Bank Of India Consumption Fund Direct-Growth

  • 3 Months
  • 6 Months
  • 1 Year
  • 3 Years
  • 5 Years
  • RSI
3 Months Returns : -2.33%
NAV: ₹11.31 as on Thu Nov 05, 2026
Fund NAV

Fund Overview of Bank Of India Consumption Fund Direct-Growth

  • ₹346.0 Cr
    AUM
  • ₹11.31
    NAV
  • 1.53%
    Expense Ratio
  • Equity
    Fund Category
As on Thu Nov 05, 2026
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Minimum amount you can invest: ₹500

Maximum amount you can invest: ₹1,00,000

We have used a return rate of 15% for our calculations.

The total value of your investment after 10 years will be
₹ 1,39,328.64
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Bank Of India Consumption Fund Direct-Growth Return Comparison

Tenure Absolute(%) Annualised(%) Category Average(%)
3 Months -2.33% NA 5.85%
6 Months 6.10% NA 13.74%
1 Year -1.22% -1.22% -0.98%
As on Thu Nov 05, 2026

Asset Allocation of Bank Of India Consumption Fund Direct-Growth

equities

97.78%

debt instruments

0.07%

other assets or cash equivalents

2.15%
Large Cap: 46.39%
Mid Cap: 24.84%
Small Cap: 28.77%
Other: 0.00%
Top Holdings
Itc Ltd
9.40%
Itc Ltd
9.45%
Bharti Airtel Ltd
9.44%
Bharti Airtel Ltd
9.34%
Bharti Airtel Ltd
9.20%
 
Top Sectors
Technology
124.09%
Consumer Staples
63.75%
Detailed Portfolio Analysis
As on Thu Nov 05, 2026
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About Fund

About Bank Of India Consumption Fund Direct-Growth

Bank Of India Consumption Fund Direct-Growth is one Equity mutual fund offered by Bank of India Mutual Fund. Launched on 20 Dec 2024, the fund aims Long term appreciation. An equity scheme investing in equity & equity related securities of companies engaged in consumption and consumption related sector or allied sectors. It manages assets worth ₹346.0 crore as on Wed Sep 30, 2026. The expense ratio stands at 1.53%.
The portfolio allocation consists of 97.78% in equities, 0.07% in debt instruments, 2.15% in other assets or cash equivalents.Managed by Nitin Gosar, it has delivered a return of -1.22% in the last year, a total return since inception of 6.78%.
Depending on risk tolerance individuals often review best sip plans as part of the overall investment planning.

Read more
  • Nitin Gosar

    Fund Manager

  • Mr. Gosar holds a Master’s degree in Finance from ICFAI.

    Manager Education

Bank Of India Consumption Fund Direct-Growth Fund Details

Fund Names Bank Of India Consumption Fund Direct-Growth
Inception Date 20 Dec 2024
Lock In No Lock-in
 
Risk Principal at very high risk
More Details
Highest NAV in last 52 weeks & Lowest NAV in last 52 weeks

Compare Mutual Funds
Bank Of India Consumption Fund Direct-Growth Fund Returns Comparison

Compare Bank Of India Consumption Fund Direct-Growth with other mutual funds in the same category

Bank Of India Consumption Fund Direct-Growth

Tata India Consumer Fund Direct-Growth

Tata India Consumer Fund Direct-IDCW

Compare more funds

Start An Sip Today Watch Your Money Grow

Top Performing Mutual Funds

Fund Names AUM (Cr) 1M 3M 1Yr 3Yr 5Yr
Tata India Consumer Fund Direct-Growth trend ₹2,723 5.00% -1.70% 4.37% 14.85% 13.67%
Tata India Consumer Fund Direct-IDCW trend ₹2,723 5.00% -1.70% 4.37% 14.85% 13.67%
Mirae Asset Great Consumer Fund Direct-Growth trend ₹4,455 6.31% -2.21% -1.55% 11.85% 12.28%
Mirae Asset Great Consumer Fund Direct-IDCW trend ₹4,455 6.31% -2.21% -1.55% 11.85% 12.28%
Tata India Consumer Fund Regular-Growth trend ₹2,723 4.89% -2.01% 3.08% 13.41% 12.24%
Tata India Consumer Fund Regular-IDCW trend ₹2,723 4.89% -2.01% 3.08% 13.41% 12.24%
Nippon India Consumption Fund Direct-Growth trend ₹2,255 5.81% -4.66% -4.64% 10.38% 11.89%
Nippon India Consumption Fund Direct-IDCW trend ₹2,255 5.81% -4.66% -4.64% 10.38% 11.89%
ICICI Prudential Bharat Consumption Fund Direct-Growth trend ₹3,049 6.36% -3.56% -3.42% 10.28% 11.79%
ICICI Prudential Bharat Consumption Fund Direct-IDCW trend ₹3,049 6.36% -3.56% -3.42% 10.28% 11.79%
View More
increase growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns

More funds from Bank of India Mutual Fund

Fund Names AUM (Cr) 1M 3M 6M 1Yr 3Yr
Bank Of India Consumption Fund Regular-Growth increase ₹346 4.53% -2.55% 5.53% -2.29% -
Bank Of India Consumption Fund Direct-IDCW increase ₹346 4.63% -2.33% 6.10% -1.22% -
Bank Of India Consumption Fund Regular-IDCW increase ₹346 4.53% -2.55% 5.53% -2.29% -
increase growth is based on 1-month returns of the funds

Bank Of India Consumption Fund Direct-Growth Calculator

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Top Mutual Funds

Fund Names AUM (Cr) NAV 3Yr 5Yr 10Yr
Aditya Birla Sun Life Consumption Fund Regular-Growth trend ₹5,697 ₹207.11 8.52% 7.90% 12.62%
Aditya Birla Sun Life Consumption Direct Fund-Growth trend ₹5,697 ₹240.03 9.67% 9.09% 13.90%
Aditya Birla Sun Life Consumption Fund Regular-IDCW trend ₹5,697 ₹35.93 8.52% 7.90% 12.62%
Aditya Birla Sun Life Consumption Direct Fund-IDCW trend ₹5,697 ₹46.18 9.67% 9.09% 13.90%
Mirae Asset Great Consumer Fund Regular-Growth trend ₹4,455 ₹93.35 10.28% 10.65% 14.50%
Mirae Asset Great Consumer Fund Direct-Growth trend ₹4,455 ₹113.30 11.85% 12.28% 16.20%
Mirae Asset Great Consumer Fund Direct-IDCW trend ₹4,455 ₹68.03 11.85% 12.28% 16.20%
Mirae Asset Great Consumer Fund Regular-IDCW trend ₹4,455 ₹26.15 10.28% 10.65% 14.50%
ICICI Prudential Bharat Consumption Fund Direct-Growth trend ₹3,049 ₹27.09 10.28% 11.79% -
ICICI Prudential Bharat Consumption Fund-Growth trend ₹3,049 ₹24.93 9.30% 10.81% -
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Top funds are based on Fund AUM

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Bank Of India Consumption Fund Direct-Growth Detailed Portfolio

Stocks Sector % of Holding Value
Itc LtdConsumer Staples9.40%₹39.37 Cr
Itc LtdConsumer Staples9.45%₹39.25 Cr
Bharti Airtel LtdTechnology9.44%₹39.20 Cr
Bharti Airtel LtdTechnology9.34%₹39.13 Cr
Bharti Airtel LtdTechnology9.20%₹38.25 Cr
Bharti Airtel LtdTechnology9.20%₹38.25 Cr
Itc LtdConsumer Staples8.81%₹36.66 Cr
Itc LtdConsumer Staples8.81%₹36.66 Cr
Bharti Airtel LtdTechnology9.70%₹36.65 Cr
Bharti Airtel LtdTechnology9.61%₹36.08 Cr
Itc LtdConsumer Staples9.56%₹35.92 Cr
Bharti Airtel LtdTechnology9.48%₹35.64 Cr
Bharti Airtel LtdTechnology9.82%₹35.42 Cr
Bharti Airtel LtdTechnology9.82%₹35.42 Cr
Bharti Airtel LtdTechnology9.82%₹35.42 Cr
Bharti Airtel LtdTechnology9.82%₹35.42 Cr
Itc LtdConsumer Staples8.86%₹35.02 Cr
Itc LtdConsumer Staples8.86%₹35.02 Cr
Bharti Airtel LtdTechnology9.19%₹34.99 Cr
Bharti Airtel LtdTechnology9.65%₹34.98 Cr
View More

Top Equity Funds

Fund Names NAV 3Yr 5Yr 52 weeks high
Tata India Consumer Fund Direct-Growth increase ₹55.53 14.85% 13.67% -
Tata India Consumer Fund Direct-IDCW increase ₹53.82 14.85% 13.67% -
Mirae Asset Great Consumer Fund Direct-Growth increase ₹113.30 11.85% 12.28% -
Mirae Asset Great Consumer Fund Direct-IDCW increase ₹68.03 11.85% 12.28% -
Tata India Consumer Fund Regular-Growth increase ₹47.48 13.41% 12.24% -
Tata India Consumer Fund Regular-IDCW increase ₹42.08 13.41% 12.24% -
Nippon India Consumption Fund Direct-Growth increase ₹217.54 10.38% 11.89% -
Nippon India Consumption Fund Direct-IDCW increase ₹53.28 10.38% 11.89% -
ICICI Prudential Bharat Consumption Fund Direct-Growth increase ₹27.09 10.28% 11.79% -
ICICI Prudential Bharat Consumption Fund Direct-IDCW increase ₹15.58 10.28% 11.79% -
View More
increase growth is based on 5Y returns of the funds

Frequently Asked Questions

Bank Of India Consumption Fund Direct-Growth

What is the current AUM of Bank Of India Consumption Fund Direct-Growth?

As of Wed Sep 30, 2026, Bank Of India Consumption Fund Direct-Growth manages assets worth ₹346.0 crore

How has Bank Of India Consumption Fund Direct-Growth performed recently?

  • 3 Months: -2.33%
  • 6 Months: 6.10%

What is the long-term performance of Bank Of India Consumption Fund Direct-Growth?

  • Since Inception: 6.78%

What is the portfolio composition of Bank Of India Consumption Fund Direct-Growth?

Equity: 97.78%, Debt: 0.07%, Others: 2.15%.

Who manages Bank Of India Consumption Fund Direct-Growth?

Bank Of India Consumption Fund Direct-Growth is managed by Nitin Gosar from Bank of India Mutual Fund.

What is the market-cap allocation of Bank Of India Consumption Fund Direct-Growth?

Large Cap: 46.39%, Mid Cap: 24.84%, Small Cap: 28.77%.

Which are the top companies Bank Of India Consumption Fund Direct-Growth has invested in?

  • ITC Ltd – 9.40% of the fund's portfolio
  • ITC Ltd – 9.45% of the fund's portfolio
  • Bharti Airtel Ltd – 9.44% of the fund's portfolio
  • Bharti Airtel Ltd – 9.34% of the fund's portfolio
  • Bharti Airtel Ltd – 9.20% of the fund's portfolio

Which are the major sectors Bank Of India Consumption Fund Direct-Growth focuses on?

  • Technology – 124.09% of the fund's portfolio
  • Consumer Staples – 63.75% of the fund's portfolio
View more FAQ's

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