Bank Of India Multi Asset Allocation Fund Direct-IDCW

  • 3 Months
  • 6 Months
  • 1 Year
  • 3 Years
  • 5 Years
  • RSI
3 Months Returns : -1.92%
NAV: ₹12.82 as on Thu Nov 05, 2026
Fund NAV

Fund Overview of Bank Of India Multi Asset Allocation Fund Direct-IDCW

  • ₹368.9 Cr
    AUM
  • ₹12.82
    NAV
  • 1.06%
    Expense Ratio
  • Hybrid
    Fund Category
As on Thu Nov 05, 2026
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Minimum amount you can invest: ₹500

Maximum amount you can invest: ₹1,00,000

We have used a return rate of 15% for our calculations.

The total value of your investment after 10 years will be
₹ 1,39,328.64
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Bank Of India Multi Asset Allocation Fund Direct-IDCW Return Comparison

Tenure Absolute(%) Annualised(%) Category Average(%)
3 Months -1.92% NA 2.85%
6 Months 0.96% NA 9.89%
1 Year 6.86% 6.86% 7.28%
2 Years 15.78% 7.60% 17.50%
As on Thu Nov 05, 2026

Asset Allocation of Bank Of India Multi Asset Allocation Fund Direct-IDCW

equities

55.55%

debt instruments

28.30%

other assets or cash equivalents

3.47%
Large Cap: 51.07%
Mid Cap: 8.64%
Small Cap: 40.29%
Other: 0.00%
Top Holdings
Icici Prudential Gold Exchange Traded Fund Idcw
9.93%
Icici Prudential Gold Exchange Traded Fund Idcw
9.93%
Icici Prudential Gold Exchange Traded Fund Idcw
9.55%
Icici Prudential Gold Exchange Traded Fund Idcw
9.19%
Icici Prudential Gold Exchange Traded Fund Idcw
9.04%
 
Top Sectors
Financial
89.70%
Unspecified
72.99%
Detailed Portfolio Analysis
As on Thu Nov 05, 2026
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About Fund

About Bank Of India Multi Asset Allocation Fund Direct-IDCW

Bank Of India Multi Asset Allocation Fund Direct-IDCW is one Hybrid mutual fund offered by Bank of India Mutual Fund. Launched on 28 Feb 2024, the fund aims Wealth creation over medium to long term. Investment in equity and equity related securities, debt and money market instruments and Gold ETF/ Silver ETF. It manages assets worth ₹368.9 crore as on Wed Sep 30, 2026. The expense ratio stands at 1.06%.
The portfolio allocation consists of 55.55% in equities, 28.30% in debt instruments, 3.47% in other assets or cash equivalents.Managed by Mithraem Bharucha, it has delivered a return of 6.86% in the last year, a total return since inception of 9.69%.
Investors commonly compare various best sip plan so they can create disciplined financial goals.

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  • Nilesh Jethani

    Fund Manager

  • Mr. Jethani has done Bachelor of Financial Markets from HR College and Postgraduate Program in Global Financial Markets from BSE Institute Ltd.

    Manager Education

  • Mithraem Bharucha

    Fund Manager

  • Mr. Bharucha is a BMS and MBA

    Manager Education

Bank Of India Multi Asset Allocation Fund Direct-IDCW Fund Details

Fund Names Bank Of India Multi Asset Allocation Fund Direct-IDCW
Inception Date 28 Feb 2024
Lock In No Lock-in
 
Risk Principal at very high risk
Category Average Annual Returns 7.28
More Details
Highest NAV in last 52 weeks & Lowest NAV in last 52 weeks

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Bank Of India Multi Asset Allocation Fund Direct-IDCW Fund Returns Comparison

Compare Bank Of India Multi Asset Allocation Fund Direct-IDCW with other mutual funds in the same category

Bank Of India Multi Asset Allocation Fund Direct-IDCW

Quant Multi Asset Allocation Fund Direct-Growth

Quant Multi Asset Allocation Fund Direct-IDCW

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Top Performing Mutual Funds

Fund Names AUM (Cr) 1M 3M 1Yr 3Yr 5Yr
Quant Multi Asset Allocation Fund Direct-Growth trend ₹6,608 1.35% -1.51% 11.66% 21.81% 18.43%
Quant Multi Asset Allocation Fund Direct-IDCW trend ₹6,608 1.35% -1.51% 11.66% 21.81% 18.43%
Quant Multi Asset Allocation Fund Regular-Growth trend ₹6,608 1.26% -1.79% 10.34% 20.31% 16.75%
Quant Multi Asset Allocation Fund Regular-IDCW trend ₹6,608 1.26% -1.79% 10.34% 20.31% 16.75%
ICICI Prudential Multi Asset Allocation Fund Direct-Growth trend ₹84,108 3.38% -1.93% 1.88% 14.36% 14.73%
ICICI Prudential Multi Asset Allocation Fund Direct-IDCW trend ₹84,108 3.38% -1.93% 1.88% 14.36% 14.73%
Nippon India Multi - Asset Omni FOF Direct-Growth trend ₹3,012 0.88% -2.46% 4.48% 15.45% 14.61%
Nippon India Multi - Asset Omni FOF Direct-IDCW trend ₹3,012 0.88% -2.46% 4.48% 15.45% 14.61%
Nippon India Multi Asset Allocation Fund Direct-Growth trend ₹18,044 1.60% -1.94% 7.26% 18.44% 14.48%
Nippon India Multi Asset Allocation Fund Direct-IDCW trend ₹18,044 1.60% -1.94% 7.26% 18.44% 14.48%
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increase growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns

More funds from Bank of India Mutual Fund

Fund Names AUM (Cr) 1M 3M 6M 1Yr 3Yr
Bank Of India Multi Asset Allocation Fund Regular-Growth increase ₹369 -1.03% -2.20% 0.39% 5.67% -
Bank Of India Multi Asset Allocation Fund Direct-Growth increase ₹369 -0.93% -1.92% 0.96% 6.86% -
Bank Of India Multi Asset Allocation Fund Regular-IDCW increase ₹369 -1.03% -2.20% 0.39% 5.67% -
increase growth is based on 1-month returns of the funds

Bank Of India Multi Asset Allocation Fund Direct-IDCW Calculator

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Top 25% of investors consistently generate more than 12% return
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Top Mutual Funds

Fund Names AUM (Cr) NAV 3Yr 5Yr 10Yr
ICICI Prudential Multi Asset Allocation Fund Direct-Growth trend ₹84,108 ₹893.88 14.36% 14.73% 15.64%
ICICI Prudential Multi Asset Allocation Fund-Growth trend ₹84,108 ₹805.53 13.54% 13.94% 14.78%
ICICI Prudential Multi Asset Allocation Fund Direct-IDCW trend ₹84,108 ₹58.58 14.36% 14.73% 15.64%
ICICI Prudential Multi Asset Allocation Fund-IDCW trend ₹84,108 ₹33.74 13.54% 13.94% 14.78%
SBI Multi Asset Allocation Fund-Growth trend ₹21,044 ₹65.75 13.59% 11.97% 10.91%
SBI Multi Asset Allocation Fund Direct-Growth trend ₹21,044 ₹73.65 14.56% 12.96% 11.89%
SBI Multi Asset Allocation Fund Direct-IDCW Monthly trend ₹21,044 ₹33.07 14.56% 12.96% 11.89%
SBI Multi Asset Allocation Fund-IDCW Monthly trend ₹21,044 ₹29.40 13.59% 11.97% 10.91%
SBI Multi Asset Allocation Fund-IDCW Quarterly trend ₹21,044 ₹29.37 13.59% 11.97% 10.91%
SBI Multi Asset Allocation Fund Direct-IDCW Quarterly trend ₹21,044 ₹34.98 14.56% 12.96% 11.89%
View More
Top funds are based on Fund AUM

Start Small & Build Your Wealth For A Brighter Tomorrow

Bank Of India Multi Asset Allocation Fund Direct-IDCW Detailed Portfolio

Stocks Sector % of Holding Value
Icici Prudential Gold Exchange Traded Fund IdcwUnspecified9.93%₹34.08 Cr
Icici Prudential Gold Exchange Traded Fund IdcwUnspecified9.93%₹34.08 Cr
Icici Prudential Gold Exchange Traded Fund IdcwUnspecified9.55%₹32.64 Cr
Icici Prudential Gold Exchange Traded Fund IdcwUnspecified9.19%₹32.20 Cr
Icici Prudential Gold Exchange Traded Fund IdcwUnspecified9.04%₹31.12 Cr
Icici Prudential Gold Exchange Traded Fund IdcwUnspecified8.65%₹29.43 Cr
Icici Prudential Gold Exchange Traded Fund IdcwUnspecified8.35%₹28.14 Cr
Icici Prudential Gold Exchange Traded Fund IdcwUnspecified8.35%₹28.14 Cr
Indian Railway Finance Corporation Limited Sr 177 7.44 Bd 28fb34 Fvrs1lacFinancial7.53%₹25.72 Cr
Indian Railway Finance Corporation Limited Sr 177 7.44 Bd 28fb34 Fvrs1lacFinancial7.55%₹25.67 Cr
Power Finance Corporation Limited Sr 237a 7.60 Bd 13ap29 Fvrs1lacFinancial7.51%₹25.67 Cr
Indian Railway Finance Corporation Limited Sr 177 7.44 Bd 28fb34 Fvrs1lacFinancial7.57%₹25.53 Cr
Indian Railway Finance Corporation Limited Sr 177 7.44 Bd 28fb34 Fvrs1lacFinancial7.57%₹25.53 Cr
Indian Railway Finance Corporation Limited Sr 177 7.44 Bd 28fb34 Fvrs1lacFinancial7.42%₹25.48 Cr
Indian Railway Finance Corporation Limited Sr 177 7.44 Bd 28fb34 Fvrs1lacFinancial7.42%₹25.48 Cr
Indian Railway Finance Corporation Limited Sr 177 7.44 Bd 28fb34 Fvrs1lacFinancial7.39%₹25.43 Cr
Lic Housing Finance Ltd Tr 438 7.8350 Ncd 11my27 Fvrs1lacFinancial7.44%₹25.40 Cr
Lic Housing Finance Ltd Tr 438 7.8350 Ncd 11my27 Fvrs1lacFinancial7.39%₹25.36 Cr
Lic Housing Finance Ltd Tr 438 7.8350 Ncd 11my27 Fvrs1lacFinancial7.39%₹25.36 Cr
Lic Housing Finance Ltd Tr 438 7.8350 Ncd 11my27 Fvrs1lacFinancial7.52%₹25.36 Cr
View More

Top Hybrid Funds

Fund Names NAV 3Yr 5Yr 52 weeks high
Quant Multi Asset Allocation Fund Direct-Growth increase ₹180.99 21.81% 18.43% -
Quant Multi Asset Allocation Fund Direct-IDCW increase ₹166.80 21.81% 18.43% -
Quant Multi Asset Allocation Fund Regular-Growth increase ₹166.10 20.31% 16.75% -
Quant Multi Asset Allocation Fund Regular-IDCW increase ₹152.26 20.31% 16.75% -
ICICI Prudential Multi Asset Allocation Fund Direct-Growth increase ₹893.88 14.36% 14.73% -
ICICI Prudential Multi Asset Allocation Fund Direct-IDCW increase ₹58.58 14.36% 14.73% -
Nippon India Multi - Asset Omni FOF Direct-Growth increase ₹24.56 15.45% 14.61% -
Nippon India Multi - Asset Omni FOF Direct-IDCW increase ₹24.56 15.45% 14.61% -
Nippon India Multi Asset Allocation Fund Direct-Growth increase ₹26.69 18.44% 14.48% -
Nippon India Multi Asset Allocation Fund Direct-IDCW increase ₹25.17 18.44% 14.48% -
View More
increase growth is based on 5Y returns of the funds

Frequently Asked Questions

Bank Of India Multi Asset Allocation Fund Direct-IDCW

What is the current AUM of Bank Of India Multi Asset Allocation Fund Direct-IDCW?

As of Wed Sep 30, 2026, Bank Of India Multi Asset Allocation Fund Direct-IDCW manages assets worth ₹368.9 crore

How has Bank Of India Multi Asset Allocation Fund Direct-IDCW performed recently?

  • 3 Months: -1.92%
  • 6 Months: 0.96%

What is the long-term performance of Bank Of India Multi Asset Allocation Fund Direct-IDCW?

  • Since Inception: 9.69%

What is the portfolio composition of Bank Of India Multi Asset Allocation Fund Direct-IDCW?

Equity: 55.55%, Debt: 28.30%, Commodities: 12.68%, Others: 3.47%.

Who manages Bank Of India Multi Asset Allocation Fund Direct-IDCW?

Bank Of India Multi Asset Allocation Fund Direct-IDCW is managed by Mithraem Bharucha from Bank of India Mutual Fund.

What is the market-cap allocation of Bank Of India Multi Asset Allocation Fund Direct-IDCW?

Large Cap: 51.07%, Mid Cap: 8.64%, Small Cap: 40.29%.

Which are the top companies Bank Of India Multi Asset Allocation Fund Direct-IDCW has invested in?

  • ICICI Prudential Gold Exchange Traded Fund IDCW – 9.93% of the fund's portfolio
  • ICICI Prudential Gold Exchange Traded Fund IDCW – 9.93% of the fund's portfolio
  • ICICI Prudential Gold Exchange Traded Fund IDCW – 9.55% of the fund's portfolio
  • ICICI Prudential Gold Exchange Traded Fund IDCW – 9.19% of the fund's portfolio
  • ICICI Prudential Gold Exchange Traded Fund IDCW – 9.04% of the fund's portfolio

Which are the major sectors Bank Of India Multi Asset Allocation Fund Direct-IDCW focuses on?

  • Financial – 89.70% of the fund's portfolio
  • Unspecified – 72.99% of the fund's portfolio
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