Nippon India Retirement Fund - Income Generation Scheme Direct-IDCW

  • 3 Months
  • 6 Months
  • 1 Year
  • 3 Years
  • 5 Years
  • RSI
3 Months Returns : -1.04%
NAV: ₹23.44 as on Thu Nov 05, 2026
Fund NAV

Fund Overview of Nippon India Retirement Fund - Income Generation Scheme Direct-IDCW

  • ₹136.6 Cr
    AUM
  • ₹23.44
    NAV
  • 0.98%
    Expense Ratio
  • Hybrid
    Fund Category
As on Thu Nov 05, 2026
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Minimum amount you can invest: ₹500

Maximum amount you can invest: ₹1,00,000

We have used a return rate of 15% for our calculations.

The total value of your investment after 10 years will be
₹ 1,39,328.64
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Nippon India Retirement Fund - Income Generation Scheme Direct-IDCW Return Comparison

Tenure Absolute(%) Annualised(%) Category Average(%)
3 Months -1.04% NA 0.55%
6 Months 2.94% NA 5.55%
1 Year 1.46% 1.46% 5.63%
2 Years 5.92% 2.92% 10.55%
3 Years 23.17% 7.19% 10.07%
5 Years 35.86% 6.32% 10.06%
7 Years 64.28% 7.35% NA
10 Years 101.67% 7.27% 8.75%
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As on Thu Nov 05, 2026

Asset Allocation of Nippon India Retirement Fund - Income Generation Scheme Direct-IDCW

equities

19.92%

debt instruments

74.26%

other assets or cash equivalents

5.82%
Large Cap: 91.26%
Mid Cap: 4.06%
Small Cap: 4.68%
Other: 0.00%
Top Holdings
Goi Cgl 7.06 10/10/2046
29.90%
Goi Cgl 7.06 10/10/2046
30.01%
Goi Cgl 7.06 10/10/2046
1.00%
Goi Cgl 7.06 10/10/2046
29.99%
Goi Cgl 7.06 10/10/2046
30.13%
 
Top Sectors
Entities
577.97%
Detailed Portfolio Analysis
As on Thu Nov 05, 2026
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About Fund

About Nippon India Retirement Fund - Income Generation Scheme Direct-IDCW

Nippon India Retirement Fund - Income Generation Scheme Direct-IDCW is one Hybrid mutual fund offered by Nippon India Mutual Fund. Launched on 11 Feb 2015, the fund aims Income over long term along with capitalgrowth. Investingprimarily in fxed income securities and balance in equity and equity related instrumentsso as to help the investor in achieving the retirement goals. It manages assets worth ₹136.6 crore as on Sat Oct 31, 2026. The expense ratio stands at 0.98%.
The portfolio allocation consists of 19.92% in equities, 74.26% in debt instruments, 5.82% in other assets or cash equivalents.Managed by Kinjal Desai, it has delivered a return of 1.46% in the last year, a total return since inception of 7.53%.
Identifying a suitable best sip has an important part in systematic investing.

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  • Ashutosh Bhargava

    Fund Manager

  • Mr. Bhargava is B.Com & MBA (Finance)

    Manager Education

  • Pranay Sinha

    Fund Manager

  • Mr. Sinha has done B.Tech in Aerospace Engg. from IIT Kharagpur and PGDM with Major in Finance from IIM Calcutta.

    Manager Education

  • Kinjal Desai

    Fund Manager

  • Ms. Desai has done B.A (Economics), MSc. (Economics) and has cleared CFA Level 1

    Manager Education

Key Metrics of Nippon India Retirement Fund - Income Generation Scheme Direct-IDCW

  • Standard Deviation
    5.50%
  • Mean
    6.34%
  • Sharpe Ratio
    0.14%
  • Sortino Ratio
    0.19%

Nippon India Retirement Fund - Income Generation Scheme Direct-IDCW Fund Details

Fund Names Nippon India Retirement Fund - Income Generation Scheme Direct-IDCW
Inception Date 11 Feb 2015
Lock In 1825
SIP Minimum Investment amount ₹100
SWP Minimum Investment amount ₹500
STP Minimum Investment amount ₹100
 
Risk Principal at moderate risk
Category Average Annual Returns 5.63
More Details
Highest NAV in last 52 weeks & Lowest NAV in last 52 weeks

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Nippon India Retirement Fund - Income Generation Scheme Direct-IDCW Fund Returns Comparison

Compare Nippon India Retirement Fund - Income Generation Scheme Direct-IDCW with other mutual funds in the same category

Nippon India Retirement Fund - Income Generation Scheme Direct-IDCW

SBI Children's Fund - Savings Plan Direct-Growth

SBI Children's Fund - Savings Plan Regular-Growth

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Top Performing Mutual Funds

Fund Names AUM (Cr) 1M 3M 1Yr 3Yr 5Yr
SBI Children's Fund - Savings Plan Direct-Growth trend ₹149 -0.33% 0.35% 8.43% 11.26% 10.24%
SBI Children's Fund - Savings Plan Regular-Growth trend ₹149 -0.36% 0.26% 8.03% 10.86% 9.84%
Bank Of India Conservative Hybrid Fund Direct-Growth trend ₹68 1.27% 0.18% 2.53% 6.73% 9.67%
Bank Of India Conservative Hybrid Fund Direct-IDCW Monthly trend ₹68 1.27% 0.18% 2.53% 6.73% 9.67%
Bank Of India Conservative Hybrid Fund Direct-IDCW Quarterly trend ₹68 1.27% 0.18% 2.53% 6.73% 9.67%
Bank Of India Conservative Hybrid Fund Direct-IDCW Yearly trend ₹68 1.27% 0.18% 2.53% 6.73% 9.67%
Parag Parikh Conservative Hybrid Fund Direct-Growth trend ₹3,395 0.42% -0.63% 3.33% 9.15% 9.11%
Parag Parikh Conservative Hybrid Fund Direct-IDCW Monthly trend ₹3,395 0.42% -0.63% 3.33% 9.15% 9.11%
Bank Of India Conservative Hybrid Fund Regular-Growth trend ₹68 1.18% -0.07% 1.57% 5.77% 8.87%
Bank Of India Conservative Hybrid Fund Regular-IDCW Monthly trend ₹68 1.18% -0.07% 1.57% 5.77% 8.87%
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increase growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns

More funds from Nippon India Mutual Fund

Fund Names AUM (Cr) 1M 3M 6M 1Yr 3Yr
Nippon India Conservative Hybrid Fund Direct-Growth increase ₹974 1.17% 0.83% 3.69% 6.10% 8.81%
Nippon India Conservative Hybrid Fund-Growth increase ₹974 1.10% 0.63% 3.27% 5.26% 8.00%
Nippon India Conservative Hybrid Fund Direct-IDCW Monthly increase ₹974 1.17% 0.83% 3.69% 6.10% 8.81%
Nippon India Conservative Hybrid Fund-IDCW Monthly increase ₹974 1.10% 0.63% 3.27% 5.26% 8.00%
Nippon India Conservative Hybrid Fund Direct-IDCW Quaterly increase ₹974 1.17% 0.83% 3.69% 6.10% 8.81%
Nippon India Conservative Hybrid Fund-IDCW Quarterly increase ₹974 1.10% 0.63% 3.27% 5.26% 8.00%
Nippon India Retirement Fund - Income Generation Scheme-Growth increase ₹137 2.35% -1.32% 2.37% 0.35% 6.05%
Nippon Indiaretirement Fund - Income Generation Scheme Direct-Growth increase ₹137 2.44% -1.04% 2.94% 1.46% 7.19%
Nippon India Retirement Fund - Income Generation Scheme-IDCW increase ₹137 2.35% -1.32% 2.37% 0.35% 6.05%
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increase growth is based on 1-month returns of the funds

Nippon India Retirement Fund - Income Generation Scheme Direct-IDCW Calculator

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Top 25% of investors consistently generate more than 12% return
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Top Mutual Funds

Fund Names AUM (Cr) NAV 3Yr 5Yr 10Yr
SBI Conservative Hybrid Fund-Growth trend ₹10,107 ₹76.61 7.93% 7.61% 8.15%
SBI Conservative Hybrid Fund Direct-Growth trend ₹10,107 ₹84.22 8.46% 8.14% 8.83%
SBI Conservative Hybrid Fund-IDCW Monthly trend ₹10,107 ₹20.91 7.93% 7.61% 8.15%
SBI Conservative Hybrid Fund Direct-IDCW Monthly trend ₹10,107 ₹27.50 8.46% 8.14% 8.83%
SBI Conservative Hybrid Fund-IDCW Quarterly trend ₹10,107 ₹22.10 7.93% 7.61% 8.15%
SBI Conservative Hybrid Fund Direct-IDCW Quarterly trend ₹10,107 ₹25.73 8.46% 8.14% 8.83%
SBI Conservative Hybrid Fund-IDCW Yearly trend ₹10,107 ₹27.02 7.93% 7.61% 8.15%
SBI Conservative Hybrid Fund Direct-IDCW Yearly trend ₹10,107 ₹33.59 8.46% 8.14% 8.83%
Parag Parikh Conservative Hybrid Fund Regular-Growth trend ₹3,395 ₹15.83 8.82% 8.77% -
Parag Parikh Conservative Hybrid Fund Direct-Growth trend ₹3,395 ₹16.09 9.15% 9.11% -
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Top funds are based on Fund AUM

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Nippon India Retirement Fund - Income Generation Scheme Direct-IDCW Detailed Portfolio

Stocks Sector % of Holding Value
Goi Cgl 7.06 10/10/2046Entities29.90%₹46.14 Cr
Goi Cgl 7.06 10/10/2046Entities30.01%₹45.29 Cr
Goi Cgl 7.06 10/10/2046Entities-—
Goi Cgl 7.06 10/10/2046Entities29.99%₹45.02 Cr
Goi Cgl 7.06 10/10/2046Entities30.13%₹44.83 Cr
Goi Cgl 7.06 10/10/2046Entities29.90%₹44.74 Cr
Goi Cgl 7.06 10/10/2046Entities29.90%₹44.74 Cr
Goi Cgl 7.06 10/10/2046Entities30.49%₹44.34 Cr
Goi Cgl 7.06 10/10/2046Entities30.55%₹44.12 Cr
Goi Cgl 7.06 10/10/2046Entities30.55%₹44.12 Cr
Goi Cgl 7.06 10/10/2046Entities30.55%₹44.12 Cr
Goi Cgl 7.06 10/10/2046Entities30.30%₹44.10 Cr
Goi Cgl 7.06 10/10/2046Entities30.55%₹43.65 Cr
Goi Cgl 7.06 10/10/2046Entities30.55%₹43.65 Cr
Goi Cgl 7.06 10/10/2046Entities30.55%₹43.65 Cr
Goi Cgl 7.06 10/10/2046Entities30.40%₹42.81 Cr
Goi Cgl 7.06 10/10/2046Entities30.31%₹42.77 Cr
Goi Cgl 7.06 10/10/2046Entities30.90%₹42.72 Cr
Goi Cgl 7.06 10/10/2046Entities30.72%₹42.50 Cr
Goi Cgl 7.06 10/10/2046Entities30.72%₹42.50 Cr
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Frequently Asked Questions

Nippon India Retirement Fund - Income Generation Scheme Direct-IDCW

What is the current AUM of Nippon India Retirement Fund - Income Generation Scheme Direct-IDCW?

As of Sat Oct 31, 2026, Nippon India Retirement Fund - Income Generation Scheme Direct-IDCW manages assets worth ₹136.6 crore

How has Nippon India Retirement Fund - Income Generation Scheme Direct-IDCW performed recently?

  • 3 Months: -1.04%
  • 6 Months: 2.94%

What is the long-term performance of Nippon India Retirement Fund - Income Generation Scheme Direct-IDCW?

  • 3 Years CAGR: 7.19%
  • 5 Years CAGR: 6.32%
  • Since Inception: 7.53%

What is the portfolio composition of Nippon India Retirement Fund - Income Generation Scheme Direct-IDCW?

Equity: 19.92%, Debt: 74.26%, Others: 5.82%.

Who manages Nippon India Retirement Fund - Income Generation Scheme Direct-IDCW?

Nippon India Retirement Fund - Income Generation Scheme Direct-IDCW is managed by Kinjal Desai from Nippon India Mutual Fund.

What is the market-cap allocation of Nippon India Retirement Fund - Income Generation Scheme Direct-IDCW?

Large Cap: 91.26%, Mid Cap: 4.06%, Small Cap: 4.68%.

Which are the top companies Nippon India Retirement Fund - Income Generation Scheme Direct-IDCW has invested in?

  • GOI CGL 7.06 10/10/2046 – 29.90% of the fund's portfolio
  • GOI CGL 7.06 10/10/2046 – 30.01% of the fund's portfolio
  • GOI CGL 7.06 10/10/2046 – 1.00% of the fund's portfolio
  • GOI CGL 7.06 10/10/2046 – 29.99% of the fund's portfolio
  • GOI CGL 7.06 10/10/2046 – 30.13% of the fund's portfolio

Which are the major sectors Nippon India Retirement Fund - Income Generation Scheme Direct-IDCW focuses on?

  • Entities – 577.97% of the fund's portfolio
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