-flexi Idcw |
₹1,101 | 0.66% | 1.49% | 5.45% | 7.03% | 7.36% |
| UTI Banking & Psu Fund Regular-growth |
₹1,101 | 0.66% | 1.49% | 5.45% | 7.03% | 7.36% |
| UTI Banking & Psu Fund Regular-idcw Half Yearly |
₹1,101 | 0.66% | 1.49% | 5.45% | 7.03% | 7.36% |
| UTI Banking & Psu Fund Regular-idcw Monthly |
₹1,101 | 0.66% | 1.49% | 5.45% | 7.03% | 7.36% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from Aditya Birla Sun Life Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
|
Aditya Birla Sun Life Banking & Psu Debt Fund Regular-growth
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₹8,963 | 0.66% | 1.64% | 3.05% | 4.56% | 6.86% |
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Aditya Birla Sun Life Banking & Psu Debt Fund Direct-growth
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₹8,963 | 0.69% | 1.73% | 3.22% | 4.91% | 7.23% |
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Aditya Birla Sun Life Banking & Psu Debt Fund Direct-idcw
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₹8,963 | 0.69% | 1.73% | 3.22% | 4.91% | 7.23% |
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Aditya Birla Sun Life Banking & Psu Debt Fund Direct-idcw Monthly
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₹8,963 | 0.69% | 1.73% | 3.22% | 4.91% | 7.23% |
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Aditya Birla Sun Life Banking & Psu Debt Fund Regular-idcw Monthly
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₹8,963 | 0.66% | 1.64% | 3.05% | 4.56% | 6.86% |
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Aditya Birla Sun Life Banking & Psu Debt Fund Regular-idcw Quarterly
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₹8,963 | 0.66% | 1.64% | 3.05% | 4.56% | 6.86% |
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Aditya Birla Sun Life Banking & Psu Debt Fund Direct-idcw Quarterly
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₹8,963 | 0.69% | 1.73% | 3.22% | 4.91% | 7.23% |
growth is based on 1-month returns of the fundsMutual Fund Calculator
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Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| Axis Banking & Psu Debt Direct Plan-growth |
₹12,270 | ₹2,883.99 | 7.16% | 6.23% | 7.27% |
| Axis Banking & Psu Debt Fund-growth |
₹12,270 | ₹2,788.51 | 6.86% | 5.93% | 6.97% |
| Axis Banking & Psu Debt Direct Plan-idcw Daily |
₹12,270 | ₹1,037.48 | 7.16% | 6.23% | 7.27% |
| Axis Banking & Psu Debt Fund-idcw Daily |
₹12,270 | ₹1,037.37 | 6.86% | 5.93% | 6.97% |
| Axis Banking & Psu Debt Fund-idcw Monthly |
₹12,270 | ₹1,035.87 | 6.86% | 5.93% | 6.97% |
| Axis Banking & Psu Debt Direct Plan-idcw Monthly |
₹12,270 | ₹1,036.08 | 7.16% | 6.23% | 7.27% |
| Axis Banking & Psu Debt Direct Plan-idcw Weekly |
₹12,270 | ₹1,036.55 | 7.16% | 6.23% | 7.27% |
| Axis Banking & Psu Debt Fund-idcw Weekly |
₹12,270 | ₹1,036.44 | 6.86% | 5.93% | 6.97% |
| Bandhan Banking And Psu Fund Regular-growth |
₹12,172 | ₹26.10 | 6.89% | 5.95% | 6.96% |
| Bandhan Banking And Psu Fund Direct-growth |
₹12,172 | ₹26.95 | 7.21% | 6.27% | 7.26% |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac | Financial | 4.82% | ₹432.08 Cr |
| National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac | Financial | 4.82% | ₹432.08 Cr |
| National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac | Financial | 4.82% | ₹432.08 Cr |
| National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac | Financial | 4.82% | ₹432.08 Cr |
| Government Of India 36185 Goi 07jl40 6.68 Fv Rs 100 | Entities | 4.69% | ₹421.34 Cr |
| National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac | Financial | 4.56% | ₹402.18 Cr |
| National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac | Financial | 4.30% | ₹397.40 Cr |
| National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac | Financial | 4.36% | ₹395.10 Cr |
| Power Grid Corporation Of India Limited Sr Lxxxi 6.94 Bd 15ap35 Fvrs1lac | Energy & Utilities | 4.06% | ₹370.92 Cr |
| National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac | Financial | 4.09% | ₹367.31 Cr |
| Power Grid Corporation Of India Limited Sr Lxxxi 6.94 Bd 15ap35 Fvrs1lac | Energy & Utilities | 3.77% | ₹341.83 Cr |
| Power Grid Corporation Of India Limited Sr Lxxxi 6.94 Bd 15ap35 Fvrs1lac | Energy & Utilities | - | — |
| National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac | Financial | 3.70% | ₹332.92 Cr |
| National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac | Financial | 3.67% | ₹323.45 Cr |
| Net Receivables | Unspecified | 3.35% | ₹304.07 Cr |
| Power Finance Corporation Ltd. Sr Bs225a 7.77 Bd 15jl26 Fvrs1lac | Financial | 3.32% | ₹303.51 Cr |
| Power Finance Corporation Ltd. Sr Bs225a 7.77 Bd 15jl26 Fvrs1lac | Financial | 3.34% | ₹302.51 Cr |
| Power Finance Corporation Ltd. Sr Bs225a 7.77 Bd 15jl26 Fvrs1lac | Financial | - | — |
| Power Finance Corporation Ltd. Sr Bs225a 7.77 Bd 15jl26 Fvrs1lac | Financial | 3.27% | ₹302.48 Cr |
| Power Finance Corporation Ltd. Sr Bs225a 7.77 Bd 15jl26 Fvrs1lac | Financial | 3.27% | ₹302.48 Cr |
Top Debt Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| UTI Banking & Psu Fund Direct-flexi Idcw |
₹20.48 | 7.31% | 7.63% | - |
| UTI Banking & Psu Fund Direct-growth |
₹23.76 | 7.31% | 7.63% | - |
| UTI Banking & Psu Fund Direct-idcw Half Yearly |
₹15.77 | 7.31% | 7.63% | - |
| UTI Banking & Psu Fund Direct-idcw Monthly |
₹13.67 | 7.31% | 7.63% | - |
| UTI Banking & Psu Fund Direct-idcw Quarterly |
₹17.68 | 7.31% | 7.63% | - |
| UTI Banking & Psu Fund Direct-idcw Yearly |
₹13.61 | 7.31% | 7.63% | - |
| UTI Banking & Psu Fund Regular-flexi Idcw |
₹15.63 | 7.03% | 7.36% | - |
| UTI Banking & Psu Fund Regular-growth |
₹23.30 | 7.03% | 7.36% | - |
| UTI Banking & Psu Fund Regular-idcw Half Yearly |
₹15.56 | 7.03% | 7.36% | - |
| UTI Banking & Psu Fund Regular-idcw Monthly |
₹13.40 | 7.03% | 7.36% | - |
growth is based on 5Y returns of the funds
Frequently Asked Questions
Aditya Birla Sun Life Banking & Psu Debt Fund Regular-idcw
What is the current AUM of Aditya Birla Sun Life Banking & Psu Debt Fund Regular-idcw?
As of Tue Jun 30, 2026, Aditya Birla Sun Life Banking & Psu Debt Fund Regular-idcw manages assets worth ₹8,963.0 crore
How has Aditya Birla Sun Life Banking & Psu Debt Fund Regular-idcw performed recently?
- 3 Months: 1.64%
- 6 Months: 3.05%
What is the long-term performance of Aditya Birla Sun Life Banking & Psu Debt Fund Regular-idcw?
- 3 Years CAGR: 6.86%
- 5 Years CAGR: 6.01%
- Since Inception: 7.88%
What is the portfolio composition of Aditya Birla Sun Life Banking & Psu Debt Fund Regular-idcw?
Debt: 96.78%, Others: 3.22%.
Who manages Aditya Birla Sun Life Banking & Psu Debt Fund Regular-idcw?
Aditya Birla Sun Life Banking & Psu Debt Fund Regular-idcw is managed by Kaustubh Gupta from Aditya Birla Sun Life Mutual Fund.
When was the last dividend declared by Aditya Birla Sun Life Banking & Psu Debt Fund Regular-idcw?
Latest dividend was declared on 23 Mar 2026 at 9.33% of face value.
Which are the top companies Aditya Birla Sun Life Banking & Psu Debt Fund Regular-idcw has invested in?
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC – 4.82% of the fund's portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC – 4.82% of the fund's portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC – 4.82% of the fund's portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC – 4.82% of the fund's portfolio
- GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 – 4.69% of the fund's portfolio
Which are the major sectors Aditya Birla Sun Life Banking & Psu Debt Fund Regular-idcw focuses on?
- Financial – 58.18% of the fund's portfolio
- Energy & Utilities – 8.83% of the fund's portfolio
- Entities – 4.69% of the fund's portfolio
- Unspecified – 3.35% of the fund's portfolio
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^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.
