- Home
- Mutual Funds
- DSP Mutual Fund
- DSP Banking And PSU Debt Fund Direct-IDCW Monthly
Fund Overview of DSP Banking And PSU Debt Fund Direct-IDCW Monthly
-
₹3,270.3 CrAUM
-
₹10.43NAV
-
0.34%Expense Ratio
-
DebtFund Category
Minimum amount you can invest: ₹500
Maximum amount you can invest: ₹1,00,000
We have used a return rate of 15% for our calculations.
DSP Banking And PSU Debt Fund Direct-IDCW Monthly Return Comparison
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 1.94% | NA | 0.71% |
| 6 Months | 2.50% | NA | 4.51% |
| 1 Year | 4.93% | 4.93% | 8.39% |
| 2 Years | 13.09% | 6.34% | 8.14% |
| 3 Years | 22.60% | 7.03% | 7.57% |
| 5 Years | 34.08% | 6.04% | 6.29% |
| 7 Years | 56.58% | 6.62% | NA |
| 10 Years | 96.18% | 6.97% | 7.57% |
Dividends are declared by the fund house based on the income generated from the underlying assets. While many mutual funds distribute dividends annually, the payout frequency ultimately depends on the fund house’s decision
Asset Allocation of DSP Banking And PSU Debt Fund Direct-IDCW Monthly
debt instruments
99.77%other assets or cash equivalents
0.23%DSP Banking And PSU Debt Fund Direct-IDCW Monthly is one Debt mutual fund offered by DSP Mutual Fund. Launched on 14 Sep 2013, the fund aims Income over a short-term investment horizon. Investment in money market and debt securities issued by banks and public sector undertakings, public financial institutions and Municipal Bonds. It manages assets worth ₹3,270.3 crore as on Mon Aug 31, 2026. The expense ratio stands at 0.34%. Fund Manager Manager Education Fund Manager Manager EducationAbout DSP Banking And PSU Debt Fund Direct-IDCW Monthly
The portfolio allocation consists of 99.77% in debt instruments, 0.23% in other assets or cash equivalents.Managed by Shantanu Godambe, it has delivered a return of 4.93% in the last year, a total return since inception of 7.75%.
The latest dividend was declared on 29 Jul 2026 at 0.37% of face value.
Those exploring investment options often compare various which sip is best while they create systematic financial goals.
Key Metrics of DSP Banking And PSU Debt Fund Direct-IDCW Monthly
-
Standard Deviation2.13%
-
Mean6.79%
-
Sharpe Ratio0.51%
-
Sortino Ratio0.90%
DSP Banking And PSU Debt Fund Direct-IDCW Monthly Fund Details
|
|
Compare DSP Banking And PSU Debt Fund Direct-IDCW Monthly with other mutual funds in the same category
DSP Banking And PSU Debt Fund Direct-IDCW Monthly
UTI Banking & PSU Debt Fund Direct-flexi IDCW
UTI Banking & PSU Debt Fund Direct-Growth
Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
UTI Banking & PSU Debt Fund Direct-flexi IDCW  |
₹1,508 | 0.65% | 2.10% | 6.30% | 7.47% | 7.72% |
| UTI Banking & PSU Debt Fund Direct-Growth |
₹1,508 | 0.65% | 2.10% | 6.30% | 7.47% | 7.72% |
| UTI Banking & PSU Debt Fund Direct-IDCW Half Yearly |
₹1,508 | 0.65% | 2.10% | 6.30% | 7.47% | 7.72% |
| UTI Banking & PSU Debt Fund Direct-IDCW Monthly |
₹1,508 | 0.65% | 2.10% | 6.30% | 7.47% | 7.72% |
| UTI Banking & PSU Debt Fund Direct-IDCW Quarterly |
₹1,508 | 0.65% | 2.10% | 6.30% | 7.47% | 7.72% |
| UTI Banking & PSU Debt Fund Direct-IDCW Yearly |
₹1,508 | 0.65% | 2.10% | 6.30% | 7.47% | 7.72% |
| UTI Banking & PSU Debt Fund Regular-flexi IDCW |
₹1,508 | 0.63% | 2.04% | 6.03% | 7.20% | 7.45% |
| UTI Banking & PSU Debt Fund Regular-Growth |
₹1,508 | 0.63% | 2.04% | 6.03% | 7.20% | 7.45% |
| UTI Banking & PSU Debt Fund Regular-IDCW Half Yearly |
₹1,508 | 0.63% | 2.04% | 6.03% | 7.20% | 7.45% |
| UTI Banking & PSU Debt Fund Regular-IDCW Monthly |
₹1,508 | 0.63% | 2.04% | 6.03% | 7.20% | 7.45% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from DSP Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
DSP Banking And PSU Debt Fund Direct-Growth
|
₹3,270 | -0.10% | 1.94% | 2.50% | 4.93% | 7.03% |
|
DSP Banking And PSU Debt Fund Regular-Growth
|
₹3,270 | -0.12% | 1.87% | 2.36% | 4.65% | 6.74% |
|
DSP Banking And PSU Debt Fund Regular-IDCW
|
₹3,270 | -0.12% | 1.87% | 2.36% | 4.65% | 6.74% |
|
DSP Banking And PSU Debt Fund Regular-IDCW Daily
|
₹3,270 | -0.12% | 1.87% | 2.36% | 4.65% | 6.74% |
|
DSP Banking & PSU Debt Fund Direct-IDCW Daily
|
₹3,270 | -0.10% | 1.94% | 2.50% | 4.93% | 7.03% |
|
DSP Banking And PSU Debt Fund Regular-IDCW Monthly
|
₹3,270 | -0.12% | 1.87% | 2.36% | 4.65% | 6.74% |
|
DSP Banking And PSU Debt Fund Direct-IDCW Quarterly
|
₹3,270 | -0.10% | 1.94% | 2.50% | 4.93% | 7.03% |
|
DSP Banking And PSU Debt Fund Regular-IDCW Quarterly
|
₹3,270 | -0.12% | 1.87% | 2.36% | 4.65% | 6.74% |
growth is based on 1-month returns of the fundsDSP Banking And PSU Debt Fund Direct-IDCW Monthly Calculator
- 1
- 2
- 3
- 4
- 6
- 7
- 8
- 9
- 11
- 12
- 13
- 14
- 16
- 17
- 18
- 19
- 21
- 22
- 23
- 24
- 26
- 27
- 28
- 29
- 31
- 32
- 33
- 34
- 36
- 37
- 38
- 39
- 40
- 1
- 2
- 3
- 4
- 6
- 7
- 8
- 9
- 11
- 12
- 13
- 14
- 16
- 17
- 18
- 19
- 21
- 22
- 23
- 24
- 26
- 27
- 28
- 30
- 1
- 2
- 3
- 4
- 6
- 7
- 8
- 9
- 11
- 12
- 13
- 14
- 16
- 17
- 18
- 19
- 21
- 22
- 23
- 24
- 26
- 27
- 28
- 29
- 31
- 32
- 33
- 34
- 36
- 37
- 38
- 39
- 40
- 1
- 2
- 3
- 4
- 6
- 7
- 8
- 9
- 11
- 12
- 13
- 14
- 16
- 17
- 18
- 19
- 21
- 22
- 23
- 24
- 26
- 27
- 28
- 30
Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| Bandhan Banking And PSU Debt Fund Regular-Growth |
₹12,172 | ₹26.30 | 6.90% | 5.94% | 6.94% |
| Bandhan Banking And PSU Debt Fund Direct-Growth |
₹12,172 | ₹27.16 | 7.22% | 6.26% | 7.25% |
| Bandhan Banking And PSU Debt Fund Regular-IDCW |
₹12,172 | ₹14.20 | 6.90% | 5.94% | 6.94% |
| Bandhan Banking And PSU Debt Fund Direct-IDCW |
₹12,172 | ₹14.29 | 7.22% | 6.26% | 7.25% |
| Bandhan Banking And PSU Debt Fund Regular-IDCW Daily |
₹12,172 | ₹10.88 | 6.90% | 5.94% | 6.94% |
| Bandhan Banking And PSU Debt Fund Direct-IDCW Daily |
₹12,172 | ₹10.48 | 7.22% | 6.26% | 7.25% |
| Bandhan Banking And PSU Debt Fund Direct-IDCW Fortnightly |
₹12,172 | ₹10.47 | 7.22% | 6.26% | 7.25% |
| Bandhan Banking And PSU Debt Fund Regular-IDCW Fortnightly |
₹12,172 | ₹10.62 | 6.90% | 5.94% | 6.94% |
| Bandhan Banking And PSU Fund Debt Regular-IDCW Monthly |
₹12,172 | ₹10.70 | 6.90% | 5.94% | 6.94% |
| Bandhan Banking And PSU Debt Fund Direct-IDCW Monthly |
₹12,172 | ₹10.46 | 7.22% | 6.26% | 7.25% |
DSP Banking And PSU Debt Fund Direct-IDCW Monthly Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Central Government Loan 23277 Goi 22sp33 Flt Fv Rs 100 | Entities | 5.61% | ₹266.87 Cr |
| Government Of India 35840 Goi 15ap65 6.9 Fv Rs 100 | Entities | 5.64% | ₹241.63 Cr |
| Government Of India 35840 Goi 15ap65 6.9 Fv Rs 100 | Entities | 5.65% | ₹238.12 Cr |
| Government Of India 35840 Goi 15ap65 6.9 Fv Rs 100 | Entities | 5.65% | ₹238.12 Cr |
| Government Of India 35840 Goi 15ap65 6.9 Fv Rs 100 | Entities | 5.13% | ₹212.95 Cr |
| Government Of India 35943 Goi 05my35 6.33 Fv Rs 100 | Entities | 4.32% | ₹205.70 Cr |
| Government Of India 35840 Goi 15ap65 6.9 Fv Rs 100 | Entities | 6.04% | ₹204.67 Cr |
| Government Of India 37426 Goi 11my36 6.94 Fv Rs 100 | Entities | 6.24% | ₹204.07 Cr |
| Government Of India 37426 Goi 11my36 6.94 Fv Rs 100 | Entities | 6.24% | ₹204.07 Cr |
| Government Of India 37426 Goi 11my36 6.94 Fv Rs 100 | Entities | 6.24% | ₹204.07 Cr |
| Punjab National Bank Cd 12mar27 | Financial | 5.91% | ₹193.14 Cr |
| Punjab National Bank Cd 12mar27 | Financial | 5.91% | ₹193.14 Cr |
| Punjab National Bank Cd 12mar27 | Financial | 5.91% | ₹193.14 Cr |
| National Bank For Agriculture And Rural Development Sr F24 7.68 Bd 30ap29 Fvrs1lac | Financial | 5.28% | ₹188.86 Cr |
| National Bank For Agriculture And Rural Development Sr F24 7.68 Bd 30ap29 Fvrs1lac | Financial | 4.52% | ₹187.71 Cr |
| National Bank For Agriculture And Rural Development Sr F24 7.68 Bd 30ap29 Fvrs1lac | Financial | 4.75% | ₹187.49 Cr |
| National Bank For Agriculture And Rural Development Sr F24 7.68 Bd 30ap29 Fvrs1lac | Financial | 5.06% | ₹187.07 Cr |
| National Bank For Agriculture And Rural Development Sr F24 7.68 Bd 30ap29 Fvrs1lac | Financial | 4.43% | ₹186.44 Cr |
| National Bank For Agriculture And Rural Development Sr F24 7.68 Bd 30ap29 Fvrs1lac | Financial | 4.43% | ₹186.44 Cr |
| National Bank For Agriculture And Rural Development Sr F24 7.68 Bd 30ap29 Fvrs1lac | Financial | 4.31% | ₹184.74 Cr |
Top Debt Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| UTI Banking & PSU Debt Fund Direct-flexi IDCW |
₹20.70 | 7.47% | 7.72% | - |
| UTI Banking & PSU Debt Fund Direct-Growth |
₹24.02 | 7.47% | 7.72% | - |
| UTI Banking & PSU Debt Fund Direct-IDCW Half Yearly |
₹15.94 | 7.47% | 7.72% | - |
| UTI Banking & PSU Debt Fund Direct-IDCW Monthly |
₹13.72 | 7.47% | 7.72% | - |
| UTI Banking & PSU Debt Fund Direct-IDCW Quarterly |
₹17.88 | 7.47% | 7.72% | - |
| UTI Banking & PSU Debt Fund Direct-IDCW Yearly |
₹13.75 | 7.47% | 7.72% | - |
| UTI Banking & PSU Debt Fund Regular-flexi IDCW |
₹15.79 | 7.20% | 7.45% | - |
| UTI Banking & PSU Debt Fund Regular-Growth |
₹23.55 | 7.20% | 7.45% | - |
| UTI Banking & PSU Debt Fund Regular-IDCW Half Yearly |
₹15.72 | 7.20% | 7.45% | - |
| UTI Banking & PSU Debt Fund Regular-IDCW Monthly |
₹13.44 | 7.20% | 7.45% | - |
growth is based on 5Y returns of the funds
Frequently Asked Questions
DSP Banking And PSU Debt Fund Direct-IDCW Monthly
What is the current AUM of DSP Banking And PSU Debt Fund Direct-IDCW Monthly?
As of Mon Aug 31, 2026, DSP Banking And PSU Debt Fund Direct-IDCW Monthly manages assets worth ₹3,270.3 crore
How has DSP Banking And PSU Debt Fund Direct-IDCW Monthly performed recently?
- 3 Months: 1.94%
- 6 Months: 2.50%
What is the long-term performance of DSP Banking And PSU Debt Fund Direct-IDCW Monthly?
- 3 Years CAGR: 7.03%
- 5 Years CAGR: 6.04%
- Since Inception: 7.75%
What is the portfolio composition of DSP Banking And PSU Debt Fund Direct-IDCW Monthly?
Debt: 99.77%, Others: 0.23%.
Who manages DSP Banking And PSU Debt Fund Direct-IDCW Monthly?
DSP Banking And PSU Debt Fund Direct-IDCW Monthly is managed by Shantanu Godambe from DSP Mutual Fund.
When was the last dividend declared by DSP Banking And PSU Debt Fund Direct-IDCW Monthly?
Latest dividend was declared on 29 Jul 2026 at 0.37% of face value.
Which are the top companies DSP Banking And PSU Debt Fund Direct-IDCW Monthly has invested in?
- CENTRAL GOVERNMENT LOAN 23277 GOI 22SP33 FLT FV RS 100 – 5.61% of the fund's portfolio
- GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 – 5.64% of the fund's portfolio
- GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 – 5.65% of the fund's portfolio
- GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 – 5.65% of the fund's portfolio
- GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 – 5.13% of the fund's portfolio
Which are the major sectors DSP Banking And PSU Debt Fund Direct-IDCW Monthly focuses on?
- Entities – 56.76% of the fund's portfolio
- Financial – 50.51% of the fund's portfolio
Policybazaar does not endorse rates/returns or recommend any particular insurer, fund house, AMC (Asset Management Company), insurance and mutual fund product.
Please consult your financial advisor for an informed decision.
Past performance may not be indicative of future results.
The information presented on this page is not owned or generated by Policybazaar. The data has been collected from publicly available sources and online research. We do not claim any ownership or guarantee the accuracy, completeness, or timeliness of this information. It is shared solely for the informational purpose of the viewer and should not be considered as financial advice.
Policybazaar is not acting as a financial advisor, broker, or agent for any mutual fund mentioned here.
Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.
Policybazaar shall not be held responsible or liable for any losses, damages, or decisions made based on the information provided on this page.
For a complete list of mutual funds registered in India, please refer to the Securities and Exchange Board of India (SEBI) website at www.sebi.gov.in. We do not sell, endorse, or recommend any mutual fund or investment product. For a complete list of mutual funds registered in India, please refer to the Securities and Exchange Board of India (SEBI) website at www.sebi.gov.in. We do not sell, endorse, or recommend any mutual fund or investment product.
For more details on risk factors, terms, and conditions, please read the sales brochure and benefit illustration carefully before concluding a sale.
Policybazaar is a registered Insurance Broker | Registration No. 742, Registration Code No. IRDA/ DB 797/ 19, Valid till 09/06/2024, License category- Direct Broker (Life & General) |CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 |Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.©️ Copyright 2008-2025 policybazaar.com. All Rights Reserved
^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.
