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Fund Overview of Nippon India Retirement Fund - Wealth Creation Scheme-IDCW
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₹3,084.1 CrAUM
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₹19.79NAV
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2.26%Expense Ratio
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EquityFund Category
Minimum amount you can invest: ₹500
Maximum amount you can invest: ₹1,00,000
We have used a return rate of 15% for our calculations.
Nippon India Retirement Fund - Wealth Creation Scheme-IDCW Return Comparison
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 5.22% | NA | 3.06% |
| 6 Months | 2.30% | NA | 12.13% |
| 1 Year | 3.94% | 3.94% | 0.23% |
| 2 Years | 1.24% | 0.62% | 19.05% |
| 3 Years | 44.29% | 13.00% | 17.87% |
| 5 Years | 78.30% | 12.26% | 20.71% |
| 7 Years | 136.57% | 13.09% | NA |
| 10 Years | 180.92% | 10.88% | 14.09% |
Dividends are declared by the fund house based on the income generated from the underlying assets. While many mutual funds distribute dividends annually, the payout frequency ultimately depends on the fund house’s decision
Asset Allocation of Nippon India Retirement Fund - Wealth Creation Scheme-IDCW
equities
99.21%debt instruments
0.00%other assets or cash equivalents
0.79%Nippon India Retirement Fund - Wealth Creation Scheme-IDCW is one Equity mutual fund offered by Nippon India Mutual Fund. Launched on 11 Feb 2015, the fund aims Long term growth and capital appreciation. Investing primarily in Equity and equity related instruments and balance in fxed income securitiesso as to help the investor in achieving the retirement goals. It manages assets worth ₹3,084.1 crore as on Tue Jun 30, 2026. The expense ratio stands at 2.26%. Fund Manager Manager Education Fund Manager Manager Education Fund Manager Manager EducationAbout Nippon India Retirement Fund - Wealth Creation Scheme-IDCW
The portfolio allocation consists of 99.21% in equities, 0.00% in debt instruments, 0.79% in other assets or cash equivalents.Managed by Kinjal Desai, it has delivered a return of 3.94% in the last year, a total return since inception of 9.87%.
The latest dividend was declared on 30 Jan 2026 at 15.00% of face value.
Depending on risk tolerance individuals may compare best sip during the overall investment planning.
Key Metrics of Nippon India Retirement Fund - Wealth Creation Scheme-IDCW
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Standard Deviation14.89%
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Mean12.31%
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Sharpe Ratio0.44%
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Alpha0.15%
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Beta0.96%
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Sortino Ratio0.54%
Nippon India Retirement Fund - Wealth Creation Scheme-IDCW Fund Details
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Compare Nippon India Retirement Fund - Wealth Creation Scheme-IDCW with other mutual funds in the same category
Nippon India Retirement Fund - Wealth Creation Scheme-IDCW
ICICI Prudential Retirement Fund - Pure Equity Plan Direct-Growth
ICICI Prudential Retirement Fund - Pure Equity Plan Direct-IDCW
Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
ICICI Prudential Retirement Fund - Pure Equity Plan Direct-Growth  |
₹1,998 | 2.25% | 4.69% | 13.85% | 22.56% | 21.27% |
| ICICI Prudential Retirement Fund - Pure Equity Plan Direct-IDCW |
₹1,998 | 2.25% | 4.69% | 13.85% | 22.56% | 21.27% |
| SBI Children's Fund - Investment Plan Direct-Growth |
₹6,944 | 0.67% | 7.26% | 17.84% | 21.63% | 21.09% |
| SBI Children's Fund - Investment Plan Regular-Growth |
₹6,944 | 0.58% | 7.01% | 16.68% | 20.32% | 19.66% |
| ICICI Prudential Retirement Fund - Pure Equity Plan-Growth |
₹1,998 | 2.14% | 4.35% | 12.34% | 20.89% | 19.62% |
| ICICI Prudential Retirement Fund - Pure Equity Plan-IDCW |
₹1,998 | 2.14% | 4.35% | 12.34% | 20.89% | 19.62% |
| HDFC Flexi Cap Direct Plan-Growth |
₹106,496 | 3.03% | 7.88% | 7.87% | 18.31% | 18.73% |
| HDFC Flexi Cap Direct Plan-IDCW |
₹106,496 | 3.03% | 7.88% | 7.87% | 18.31% | 18.73% |
| HDFC Flexi Cap Fund Regular-Growth |
₹106,496 | 2.97% | 7.71% | 7.17% | 17.53% | 17.95% |
| HDFC Flexi Cap Fund Regular-IDCW |
₹106,496 | 2.97% | 7.71% | 7.17% | 17.53% | 17.95% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from Nippon India Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
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Nippon India Flexi Cap Fund Regular-Growth
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₹9,590 | 1.97% | 5.75% | 3.63% | 4.56% | 12.00% |
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Nippon India Flexi Cap Fund Direct-Growth
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₹9,590 | 2.07% | 6.08% | 4.27% | 5.87% | 13.45% |
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Nippon India Flexi Cap Fund Direct-IDCW
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₹9,590 | 2.07% | 6.08% | 4.27% | 5.87% | 13.45% |
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Nippon India Flexi Cap Fund Regular-IDCW
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₹9,590 | 1.97% | 5.75% | 3.63% | 4.56% | 12.00% |
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Nippon India Retirement Fund - Wealth Creation Scheme-Growth
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₹3,084 | 2.77% | 5.22% | 2.30% | 3.94% | 13.00% |
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Nippon India Retirement Fund - Wealth Creation Scheme Direct-Growth
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₹3,084 | 2.85% | 5.47% | 2.77% | 4.92% | 14.08% |
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Nippon India Retirement Fund - Wealth Creation Scheme Direct-IDCW
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₹3,084 | 2.85% | 5.47% | 2.77% | 4.92% | 14.08% |
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Nippon India Diversified Equity Flexicap Passive FOF Regular-Growth
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₹222 | 1.03% | 3.65% | 0.03% | 3.07% | 11.66% |
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Nippon India Diversified Equity Flexicap Passive FOF Direct-Growth
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₹222 | 1.06% | 3.75% | 0.21% | 3.46% | 12.07% |
growth is based on 1-month returns of the fundsNippon India Retirement Fund - Wealth Creation Scheme-IDCW Calculator
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Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| Parag Parikh Flexi Cap Fund Direct-Growth |
₹143,388 | ₹92.05 | 14.31% | 13.68% | 17.48% |
| Parag Parikh Flexi Cap Fund Regular-Growth |
₹143,388 | ₹83.92 | 13.54% | 12.79% | 16.59% |
| Parag Parikh Flexi Cap Fund Regular-IDCW |
₹143,388 | ₹83.92 | 13.54% | 12.79% | 16.59% |
| Parag Parikh Flexi Cap Fund Direct-IDCW |
₹143,388 | ₹92.05 | 14.31% | 13.68% | 17.48% |
| HDFC Flexi Cap Fund Regular-Growth |
₹106,496 | ₹2,094.50 | 17.53% | 17.95% | 16.02% |
| HDFC Flexi Cap Direct Plan-Growth |
₹106,496 | ₹2,305.46 | 18.31% | 18.73% | 16.82% |
| HDFC Flexi Cap Fund Regular-IDCW |
₹106,496 | ₹75.69 | 17.53% | 17.95% | 16.02% |
| HDFC Flexi Cap Direct Plan-IDCW |
₹106,496 | ₹93.22 | 18.31% | 18.73% | 16.82% |
| Kotak Flexicap Fund Direct-Growth |
₹55,850 | ₹98.81 | 14.39% | 12.39% | 14.18% |
| Kotak Flexicap Fund Regular-Growth |
₹55,850 | ₹86.95 | 13.42% | 11.41% | 13.09% |
Nippon India Retirement Fund - Wealth Creation Scheme-IDCW Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Hdfc Bank Ltd | Financial | 8.28% | ₹255.34 Cr |
| Hdfc Bank Ltd | Financial | 8.28% | ₹255.34 Cr |
| Hdfc Bank Ltd | Financial | 8.28% | ₹255.34 Cr |
| Hdfc Bank Ltd | Financial | 8.28% | ₹255.34 Cr |
| Icici Bank Ltd | Financial | 7.71% | ₹248.13 Cr |
| Icici Bank Ltd | Financial | 7.89% | ₹243.41 Cr |
| Icici Bank Ltd | Financial | 7.89% | ₹243.41 Cr |
| Icici Bank Ltd | Financial | 7.89% | ₹243.41 Cr |
| Icici Bank Ltd | Financial | 7.89% | ₹243.41 Cr |
| Hdfc Bank Ltd | Financial | 7.85% | ₹238.26 Cr |
| Icici Bank Ltd | Financial | 7.59% | ₹237.86 Cr |
| Hdfc Bank Ltd | Financial | 7.31% | ₹235.12 Cr |
| Hdfc Bank Ltd | Financial | 7.24% | ₹234.77 Cr |
| Icici Bank Ltd | Financial | 7.50% | ₹233.74 Cr |
| Hdfc Bank Ltd | Financial | 7.45% | ₹232.31 Cr |
| Hdfc Bank Ltd | Financial | 7.23% | ₹230.95 Cr |
| Hdfc Bank Ltd | Financial | 7.06% | ₹230.04 Cr |
| Hdfc Bank Ltd | Financial | 7.06% | ₹230.04 Cr |
| Icici Bank Ltd | Financial | 7.32% | ₹223.62 Cr |
| Icici Bank Ltd | Financial | 7.33% | ₹222.38 Cr |
Top Equity Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| ICICI Prudential Retirement Fund - Pure Equity Plan Direct-Growth |
₹39.99 | 22.56% | 21.27% | - |
| ICICI Prudential Retirement Fund - Pure Equity Plan Direct-IDCW |
₹39.98 | 22.56% | 21.27% | - |
| SBI Children's Fund - Investment Plan Direct-Growth |
₹53.20 | 21.63% | 21.09% | - |
| SBI Children's Fund - Investment Plan Regular-Growth |
₹49.47 | 20.32% | 19.66% | - |
| ICICI Prudential Retirement Fund - Pure Equity Plan-Growth |
₹35.78 | 20.89% | 19.62% | - |
| ICICI Prudential Retirement Fund - Pure Equity Plan-IDCW |
₹35.79 | 20.89% | 19.62% | - |
| HDFC Flexi Cap Direct Plan-Growth |
₹2,305.46 | 18.31% | 18.73% | - |
| HDFC Flexi Cap Direct Plan-IDCW |
₹93.22 | 18.31% | 18.73% | - |
| HDFC Flexi Cap Fund Regular-Growth |
₹2,094.50 | 17.53% | 17.95% | - |
| HDFC Flexi Cap Fund Regular-IDCW |
₹75.69 | 17.53% | 17.95% | - |
growth is based on 5Y returns of the funds
Frequently Asked Questions
Nippon India Retirement Fund - Wealth Creation Scheme-IDCW
What is the current AUM of Nippon India Retirement Fund - Wealth Creation Scheme-IDCW?
As of Tue Jun 30, 2026, Nippon India Retirement Fund - Wealth Creation Scheme-IDCW manages assets worth ₹3,084.1 crore
How has Nippon India Retirement Fund - Wealth Creation Scheme-IDCW performed recently?
- 3 Months: 5.22%
- 6 Months: 2.30%
What is the long-term performance of Nippon India Retirement Fund - Wealth Creation Scheme-IDCW?
- 3 Years CAGR: 13.00%
- 5 Years CAGR: 12.26%
- Since Inception: 9.87%
What is the portfolio composition of Nippon India Retirement Fund - Wealth Creation Scheme-IDCW?
Equity: 99.21%, Debt: 0.00%, Others: 0.79%.
Who manages Nippon India Retirement Fund - Wealth Creation Scheme-IDCW?
Nippon India Retirement Fund - Wealth Creation Scheme-IDCW is managed by Kinjal Desai from Nippon India Mutual Fund.
When was the last dividend declared by Nippon India Retirement Fund - Wealth Creation Scheme-IDCW?
Latest dividend was declared on 30 Jan 2026 at 15.00% of face value.
What is the market-cap allocation of Nippon India Retirement Fund - Wealth Creation Scheme-IDCW?
Large Cap: 68.11%, Mid Cap: 22.70%, Small Cap: 9.19%.
Which are the top companies Nippon India Retirement Fund - Wealth Creation Scheme-IDCW has invested in?
- HDFC Bank Ltd – 8.28% of the fund's portfolio
- HDFC Bank Ltd – 8.28% of the fund's portfolio
- HDFC Bank Ltd – 8.28% of the fund's portfolio
- HDFC Bank Ltd – 8.28% of the fund's portfolio
- ICICI Bank Ltd – 7.71% of the fund's portfolio
Which are the major sectors Nippon India Retirement Fund - Wealth Creation Scheme-IDCW focuses on?
- Financial – 153.33% of the fund's portfolio
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^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.
