Nippon India Retirement Fund - Wealth Creation Scheme Direct-Growth

  • 3 Months
  • 6 Months
  • 1 Year
  • 3 Years
  • 5 Years
  • RSI
3 Months Returns : -3.33%
NAV: ₹32.28 as on Thu Nov 05, 2026
Fund NAV

Fund Overview of Nippon India Retirement Fund - Wealth Creation Scheme Direct-Growth

  • ₹2,938.8 Cr
    AUM
  • ₹32.28
    NAV
  • 1.27%
    Expense Ratio
  • Equity
    Fund Category
As on Thu Nov 05, 2026
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Minimum amount you can invest: ₹500

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We have used a return rate of 15% for our calculations.

The total value of your investment after 10 years will be
₹ 1,39,328.64
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Nippon India Retirement Fund - Wealth Creation Scheme Direct-Growth Return Comparison

Tenure Absolute(%) Annualised(%) Category Average(%)
3 Months -3.33% NA 3.06%
6 Months 0.94% NA 12.13%
1 Year -2.50% -2.50% 0.23%
2 Years 0.76% 0.38% 19.05%
3 Years 38.87% 11.57% 17.87%
5 Years 62.35% 10.18% 20.71%
7 Years 128.97% 12.56% NA
10 Years 202.05% 11.69% 14.09%
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As on Thu Nov 05, 2026

Asset Allocation of Nippon India Retirement Fund - Wealth Creation Scheme Direct-Growth

equities

99.48%

debt instruments

0.00%

other assets or cash equivalents

0.52%
Large Cap: 62.20%
Mid Cap: 26.33%
Small Cap: 11.47%
Other: 0.00%
Top Holdings
Hdfc Bank Ltd
8.28%
Hdfc Bank Ltd
8.28%
Hdfc Bank Ltd
8.28%
Hdfc Bank Ltd
8.28%
Icici Bank Ltd
7.71%
 
Top Sectors
Financial
155.06%
Detailed Portfolio Analysis
As on Thu Nov 05, 2026
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About Fund

About Nippon India Retirement Fund - Wealth Creation Scheme Direct-Growth

Nippon India Retirement Fund - Wealth Creation Scheme Direct-Growth is one Equity mutual fund offered by Nippon India Mutual Fund. Launched on 11 Feb 2015, the fund aims Long term growth and capital appreciation. Investing primarily in Equity and equity related instruments and balance in fxed income securitiesso as to help the investor in achieving the retirement goals. It manages assets worth ₹2,938.8 crore as on Wed Sep 30, 2026. The expense ratio stands at 1.27%.
The portfolio allocation consists of 99.48% in equities, 0.00% in debt instruments, 0.52% in other assets or cash equivalents.Managed by Kinjal Desai, it has delivered a return of -2.50% in the last year, a total return since inception of 10.50%.
Depending on investment horizon investors often compare best sip plan as part of their long-term financial strategy.

Read more
  • Ashutosh Bhargava

    Fund Manager

  • Mr. Bhargava is B.Com & MBA (Finance)

    Manager Education

  • Pranay Sinha

    Fund Manager

  • Mr. Sinha has done B.Tech in Aerospace Engg. from IIT Kharagpur and PGDM with Major in Finance from IIM Calcutta.

    Manager Education

  • Kinjal Desai

    Fund Manager

  • Ms. Desai has done B.A (Economics), MSc. (Economics) and has cleared CFA Level 1

    Manager Education

Key Metrics of Nippon India Retirement Fund - Wealth Creation Scheme Direct-Growth

  • Standard Deviation
    15.36%
  • Mean
    10.60%
  • Sharpe Ratio
    0.33%
  • Alpha
    0.05%
  • Beta
    0.97%
  • Sortino Ratio
    0.43%

Nippon India Retirement Fund - Wealth Creation Scheme Direct-Growth Fund Details

Fund Names Nippon India Retirement Fund - Wealth Creation Scheme Direct-Growth
Inception Date 11 Feb 2015
Lock In 1825
SIP Minimum Investment amount ₹100
SWP Minimum Investment amount ₹500
STP Minimum Investment amount ₹100
 
Risk Principal at very high risk
Category Average Annual Returns 0.23
More Details
Highest NAV in last 52 weeks & Lowest NAV in last 52 weeks

Compare Mutual Funds
Nippon India Retirement Fund - Wealth Creation Scheme Direct-Growth Fund Returns Comparison

Compare Nippon India Retirement Fund - Wealth Creation Scheme Direct-Growth with other mutual funds in the same category

Nippon India Retirement Fund - Wealth Creation Scheme Direct-Growth

SBI Children's Fund - Investment Plan Direct-Growth

ICICI Prudential Retirement Fund - Pure Equity Plan Direct-Growth

Compare more funds

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Top Performing Mutual Funds

Fund Names AUM (Cr) 1M 3M 1Yr 3Yr 5Yr
SBI Children's Fund - Investment Plan Direct-Growth trend ₹7,949 0.59% -0.61% 11.55% 21.73% 18.34%
ICICI Prudential Retirement Fund - Pure Equity Plan Direct-Growth trend ₹2,106 3.09% -2.89% 2.60% 20.40% 17.99%
ICICI Prudential Retirement Fund - Pure Equity Plan Direct-IDCW trend ₹2,106 3.09% -2.89% 2.60% 20.40% 17.99%
SBI Children's Fund - Investment Plan Regular-Growth trend ₹7,949 0.51% -0.84% 10.48% 20.45% 16.98%
ICICI Prudential Retirement Fund - Pure Equity Plan-Growth trend ₹2,106 2.96% -3.23% 1.26% 18.75% 16.38%
ICICI Prudential Retirement Fund - Pure Equity Plan-IDCW trend ₹2,106 2.96% -3.23% 1.26% 18.75% 16.38%
HDFC Flexi Cap Direct Plan-Growth trend ₹108,547 6.99% 0.22% 2.04% 17.31% 16.37%
HDFC Flexi Cap Direct Plan-IDCW trend ₹108,547 6.99% 0.22% 2.04% 17.31% 16.37%
Bank Of India Flexi Cap Fund Direct-Growth trend ₹3,098 1.10% 0.24% 8.01% 19.30% 15.74%
Bank Of India Flexi Cap Fund Direct-IDCW trend ₹3,098 1.10% 0.24% 8.01% 19.30% 15.74%
View More
increase growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns

More funds from Nippon India Mutual Fund

Fund Names AUM (Cr) 1M 3M 6M 1Yr 3Yr
Nippon India Flexi Cap Fund Regular-Growth increase ₹9,214 4.06% -2.80% 2.10% -2.31% 9.48%
Nippon India Flexi Cap Fund Direct-Growth increase ₹9,214 4.16% -2.51% 2.72% -1.10% 10.88%
Nippon India Flexi Cap Fund Direct-IDCW increase ₹9,214 4.16% -2.51% 2.72% -1.10% 10.88%
Nippon India Flexi Cap Fund Regular-IDCW increase ₹9,214 4.06% -2.80% 2.10% -2.31% 9.48%
Nippon India Retirement Fund - Wealth Creation Scheme-Growth increase ₹2,939 4.16% -3.56% 0.46% -3.42% 10.51%
Nippon India Retirement Fund - Wealth Creation Scheme Direct-IDCW increase ₹2,939 4.25% -3.33% 0.94% -2.50% 11.57%
Nippon India Retirement Fund - Wealth Creation Scheme-IDCW increase ₹2,939 4.16% -3.56% 0.46% -3.42% 10.51%
Nippon India Diversified Equity Flexicap Passive FOF Regular-Growth increase ₹211 5.60% -2.23% 1.85% -2.30% 10.58%
Nippon India Diversified Equity Flexicap Passive FOF Direct-Growth increase ₹211 5.64% -2.14% 2.04% -1.94% 10.99%
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increase growth is based on 1-month returns of the funds

Nippon India Retirement Fund - Wealth Creation Scheme Direct-Growth Calculator

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Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
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Top 25% of investors consistently generate more than 12% return
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Top Mutual Funds

Fund Names AUM (Cr) NAV 3Yr 5Yr 10Yr
Parag Parikh Flexi Cap Fund Regular-Growth trend ₹145,070 ₹84.38 12.64% 10.73% 16.48%
Parag Parikh Flexi Cap Fund Direct-Growth trend ₹145,070 ₹92.71 13.40% 11.58% 17.38%
Parag Parikh Flexi Cap Fund Direct-IDCW trend ₹145,070 ₹92.71 13.40% 11.58% 17.38%
Parag Parikh Flexi Cap Fund Regular-IDCW trend ₹145,070 ₹84.38 12.64% 10.73% 16.48%
HDFC Flexi Cap Fund Regular-Growth trend ₹108,547 ₹2,091.13 16.55% 15.61% 15.60%
HDFC Flexi Cap Direct Plan-Growth trend ₹108,547 ₹2,305.35 17.31% 16.37% 16.39%
HDFC Flexi Cap Fund Regular-IDCW trend ₹108,547 ₹75.56 16.55% 15.61% 15.60%
HDFC Flexi Cap Direct Plan-IDCW trend ₹108,547 ₹93.21 17.31% 16.37% 16.39%
Kotak Flexi Cap Fund Regular-Growth trend ₹53,087 ₹85.39 12.26% 9.74% 12.53%
Kotak Flexi Cap Fund Direct-Growth trend ₹53,087 ₹97.25 13.22% 10.71% 13.60%
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Top funds are based on Fund AUM

Start Small & Build Your Wealth For A Brighter Tomorrow

Nippon India Retirement Fund - Wealth Creation Scheme Direct-Growth Detailed Portfolio

Stocks Sector % of Holding Value
Hdfc Bank LtdFinancial8.28%₹255.34 Cr
Hdfc Bank LtdFinancial8.28%₹255.34 Cr
Hdfc Bank LtdFinancial8.28%₹255.34 Cr
Hdfc Bank LtdFinancial8.28%₹255.34 Cr
Icici Bank LtdFinancial7.71%₹248.13 Cr
Icici Bank LtdFinancial7.89%₹243.41 Cr
Icici Bank LtdFinancial7.89%₹243.41 Cr
Icici Bank LtdFinancial7.89%₹243.41 Cr
Icici Bank LtdFinancial7.89%₹243.41 Cr
Hdfc Bank LtdFinancial7.85%₹238.26 Cr
Icici Bank LtdFinancial7.59%₹237.86 Cr
Icici Bank LtdFinancial7.53%₹235.55 Cr
Icici Bank LtdFinancial7.53%₹235.55 Cr
Icici Bank LtdFinancial7.53%₹235.55 Cr
Icici Bank LtdFinancial7.53%₹235.55 Cr
Icici Bank LtdFinancial7.53%₹235.55 Cr
Icici Bank LtdFinancial7.53%₹235.55 Cr
Hdfc Bank LtdFinancial7.31%₹235.12 Cr
Hdfc Bank LtdFinancial7.24%₹234.77 Cr
Icici Bank LtdFinancial7.50%₹233.74 Cr
View More

Top Equity Funds

Fund Names NAV 3Yr 5Yr 52 weeks high
SBI Children's Fund - Investment Plan Direct-Growth increase ₹53.78 21.73% 18.34% -
ICICI Prudential Retirement Fund - Pure Equity Plan Direct-Growth increase ₹38.67 20.40% 17.99% -
ICICI Prudential Retirement Fund - Pure Equity Plan Direct-IDCW increase ₹38.65 20.40% 17.99% -
SBI Children's Fund - Investment Plan Regular-Growth increase ₹49.89 20.45% 16.98% -
ICICI Prudential Retirement Fund - Pure Equity Plan-Growth increase ₹34.48 18.75% 16.38% -
ICICI Prudential Retirement Fund - Pure Equity Plan-IDCW increase ₹34.49 18.75% 16.38% -
HDFC Flexi Cap Direct Plan-Growth increase ₹2,305.35 17.31% 16.37% -
HDFC Flexi Cap Direct Plan-IDCW increase ₹93.21 17.31% 16.37% -
Bank Of India Flexi Cap Fund Direct-Growth increase ₹42.20 19.30% 15.74% -
Bank Of India Flexi Cap Fund Direct-IDCW increase ₹36.06 19.30% 15.74% -
View More
increase growth is based on 5Y returns of the funds

Frequently Asked Questions

Nippon India Retirement Fund - Wealth Creation Scheme Direct-Growth

What is the current AUM of Nippon India Retirement Fund - Wealth Creation Scheme Direct-Growth?

As of Wed Sep 30, 2026, Nippon India Retirement Fund - Wealth Creation Scheme Direct-Growth manages assets worth ₹2,938.8 crore

How has Nippon India Retirement Fund - Wealth Creation Scheme Direct-Growth performed recently?

  • 3 Months: -3.33%
  • 6 Months: 0.94%

What is the long-term performance of Nippon India Retirement Fund - Wealth Creation Scheme Direct-Growth?

  • 3 Years CAGR: 11.57%
  • 5 Years CAGR: 10.18%
  • Since Inception: 10.50%

What is the portfolio composition of Nippon India Retirement Fund - Wealth Creation Scheme Direct-Growth?

Equity: 99.48%, Debt: 0.00%, Others: 0.52%.

Who manages Nippon India Retirement Fund - Wealth Creation Scheme Direct-Growth?

Nippon India Retirement Fund - Wealth Creation Scheme Direct-Growth is managed by Kinjal Desai from Nippon India Mutual Fund.

What is the market-cap allocation of Nippon India Retirement Fund - Wealth Creation Scheme Direct-Growth?

Large Cap: 62.20%, Mid Cap: 26.33%, Small Cap: 11.47%.

Which are the top companies Nippon India Retirement Fund - Wealth Creation Scheme Direct-Growth has invested in?

  • HDFC Bank Ltd – 8.28% of the fund's portfolio
  • HDFC Bank Ltd – 8.28% of the fund's portfolio
  • HDFC Bank Ltd – 8.28% of the fund's portfolio
  • HDFC Bank Ltd – 8.28% of the fund's portfolio
  • ICICI Bank Ltd – 7.71% of the fund's portfolio

Which are the major sectors Nippon India Retirement Fund - Wealth Creation Scheme Direct-Growth focuses on?

  • Financial – 155.06% of the fund's portfolio
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