DSP Banking & PSU Debt Fund Direct-IDCW Daily

  • 3 Months
  • 6 Months
  • 1 Year
  • 3 Years
  • 5 Years
  • RSI
3 Months Returns : -0.13%
NAV: ₹10.14 as on Thu Nov 05, 2026
Fund NAV

Fund Overview of DSP Banking & PSU Debt Fund Direct-IDCW Daily

  • ₹2,589.9 Cr
    AUM
  • ₹10.14
    NAV
  • 0.34%
    Expense Ratio
  • Debt
    Fund Category
As on Thu Nov 05, 2026
Calculate your Returns
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Minimum amount you can invest: ₹500

Maximum amount you can invest: ₹1,00,000

We have used a return rate of 15% for our calculations.

The total value of your investment after 10 years will be
₹ 1,39,328.64
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DSP Banking & PSU Debt Fund Direct-IDCW Daily Return Comparison

Tenure Absolute(%) Annualised(%) Category Average(%)
3 Months -0.13% NA 0.71%
6 Months 2.52% NA 4.51%
1 Year 3.48% 3.48% 8.39%
2 Years 11.24% 5.47% 8.14%
3 Years 21.68% 6.76% 7.57%
5 Years 33.70% 5.98% 6.29%
7 Years 53.62% 6.32% NA
10 Years 92.78% 6.78% 7.57%
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As on Thu Nov 05, 2026

Dividend of DSP Banking & PSU Debt Fund Direct-IDCW Daily : 0.04%

Dividends are declared by the fund house based on the income generated from the underlying assets. While many mutual funds distribute dividends annually, the payout frequency ultimately depends on the fund house’s decision

Asset Allocation of DSP Banking & PSU Debt Fund Direct-IDCW Daily

debt instruments

99.77%

other assets or cash equivalents

0.23%
Top Holdings
Central Government Loan 23277 Goi 22sp33 Flt Fv Rs 100
5.61%
Government Of India 35840 Goi 15ap65 6.9 Fv Rs 100
5.64%
Government Of India 35840 Goi 15ap65 6.9 Fv Rs 100
5.65%
Government Of India 35840 Goi 15ap65 6.9 Fv Rs 100
5.65%
Government Of India 35840 Goi 15ap65 6.9 Fv Rs 100
5.13%
 
Top Sectors
Entities
56.76%
Financial
50.51%
Detailed Portfolio Analysis
As on Thu Nov 05, 2026
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About Fund

About DSP Banking & PSU Debt Fund Direct-IDCW Daily

DSP Banking & PSU Debt Fund Direct-IDCW Daily is one Debt mutual fund offered by DSP Mutual Fund. Launched on 14 Sep 2013, the fund aims Income over a short-term investment horizon. Investment in money market and debt securities issued by banks and public sector undertakings, public financial institutions and Municipal Bonds. It manages assets worth ₹2,589.9 crore as on Wed Sep 30, 2026. The expense ratio stands at 0.34%.
The portfolio allocation consists of 99.77% in debt instruments, 0.23% in other assets or cash equivalents.Managed by Shantanu Godambe, it has delivered a return of 3.48% in the last year, a total return since inception of 7.64%.
The latest dividend was declared on 06 Jul 2026 at 0.04% of face value.
For those looking to make well-planned investment decisions it makes sense to review best sip plans suited to individual risk appetite.

Read more
  • Sandeep Yadav

    Fund Manager

  • Mr. Yadav is a Computer Engineer (Pune University), PGDBM (IIM Bangalore) and a CFA chartered holder.

    Manager Education

  • Shantanu Godambe

    Fund Manager

  • Mr. Godambehas done B.Com, MS (Finance) and CFA

    Manager Education

Key Metrics of DSP Banking & PSU Debt Fund Direct-IDCW Daily

  • Standard Deviation
    2.22%
  • Mean
    6.42%
  • Sharpe Ratio
    0.38%
  • Sortino Ratio
    0.73%

DSP Banking & PSU Debt Fund Direct-IDCW Daily Fund Details

Fund Names DSP Banking & PSU Debt Fund Direct-IDCW Daily
Inception Date 14 Sep 2013
Lock In No Lock-in
 
Risk Principal at moderate risk
Category Average Annual Returns 8.39
More Details
Highest NAV in last 52 weeks & Lowest NAV in last 52 weeks

Compare Mutual Funds
DSP Banking & PSU Debt Fund Direct-IDCW Daily Fund Returns Comparison

Compare DSP Banking & PSU Debt Fund Direct-IDCW Daily with other mutual funds in the same category

DSP Banking & PSU Debt Fund Direct-IDCW Daily

UTI Banking & PSU Debt Fund Direct-flexi IDCW

UTI Banking & PSU Debt Fund Direct-Growth

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Top Performing Mutual Funds

Fund Names AUM (Cr) 1M 3M 1Yr 3Yr 5Yr
UTI Banking & PSU Debt Fund Direct-flexi IDCW trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Direct-Growth trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Direct-IDCW Half Yearly trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Direct-IDCW Monthly trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Direct-IDCW Quarterly trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Direct-IDCW Yearly trend ₹1,448 0.35% 1.39% 5.84% 7.43% 7.80%
UTI Banking & PSU Debt Fund Regular-flexi IDCW trend ₹1,448 0.33% 1.33% 5.58% 7.17% 7.52%
UTI Banking & PSU Debt Fund Regular-Growth trend ₹1,448 0.33% 1.33% 5.58% 7.17% 7.52%
UTI Banking & PSU Debt Fund Regular-IDCW Half Yearly trend ₹1,448 0.33% 1.33% 5.58% 7.17% 7.52%
UTI Banking & PSU Debt Fund Regular-IDCW Monthly trend ₹1,448 0.33% 1.33% 5.58% 7.17% 7.52%
View More
increase growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns

More funds from DSP Mutual Fund

Fund Names AUM (Cr) 1M 3M 6M 1Yr 3Yr
DSP Banking And PSU Debt Fund Direct-Growth increase ₹2,590 0.13% -0.13% 2.52% 3.48% 6.76%
DSP Banking And PSU Debt Fund Regular-Growth increase ₹2,590 0.11% -0.20% 2.38% 3.20% 6.47%
DSP Banking And PSU Debt Fund Regular-IDCW increase ₹2,590 0.11% -0.20% 2.38% 3.20% 6.47%
DSP Banking And PSU Debt Fund Direct-IDCW increase ₹2,590 0.13% -0.13% 2.52% 3.48% 6.76%
DSP Banking And PSU Debt Fund Regular-IDCW Daily increase ₹2,590 0.11% -0.20% 2.38% 3.20% 6.47%
DSP Banking And PSU Debt Fund Direct-IDCW Monthly increase ₹2,590 0.13% -0.13% 2.52% 3.48% 6.76%
DSP Banking And PSU Debt Fund Regular-IDCW Monthly increase ₹2,590 0.11% -0.20% 2.38% 3.20% 6.47%
DSP Banking And PSU Debt Fund Direct-IDCW Quarterly increase ₹2,590 0.13% -0.13% 2.52% 3.48% 6.76%
DSP Banking And PSU Debt Fund Regular-IDCW Quarterly increase ₹2,590 0.11% -0.20% 2.38% 3.20% 6.47%
View More
increase growth is based on 1-month returns of the funds

DSP Banking & PSU Debt Fund Direct-IDCW Daily Calculator

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Top Mutual Funds

Fund Names AUM (Cr) NAV 3Yr 5Yr 10Yr
Bandhan Banking And PSU Debt Fund Regular-Growth trend ₹11,848 ₹26.39 6.75% 5.98% 6.86%
Bandhan Banking And PSU Debt Fund Direct-Growth trend ₹11,848 ₹27.27 7.07% 6.30% 7.16%
Bandhan Banking And PSU Debt Fund Regular-IDCW trend ₹11,848 ₹14.25 6.75% 5.98% 6.86%
Bandhan Banking And PSU Debt Fund Direct-IDCW trend ₹11,848 ₹14.34 7.07% 6.30% 7.16%
Bandhan Banking And PSU Debt Fund Regular-IDCW Daily trend ₹11,848 ₹10.88 6.75% 5.98% 6.86%
Bandhan Banking And PSU Debt Fund Direct-IDCW Daily trend ₹11,848 ₹10.48 7.07% 6.30% 7.16%
Bandhan Banking And PSU Debt Fund Regular-IDCW Fortnightly trend ₹11,848 ₹10.64 6.75% 5.98% 6.86%
Bandhan Banking And PSU Debt Fund Direct-IDCW Fortnightly trend ₹11,848 ₹10.48 7.07% 6.30% 7.16%
Bandhan Banking And PSU Debt Fund Direct-IDCW Monthly trend ₹11,848 ₹10.47 7.07% 6.30% 7.16%
Bandhan Banking And PSU Fund Debt Regular-IDCW Monthly trend ₹11,848 ₹10.71 6.75% 5.98% 6.86%
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Top funds are based on Fund AUM

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DSP Banking & PSU Debt Fund Direct-IDCW Daily Detailed Portfolio

Stocks Sector % of Holding Value
Central Government Loan 23277 Goi 22sp33 Flt Fv Rs 100Entities5.61%₹266.87 Cr
Government Of India 35840 Goi 15ap65 6.9 Fv Rs 100Entities5.64%₹241.63 Cr
Government Of India 35840 Goi 15ap65 6.9 Fv Rs 100Entities5.65%₹238.12 Cr
Government Of India 35840 Goi 15ap65 6.9 Fv Rs 100Entities5.65%₹238.12 Cr
Government Of India 35840 Goi 15ap65 6.9 Fv Rs 100Entities5.13%₹212.95 Cr
Government Of India 35943 Goi 05my35 6.33 Fv Rs 100Entities4.32%₹205.70 Cr
Government Of India 35840 Goi 15ap65 6.9 Fv Rs 100Entities6.04%₹204.67 Cr
Government Of India 37426 Goi 11my36 6.94 Fv Rs 100Entities6.24%₹204.07 Cr
Government Of India 37426 Goi 11my36 6.94 Fv Rs 100Entities6.24%₹204.07 Cr
Government Of India 37426 Goi 11my36 6.94 Fv Rs 100Entities6.24%₹204.07 Cr
Punjab National Bank Cd 12mar27Financial5.91%₹193.14 Cr
Punjab National Bank Cd 12mar27Financial5.91%₹193.14 Cr
Punjab National Bank Cd 12mar27Financial5.91%₹193.14 Cr
National Bank For Agriculture And Rural Development Sr F24 7.68 Bd 30ap29 Fvrs1lacFinancial5.28%₹188.86 Cr
National Bank For Agriculture And Rural Development Sr F24 7.68 Bd 30ap29 Fvrs1lacFinancial4.52%₹187.71 Cr
National Bank For Agriculture And Rural Development Sr F24 7.68 Bd 30ap29 Fvrs1lacFinancial4.75%₹187.49 Cr
National Bank For Agriculture And Rural Development Sr F24 7.68 Bd 30ap29 Fvrs1lacFinancial5.06%₹187.07 Cr
National Bank For Agriculture And Rural Development Sr F24 7.68 Bd 30ap29 Fvrs1lacFinancial4.43%₹186.44 Cr
National Bank For Agriculture And Rural Development Sr F24 7.68 Bd 30ap29 Fvrs1lacFinancial4.43%₹186.44 Cr
National Bank For Agriculture And Rural Development Sr F24 7.68 Bd 30ap29 Fvrs1lacFinancial4.31%₹184.74 Cr
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Top Debt Funds

Fund Names NAV 3Yr 5Yr 52 weeks high
UTI Banking & PSU Debt Fund Direct-flexi IDCW increase ₹20.85 7.43% 7.80% -
UTI Banking & PSU Debt Fund Direct-Growth increase ₹24.19 7.43% 7.80% -
UTI Banking & PSU Debt Fund Direct-IDCW Half Yearly increase ₹16.05 7.43% 7.80% -
UTI Banking & PSU Debt Fund Direct-IDCW Monthly increase ₹13.82 7.43% 7.80% -
UTI Banking & PSU Debt Fund Direct-IDCW Quarterly increase ₹18.00 7.43% 7.80% -
UTI Banking & PSU Debt Fund Direct-IDCW Yearly increase ₹13.85 7.43% 7.80% -
UTI Banking & PSU Debt Fund Regular-flexi IDCW increase ₹15.90 7.17% 7.52% -
UTI Banking & PSU Debt Fund Regular-Growth increase ₹23.70 7.17% 7.52% -
UTI Banking & PSU Debt Fund Regular-IDCW Half Yearly increase ₹15.83 7.17% 7.52% -
UTI Banking & PSU Debt Fund Regular-IDCW Monthly increase ₹13.53 7.17% 7.52% -
View More
increase growth is based on 5Y returns of the funds

Frequently Asked Questions

DSP Banking & PSU Debt Fund Direct-IDCW Daily

What is the current AUM of DSP Banking & PSU Debt Fund Direct-IDCW Daily?

As of Wed Sep 30, 2026, DSP Banking & PSU Debt Fund Direct-IDCW Daily manages assets worth ₹2,589.9 crore

How has DSP Banking & PSU Debt Fund Direct-IDCW Daily performed recently?

  • 3 Months: -0.13%
  • 6 Months: 2.52%

What is the long-term performance of DSP Banking & PSU Debt Fund Direct-IDCW Daily?

  • 3 Years CAGR: 6.76%
  • 5 Years CAGR: 5.98%
  • Since Inception: 7.64%

What is the portfolio composition of DSP Banking & PSU Debt Fund Direct-IDCW Daily?

Debt: 99.77%, Others: 0.23%.

Who manages DSP Banking & PSU Debt Fund Direct-IDCW Daily?

DSP Banking & PSU Debt Fund Direct-IDCW Daily is managed by Shantanu Godambe from DSP Mutual Fund.

When was the last dividend declared by DSP Banking & PSU Debt Fund Direct-IDCW Daily?

Latest dividend was declared on 06 Jul 2026 at 0.04% of face value.

Which are the top companies DSP Banking & PSU Debt Fund Direct-IDCW Daily has invested in?

  • CENTRAL GOVERNMENT LOAN 23277 GOI 22SP33 FLT FV RS 100 – 5.61% of the fund's portfolio
  • GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 – 5.64% of the fund's portfolio
  • GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 – 5.65% of the fund's portfolio
  • GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 – 5.65% of the fund's portfolio
  • GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 – 5.13% of the fund's portfolio

Which are the major sectors DSP Banking & PSU Debt Fund Direct-IDCW Daily focuses on?

  • Entities – 56.76% of the fund's portfolio
  • Financial – 50.51% of the fund's portfolio
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